Category Archives: Foreign Transaction Fees

Should You Keep the Southwest Card AND This Flexible Travel Card?

Million Mile Secrets reader, Susan, commented:

Is there a benefit to having both the Southwest Rapid Rewards® Premier Credit Card and Chase Sapphire Reserve?  Our travel plans do not include any Southwest flights for the next 18 months.

Great question, Susan!

The only major perk you’ll give up by getting rid of the Chase Southwest card is the annual Southwest points bonus you receive on your card anniversary.

The 6,000 bonus Southwest points offset the card’s annual fee, which for some folks is a reason to keep the card open.

But you’ll earn more flexible Chase Ultimate Rewards points and get better bonus spending categories with the Sapphire Reserve.  And you’ll still have the option to transfer points to Southwest to book an award flight.

Should You Keep The Southwest Card AND This Flexible Travel Card

Everyone Gets 2 Free Checked Bags With Southwest.  So the Only Major Perk of Having the Southwest Card Is the Anniversary Points Bonus

I’ll explain what else you should consider if you’re thinking of cancelling the Chase Southwest card.

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What Are the Best Current Credit Card Deals?

Million Mile Secrets reader, Bansi, emailed:

Which credit cards currently have the best deals?  We are making a few large purchases for our home.

There are several cards offering terrific sign-up bonuses, including a few best-ever offers that are only available for a limited time.

Top Travel Card Sign Up Bonuses

One of the Top Credit Card Deals Is the Best-Ever Offer for the AMEX Starwood Card!  But It’s Only Available for a Limited Time!

I’ll share top travel cards with excellent sign-up bonuses!

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Don’t Miss Out on These 5 Sign-Up Bonuses If You’re Close to the “5/24” Limit

Million Mile Secrets reader, Myles, tweeted:

I’ve opened 4 new cards in the past 24 months.  If I get the Chase Amazon Prime card, will it count toward Chase’s “5/24” card limit and keep me from getting other Chase cards in the future?

Unless Myles gets certain small business cards, new cards from ANY bank will count toward Chase’s card limit.

Because Myles is just shy of reaching 5 new cards in the past 24 months, he’ll want to choose his next card wisely!

If you’re in a similar situation, the best choice for a 5th card depends on which cards you already have and your travel goals!

Chase Card Limit

If You’re Close to Hitting Chase’s “5/24” Card Limit, You’ll Want to Plan a Careful Strategy for Choosing Your Next Cards

I’ll share 5 excellent travel credit cards for folks nearing Chase’s card limit!

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8 Reasons Why You Should Choose the AMEX Starwood Over the Chase Marriott Card

If you’re looking to earn the most points for free stays at Marriott, Starwood, and Ritz-Carlton hotels, you’ll want to consider the limited time AMEX Starwood offer.  It’s the biggest bonus I’ve seen for the personal and small business cards!

Remember, Marriott, Ritz-Carlton, and Starwood are now one company.  But the hotel chains still have separate co-branded credit cards.  And the current sign-up bonuses for each of the hotel cards are very different!

For example, the current AMEX Starwood card sign-up bonus is a total of 35,000 Starwood points after meeting tiered minimum spending requirements.  This can get you 3 free nights at the Waikoloa Beach Marriott Resort & Spa in Hawaii.  But the sign-up bonus with the Marriott Rewards® Premier Credit Card would only get you 2 free nights.

AMEX Starwood Versus Chase Marriott

You’ll Get the Most Big Travel at Marriott, Starwood, or Ritz-Carlton Hotels With the Limited Time AMEX Starwood Sign-Up Bonus. It Can Get You 3 Free Nights at the Waikoloa Beach Marriott Resort & Spa in Hawaii

I’ll review the current AMEX and Marriott card offers and share 8 pros of the AMEX Starwood card.

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Starwood AMEX Cards – No Foreign Transaction Fees!

Considering the fantastic limited-time offer on the AMEX Starwood personal and small business cards?  Good news!

Not only is the sign-up bonus worth LOTS of Big Travel with Small Money, but both the Starwood Preferred Guest® Credit Card from American Express and Starwood Preferred Guest® Business Credit Card from American Express don’t charge any international fees!

Making them great cards to use overseas, because they can save you a lot of money.

