Million Mile Secrets reader, Amy, commented:
Is American Express Membership Rewards similar to Chase Ultimate Rewards where you earn points on each card individually? Or are AMEX Membership Rewards points pooled into one account automatically?
Fantastic question, Amy!
When you have multiple cards that earn AMEX Membership Rewards points, all of your rewards will automatically accumulate in one account.
This is different from other flexible bank points programs like Chase Ultimate Rewards and Citi ThankYou where you earn points in separate accounts.
But with all 3 programs, it’s important to keep at least 1 card active to avoid losing all your flexible points.
I’ll explain how folks with multiple cards in the same program earn flexible points with AMEX, Chase, and Citi!