Category Archives: Membership Rewards

Negative Changes to AMEX Business Platinum 50% Points Back Perk!

Bad news for folks with the AMEX Business Platinum card, or those considering the card.

Via The Points Guy, you will no longer get 50% of your points back on certain airfare you purchase through the AMEX travel portal.  You’ll only get 35% back!

This Is NOT Good News for Folks With the AMEX Business Platinum Card. I’ll Explain Why!

I’ll share more about this news.  And explain what it means for you.

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Everything You Need to Know About Hilton’s 5th Night Free Perk!

Did you know there are ways to use Hilton points to make them 20% more valuable?

Through May 31, 2017, the AMEX Hilton cards have the highest sign-up bonuses ever!  So if you take advantage of those offers, it’s important to know how to best use Hilton points for Big Travel with Small Money!

One great way to extend your points is with Hilton’s 5th night free perk for folks with (super easy to earn!) Hilton elite status.

How To Get Free Nights At Hilton

You Can Book the Conrad Manila for 47,000 Hilton Points per Night. But It Will Cost Just 37,600 Hilton Points per Night When You Stay 5 Nights!

I’ll tell you everything you need to know about this valuable perk!

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Rumor: New Premium Card from US Bank, Sign-Up Bonus Worth $750!

Via Miles to Memories, there’s a new premium credit card from US Bank coming May 1, 2017!

US Bank’s Altitude Reserve Visa card will compete with cards like the AMEX Platinum, Chase Sapphire Reserve, and Citi Prestige.

It will (supposedly!) come with a 50,000 point sign-up bonus, and perks like an annual travel credit, bonus points for travel spending, a credit for Global Entry, and more.

I’m excited about it, because more credit card options means more competition between banks.  And that’s a good thing for folks like us!

US Bank Altitude Reserve Card Premium Travel Card Review

You Can Earn $750 in Travel With the New US Bank Altitude Reserve Card, and Start Planning Your Next Tropical Getaway!

Here’s more information about the new US Bank premium credit card.

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How to Meet Minimum Spending Requirements Paying Taxes

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

It’s tax time again!  April 18, 2017, is the IRS filing deadline this year.

While it’s nice to get a refund, if you owe taxes, you can ease the pain of paying your tax bill by meeting the minimum spending requirements on a new credit card.  Or hitting a spending threshold to unlock bonus miles, points, or elite status!

Just remember, you’ll usually pay a processing fee of ~2%, so do the math to see whether it’s worth it.

Pay Taxes With Credit Card

It Might Be Worth Paying Your Taxes With a Credit Card to Get Big Travel With Small Money When You Unlock Elite Status Levels or Big Sign-Up Bonuses

I’ll show you how to pay your taxes with a credit card.  And help you decide if it makes sense for you!

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Is Using AMEX Pay With Points the Same as Paying Cash for Airfare?

Million Mile Secrets reader, Howard, emailed:

If I get the The Business Platinum® Card from American Express OPEN and use Pay With Points to purchase Delta airfare, would Delta treat the flight as a cash purchase?

Using Pay With Points to book flights through the AMEX Membership Rewards portal is essentially the same as paying with cash.

Because you can book airfare without having to worry about blackout dates.  And you’ll earn frequent flyer miles for your flight.

This is especially useful for folks with the AMEX Business Platinum card.  Because your points are effectively worth 2 cents each for coach airfare on your selected airline through the AMEX travel portal.

AMEX Pay With Points For Airfare

Using AMEX Pay With Points Is Basically the Same as Paying Cash for Airfare

I’ll explain how using Pay With Points works.  And share the benefits of using points linked to your AMEX Business Platinum.

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5 Travel Rewards Cards for College Students

Million Mile Secrets reader, Liz, commented:

After studying abroad last semester, I’ve been bitten by the travel bug.  Although I have a very good credit score, I’m a college student and don’t spend that much, which precludes me from going for cards with sign-up bonuses that require spending $3,000 in the first 90 days.

I would like to get a card to start earning rewards for my purchases and develop a credit history.  But in keeping with the number one rule of paying off my balance each month, there doesn’t seem to be a card out there for me.

