Million Mile Secrets reader, Donna, commented:
I applied in-branch for the Chase Sapphire Reserve the day before the sign-up bonus was reduced. My application was not immediately approved. If I’m approved for the card after the expiration date of the higher sign-up bonus offer, what sign-up bonus will I receive?
Fantastic question, Donna!
If you’re approved for a card after your application was pending, you’ll receive the sign-up bonus that was available on the day you applied for the card.
But to avoid any issues, I always recommend you take screenshots of credit card offers during the application process. And if you apply in-branch, the banker should give you paperwork with the sign-up bonus details for your new card.
If You’re Approved for a Card After a Pending Application, You’ll Earn the Sign-Up Bonus Available on the Day You Applied
I’ll explain what you should know about earning a sign-up bonus with a pending credit card application.
Posted in American Express, AMEX Mercedes-Benz Platinum, Bank Of America, Barclaycard, Chase, Chase Sapphire Reserve, Citibank, Credit Cards, Denial & Reconsideration, Membership Rewards, Reader Requests
There are LOTS of credit cards out there, all with different benefits and bonuses.
Banks seem to enjoy giving their credit cards similar names. You might apply for the wrong one if you aren’t careful!
I’ve put a lot of credit cards with similar sounding names side-by-side, so you can compare the perks and decide which card is best for you, and find the application link, all in one place!
Take the Time to Differentiate These Credit Cards So You’ll Know Which Card Will Give You the Biggest Travel!
Let’s look at the most common credit cards with similar sounding names!
Posted in Airlines, American Express, AMEX Blue Cash Everyday, AMEX Blue Cash Preferred, AMEX Blue for Business, AMEX EveryDay, AMEX EveryDay Preferred, Beginner Tips, Business Credit Cards, Chase, Chase Freedom, Chase Freedom Unlimited, Chase Ink Cash, Chase Ink Plus, Chase Sapphire, Chase Sapphire Preferred, Chase Sapphire Reserve, Chase Southwest, Credit Cards, Credit Cards, EveryDay, Foreign Transaction Fees, Foreign Transaction Fees, Hotels, Ink Bold, JetBlue, Membership Rewards, No Annual Fee, Southwest, Ultimate Rewards, Visa Signature
The AMEX Platinum cards have terrific benefits, including the flexibility to use your AMEX Membership Rewards points to buy travel, or transfer them to airline programs.
You’ll get a $200 annual airline incidental fee credit on your selected airline. Plus $200 per year to spend on Uber or UberEats, access to Centurion Lounges and 1,000+ Priority Pass Lounges, and free Hilton, Starwood, and Marriott Gold elite status.
But there are lesser-known, yet valuable, AMEX Platinum benefits too.
AMEX Platinum Cardholders Get Exclusive Perks at Resorts Like the Four Seasons Oahu Ko’Olina, Including Early Check-In, Late Check-Out, Room Upgrades, and Free Breakfast
Let’s check out the AMEX Platinum benefits you might not be familiar with!
Posted in American Express, AMEX Mercedes-Benz Platinum, AMEX Platinum, Avis, Citi Prestige, Citibank, Credit Cards, Hertz, Hotels, Membership Rewards, National, Rental Cars, Save Money, Shopping, Shopping, Travel Tips
Million Mile Secrets reader, NB, commented:
A word of caution for other readers. Always check an airline site to see how many frequent flyer miles they are charging for a flight. Because even with travel portal bonuses, you might still use fewer miles by transferring points directly to an airline and booking an award flight.
For example, I found Southwest airfare for $211, which would require ~16,880 Chase Ultimate Rewards points from my Sapphire Preferred ($211 cost of airfare / 1.25 cents per point) if booked through the Chase travel portal.
But Southwest was charging 12,601 Southwest points for the same flight. So I instantly transferred Chase Ultimate Rewards points to Southwest at a 1:1 ratio and booked the award flight.
This is terrific advice, NB!
Some folks can develop certain habits when booking award travel and miss opportunities to save miles and points!
For example, I recently shared 3 examples of booking Southwest flights, which result in different values for your Chase Ultimate Rewards points.
And you’ll likely come across similar scenarios when comparing award flight prices on with other airline transfer partners vs. flight prices through a travel portal.
A Quick Comparison of Flight Prices Might Save You Thousands of Miles or Points!
I’ll explain why you’ll want to run the numbers when redeeming points for a flight!
