Category Archives: Foreign Transaction Fees

The Best Way to Withdraw Cash While Overseas

Have you ever come home from a trip abroad and been shocked to see fees on your bank statement?  It’s not a fun way to end your vacation!

Most US banks add currency conversion fees of 1% to 3% for using ATMs abroad.  And sometimes, there’s an ATM fee of ~$3 to $5 in addition to the foreign exchange fee.  These fees can put a dent in your plans for Big Travel with Small Money!

The good news is some checking accounts do NOT charge currency conversion fees.  And they’ll even give you a rebate for any ATM charges anywhere in the world!

The Best Way To Withdraw Cash While Overseas

Foreign Transaction Fees and ATM Fees Are Frustrating! But Some Checking Accounts Don’t Add Them

I’ve made a list of the best checking accounts to use overseas.  And I’ll compare these accounts to help you decide which option is best for you!

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Review of the TD Cash Visa With $200 Bonus

Via Doctor of Credit, you can now get a $200 sign-up bonus with the TD Cash Visa card when you complete the minimum spending.

The sign-up bonus for this card is usually $100.  This deal is good through February 29, 2016.

We don’t earn a commission on this card, but we’ll always tell you about the best deals.

Review Of The TD Cash Visa With 200 Bonus

The TD Cash Visa Card Can Put $200 in Your Pocket!

I’ll explain what you get with this card and whether or not I think it’s a good deal!

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Can You Use the Barclaycard Arrival Card at Kiosks in Europe?

UPDATE: The offer for the British Airways card in this post has expired.  But check Hot Deals for the latest offers!

Million Mile Secrets reader, Peter, commented:

I am looking for a “true” chip-and-PIN card to use in Europe next year.  I have a chip-and-PIN card issued by the Andrews Federal Credit Union.  But I have had numerous customer dissatisfaction issues with them and would like to find another chip-and-PIN card, not just a chip-and-signature card.

I called Barclaycard and they say the Barclaycard Arrival card (not the Arrival Plus, I don’t want to pay the annual fee) is a true chip-and-PIN card.

Do you know if that is true?

As I discovered on my trip to Iceland, if you’re traveling to Europe, bringing a credit card with chip-and-PIN capability could be the difference between happily driving to your next destination and being stuck on the side of the road.

That’s because many vending machines, train stations, and gas pumps in Europe only work with chip-and-PIN technology.

While most credit cards in the US, including the Barclaycard Arrival, do NOT have true chip-and-PIN technologythey’ll still work for you in most cases!

Can You Use The Barclaycard Arrival Card At Kiosks In Europe

You’ll Find Things in Europe That You Don’t See in the US – Gorgeous Buildings That Are Thousands of Years Old, Sold Out Soccer Err..Football Stadiums, and Kiosks That Only Accept Chip-and-PIN Cards

I’ll explain the difference between chip-and-PIN and chip-and-signature technology and tell you why the Barclaycard Arrival Plus card may be a better choice than the Arrival card.

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Cards With NO Annual Fee and NO Foreign Transaction Fee!

There are lots of cards with NO annual fee, and several with NO foreign transaction fees.  But which cards have NEITHER fee?

Cards With NO Annual Fee And NO Foreign Transaction Fees

Cut Out the Fees! Find Out Which Cards Have NO Annual Fee and NO Foreign Transaction Fees!

I’ll tell you about your options, and why it’s a good idea to have one!

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Why Even Thrifty Folks (Like Me) Should Consider Annual Fee Cards

Folks new to our hobby sometimes shy away from credit cards which charge an annual fee.  They may want to spend as little as possible to earn free travel, or might not feel paying a fee is worth it.

But those who’ve been collecting miles & points for a while know that you’ll often get more Big Travel by keeping cards with an annual fee.  And sometimes even make a profit!

Why Even Thrifty Folks Like Me Should Consider Annual Fee Cards

Should You Sign-Up for (or Keep) Cards With an Annual Fee?

I’ll share some examples of when it might make sense to pay an annual fee, and show you what to consider before you cancel a card!

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Cards to Use for Under $100 Travel Purchases After the Changes to Arrival Plus

The Barclaycard Arrival Plus is increasing the minimum to redeem travel statement credits from $25 to $100.  That’s a big jump!

So folks are thinking about other cards with lower minimums on award redemptions.

Which Cash Back Cards Are Comparable To The Barclaycard Arrival Plus

The Barclaycard Arrival Plus Will Soon Only Allow You to Use Miles to Discount $100+ Travel Purchases.  So Which Cards Might You Consider Using for Parking, Tolls, Trains, etc.?

I’ll explain which cards offer similar opportunities to earn points that you can use for travel purchases.  And if it’s worth making the switch!

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Explore Europe for Cheap With Budget Airlines!

Now that the busy summer travel season is here, folks are wondering how to see more of Europe for less money.

Explore Europe For Cheap With Budget Airlines

See More of Europe by Flying Discount Airlines!

One trick is to fly on budget airlines once you get to Europe.

I’ll show you when to use miles and when to pay for flights.  And then tell you about a few budget airlines you may want to try!

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