Category Archives: Foreign Transaction Fees

Top 5 Small Business Credit Cards With No Annual Fee for 2016

Paying a credit card’s annual fee is not something most folks look forward to.  Especially those new to our hobby of miles & points.

So I’ve put together a list of my favorite no-annual fee small business credit cards to help you minimize your out-of-pocket expenses!  Credit cards that don’t have an annual fee are great, because you’ll never have to cancel them.

Top 5 Small Business Credit Cards With No Annual Fee For 2016

Put Your Money Towards an Ocean Breeze Instead of Annual Fees

Here are my top 5 picks of small business credit cards with no annual fee.

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Sign-Up Now for 100,000 Points with the Chase Sapphire Reserve!

This is the highest public sign-up bonus I’ve ever seen on a card that earns Chase Ultimate Rewards points!

Chase Sapphire Reserve

Link:   Chase Sapphire Reserve

The Chase Sapphire Reserve card is now officially available for sign-ups!  Note that link goes to the Reddit thread where you’ll see the card link.  We don’t earn a commission on this link, but will always tell you about the best deals!  That’s why you read Million Mile Secrets. 🙂

Chase Sapphire Reserve

The Chase Sapphire Reserve Bonus of 100,000 Chase Ultimate Rewards Points Is Enough for 2 Round-Trip Tickets to Hawaii! Or Transfer Your Points to Hyatt for an Amazing Award Stay

You can earn 100,000 Chase Ultimate Rewards points after you spend $4,000 on purchases in the first 3 months after opening your account.  That’s worth $1,500 in travel when you redeem through the Chase Ultimate Rewards Travel Portal.  And potentially worth even more if you transfer points to airline and hotel partners like Hyatt or Southwest.

I’ll explain why this is a terrific card for folks looking to earn Big Travel!

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Top 10 Credit Cards With No Annual Fee for 2016

There are plenty of cards with no annual fee that can get you Big Travel with Small Money!

Lots of cards can be well worth paying the annual fee.  Because they come with great travel benefits like free hotel nights, trip insurance, and other perks.

But paying an annual fee doesn’t appeal to some folks, especially those just beginning their journey with miles & points.

Top 10 Credit Cards With No Annual Fee For 2016

You Can Earn Points Quickly Fun Travel Experiences, Even With No-Annual-Fee Cards!

No-annual-fee cards are good to keep forever.  Because keeping your cards open for a long time can increase the average age of your accounts and potentially improve your credit score.

Here are my top 10 picks of personal (not business!) credit cards with no annual fee.

Many of the cards in this post do NOT earn us a commission.  But we’re committed to telling you about the best deals!

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Best of Million Mile Secrets – June 2016

1.   I shared the great news that the AMEX Delta cards are offering limited-time increased sign-up bonuses through July 6, 2016.

And then showed you how to use those bonuses to fly to Europe or get $1,200 worth of US flights!  Or $600 without searching for award flights (but if you’re flexible, the sign-up bonus is worth much more!)

Best Of Million Mile Secrets - June 2016

With the AMEX Platinum Delta 60,000 Mile Sign-Up Bonus and Miles From Minimum Spending, You’ll Have Just About Enough Delta Miles to Fly One-Way to Athens in Business Class!

2.   Did you know the 75,000 Hilton points bonus on the no-annual-fee Citi Hilton Visa card is back?
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Which Cards Give the Best Exchange Rate on Foreign Transactions?

When you travel abroad, you’ll save money by using cards that don’t add foreign transaction fees.  Otherwise you’ll be charged an extra ~1% to ~3% on each purchase!

But did you know you’ll usually pay a different exchange rate depending on the card issuer?  Milevalue, One Mile at a Time, and View From the Wing suggest MasterCard offers the best rates.

So I decided to run an experiment with the help of a Million Mile Secrets team member who recently traveled to Canada.

Which Cards Give The Best Exchange Rate On Foreign Transactions

Traveling Outside the US? You’ll Get a Better Exchange Rate With Certain Cards!

I’ll let you know what we found out!

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