Category Archives: Foreign Transaction Fees

5 Excellent No Annual Fee Cash Back Cards

Million Mile Secrets reader, Lindsay, tweeted:

I have a Chase Sapphire Preferred card, but would like to get a new card to earn cash back.  Do you have any recommendations?

Many folks like to pair their miles and points rewards cards with a cash back alternative.  Because it’s easy to redeem cash back rewards.  And it’s always nice to have a little extra cash in hand.

Although miles and points can be worth more depending on the award, the benefit of cash back rewards is they won’t fluctuate in value.  So you’ll always know what you’re earning!

5 Excellent No Annual Fee Cash Back Cards

Miles & Points Credit Cards Are the Best Option for Folks Who Want Big Travel With Small Money. But There’s Room in Your Wallet for Cash Back Cards Too!

I’ll share 5 picks for folks looking to get a cash back card.

Emily and I don’t earn a commission for any of these cards, but we’re committed to always sharing the best deals with you!

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Chase Ink Business Preferred: No International Fees!

When you travel overseas, you’ll want to use a credit card that doesn’t have pesky foreign transaction fees.  Some credit cards charge up to 3%!

The Chase Ink Business Preferred is one card that does NOT charge foreign transaction fees!  So it’s a good card to keep in your wallet while traveling internationally.

Plus, the Ink Preferred has a broad 3X bonus category, which includes purchases for travel!  So you can earn extra bonus points overseas without worrying about fees!

Chase Ink Business Preferred No Foreign Transaction Fees

Use the Chase Ink Preferred to Save Money on Foreign Transaction Fees & Earn 3X Chase Ultimate Rewards Points on Overseas Purchases Like Ferry Rides!

I’ll explain why the Ink Preferred card is a great choice to use while traveling abroad!

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Which Is Better: Personal AMEX Platinum or Business Platinum?

Million Mile Secrets reader, Mark, commented:

Does the Pay With Points 50% rebate work with the The Enhanced Business Platinum® Card from American Express OPEN and The Platinum Card® from American Express?

Great question, Mark!

You’re only eligible to get 50% of your points back with the AMEX Business Platinum card.

But the personal version of the AMEX Platinum card has its own perk.  You can earn 5X AMEX Membership Rewards points on airfare purchased directly from airlines or from American Express Travel.

So, which card is better?  It depends!

AMEX Platinum Vs Business Platinum

The AMEX Business Platinum Card Is a Good Choice for Folks Looking to Book Flights With Points, Like JetBlue Mint Business Class. But the Personal AMEX Platinum Earns You More Points on Airfare Purchases!

I’ll explain the pros and cons of the AMEX Platinum (personal vs. small business).

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5 Reasons to Choose the AMEX Starwood Over the Chase Marriott Card

Million Mile Secrets reader, Glen, commented:

Which card and sign-up bonus is better, 25,000 Starwood points with the Starwood Preferred Guest® Credit Card from American Express or 80,000 Marriott points with the Chase Marriott card?

The points you earn with the AMEX Starwood and Marriott Rewards cards can be used interchangeably between both hotel chains.  Because Starwood points transfer to Marriott at a 1:3 ratio, and vice versa.

If you have to pick one, I think the AMEX Starwood card is best for everyday spending.  And it’s easier to get approved for it.

Although, the Chase Marriott card comes with a slightly higher sign-up bonus.  And the card has additional perks, like a free anniversary night.  But you might face tougher application rules with Chase.

AMEX Starwood Or Chase Marriott

The Sign-Up Bonus on the AMEX Starwood or Chase Marriott Card Gets You Enough Points for a Free Night at The Westin Verasa Napa in California

I’ll explain 5 things to consider when deciding between the AMEX Starwood and Marriott Rewards cards.

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Up to $1,000 in Flights With This No Annual Fee Card!

There’s a no-annual-fee credit card with a generous sign-up bonus.  And it’s not getting much attention!