Posted in Air Canada, Airline Award Booking, Airlines, Airlines, Alaska Airlines, American Airlines, American Express, AMEX Starwood (SPG), Beginner Tips, British Airways, Business Credit Cards, Business Platinum, Chase, Chase Freedom, Chase Freedom Unlimited, Chase Ink Bold, Chase Ink Plus, Chase Ink Preferred, Chase Sapphire Preferred, Chase Sapphire Reserve, Citi Prestige, Citi Thank You Premier, Citibank, Credit Cards, Credit Cards, Hotels, JetBlue, Membership Rewards, Save Money, Southwest, Starwood (SPG), TAM, Travel Tips, Ultimate Rewards, United Airlines, United Award Booking
Do you own a small business and work in the field of digital media? If so, you can qualify for a small business credit card that earns miles, points, and cash back for business purchases!
If You’re a Digital Freelancer, You Have Lots of Options When It Comes to Small Business Credit Cards
Let’s take a look at great small business credit cards for freelancers like writers, web and graphic designers, coders, and more!
Posted in Airline Award Booking, Airlines, American Airlines, American Express, AMEX Business Gold Rewards, AMEX SimplyCash Plus, AMEX Starwood (SPG), Beginner Tips, Capital One, Capital One Spark, Chase, Chase Ink Bold, Chase Ink Cash, Chase Ink Plus, Chase Ink Preferred, Chase Sapphire Preferred, Chase Sapphire Reserve, Credit Cards, Credit Cards, Earn Miles, Etihad, Hotels, Hyatt, Marriott, Membership Rewards, Ritz-Carlton, Save Money, Shopping, Starwood (SPG), Ultimate Rewards, United Airlines
Big changes coming at Air Canada!
Via Don’t Call the Airline, Air Canada plans to scrap its current Aeroplan frequent flyer program, and launch a new one June 30, 2020.
Unlike other airlines, the Aeroplan program isn’t actually run by Air Canada, but an outside company. Now, Air Canada plans to run its own frequent flyer program, which could mean better deals for earning and redeeming miles.
And potentially more opportunities for credit card bonuses. 😉
In a Few Years, Air Canada Will Have a New Frequent Flyer Program!
I’ll share what we know so far about this news. And explain what it means for you.
Selling products for profit on eBay and Amazon is a quick small business idea that can help you earn lots of miles, points, or cash back.
Besides the rewards, certain cards offer a way to save money on purchases with select merchants. So you can use these cards to buy items at a discount, like apparel or auto parts. Then, turn around and sell them for a profit!
In Addition to Using an eBay or Amazon Business to Earn Miles & Points, Certain Cards Offer a Way to Buy Discounted Merchandise, Which You Can Resell for a Profit!
I’ll share the best credit cards for folks selling on Amazon and eBay.
Posted in Airline Award Booking, Airlines, Airlines, American Express, AMEX Business Gold Rewards, AMEX SimplyCash Plus, AMEX Starwood (SPG), Beginner Tips, Business Credit Cards, Business Platinum, Capital One, Capital One Spark, Chase, Chase Ink Bold, Chase Ink Cash, Chase Ink Plus, Chase Ink Preferred, Chase Sapphire Preferred, Chase Sapphire Reserve, Credit Cards, Credit Cards, Earn Miles, Hotels, Hyatt, Membership Rewards, No Annual Fee, Save Money, Shopping, Shopping, Singapore Airlines, Travel Tips, Ultimate Rewards
A few months ago, I let you know about the electronics ban on flights to the US from 10 cities. Now, according to One Mile at a Time, it’s rumored the ban will soon include flights from ALL of Europe!
This isn’t good news for folks who like to use their devices to get work done or watch movies in-flight. Because if it’s an extension of the current electronics ban, only cell phones, smartphones, and necessary medical equipment will be allowed in the cabin.
If the Rumors Are True, You Won’t Be Able to Use Certain Devices on Flights to the US From Europe!
Here’s what we know so far about the rumored expansion of the in-flight electronics ban.
Posted in Air Canada, Airline Award Booking, Airlines, American Express, Brussels Airlines, Chase, Citi American Airlines Executive, Citi Prestige, Citibank, Credit Cards, LOT Polish Airlines, Lufthansa, Membership Rewards, Star Alliance, Travel Tips, Ultimate Rewards, United Airlines, United Award Booking
Hurry! Via Points, Miles & Martinis, Delta has award seats to the Caribbean and Florida starting at 10,000 Delta miles each way in coach for travel between September 26, 2017, and November 14, 2017.
But you must book before tomorrow, May 10, 2017, at 11:59 pm Eastern Time!
Need a Vacation? Visit the Caribbean This Fall With Delta’s Discounted Award Seats!
Let’s take a look at the details of this sale.
Posted in Airline Award Booking, Airline Promotions, Airlines, American Express, AMEX Delta, AMEX Platinum, AMEX Premier Rewards Gold, Business Platinum, Credit Cards, Delta Skymiles, Membership Rewards, Save Money, Travel Tips