Million Mile Secrets reader, Peter, commented:
I am looking for a “true” chip-and-PIN card to use in Europe next year. I have a chip-and-PIN card issued by the Andrews Federal Credit Union. But I have had numerous customer dissatisfaction issues with them and would like to find another chip-and-PIN card, not just a chip-and-signature card.
I called Barclaycard and they say the Barclaycard Arrival card (not the Arrival Plus, I don’t want to pay the annual fee) is a true chip-and-PIN card.
Do you know if that is true?
As I discovered on my trip to Iceland, if you’re traveling to Europe, bringing a credit card with chip-and-PIN capability could be the difference between happily driving to your next destination and being stuck on the side of the road.
That’s because many vending machines, train stations, and gas pumps in Europe only work with chip-and-PIN technology.
While most credit cards in the US, including the Barclaycard Arrival, do NOT have true chip-and-PIN technology, they’ll still work for you in most cases!
You’ll Find Things in Europe That You Don’t See in the US – Gorgeous Buildings That Are Thousands of Years Old, Sold Out Soccer Err..Football Stadiums, and Kiosks That Only Accept Chip-and-PIN Cards
I’ll explain the difference between chip-and-PIN and chip-and-signature technology and tell you why the Barclaycard Arrival Plus card may be a better choice than the Arrival card.