Category Archives: Debit Cards

7 Reasons Why Credit Cards Are Safer Than Debit Cards

Considering diving in to the miles & points hobby, but aren’t sure about the risks of credit cards?

Lots of folks who could qualify for valuable rewards credit cards use debit cards instead.  Because they feel more comfortable with a debit card.

But it’s important to remember that debit cards do NOT offer the same protection as credit cards, like fraud protection or extended warranties & returns.  And they aren’t as safe to use.

Are Credit Cards Safer Than Debit Card

Credit Cards Offer More Protection Than Debit Cards Against Things Like Unauthorized Charges

I’ll explain why!

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Free Access to US Museums, Zoos, Aquariums, & More This Weekend With Your Bank of America Card!

Museum lovers rejoice!

If you have a Bank of America or Merrill Lynch debit or credit card, you can get free admission into over 150 participating museums and cultural centers on the first full weekend of each month.

Free Access To US Museums Zoos Aquariums More This Weekend With Your Bank Of America Card

A Visit to the Metropolitan Museum of Art in New York City Costs Between $12 and $25 for Adults. But Bank of America and Merrill Lynch Cardholders Get Free Admission This Weekend!

I’ll show you how to get in free to places like the Thinkery in Austin, Texas, and the Chabot Space & Science Center in Oakland, California.

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Drat! RadPad Adds Fee to Pay Rent by Debit Card

Update:  On August 24, 2016, RadPad ended its promotion for free rent payments via Android Pay on the RadPad app.  There is now a 2.99% fee for rent payments with a credit card.

Via Reddit, RadPad now charges ~$5 per month to use a debit card to pay your rent.  That’s unfortunate, because paying with a debit card used to be free!

But most folks can still come out ahead if you use the PayPal Business Debit Card, because you’ll get 1% back in your PayPal account.

Drat RadPad Adds Fee To Pay Rent By Debit Card

RadPad Now Charges a Fee to Use Debit Cards, but You Can Pay Your Rent Directly From Your Bank Account for Free

I’ll explain what this new fee means for you.  And mention other ways to save money and earn miles & points for paying rent!

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The Best Way to Withdraw Cash While Overseas

Have you ever come home from a trip abroad and been shocked to see fees on your bank statement?  It’s not a fun way to end your vacation!

Most US banks add currency conversion fees of 1% to 3% for using ATMs abroad.  And sometimes, there’s an ATM fee of ~$3 to $5 in addition to the foreign exchange fee.  These fees can put a dent in your plans for Big Travel with Small Money!

The good news is some checking accounts do NOT charge currency conversion fees.  And they’ll even give you a rebate for any ATM charges anywhere in the world!

The Best Way To Withdraw Cash While Overseas

Foreign Transaction Fees and ATM Fees Are Frustrating! But Some Checking Accounts Don’t Add Them

I’ve made a list of the best checking accounts to use overseas.  And I’ll compare these accounts to help you decide which option is best for you!

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Review of the New Charles Schwab AMEX Cards

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

Just when you thought you’d run out of AMEX cards to apply for with their 1-bonus-per-lifetime rule

Two new American Express cards are now available from Charles Schwab, but to apply you need to have an eligible Charles Schwab brokerage account.

The Schwab Investor Credit Card From American Express is a cash-back card which has a sign-up bonus of $100 after completing minimum spending.

And the American Express Platinum Card for Schwab earns AMEX Membership Rewards points, with a sign-up bonus of 40,000 points after meeting minimum spending.

Review Of The New Charles Schwab AMEX Cards

Charles Schwab and AMEX Have Teamed up to Offer 2 New Cards – but You Must Have a Charles Schwab Investment Account to Apply

Emily and I don’t receive a commission for these offer but we’ll always let you know about interesting deals!  I’ll share the details and help you decide if you should consider these cards!

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Are There Any Debit Cards That Earn Miles, Points, and Cash Back?

Million Mile Secrets reader, John, commented:

I was curious – are there no more debit card rewards programs out there or do you not really focus on those since the points you collect from credit card rewards are just that much better?

Thanks for your question, John!

Yes, there are still debit cards that will reward you for your spending.

Are There Any Debit Cards That Earn Miles Points And Cash Back

I Write a Lot About Earning Rewards With Credit Cards, but You Can Also Earn Miles, Points, & Cash Back With Debit Cards

Find out why I don’t often write about debit card rewards!

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Cheapest Ways to Send Money Abroad

Update:   You can no longer withdraw funds at overseas ATMs with AMEX Bluebird or Serve.

Finding cheap ways to send money abroad can be a challenge.  But there are a few easy options to send or receive funds while you’re traveling internationally.

Cheapest Ways To Send Money Abroad

Find Out the Best Ways to Send Money Overseas! And Spend Less on Fees!

I’ll show you a few ways to send money internationally.  And how avoid paying fees!

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Chase Sapphire Preferred Cardmembers Can Access Special VIP Events

UPDATE: The Chase Sapphire Preferred no longer earns 3X points on the 1st Friday of the month.

When you have a Chase Sapphire Preferred card, you’ll get access to special Chase Sapphire Preferred events like private dinners with celebrity chefs, VIP access to a Rockettes show, and the chance to win preferred seating at intimate concerts.

Chase Sapphire Preferred Cardmembers Can Access Special VIP Events

Chase Sapphire Preferred Events Offer Great Perks and Access to 1-of-a-Kind Experiences

I’ll show you what it’s all about, and how it works!

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Save 10% at Disney World & Disneyland With Chase Debit Card

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

Are you planning a Disney vacation with the kids this summer?

You could save 10% (or more) on Disney merchandise, dining, and tours with the Chase Disney Visa Debit card.

And cardholders get perks like a private area to meet and greet Disney characters.

Save 10 At Disney World Disneyland With Chase Debit Card

Taking the Family to Disney After School Is Out? Save Money With the Chase Disney Debit Card!

Let’s see if it’s worth getting the card!

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Bad News for Suntrust Delta Debit Cardholders

Thanks to Million Mile Secrets reader Brant for letting me know about changes to the Suntrust Delta Debit card.

This card hasn’t been open to new applicants for a while, but folks who have it will NOT be happy.

Starting July 25, 2015, there will be a limit to the number of Delta miles you can earn per month.  The annual fees are increasing, and some cardholders will earn fewer miles per $1 they spend.

Bad News For Suntrust Delta Debit Cardholders

The Suntrust Delta Debit Card Won’t Be as Easy a Way to Earn Delta Miles After July 25, 2015

I’ll explain the changes!

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