Category Archives: Ultimate Rewards

Earn a Profit Paying Taxes With Chase Sapphire Reserve & Freedom Unlimited

I’ve written about paying income taxes with a credit card to meet minimum spending requirements or earn a big spending bonus.

But now folks with the Chase Sapphire Reserve and Freedom Unlimited cards can actually earn a profit paying their taxes.

Even with processing fees, you’ll come out ahead when you pay your taxes with the Freedom Unlimited and transfer the Chase Ultimate Rewards points to your Sapphire Reserve account to redeem for travel.

Pay Taxes With Credit Card To Earn Points

Combine the Perks of Your Chase Freedom Unlimited and Sapphire Reserve Cards to Pay Taxes and Earn a Profit When You Redeem Points for Big Travel to Places Like Santa Monica, California!

I’ll show you the math!

Continue reading

Making Mom’s Paris Dreams Come True: Part 1 – Introduction & Planning

Emily:   I love to travel, and my mom does, too!

When I was growing up in Ohio, we could only afford road trips to local amusement parks.  But collecting miles and points has opened a world of travel neither of us thought possible!

She and I decided to go to London and Paris for a mother-daughter getaway.  We flew Business Class and stayed in 5-star hotels.  I paid a fraction of the retail cost by using airline miles and hotel points.

I’ve never traveled so long with my mom before, and at the end of the trip, I felt like I had a new best friend!  Without the miles & points hobby, I wouldn’t have had the opportunity to experience the joy of traveling with my mom.

Making Moms Paris Dreams Come True Part 1 Introduction Planning

I Had a Great Time Traveling With My Mom to Europe!

In this series, I’ll show you how you can get to Europe, too!

My mom, Connie:   Emily asked me if I would like to visit Paris. I said, “Oh yes, of course!” but did not realize that it would be a dream come true.  I was excited beyond measure, me going to Paris and with my daughter.  It just could not get any better.  Paris?  Really?  The food, the shopping, the sites to see truly was a dream come true.

Continue reading

5 Travel Rewards Cards for College Students

Million Mile Secrets reader, Liz, commented:

After studying abroad last semester, I’ve been bitten by the travel bug.  Although I have a very good credit score, I’m a college student and don’t spend that much, which precludes me from going for cards with sign-up bonuses that require spending $3,000 in the first 90 days.

I would like to get a card to start earning rewards for my purchases and develop a credit history.  But in keeping with the number one rule of paying off my balance each month, there doesn’t seem to be a card out there for me.

Ideally, I’m looking for a travel rewards card that offers a sign-up bonus requiring $1,000 in the first 90 days and has a waived annual fee for the first year, or none at all!  Is there a card that you’d recommend for me?

Welcome to the miles & points hobby, Liz!

I’m so glad to hear Liz is interested in earning rewards for travel.  Miles and points are one of the the best ways to travel cheaply.  They’ve given Emily and I the opportunity to visit amazing destinations around the world!

As a college student, it seems Liz has done her homework about the importance of developing a credit history and not carrying credit card balances!

Credit Cards College Students

There Are Lots of Great Rewards Credit Cards for College Students Looking to Get Started in the Miles & Points Hobby!

The good news is most banks offer credit cards with sign-up bonuses that have relatively small minimum spending requirements.  And these cards tend to waive the annual fee or have none at all.  So they’re great for students on a tight budget!

I’ll share tips for beginners in the miles & points hobby.  And 5 great rewards cards for beginners which have low minimum spending requirements!

Continue reading

Earn Miles & Save Money in 2017 With These Cards at Costco

Trying to decide which credit card you should use at Costco?  

If you like earning points you can redeem for Big Travel (like me!), then consider cards like the Chase Sapphire Preferred or Chase Freedom Unlimited.  But if you’d rather earn cash back, the BankAmericard Cash Rewards card might make more sense.

Best Credit Cards To Use At Costco Amazon 2017

I’ll Help You Decide Which Credit Card to Use at Costco. So You Can Earn Miles & Save Money on Purchases You’re Making Anyway!

Here’s a list of the travel rewards and cash back earning cards I’d suggest using at Costco.

Continue reading

Don’t Forget! Earn 5X in New Bonus Categories With These Cards

If you have a Chase Freedom, Discover it, or US Bank Cash+ card, don’t forget to activate these bonuses to earn more points and cash back on your everyday spending!

