Category Archives: Ultimate Rewards

Should You Use the Chase Sapphire Reserve or Chase Hyatt Card for Hyatt Stays?

Million Mile Secrets reader, Sudeep, tweeted:

Which card is better to use for an upcoming stay at a Hyatt hotel?  The Chase Sapphire Reserve or Chase Hyatt Visa?

Thanks for the question!  Both the Chase Sapphire Reserve and Chase Hyatt Visa earn 3 points per $1 spent at Hyatt hotels.

So it depends on what type of points you want to earn.  However, I’d recommend paying with the Chase Sapphire Reserve if you have both cards!

Chase Sapphire Reserve Or Chase Hyatt Card For Hyatt Stays

Should Sudeep Use His Chase Sapphire Reserve or Chase Hyatt Card to Pay for a Hyatt Stay, Like the Hyatt Key West Resort and Spa? Both Are Great Options If You Want to Earn Hyatt Points

I’ll explain why!

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A Surprise Solo Trip to 6 Continents, Made Possible With Miles & Points!

Welcome to the next installment of our Reader Success Series where Million Mile Secrets Readers share how they booked a trip with miles & points to get Big Travel with Small Money!

Satish is our newest reader success story to show folks it’s possible to travel without spending a lot of money.

A Surprise Solo Trip To 6 Continents Made Possible With Miles Points

At Machu Picchu

A big thank you to Satish for sharing his story!

Please introduce yourself to everyone and tell us how long you’ve been involved in the miles & points hobby.

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10 Best Cards to Earn Cash Back at Restaurants

Looking to earn the most cash back when you dine out?

There are lots of cards that include restaurants as a bonus spending category.

Keep in mind, some of the best cash back cards aren’t advertised as such.  Instead, you might earn points, which you can then redeem for cash back or a statement credit.

Best Cash Back Cards To Use At Restaurants 2017

Earning Bonus Cash Back at Restaurants With Certain Cards Means You Might Get Up to 5% of the Cost of the Meal Back!

I’ll share my picks for the best cash back cards to use at restaurants!

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Keep Points Flexibility After Downgrading This Chase Travel Card

Million Mile Secrets reader, Harold, commented:

If I downgrade my Chase Sapphire Preferred to the Chase Freedom Unlimited, can I still transfer Chase Ultimate Rewards points from the Freedom Unlimited to the Chase Sapphire Reserve?

Absolutely!

On its own, the points you earn from the Freedom Unlimited can only be redeemed for 1 cent each toward travel or for cash back.

But when you pair it with another eligible Chase Ultimate Rewards card like the Sapphire Reserve, you’ll have the flexibility to combine points and transfer them to terrific airline and hotel partners.

With a downgrade, you’ll also avoid duplicate benefits and save on annual fees.  That’s why after getting the Sapphire Reserve, I downgraded the Sapphire Preferred to the no annual fee Freedom Unlimited.

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Does the Chase Freedom Earn Cash Back or Points?

Million Mile Secrets reader, Gina, commented:

Is the Chase Freedom a cash back card or a points card?

With the Chase Freedom and Chase Freedom Unlimited cards, you earn Chase Ultimate Rewards points, which can later be redeemed for cash back, gift cards, or travel.

On their own, the points you earn from the Freedom or Freedom Unlimited can only be redeemed for 1 cent each for cash back or towards travel.

But your points are worth much more and give you flexibility when you also have certain Chase Ultimate Rewards cards, like the Chase Sapphire Preferred or Chase Sapphire Reserve.

Chase Freedom Rewards

Combine Points From the Chase Freedom With Another Eligible Chase Ultimate Rewards Card to Book Free Nights at Fantastic Hotels Like the Andaz Maui

I’ll explain how rewards work with the Freedom and Freedom Unlimited cards.

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Making Mom’s Paris Dreams Come True: Part 3 – How We Saved Up to 90% at the Hyatt Hotel du Louvre with Hyatt Points

Emily:   I love to travel, and my mom does, too!

