Category Archives: Foreign Transaction Fees

Up to $1,000 in Flights With This No Annual Fee Card!

There’s a no-annual-fee credit card with a generous sign-up bonus.  And it’s not getting much attention!

Via Doctor of Credit, the Merrill Lynch Merrill+ Visa is offering a sign-up bonus of 50,000 Merrill points.  That’s worth between $500 and $1,000, depending on how you use them!

Emily and I don’t earn commission on this card, but we’ll always tell you about the best deals we’re aware of!

Up To 1000 In Flights With This No Annual Fee Card

Your Merrill Lynch Points Can Be Worth 2 Cents per Point Towards Airfare, Domestic or International

I’ll tell you about this card, and show you how to maximize its rewards!

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Can You Upgrade a Chase Card to Ink Business Preferred?

The new Chase Ink Business Preferred card has fantastic perks like 3X points for travel purchases and up to $600 of cell phone protection insurance.

Because of Chase’s tougher application rules, most folks who have opened more than 5 cards in the past 24 months will likely not be approved for the Ink Business Preferred.

Instead, you can consider a product change.  This way, you’ll get the ongoing perks of the card.  But you will NOT earn 80,000 point sign-up bonus.

Depending on your spending habits, it might make sense to change to Chase Ink Business Preferred.  I’ll explain!

Upgrade To Chase Ink Business Preferred

Folks Who Spend a Lot on Travel Purchases Can Earn 3X Chase Ultimate Rewards Points by Upgrading an Eligible Card to the Ink Business Preferred

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Top 7 Travel Cards for November 2016

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

It’s an exciting time for folks to earn miles & points for Big Travel.  Because banks are improving credit card perks and offering some of the highest sign-up bonuses ever!

Earning just one sign-up bonus on certain cards can be enough for the trip of a lifetime.  Like a round-trip award flight to Europe or an adventure to Hawaii!

Top 7 Travel Cards For November 2016

With Credit Card Sign-Up Bonuses, You Can Earn a Free Trip to Beautiful Switzerland or Many Other Destinations Around the World!

I’ll share my top 7 travel credit cards that get you Big Travel with Small Money.

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10% Back at Amazon With New Offers for AMEX Blue Cash Cards!

Folks who do lots of holiday shopping at Amazon might like the improved offers for the AMEX Blue Cash Everyday and AMEX Blue Cash Preferred cards!

You can now earn up to $300 back with the AMEX Blue Cash Everyday card and $350 back with the AMEX Blue Cash Preferred card after meeting minimum spending requirements.

But to earn the full bonus on either card, part of the spending requirement must be $2,000 in Amazon purchases within the first 6 months of opening your account.

10 Back At Amazon With New Offers For AMEX Blue Cash Cards

Earn 10% Back on up to $2,000 in Amazon Purchases With New Offers From the AMEX Blue Cash Everyday and Blue Cash Everyday Preferred Cards

I’ll share more about these new offers and help you decide whether you should sign-up!

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Now 30,000 Points ($300 Cash Back)! Higher Sign-Up Bonus for the Chase Ink Cash

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

There’s an increased offer for the Chase Ink Cash small business card!

You’ll earn 30,000 Chase Ultimate Rewards points after you spend $3,000 on purchases in the first 3 months from account opening.  That’s 10,000 Chase Ultimate Rewards points more than usual!

30,000 Chase Ultimate Rewards points are worth $300 in cash back.  But they can be worth a lot more!  I’ll explain.

Ink Cash Review

30,000 Chase Ultimate Rewards Points Are Enough for Really Big Travel, Like 1 Night at a Luxury Hotel!

I’ll give you the details of this new offer, and help you decide if this card is right for you!

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Top 5 Small Business Credit Cards With No Annual Fee for 2016

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

Paying a credit card’s annual fee is not something most folks look forward to.  Especially those new to our hobby of miles & points.

So I’ve put together a list of my favorite no-annual fee small business credit cards to help you minimize your out-of-pocket expenses!  Credit cards that don’t have an annual fee are great, because you’ll never have to cancel them.

Top 5 Small Business Credit Cards With No Annual Fee For 2016

Put Your Money Towards an Ocean Breeze Instead of Annual Fees

Here are my top 5 picks of small business credit cards with no annual fee.

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Sign-Up Now for 100,000 Points with the Chase Sapphire Reserve!

This is the highest public sign-up bonus I’ve ever seen on a card that earns Chase Ultimate Rewards points!

Chase Sapphire Reserve

Chase Sapphire Reserve

The Chase Sapphire Reserve Bonus of 100,000 Chase Ultimate Rewards Points Is Enough for 2 Round-Trip Tickets to Hawaii! Or Transfer Your Points to Hyatt for an Amazing Award Stay

You can earn 100,000 Chase Ultimate Rewards points after you spend $4,000 on purchases in the first 3 months after opening your account.  That’s worth $1,500 in travel when you redeem through the Chase Ultimate Rewards Travel Portal.  And potentially worth even more if you transfer points to airline and hotel partners like Hyatt or Southwest.

I’ll explain why this is a terrific card for folks looking to earn Big Travel!

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Top 10 Credit Cards With No Annual Fee for 2016

There are plenty of cards with no annual fee that can get you Big Travel with Small Money!

Lots of cards can be well worth paying the annual fee.  Because they come with great travel benefits like free hotel nights, trip insurance, and other perks.

But paying an annual fee doesn’t appeal to some folks, especially those just beginning their journey with miles & points.

Top 10 Credit Cards With No Annual Fee For 2016

You Can Earn Points Quickly Fun Travel Experiences, Even With No-Annual-Fee Cards!

No-annual-fee cards are good to keep forever.  Because keeping your cards open for a long time can increase the average age of your accounts and potentially improve your credit score.

Here are my top 10 picks of personal (not business!) credit cards with no annual fee.

Many of the cards in this post do NOT earn us a commission.  But we’re committed to telling you about the best deals!

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Best of Million Mile Secrets – June 2016

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

1.   I shared the great news that the AMEX Delta cards are offering limited-time increased sign-up bonuses through July 6, 2016.

And then showed you how to use those bonuses to fly to Europe or get $1,200 worth of US flights!  Or $600 without searching for award flights (but if you’re flexible, the sign-up bonus is worth much more!)

Best Of Million Mile Secrets - June 2016

With the AMEX Platinum Delta 60,000 Mile Sign-Up Bonus and Miles From Minimum Spending, You’ll Have Just About Enough Delta Miles to Fly One-Way to Athens in Business Class!

2.   Did you know the 75,000 Hilton points bonus on the no-annual-fee Citi Hilton Visa card is back?
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Which Cards Give the Best Exchange Rate on Foreign Transactions?

When you travel abroad, you’ll save money by using cards that don’t add foreign transaction fees.  Otherwise you’ll be charged an extra ~1% to ~3% on each purchase!

But did you know you’ll usually pay a different exchange rate depending on the card issuer?  Milevalue, One Mile at a Time, and View From the Wing suggest MasterCard offers the best rates.

So I decided to run an experiment with the help of a Million Mile Secrets team member who recently traveled to Canada.

Which Cards Give The Best Exchange Rate On Foreign Transactions

Traveling Outside the US? You’ll Get a Better Exchange Rate With Certain Cards!

I’ll let you know what we found out!

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