Via Doctor of Credit, the Merrill Lynch Merrill+ Visa is offering a sign-up bonus of 50,000 Merrill points.  That’s worth between $500 and $1,000, depending on how you use them!

Emily and I don’t earn commission on this card, but we’ll always tell you about the best deals we’re aware of!

Up To 1000 In Flights With This No Annual Fee Card

Your Merrill Lynch Points Can Be Worth 2 Cents per Point Towards Airfare, Domestic or International

I’ll tell you about this card, and show you how to maximize its rewards!

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Can You Upgrade a Chase Card to Ink Business Preferred?

The new Chase Ink Business Preferred card has fantastic perks like 3X points for travel purchases and up to $600 of cell phone protection insurance.

Because of Chase’s tougher application rules, most folks who have opened more than 5 cards in the past 24 months will likely not be approved for the Ink Business Preferred.

Instead, you can consider a product change.  This way, you’ll get the ongoing perks of the card.  But you will NOT earn 80,000 point sign-up bonus.

Depending on your spending habits, it might make sense to change to Chase Ink Business Preferred.  I’ll explain!

Upgrade To Chase Ink Business Preferred

Folks Who Spend a Lot on Travel Purchases Can Earn 3X Chase Ultimate Rewards Points by Upgrading an Eligible Card to the Ink Business Preferred

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Top 7 Travel Cards for November 2016

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

It’s an exciting time for folks to earn miles & points for Big Travel.  Because banks are improving credit card perks and offering some of the highest sign-up bonuses ever!

Earning just one sign-up bonus on certain cards can be enough for the trip of a lifetime.  Like a round-trip award flight to Europe or an adventure to Hawaii!

Top 7 Travel Cards For November 2016

With Credit Card Sign-Up Bonuses, You Can Earn a Free Trip to Beautiful Switzerland or Many Other Destinations Around the World!

I’ll share my top 7 travel credit cards that get you Big Travel with Small Money.

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10% Back at Amazon With New Offers for AMEX Blue Cash Cards!

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

Folks who do lots of holiday shopping at Amazon might like the improved offers for the AMEX Blue Cash Everyday and AMEX Blue Cash Preferred cards!

You can now earn up to $300 back with the AMEX Blue Cash Everyday card and $350 back with the AMEX Blue Cash Preferred card after meeting minimum spending requirements.

But to earn the full bonus on either card, part of the spending requirement must be $2,000 in Amazon purchases within the first 6 months of opening your account.

10 Back At Amazon With New Offers For AMEX Blue Cash Cards

Earn 10% Back on up to $2,000 in Amazon Purchases With New Offers From the AMEX Blue Cash Everyday and Blue Cash Everyday Preferred Cards

I’ll share more about these new offers and help you decide whether you should sign-up!

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Now 30,000 Points ($300 Cash Back)! Higher Sign-Up Bonus for the Chase Ink Cash

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

There’s an increased offer for the Chase Ink Cash small business card!

You’ll earn 30,000 Chase Ultimate Rewards points after you spend $3,000 on purchases in the first 3 months from account opening.  That’s 10,000 Chase Ultimate Rewards points more than usual!

30,000 Chase Ultimate Rewards points are worth $300 in cash back.  But they can be worth a lot more!  I’ll explain.

Ink Cash Review

30,000 Chase Ultimate Rewards Points Are Enough for Really Big Travel, Like 1 Night at a Luxury Hotel!

I’ll give you the details of this new offer, and help you decide if this card is right for you!

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Top 5 Small Business Credit Cards With No Annual Fee for 2016

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

Paying a credit card’s annual fee is not something most folks look forward to.  Especially those new to our hobby of miles & points.

So I’ve put together a list of my favorite no-annual fee small business credit cards to help you minimize your out-of-pocket expenses!  Credit cards that don’t have an annual fee are great, because you’ll never have to cancel them.

Top 5 Small Business Credit Cards With No Annual Fee For 2016

Put Your Money Towards an Ocean Breeze Instead of Annual Fees

Here are my top 5 picks of small business credit cards with no annual fee.

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