Category Archives: Debit Cards

“Earning a Decent Amount of Points Is Easy. Extracting the Best Value Is the Hard Part”

Welcome to the next installment of our interview series where folks share their thoughts about Big Travel with Small Money!

Miles & Points Interview:   My Travel Tools

Ben writes My Travel Tools to showcase his personal travels and assist fellow travelers with tips, tricks, and tools for traveling the world efficiently and cheaply.  You can follow him on Facebook, Twitter, and Instagram!

My Travel Tools

This Is the View From the Coastal Trail in Cinque Terre. We Hiked the Whole Trail in a Day! This Was Just One Stop on Our Almost Month-Long Honeymoon

How and when did you start collecting miles and points?

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This Weekend: Bank of America Cardholders Get Free Access to Museums, Zoos, Aquariums, & More!

Looking for an uplifting and educational activity this weekend?  Bank of America has a few suggestions!

If you have a Bank of America or Merrill Lynch debit or credit card, you’ll get free admission to 175+ participating museums and cultural centers during the first full weekend of every month.

Free Museums Bank Of America April 2017

In Las Vegas This Weekend? Head to the Las Vegas Natural History Museum – Bank of America Will Foot the Bill!

I’ll show you how to get free admission this weekend to places like the Las Vegas Natural History Museum, or The Henry Ford in Dearborn, Michigan!

Emily and I don’t get a commission for these cards, but we’ll always tell you about the best deals! Continue reading

7 Reasons Why Credit Cards Are Safer Than Debit Cards

Considering diving in to the miles & points hobby, but aren’t sure about the risks of credit cards?

Lots of folks who could qualify for valuable rewards credit cards use debit cards instead.  Because they feel more comfortable with a debit card.

But it’s important to remember that debit cards do NOT offer the same protection as credit cards, like fraud protection or extended warranties & returns.  And they aren’t as safe to use.

Are Credit Cards Safer Than Debit Card

Credit Cards Offer More Protection Than Debit Cards Against Things Like Unauthorized Charges

I’ll explain why!

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Free Access to US Museums, Zoos, Aquariums, & More This Weekend With Your Bank of America Card!

Museum lovers rejoice!

If you have a Bank of America or Merrill Lynch debit or credit card, you can get free admission into over 150 participating museums and cultural centers on the first full weekend of each month.

Free Access To US Museums Zoos Aquariums More This Weekend With Your Bank Of America Card

A Visit to the Metropolitan Museum of Art in New York City Costs Between $12 and $25 for Adults. But Bank of America and Merrill Lynch Cardholders Get Free Admission This Weekend!

I’ll show you how to get in free to places like the Thinkery in Austin, Texas, and the Chabot Space & Science Center in Oakland, California.

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Drat! RadPad Adds Fee to Pay Rent by Debit Card

Update:  On August 24, 2016, RadPad ended its promotion for free rent payments via Android Pay on the RadPad app.  There is now a 2.99% fee for rent payments with a credit card.

Via Reddit, RadPad now charges ~$5 per month to use a debit card to pay your rent.  That’s unfortunate, because paying with a debit card used to be free!

But most folks can still come out ahead if you use the PayPal Business Debit Card, because you’ll get 1% back in your PayPal account.

Drat RadPad Adds Fee To Pay Rent By Debit Card

RadPad Now Charges a Fee to Use Debit Cards, but You Can Pay Your Rent Directly From Your Bank Account for Free

I’ll explain what this new fee means for you.  And mention other ways to save money and earn miles & points for paying rent!

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Which Hotel Program Is Best for Value and Comfort?

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

Million Mile Secrets reader, Leslie, commented:

Which hotel points program do you like the most for value, as well as enjoyment of the hotels themselves?

Thanks for the question, Leslie!

I LOVE Hyatt!  They have incredible hotels all over the world.  And Hyatt points go further than most other hotel points.

Which Hotel Program Is Best For Value And Comfort

Hyatt Has Breathtaking Locations All Over the Globe!

I’ll show you how to get Big Travel with Small Money at Hyatt hotels! Continue reading

New Wells Fargo Cash Wise Visa Versus Similar No-Annual-Fee Cards

Last month, I wrote about a potential new Wells Fargo cash back card.

You can now sign-up for the new no annual fee Wells Fargo Cash Wise Visa.  It earns 1.5% back on purchases.  And 1.8% back on Android Pay and Apple Pay purchases made during the first 12 months after account opening.

But there’s NO sign-up bonus.

Emily and I don’t earn a commission on this card, but we’ll always tell you about new deals!

New Wells Fargo Cash Wise Visa Versus Similar No Annual Fee Cards

You Can Earn Extra Cash Back When You Use Your Wells Fargo Cash Wise Card With Android Pay or Apple Pay

For most folks this is probably NOT the best cash back card.  I’ll explain and give you alternatives!

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“I Once Sold a Pair of Shoes on eBay for Over $3,000!”

Welcome to the next installment of our interview series where folks share their thoughts about Big Travel with Small Money!

Miles & Points Interview:   Common Sense Travel Guy

Joshua writes Common Sense Travel Guy to help others travel for less.

You can follow him on Instagram and Twitter.

Common Sense Travel Guy - Interview With Joshua

Joshua and His Wife Enjoying the Views From the Cliffs of Moher on the Southwest Coast of Ireland

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Meet $1,000 Minimum Spend & Earn $200 Bonus!

Update:   Sign-ups for this account are temporarily unavailable.  If you decide to apply when it’s back online, be sure to verify the bonus BEFORE you submit your application!

Looking for a way to meet the minimum spending requirements to earn the sign-up bonus on your new credit card?  Via Doctor of Credit, you can open a bank account at Seacoast Bank and fund an initial deposit up to $1,000 with a credit card.

And, you can earn up to a $200 sign-up bonus after meeting certain requirements with the bank through June 30, 2016!

Meet 1,000 Minimum Spend Earn 200 Bonus

Meet $1,000 of Minimum Spending and Earn a $200 Bank Sign-Up Bonus!

I’ll show you how it works! Continue reading

The Best Way to Withdraw Cash While Overseas

Have you ever come home from a trip abroad and been shocked to see fees on your bank statement?  It’s not a fun way to end your vacation!

Most US banks add currency conversion fees of 1% to 3% for using ATMs abroad.  And sometimes, there’s an ATM fee of ~$3 to $5 in addition to the foreign exchange fee.  These fees can put a dent in your plans for Big Travel with Small Money!

The good news is some checking accounts do NOT charge currency conversion fees.  And they’ll even give you a rebate for any ATM charges anywhere in the world!

The Best Way To Withdraw Cash While Overseas

Foreign Transaction Fees and ATM Fees Are Frustrating! But Some Checking Accounts Don’t Add Them

I’ve made a list of the best checking accounts to use overseas.  And I’ll compare these accounts to help you decide which option is best for you!

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