You’ll be able to earn bonuses for spending at grocery stores, warehouse clubs, home improvement stores, and more, depending on which card you have.

Cards That Earn 5X Points Spring 2017

You Can Earn 5% Back in Bonus Categories With the Chase Freedom, Discover It, and US Bank Cash+ Cards

I’ll share this quarter’s categories.  And show you how to register your cards!

Continue reading

Top 7 Credit Cards to Get Big Travel With Small Money – April 2017

It’s an exciting time for folks in the miles & points hobby, because banks continue to offer some of the highest sign-up bonuses ever on great travel rewards credit cards!

Earning just one sign-up bonus on certain cards can help you make your dream trip a reality.  Million Mile Secrets readers have used our tips to help them take trips for nearly free to spots like Mexico, Hawaii, Europe, Disney World, and more!

Best Travel Credit Cards April 2017

You Can Use the Chase Ultimate Rewards Points You Earn With Cards Like the Chase Sapphire Reserve and Sapphire Preferred to Enjoy a Tropical Caribbean Vacation!

I’ll share my top 7 travel credit cards that get you Big Travel with Small Money.

Continue reading

This Couple Got 13 Nights in Hawaiian Paradise Using Miles & Points!

Welcome to the next installment of our Reader Success Series where Million Mile Secrets Readers share how they booked a trip with miles & points to get Big Travel with Small Money!

Kyle is our newest reader success story to show folks it’s possible to travel without spending a lot of money.

This Couple Got 13 Nights In Hawaiian Paradise Using Miles Points

Stopped for a Picture During Our 4×4 Tour of the Kipu Ranch

A big thank you to Kyle for sharing his story!

Please introduce yourself to everyone and tell us how long you’ve been involved in the miles & points hobby.

Continue reading

You Actually Can Book Many Disney World Resorts With Points

Ken and his wife Emily write about using points and miles (and saving money) on Disney trips at Mousehacking.com.  So I’ve asked them to share their tips on booking Walt Disney World hotels with Chase Ultimate Rewards points!

Ken and Emily:   If you’re a Disney fan, you know their amazing parks and experiences keep travelers coming back!  Many folks who visit Walt Disney World don’t consider using miles and points to offset the hotel cost of their trip, because most Disney resorts don’t belong to a loyalty program.

More seasoned travelers know they can book the on-site Walt Disney World Swan & Dolphin using Starwood points.   But did you know you can book other Disney resorts with flexible points like Chase Ultimate Rewards?

You Actually Can Book Many Disney World Resorts With Points

If You Stay at a Disney Resort, You Can Use Extra Magic Hours to Visit the Parks Before the Crowds!

I’ll show you how to book Walt Disney World resorts with Chase Ultimate Rewards points.

Continue reading

Targeted: Earn Bonus Miles and Points With Your Barclaycard Credit Cards!

Have a Barclaycard credit card like the Arrival Plus, American Airlines Aviator, or JetBlue Plus card?  Check your email, spam, and snail mail!

Via Doctor of Credit, folks have reported getting targeted spending bonuses, in categories like gas stations, restaurants, home improvement stores, and more.  Two Million Mile Secrets team members received offers too!

To qualify, you must activate the bonus by May 31, 2017.  Spending between April 1, 2017, and June 30, 2017, will count towards the bonus.  And you can earn a maximum of 2,500 points or miles with the deal.

Barclaycard Spending Bonus

Some of the Bonuses Include Spending at Gas Stations

I’ll share more about these targeted offers.  And help you decide whether they make sense for you!

Continue reading

A Completely Free Trip to Iceland With Points & Cash Back Cards, Including Spending Money!

Welcome to the next installment of our Reader Success Series where Million Mile Secrets Readers share how they booked a trip with miles & points to get Big Travel with Small Money!

Antonio is our newest reader success story to show folks it’s possible to travel without spending a lot of money.

A Completely Free Trip To Iceland With Points Cash Back Cards Including Spending Money

My Group of Icelandic Friends That Took Me in as One of Their Own. If You Make It to the Festival, Come Say Hello. I’ll Be With the Boom Box

A big thank you to Antonio for sharing his story!

Please introduce yourself to everyone and tell us how long you’ve been involved in the miles & points hobby.

Continue reading