Did you know that you can fly around the world by applying for just 3 credit cards and paying $89 in annual fees?
By applying for 2 Citi American Airlines cards and the Barclaycard US Airways card, you’ll earn 150,000 miles (plus extra from meeting minimum spending requirements). And that’s more than enough for a round-the-world trip!
3 Cards Get You a Round-the-World Trip!
Depending on your routing, you might even have miles left over! I’ll show you how to do it.
Million Mile Secrets reader Zack comments:
I need a couple of 0% APR on purchases cards. Could you tell me what the best ones with a good sign-up bonus are? Regardless of if they have an annual fee or not.
I have signed-up for a lot of the offers you have posted over the last year and a half, and paid them in full. But I am doing some work on my house and I would like to get 1 or 2 cards to use for daily purchases, and carry a balance at 0% interest for about a year, so I can use my cash toward my house for a little while.
So far I have found the Capital One Venture One rewards card that gives a $200 bonus, no annual fee, and 0% APR for 12 months. Do you have any other suggestions?
I’ve written that you shouldn’t apply for credit cards if you can’t pay them off in full each month. That’s because the miles and points you earn are usually not worth the interest you get charged.
But sometimes, due to unexpected expenses, job loss, or illness, folks might have to carry a balance on their cards. So how can you minimize the amount of interest you’ll pay?
If You’re Carrying Balances, Are There Ways to Avoid Paying High Interest?
You could pay NO interest by making the most of 0% APR credit card offers for purchases. And folks who are carrying balances on other cards could save money by transferring the balance to a card with a 0% APR balance transfer promotion. I’ll explain.
Having trouble deciding what to get the hard-to-buy-for folks on your holiday shopping list?
Emily and I like to buy gift cards to restaurants, stores, airlines, and hotels for our friends and family. They’re good as stocking stuffers or as presents for folks who already seem to have everything!
And at some stores, you could get even more points by shopping for gift cards through a shopping portal.
Gift Cards Are a Great Option for Holiday Shopping – and Can Earn You Lots of Miles and Points
The great thing about gift cards is that there are lots of opportunities to earn extra miles and points when you buy them.
So you can give yourself the gift of Big Travel with Small Money at the same time!
1. Up to 1,500 Easy Starwood Points
Via The Points Guy, you can 500 Starwood points when you use the Starwood mobile app to book your next stay and pay with your American Express card. Book and complete your stay by March 31, 2015.
You will earn 500 points per stay on up to 3 stays. So you can earn as many as 1,500 Starwood points.
I Love Easy Deals Like This So Much, I Could Kiss Them!
This is a great way to earn some extra points, if you already have plans to stay at a Starwood hotel!
2. Soon You Can Fly to Belize on Southwest
For a limited time, Bank of America has increased the sign-up bonus on the Virgin Atlantic card to 70,000 miles. Plus, you’ll get 5,000 more miles for adding 2 authorized users to your account.
Even though it’s marketed as a 90,000 mile card, you’ll only get the last 15,000 miles on your card anniversary, and only if you spend a lot. So this is really a 75,000 mile offer!
And you’ll have to spend $12,000 in the 1st 6 months to get the full bonus. But there are lots of ways to do that!
You’ll Get up to 90,000 Miles With the Increased Virgin Atlantic Sign-Up Bonus
Is it worth meeting such a high minimum spending requirement for this card? Let’s find out.