When I was growing up in Ohio, we could only afford road trips to local amusement parks.  But collecting miles and points has opened a world of travel neither of us thought possible!

She and I decided to go to London and Paris for a mother-daughter getaway.  We flew Business Class and stayed in 5-star hotels.  I paid for this trip for a fraction of the retail cost by using airline miles and hotel points.

I’ve never traveled so long with my mom before, and at the end of the trip, I felt like I had a new best friend!  Without the miles & points hobby, I wouldn’t have had the opportunity to experience the joy of traveling with my mom.

Making Moms Paris Dreams Come True Part 3 How We Saved Up To 90 At The Hyatt Hotel Du Louvre With Hyatt Points

The Bar at the Hotel du Louvre Was Very Inviting!

In this part of the series, I’ll give you my review of the Hyatt Hotel du Louvre, where we stayed in Paris.

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Rumor: New Premium Card from US Bank, Sign-Up Bonus Worth $750!

Via Miles to Memories, there’s a new premium credit card from US Bank coming May 1, 2017!

US Bank’s Altitude Reserve Visa card will compete with cards like the AMEX Platinum, Chase Sapphire Reserve, and Citi Prestige.

It will (supposedly!) come with a 50,000 point sign-up bonus, and perks like an annual travel credit, bonus points for travel spending, a credit for Global Entry, and more.

I’m excited about it, because more credit card options means more competition between banks.  And that’s a good thing for folks like us!

US Bank Altitude Reserve Card Premium Travel Card Review

You Can Earn $750 in Travel With the New US Bank Altitude Reserve Card, and Start Planning Your Next Tropical Getaway!

Here’s more information about the new US Bank premium credit card.

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Best Cards to Use at Sam’s Club in 2017

Folks who shop at Sam’s Club can choose from several terrific credit cards to earn miles or cash back on purchases.

Some cards include warehouse clubs, like Sam’s Club, as a bonus category.  So it’s possible to earn bonus cash back on purchases you were already planning!

Best Credit Cards To Use At Sams Club

You Can Earn Lots of Miles or Cash Back at Sam’s Club With Certain Credit Cards

I’ll share the best credit cards to use at Sam’s Club, including several with no annual fee.

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Making Mom’s Paris Dreams Come True: Part 2 – She Felt Like Royalty on This Flight

Emily:   I love to travel, and my mom does, too!

When I was growing up in Ohio, we could only afford road trips to local amusement parks.  But collecting miles and points has opened a world of travel neither of us thought possible!

She and I decided to go to London and Paris for a mother-daughter getaway.  We flew Business Class and stayed in 5-star hotels.  I paid a fraction of the retail cost by using airline miles and hotel points.

I’ve never traveled so long with my mom before, and at the end of the trip, I felt like I had a new best friend!  Without the miles & points hobby, I wouldn’t have had the opportunity to experience the joy of traveling with my mom.

Making Moms Paris Dreams Come True Part 2 She Felt Like Royalty On This Flight

The Flight Was Much More Entertaining Because I Was Able to Sit Next to My Mom!

In this series, I’ll show you how you can get to Paris, too!

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How to Meet Minimum Spending Requirements Paying Taxes

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

It’s tax time again!  April 18, 2017, is the IRS filing deadline this year.

While it’s nice to get a refund, if you owe taxes, you can ease the pain of paying your tax bill by meeting the minimum spending requirements on a new credit card.  Or hitting a spending threshold to unlock bonus miles, points, or elite status!

Just remember, you’ll usually pay a processing fee of ~2%, so do the math to see whether it’s worth it.

Pay Taxes With Credit Card

It Might Be Worth Paying Your Taxes With a Credit Card to Get Big Travel With Small Money When You Unlock Elite Status Levels or Big Sign-Up Bonuses

I’ll show you how to pay your taxes with a credit card.  And help you decide if it makes sense for you!

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