Category Archives: Foreign Transaction Fees

What Counts as Travel & Earns 3X Points With Chase Ink Business Preferred?

The new Chase Ink Business Preferred card has a terrific 3X bonus category for travel purchases.

This is an excellent perk for folks who spend lots of money on airfare or hotels.  Because you’ll earn bonus Chase Ultimate Rewards points, which are my favorite type of points!

But travel purchases are not limited to airfare and hotels.  The Chase travel category is broad and includes things like admission to a National Park and parking or metro passes.

Chase Ink Business Preferred Travel Benefit

With the Ink Business Preferred, You’ll Earn 3X Chase Ultimate Rewards Points on a Range of Travel Purchases, Including National Park Entrance Fees

I’ll share some expenses you might not realize earn you 3X Chase Ultimate Rewards points with the Ink Business Preferred!

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Which Is Better: Personal AMEX Platinum or Business Platinum?

Million Mile Secrets reader, Mark, commented:

Does the Pay With Points 50% rebate work with the The Enhanced Business Platinum® Card from American Express OPEN and The Platinum Card® from American Express?

Great question, Mark!

You’re only eligible to get 50% of your points back with the AMEX Business Platinum card.

But the personal version of the AMEX Platinum card has its own perk.  You can earn 5X AMEX Membership Rewards points on airfare purchased directly from airlines or from American Express Travel.

So, which card is better?  It depends!

AMEX Platinum Vs Business Platinum

The AMEX Business Platinum Card Is a Good Choice for Folks Looking to Book Flights With Points, Like JetBlue Mint Business Class. But the Personal AMEX Platinum Earns You More Points on Airfare Purchases!

I’ll explain the pros and cons of the AMEX Platinum (personal vs. small business).

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5 Reasons to Choose the AMEX Starwood Over the Chase Marriott Card

Million Mile Secrets reader, Glen, commented:

Which card and sign-up bonus is better, 25,000 Starwood points with the Starwood Preferred Guest® Credit Card from American Express or 80,000 Marriott points with the Chase Marriott card?

The points you earn with the AMEX Starwood and Marriott Rewards cards can be used interchangeably between both hotel chains.  Because Starwood points transfer to Marriott at a 1:3 ratio, and vice versa.

If you have to pick one, I think the AMEX Starwood card is best for everyday spending.  And it’s easier to get approved for it.

Although, the Chase Marriott card comes with a slightly higher sign-up bonus.  And the card has additional perks, like a free anniversary night.  But you might face tougher application rules with Chase.

AMEX Starwood Or Chase Marriott

The Sign-Up Bonus on the AMEX Starwood or Chase Marriott Card Gets You Enough Points for a Free Night at The Westin Verasa Napa in California

I’ll explain 5 things to consider when deciding between the AMEX Starwood and Marriott Rewards cards.

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Up to $1,000 in Flights With This No Annual Fee Card!

There’s a no-annual-fee credit card with a generous sign-up bonus.  And it’s not getting much attention!

Via Doctor of Credit, the Merrill Lynch Merrill+ Visa is offering a sign-up bonus of 50,000 Merrill points.  That’s worth between $500 and $1,000, depending on how you use them!

Emily and I don’t earn commission on this card, but we’ll always tell you about the best deals we’re aware of!

Up To 1000 In Flights With This No Annual Fee Card

Your Merrill Lynch Points Can Be Worth 2 Cents per Point Towards Airfare, Domestic or International

I’ll tell you about this card, and show you how to maximize its rewards!

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Can You Upgrade a Chase Card to Ink Business Preferred?

The new Chase Ink Business Preferred card has fantastic perks like 3X points for travel purchases and up to $600 of cell phone protection insurance.

Because of Chase’s tougher application rules, most folks who have opened more than 5 cards in the past 24 months will likely not be approved for the Ink Business Preferred.

Instead, you can consider a product change.  This way, you’ll get the ongoing perks of the card.  But you will NOT earn 80,000 point sign-up bonus.

Depending on your spending habits, it might make sense to change to Chase Ink Business Preferred.  I’ll explain!

