Category Archives: Foreign Transaction Fees

Will You Pay Foreign Transaction Fees in US Territories Like Puerto Rico?

Million Mile Secrets reader Antonio commented:

Will using a credit card that charges foreign transaction fees, such as the Citi AAdvantage Platinum Select MasterCard, in Puerto Rico incur fees?  I wasn’t sure if Puerto Rico was considered “foreign” to US banks.

Great question, Antonio!

Purchases made in Puerto Rico (and other US territories like American Samoa, Guam, Northern Mariana Islands, or the US Virgin Islands) are generally NOT considered foreign transactions.

Will You Pay Foreign Transaction Fees In US Territories Like Puerto Rico

Will You Be Charged Foreign Transaction Fees on Your Puerto Rican Vacation?

I can’t guarantee the rules for every bank.  I called the major banks and NONE add foreign transaction fees to purchases made in US territories.

But a few require the purchase to be in US dollars!  I’ll explain.

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Why You Should Earn & Burn Miles, Points, and Calories!

In our hobby, great deals are NOT going to last forever.  So enjoy them as much as you can while you can!

I loved getting 3X Chase Ultimate Rewards points at restaurants on the 1st Friday of each month with my Chase Sapphire Preferred.

Enjoy 3X Chase Ultimate Rewards Points on First Fridays Until the End of the Year!

Enjoy 3X Chase Ultimate Rewards Points on 1st Fridays Until the End of 2015!

But View from the Wing reminds us this is ending after 2015.

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Explore Europe for Cheap With Budget Airlines!

Now that the busy summer travel season is here, folks are wondering how to see more of Europe for less money.

Explore Europe For Cheap With Budget Airlines

See More of Europe by Flying Discount Airlines!

One trick is to fly on budget airlines once you get to Europe.

I’ll show you when to use miles and when to pay for flights.  And then tell you about a few budget airlines you may want to try!

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Will You Earn Category Bonuses Outside the US?

Million Mile Secrets reader Adam commented:

Hey Daraius!

I am curious about points earned when overseas.  Do the 3X and 2X bonus categories still count?  Also like the Chase Freedom 5X categories as well?  I know certain ones like AMEX specifically say US gas or US supermarkets but was wondering about the other ones.

Great question, Adam!  Some cards will earn bonus points in certain categories overseas.  But you shouldn’t always use them.

Will You Earn Category Bonuses Outside The US

Earn Bonus Points When You Use Your Credit Cards Abroad!

I’ll explain the best bonus categories for when you travel.  And what to look out for!

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Which Hilton Card Is Right for You?

Hilton has a great lineup of credit cards that make it easy to earn award stays at Hilton hotels.  There are currently 4 different offers.

Which Hilton Card Is Right For You

Emily and I Have Enjoyed Many Excellent Hilton Hotels Including This View From the Hilton Milano Stucky Venice. Find Out Which Hilton Card Is Best for You!

I’ll explain the pros and cons of each card.  And help you decide which card (or 2!) you might consider.

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