Category Archives: Ultimate Rewards

A Completely Free Trip to Iceland With Points & Cash Back Cards, Including Spending Money!

Welcome to the next installment of our Reader Success Series where Million Mile Secrets Readers share how they booked a trip with miles & points to get Big Travel with Small Money!

Antonio is our newest reader success story to show folks it’s possible to travel without spending a lot of money.

A Completely Free Trip To Iceland With Points Cash Back Cards Including Spending Money

My Group of Icelandic Friends That Took Me in as One of Their Own. If You Make It to the Festival, Come Say Hello. I’ll Be With the Boom Box

A big thank you to Antonio for sharing his story!

Please introduce yourself to everyone and tell us how long you’ve been involved in the miles & points hobby.

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You Can Use Starwood Points for ANY Flight, but Should You?

One of my favorite uses of Starwood points is transferring them to airline partners for award flights.  Because you get 5,000 bonus miles for every 20,000 Starwood points you transfer.

But with SPG Flights, you can use Starwood points for paid tickets on 150+ airlines with NO blackout dates?

This perk can be useful for folks who don’t have a lot of flexibility in scheduling, can’t find award seats, or want cheap paid tickets.

Starwood Points For Any Flight

Start Planning Your Next Trip! With SPG Flights, You Can Travel Where You Want, When You Want, With NO Blackout Dates!

I’ll explain the details of the SPG Flights program.  And help you decide whether it makes sense for your particular situation!

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New! No-Annual-Fee Card Earns Up to 3% Cash Back

Via Reddit, there’s a new card that earns 3% on dining, 2% on groceries, and 1% on everything else.

With the Capital One Premier Dining Rewards card, you’ll earn a sign-up bonus of $100 when you spend $500 on purchases within the first 3 months of account opening.

That’s not bad for a card with no annual fee.  But it’s NOT a good card for folks just getting into the miles & points hobby!

Emily and I don’t earn a commission for this card, but we’ll always tell you all your options!

Capital One Dining Rewards

You’ll Get the Most Cash Back When You Use Your Card for Dining. But There Are Other Cards With Even Better Returns

I’ll tell you what you need to know about this card.  And help you decide if it’s worth it for you!

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Best Cards to Use at Amazon in 2017

If you prefer online shopping like I do, you likely make lots of purchases at Amazon.

If so, there are many excellent credit cards to use, which earn miles toward travel or cash back.

And some cards have bonus perks, like Citi Price Rewind, which refunds your money when prices go down on certain items you’ve bought!

Best Credit Cards To Use At Amazon

Mazzy and Emily Don’t Want You to Miss Earning Extra Miles or Cash Back When You Shop at Amazon

I’ll share 6 of the best credit cards to use at Amazon!

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Should You Keep the Southwest Card AND This Flexible Travel Card?

Million Mile Secrets reader, Susan, commented:

Is there a benefit to having both the Southwest Rapid Rewards® Premier Credit Card and Chase Sapphire Reserve?  Our travel plans do not include any Southwest flights for the next 18 months.

Great question, Susan!

The only major perk you’ll give up by getting rid of the Chase Southwest card is the annual Southwest points bonus you receive on your card anniversary.

The 6,000 bonus Southwest points offset the card’s annual fee, which for some folks is a reason to keep the card open.

But you’ll earn more flexible Chase Ultimate Rewards points and get better bonus spending categories with the Sapphire Reserve.  And you’ll still have the option to transfer points to Southwest to book an award flight.

Should You Keep The Southwest Card AND This Flexible Travel Card

Everyone Gets 2 Free Checked Bags With Southwest.  So the Only Major Perk of Having the Southwest Card Is the Anniversary Points Bonus

I’ll explain what else you should consider if you’re thinking of cancelling the Chase Southwest card.

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Can Company Employees Apply for Their Own Small Business Cards?

Million Mile Secrets reader, Rachel, sent us this message on Facebook:

Can I get a small business credit card to use for expenses at my job?  I have some travel for work coming up and I think I could meet the minimum spending requirement for the Starwood Preferred Guest® Business Credit Card from American Express.  I already have the personal version.

Great question, Rachel!

It’s unlikely you’ll qualify for your own small business card and earn a sign-up bonus as an employee of a company.  Unless you’re an independent contractor and receive a 1099 tax form.

Banks will only extend credit to you for a business card if you’re an owner of a for-profit company.  Employees can only become an authorized user on a business credit card account.

That said, it’s possible to get a small business card with just your Social Security Number if you’re an Airbnb host, Uber driver, sell on eBay, or with many other side activities!

Qualify For A Small Business Card

As a Traditional Employee, It’s Unlikely You’ll Qualify for a Small Business Card

I’ll explain who can qualify for a small business card!

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What Are the Best Current Credit Card Deals?

Million Mile Secrets reader, Bansi, emailed:

Which credit cards currently have the best deals?  We are making a few large purchases for our home.

There are several cards offering terrific sign-up bonuses, including a few best-ever offers that are only available for a limited time.

Top Travel Card Sign Up Bonuses

One of the Top Credit Card Deals Is the Best-Ever Offer for the AMEX Starwood Card!  But It’s Only Available for a Limited Time!

I’ll share top travel cards with excellent sign-up bonuses!

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Starts Today: Register for New 5X Categories Next Quarter

It’s time to get ready for next quarter’s rotating category bonuses with the Chase Freedom.

From April 1, 2017, to June 30, 2017, you can earn 5X Chase Ultimate Rewards points (5% cash back) when you use your Chase Freedom card at grocery and drug stores on up to $1,500 in combined spending.

If you spend the $1,500 maximum in bonus categories, you’ll earn 7,500 Chase Ultimate Rewards points ($75)

But you don’t get this bonus automatically!  Today is the first day you can register for next quarter’s bonus.  So remember to activate your card by June 14, 2017.

Emily and I don’t earn a commission for the Chase Freedom, but we’ll always share the best deals with our readers!

Chase Freedom Bonus Categories

You Can Register for This Quarter’s Bonus Categories Starting Today!

I’ll show you how to get the most out of this bonus!

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Get Ready for Travel Deals With Daily Getaways

Ready to save Big Money on travel like hotels, car rentals, and attractions?  Good news!

Via Loyalty Traveler, the US Travel Association’s Daily Getaways is back.  And starting April 10, 2017, they’ll offer 5 weeks of different daily deals and discounts.

Daily Getaways 2017

In the Past, Folks Have Been Able to Save Cash on Travel Purchases Like Car Rentals With the Daily Getaways Promotion!

Here’s what we know about the 2017 Daily Getaways deal so far.

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How to Earn 4 Free Starwood Nights per Year With Chase Freedom

Did you know you can use bonus points you earn with the Chase Freedom card for up to 5 free Starwood nights per year, if you have another Chase card like the Sapphire Reserve, Sapphire Preferred, or Ink Business Preferred?

This could be a strategy some of y’all haven’t considered!

How To Earn Free Starwood Stays

Dream of Visiting the Pyramids of Giza? I’ll Show You How to Use the Chase Freedom Card for 5 Free Nights at the Le Meridien Pyramids Hotel & Spa in Cairo!

I’ll show you how to earn free Starwood stays with the Chase Freedom card!  And remind you of other ways to earn and use Starwood points.

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