Paying a credit card’s annual fee is not something most folks look forward to. Especially those new to our hobby of miles & points.
So I’ve put together a list of my favorite no-annual fee small business credit cards to help you minimize your out-of-pocket expenses! Credit cards that don’t have an annual fee are great, because you’ll never have to cancel them.
Put Your Money Towards an Ocean Breeze Instead of Annual Fees
Here are my top 5 picks of small business credit cards with no annual fee.
Posted in American Express, AMEX Blue for Business, AMEX SimplyCash Plus, Beginner Tips, Business Credit Cards, Capital One, Capital One Spark, Chase, Chase Ink Cash, Credit Cards, Credit Cards, Credit Scores, Foreign Transaction Fees, Foreign Transaction Fees, Membership Rewards, No Annual Fee, US Bank, US Bank Business Edge Cash Rewards
This is the highest public sign-up bonus I’ve ever seen on a card that earns Chase Ultimate Rewards points!
Chase Sapphire Reserve
Link: Chase Sapphire Reserve
The Chase Sapphire Reserve card is now officially available for sign-ups! Note that link goes to the Reddit thread where you’ll see the card link. We don’t earn a commission on this link, but will always tell you about the best deals! That’s why you read Million Mile Secrets. 🙂
The Chase Sapphire Reserve Bonus of 100,000 Chase Ultimate Rewards Points Is Enough for 2 Round-Trip Tickets to Hawaii! Or Transfer Your Points to Hyatt for an Amazing Award Stay
You can earn 100,000 Chase Ultimate Rewards points after you spend $4,000 on purchases in the first 3 months after opening your account. That’s worth $1,500 in travel when you redeem through the Chase Ultimate Rewards Travel Portal. And potentially worth even more if you transfer points to airline and hotel partners like Hyatt or Southwest.
I’ll explain why this is a terrific card for folks looking to earn Big Travel!
Posted in Air France, Airline Award Booking, Airlines, British Airways, British Airways, Chase, Chase Freedom, Chase Freedom Unlimited, Chase Ink Bold, Chase Ink Cash, Chase Ink Plus, Chase Sapphire, Chase Sapphire Preferred, Chase Sapphire Reserve, Citi Prestige, Citibank, Credit Cards, Foreign Transaction Fees, Hotel Award Booking, Hotels, Hyatt, IHG, KLM, Korean Air Skypass, Marriott, Ritz-Carlton, Save Money, Silvercar, Singapore Airlines, Southwest, Ultimate Rewards, United Award Booking, Virgin Atlantic
There are plenty of cards with no annual fee that can get you Big Travel with Small Money!
Lots of cards can be well worth paying the annual fee. Because they come with great travel benefits like free hotel nights, trip insurance, and other perks.
But paying an annual fee doesn’t appeal to some folks, especially those just beginning their journey with miles & points.
You Can Earn Points Quickly Fun Travel Experiences, Even With No-Annual-Fee Cards!
No-annual-fee cards are good to keep forever. Because keeping your cards open for a long time can increase the average age of your accounts and potentially improve your credit score.
Here are my top 10 picks of personal (not business!) credit cards with no annual fee.
Many of the cards in this post do NOT earn us a commission. But we’re committed to telling you about the best deals!
Posted in Air Canada, Airlines, American Express, AMEX EveryDay, Barclays Arrival, Barclays JetBlue, Beginner Tips, British Airways, Chase, Chase Freedom, Chase Freedom Unlimited, Chase Ink Bold, Chase Ink Plus, Chase Sapphire Preferred, Citi Hilton Reserve, Citi Thank You Points, Citibank, Credit Cards, Credit Cards, Credit Scores, Discover, Discover It, Discover it Miles, Earn Miles, Fidelity, Foreign Transaction Fees, Hilton HHonors, JetBlue, Membership Rewards, No Annual Fee, Ultimate Rewards, US Bank Fidelity Rewards Visa
Posted in Air France, Airline Award Booking, Airlines, Alaska Airlines, American Airlines, American Express, AMEX Delta, BOA Alaska Air, Chase, Chase Freedom, Chase United Explorer, Citi Hilton, Citibank, Credit Cards, Delta Skymiles, Foreign Transaction Fees, Foreign Transaction Fees, Hilton HHonors, Hotels, KLM, Save Money, Travel Tips
When you travel abroad, you’ll save money by using cards that don’t add foreign transaction fees. Otherwise you’ll be charged an extra ~1% to ~3% on each purchase!
But did you know you’ll usually pay a different exchange rate depending on the card issuer? Milevalue, One Mile at a Time, and View From the Wing suggest MasterCard offers the best rates.
So I decided to run an experiment with the help of a Million Mile Secrets team member who recently traveled to Canada.
Traveling Outside the US? You’ll Get a Better Exchange Rate With Certain Cards!
I’ll let you know what we found out!
Posted in American Express, AMEX Mercedes-Benz Platinum, AMEX Starwood (SPG), Chase, Chase Ink Plus, Chase Sapphire Preferred, Citi Prestige, Citibank, Discover, Discover It, Foreign Transaction Fees, Foreign Transaction Fees, Save Money, Shopping, Travel Tips