Upgrade To Chase Ink Business Preferred

Folks Who Spend a Lot on Travel Purchases Can Earn 3X Chase Ultimate Rewards Points by Upgrading an Eligible Card to the Ink Business Preferred

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Limited Time: Best-Ever Offers for AMEX Hilton Cards Are Back!

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

Did you miss out on the highest-ever offers from the American Express Hilton cards earlier this year?  Here’s another chance to get in on the deal!

Via Doctor of Credit, after meeting minimum spending requirements, you’ll earn 100,000 Hilton points with the Hilton Honors™ Surpass® Card from American Express or 75,000 Hilton points with the Hilton Honors™ Card from American Express.

To earn the higher sign-up bonus, you must apply by November 30, 2016.

Emily and I don’t earn a commission for these offers, but we’ll always share the best deals with our readers!

Limited Time Best Ever Offers For AMEX Hilton Cards Are Back

Use Your Hilton Points to Stay at the Hilton Molino Stucky in Venice

I’ll remind you of the offers and how you can use the points for stays at terrific Hilton hotels!

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Is the Barclaycard Arrival Plus Worth the Annual Fee?

Million Mile Secrets Reader, Mike, commented:

Am I missing something, or is the no-fee Chase Freedom Unlimited far superior to the Barclaycard Arrival Plus?  You can get more value with 1.5 Chase Ultimate Rewards points per $1 when you transfer them.  Even the Citi Double Cash looks superior, earning effectively 2% cash back vs. 2.1%.  And you can use it for anything and there is no annual fee.  Are there any benefits other than the sign-up bonus of the Barclaycard Arrival Plus that would justify the $89 annual fee?

Mike makes some great points!  There are good no annual fee credit card options that earn valuable rewards instead of the $89 annual fee Barclaycard Arrival Plus.

But the Barclaycard Arrival Plus has perks that make the card worth signing-up for, and depending on your situation, even keeping!

Is The Barclaycard Arrival Plus Worth The Annual Fee

My Barclaycard Arrival Plus Came in Handy During My Trip to Iceland!

I’ll show you where this card outshines most no annual fee cards.  And help you decide if it’s right for you!

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Chase Sapphire Reserve – No Foreign Transaction Fees!

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

Lots of US credit cards charge up to 3% when you use them for transactions in a foreign country.  But with the Chase Sapphire Reserve card, you will NOT be charged foreign transaction fees when you’re abroad!

That’s great news, because if you spend a lot overseas, using a credit card without foreign transaction fees can mean substantial savings.

And with the Chase Sapphire Reserve, you’ll earn extra Chase Ultimate Rewards points in bonus categories too!

Chase Sapphire Reserve Foreign Transaction Fee

Emily Enjoying the Train Ride From London to Paris! By Using the Chase Sapphire Reserve Card for Travel Purchases Like This, You’ll Avoid Foreign Transaction Fees & Earn 3X Chase Ultimate Rewards Points for Your Ticket Purchase!

I’ll share more details as to why the Chase Sapphire Reserve card is a great option to use while traveling!

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What’s the Best No-Annual-Fee Credit Card for Military Personnel?

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers.

Million Mile Secrets reader Rather B tweeted:

What’s the best first no annual fee card for my military son?  Bag fees aren’t an issue.  But $3,000 minimum spending to get the sign-up bonus may be hard.

Thank you for the question, Rather B.  And thanks to your son for his service!

American Express cards are a good pick if you are in a similar situation.  That’s because American Express will waive credit card fees for members of the military, like late fees and over-limit fees!

What's The Best No Annual Fee Credit Card For Military Personnel

To Our US Military, American Express Has You Covered

I’ll explain how military personnel can avoid annual fees.  And suggest other credit card options, too!

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Top 5 Small Business Credit Cards With No Annual Fee for 2016

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

Paying a credit card’s annual fee is not something most folks look forward to.  Especially those new to our hobby of miles & points.

So I’ve put together a list of my favorite no-annual fee small business credit cards to help you minimize your out-of-pocket expenses!  Credit cards that don’t have an annual fee are great, because you’ll never have to cancel them.

Top 5 Small Business Credit Cards With No Annual Fee For 2016

Put Your Money Towards an Ocean Breeze Instead of Annual Fees

Here are my top 5 picks of small business credit cards with no annual fee.

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