Category Archives: Paying Taxes

Should You Use Plastiq to Pay Rent, Loans, Utilities, & More With a Credit Card?

There’s a new way to pay bills that can’t normally be paid with a credit card.  Plastiq says you can pay any bill (businesses or individuals) using their service and they’ll charge you a flat 2.5% fee.

But for a limited time, you’ll only pay a 1.99% fee when you use your MasterCard or American Express card!

That’s cheaper than other bill payment websites, like Evolve Money or Radpad (which add a ~3% fee).

Should You Use Plastiq To Pay Rent Loans Utilities More With A Credit Card

You Can Pay Tuition, Rent, Mortgage, Car Payments, and More With Plastiq

This could be a good way to meet minimum spending requirements or earn miles and points on big bills like tuition or property taxes.  But it’s not for everyone!  I’ll explain.

Continue reading

Bad News for Suntrust Delta Debit Cardholders

Thanks to Million Mile Secrets reader Brant for letting me know about changes to the Suntrust Delta Debit card.

This card hasn’t been open to new applicants for a while, but folks who have it will NOT be happy.

Starting July 25, 2015, there will be a limit to the number of Delta miles you can earn per month.  The annual fees are increasing, and some cardholders will earn fewer miles per $1 they spend.

Bad News For Suntrust Delta Debit Cardholders

The Suntrust Delta Debit Card Won’t Be as Easy a Way to Earn Delta Miles After July 25, 2015

I’ll explain the changes!

Continue reading

Best of Million Mile Secrets – March 2015

1.   You learned there’s a new prepaid card that’s better than AMEX Bluebird & Serve!

Best Of Million Mile Secrets - March 2015

You Can Load the Target Prepaid REDcard Directly With a Miles or Points Earning Credit Card!

2.   You can get 5 nights and 2 airline tickets to Disney World from 2 cards!

Continue reading

Will You Be Charged Cash Advance Fees for Paying Taxes With a Credit Card?

Million Mile Secrets reader TIO comments:

If I use Citi 100,000 American Airlines credit card to pay for taxes on IRS payment web sites, do you think Citi will count that as a cash advance?  Thanks.

TIO is referring to the Citi American Airlines Executive card, which has a sign-up bonus of 100,000 American Airlines miles after you spend $10,000 in the 1st 3 months.

Will You Be Charged Cash Advance Fees For Paying Taxes With A Credit Card

Spending $10,000 in 3 Months Could Be Challenging

Continue reading

How to See if Your Credit, Debit, & Gift Card Tax Payments Are Received by the IRS

Don’t forget to follow me on Facebook or Twitter!

I’ve written before on how to use the Delta debit card to earn miles while paying taxes and how to select the top credit cards to use to pay your taxes.  Frequent Miler has also written on how to use gift cards to pay your taxes.  You do pay a fee for using a credit card to pay your taxes, but it could be worth it to complete the minimum spending on your credit cards or to earn airline and hotel perks.

The IRS website suggests that you can make 2 estimated tax payments per quarter using a credit card, but readers commented that you can make more payments with a credit card or a gift card by:

  • Using each of the 4 different tax payment providers to make 2 estimated tax payments per quarter online for a total of 8 online payments
  • Calling each of the 4 payment processors and have them process additional payments over the telephone

Note that not all providers offer the same fee for using a credit card and the flat fee of $3.49 for using your debit card.

But talk to YOUR accountant or lawyer before making more than 2 payments per quarter with a credit card towards your quarterly taxes, since the IRS rules aren’t very clear on what is the maximum number of payments allowed. Continue reading