Do you know which credit cards are the best to use for each spending category?
Some credit cards earn extra miles and points when you spend in certain categories, like travel, restaurants, office supply stores, or gas stations. And other cards have category bonuses that rotate every quarter. It can be hard to keep track if you have a lot of cards!
Are You Using the Right Credit Card When You Dine Out, Travel, Buy Gas, or Shop at Office Supply Stores?
Here are some of the most common bonus categories and some of the best cards to make the most of them! These aren’t all the cards that earn bonus points in each category. I’ve only listed my 3 or 4 favorite cards per category that earn miles and points to get Big Travel with Small Money!
- Gas Stations
- Grocery Stores
- Office Supplies, Phone, Cellular, and Internet
- Rotating Category Bonuses
Million Mile Secrets reader Joe commented:
Hey Daraius, would be cool if you could do a write up on using Expedia points.
There are 2 credit card offers: 15,000 and 25,000 points. Thinking you could stagger the 2, i.e. get the 15,000 1st then later get the 25,000.
However, not sure what the value of 40,000 Expedia points would be. Their site seems way more focused on how you earn the points than how you actually use them. Would love to hear if you had any experience with this.
Joe is referring to the Citi Expedia+ Voyager and Citi Expedia+ cards. They earn Expedia+ Rewards points, which can be redeemed for flights, coupons to use for hotel stays, or donated to charity.
Expedia+ Rewards is the loyalty program for Expedia, an online travel agency where you can search for and purchase flights, hotel stays, vacation packages, cruises, and more.
Earn Points for Hotel Stays and Flights With the Citi Expedia+ Cards
Let’s look at the Expedia+ Rewards program and see if it’s worth considering these cards!
1. You can get 50,000 American Airlines miles & 2 American Airlines Admirals Club Lounge Passes with the American Airlines personal and business card.
Now You Get 50,000 Miles and 2 Admirals Club Lounge Day Passes With the Citi AAdvantage Platinum Select MasterCard and CitiBusiness AAdvantage Platinum Select World MasterCard
If you have a Citibank credit card you will soon be able to access your Equifax FICO score for free!
Keeping Track of Your FICO Score Is Now Free, for Citi Cardholders!
Even if you don’t have a Citi card, I’ll show you how you can monitor your credit for free.
Your credit score is a number that reflects your ability to pack back loans. Banks use your credit score to determine whether or not they should approve you for a credit card, home loan, car loan, and more.
So if you don’t have a good credit score, you won’t be able to enjoy Big Travel with Small Money!
American Airlines explained how they’ll combine their AAdvantage frequent flyer program with US Airways Dividend Miles today, as part of their merger with US Airways. And it’s generally good news, because not a lot is changing.
Some folks were worried there would be major negative changes, like award tickets costing more miles, or transitioning to a revenue-based program (where you earn miles based on the cost of your ticket and not the distance flown) like Delta and United Airlines have done.
I’m happy to report that American Airlines is not changing their award chart or making any major changes to how you earn miles! Most of the changes will impact folks with elite status.
The New AAdvantage Program: Good News for Most Folks!
Let’s look at what’s changing and what it means for you.