Starwood American Express Foreign Transaction Fees

You’ll Save Money Using Your New AMEX Starwood Card Overseas, Because It Doesn’t Charge Foreign Transaction Fees!

Let’s take a look at how much you can save by using cards, like the AMEX Starwood cards, that do NOT charge foreign transactions fees.

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Top 10 No-Annual-Fee Credit Cards for 2017

Lots of travel rewards cards can be worth paying the annual fee.  Because they come with great travel perks like big sign-up bonuses, free hotel nights, trip insurance, and other benefits.

But there are plenty of personal no-annual-fee cards that can get you Big Travel with Small Money too!

These cards are good to keep forever.  Because keeping your cards open for a long time can increase the average age of your accounts and potentially improve your credit score.

Almost all of the cards in this post do NOT earn us a commission.  But we’ll always tell you about the best deals!

Best No Annual Fee Credit Cards 2017

You Can Earn Points & Miles With These Great No-Annual-Fee Cards. And Start Planning Your Next Adventure Sooner Rather Than Later!

Here are my top 10 picks of personal (not business!) credit cards with no annual fee.

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Cheap Hotel Stays in Vancouver Through April 2017!

Looking for a cheap getaway to the great Northwest?

Via One Mile at a Time, you can book hotels in Vancouver, Canada, at a steep discount for check-ins through April 30, 2017!  The Vancouver Hotel Destination Association, beVancouver, will give you a pre-paid AMEX gift card of up to 125 Canadian dollars (~$95) for your first night, and an additional AMEX gift card worth 50 Canadian dollars (~$38) for each additional night!

Cheap Hotel Stays In Vancouver Through April 2017

Save Big on Hotels When Visiting Vancouver Through April 2017

I’ll tell you what you need to know about this deal!

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New No-Annual-Fee Card With 5% Back at Amazon

Chase has released a few new cards in the past several months.  And they don’t seem to be slowing down!

Via Reddit, Chase has released a new credit card, the Amazon Prime Rewards Visa.  This card will give you 5% back for Amazon purchases, 2% back at restaurants, gas stations, and drugstores, and 1% back on everything else.

But you MUST have an Amazon Prime account to earn 5% back at Amazon!

We don’t earn a commission for the Chase Amazon Prime card, but we’ll always tell you about the best deals!

New No Annual Fee Card With 5 Back At Amazon

Amazon Prime Members Can Earn 5% Back on Amazon Purchases With This New Card

I’ll give you the details of this new card!

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5 Excellent No Annual Fee Cash Back Cards

Million Mile Secrets reader, Lindsay, tweeted:

I have a Chase Sapphire Preferred card, but would like to get a new card to earn cash back.  Do you have any recommendations?

Many folks like to pair their miles and points rewards cards with a cash back alternative.  Because it’s easy to redeem cash back rewards.  And it’s always nice to have a little extra cash in hand.

Although miles and points can be worth more depending on the award, the benefit of cash back rewards is they won’t fluctuate in value.  So you’ll always know what you’re earning!

5 Excellent No Annual Fee Cash Back Cards

Miles & Points Credit Cards Are the Best Option for Folks Who Want Big Travel With Small Money. But There’s Room in Your Wallet for Cash Back Cards Too!

I’ll share 5 picks for folks looking to get a cash back card.

Emily and I don’t earn a commission for any of these cards, but we’re committed to always sharing the best deals with you!

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Chase Ink Business Preferred: No International Fees!

When you travel overseas, you’ll want to use a credit card that doesn’t have pesky foreign transaction fees.  Some credit cards charge up to 3%!

The Chase Ink Business Preferred is one card that does NOT charge foreign transaction fees!  So it’s a good card to keep in your wallet while traveling internationally.

Plus, the Ink Preferred has a broad 3X bonus category, which includes purchases for travel!  So you can earn extra bonus points overseas without worrying about fees!

Chase Ink Business Preferred No Foreign Transaction Fees

Use the Chase Ink Preferred to Save Money on Foreign Transaction Fees & Earn 3X Chase Ultimate Rewards Points on Overseas Purchases Like Ferry Rides!

I’ll explain why the Ink Preferred card is a great choice to use while traveling abroad!

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