Ideally, I’m looking for a travel rewards card that offers a sign-up bonus requiring $1,000 in the first 90 days and has a waived annual fee for the first year, or none at all!  Is there a card that you’d recommend for me?

Welcome to the miles & points hobby, Liz!

I’m so glad to hear Liz is interested in earning rewards for travel.  Miles and points are one of the the best ways to travel cheaply.  They’ve given Emily and I the opportunity to visit amazing destinations around the world!

As a college student, it seems Liz has done her homework about the importance of developing a credit history and not carrying credit card balances!

Credit Cards College Students

There Are Lots of Great Rewards Credit Cards for College Students Looking to Get Started in the Miles & Points Hobby!

The good news is most banks offer credit cards with sign-up bonuses that have relatively small minimum spending requirements.  And these cards tend to waive the annual fee or have none at all.  So they’re great for students on a tight budget!

I’ll share tips for beginners in the miles & points hobby.  And 5 great rewards cards for beginners which have low minimum spending requirements!

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3 AMEX Transfer Partners to Consider for Travel Flexibility

Million Mile Secrets reader, Chris, commented:

I just received the sign-up bonus from The Business Platinum® Card from American Express OPEN.  I’m afraid AMEX might try to claw my points back.  Which airline transfer partner would you recommend transferring my points to?

As long as you follow the rules for meeting minimum spending requirements, you should NOT worry about losing sign-up bonus points.

And without travel plans, I like the flexibility of keeping points in my AMEX Membership Rewards account.  Because when you’re ready to book a trip, you’ll have the option to choose from multiple transfer partners.

The best partner depends on your travel goals.  Are you traveling within the US or internationally?  And do you want a coach or Business Class seat?

Transfer AMEX Membership Rewards Points

There Are Plenty of Ways to Use AMEX Membership Rewards Points for Flights! The Best Partner Depends on Your Travel Goals

I’ll share a few AMEX airline transfer partners that can get you flexibility for future travel.

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Top 7 Credit Cards to Get Big Travel With Small Money – April 2017

It’s an exciting time for folks in the miles & points hobby, because banks continue to offer some of the highest sign-up bonuses ever on great travel rewards credit cards!

Earning just one sign-up bonus on certain cards can help you make your dream trip a reality.  Million Mile Secrets readers have used our tips to help them take trips for nearly free to spots like Mexico, Hawaii, Europe, Disney World, and more!

Best Travel Credit Cards April 2017

You Can Use the Chase Ultimate Rewards Points You Earn With Cards Like the Chase Sapphire Reserve and Sapphire Preferred to Enjoy a Tropical Caribbean Vacation!

I’ll share my top 7 travel credit cards that get you Big Travel with Small Money.

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New AMEX Offers: Save Big With Android Pay, AMEX Travel, and More!

Earlier today I told you about a great targeted promotion for folks with the Starwood Preferred Guest® Business Credit Card from American Express.  But if you have any AMEX card, you might be targeted for other great deals!

There are new AMEX Offers which will save you money on purchases you make through Andriod Pay, AMEX gift cards, and general travel!

AMEX Offers are a fantastic way to save on everyday purchases you might already make.  To see which deals you’re targeted for, sign-in to your American Express online account.  Then add the deals to your card to take advantage of the savings.

Remember, you may be able to get these discounts more than once if you have multiple AMEX cards.

AMEX Offers April 2017

You’ll Save Big If You Have Multiple Cards That Qualify for Android Pay’s Latest AMEX Offer

Here’s a look at the new offers.

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Best of Million Mile Secrets – March 2017

1.   The Chase Marriott sign-up bonus has never been higher!  You’ll earn 100,000 Marriott points after spending $5,000 on purchases.  The previous offer was 80,000 Marriott points with a $3,000 minimum spending requirement, so this is a nice improvement!

Best Of Million Mile Secrets March 2017

Emily Spent a Week at the Scrub Island Resort in the British Virgin Islands, Made Possible With Marriott Points

2.   I told you everything you need to know about TSA PreCheck.

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