Category Archives: Ink Bold

Keep Points Flexibility After Downgrading This Chase Travel Card

Million Mile Secrets reader, Harold, commented:

If I downgrade my Chase Sapphire Preferred to the Chase Freedom Unlimited, can I still transfer Chase Ultimate Rewards points from the Freedom Unlimited to the Chase Sapphire Reserve?

Absolutely!

On its own, the points you earn from the Freedom Unlimited can only be redeemed for 1 cent each toward travel or for cash back.

But when you pair it with another eligible Chase Ultimate Rewards card like the Sapphire Reserve, you’ll have the flexibility to combine points and transfer them to terrific airline and hotel partners.

With a downgrade, you’ll also avoid duplicate benefits and save on annual fees.  That’s why after getting the Sapphire Reserve, I downgraded the Sapphire Preferred to the no annual fee Freedom Unlimited.

Continue reading

Does the Chase Freedom Earn Cash Back or Points?

Million Mile Secrets reader, Gina, commented:

Is the Chase Freedom a cash back card or a points card?

With the Chase Freedom and Chase Freedom Unlimited cards, you earn Chase Ultimate Rewards points, which can later be redeemed for cash back, gift cards, or travel.

On their own, the points you earn from the Freedom or Freedom Unlimited can only be redeemed for 1 cent each for cash back or towards travel.

But your points are worth much more and give you flexibility when you also have certain Chase Ultimate Rewards cards, like the Chase Sapphire Preferred or Chase Sapphire Reserve.

Chase Freedom Rewards

Combine Points From the Chase Freedom With Another Eligible Chase Ultimate Rewards Card to Book Free Nights at Fantastic Hotels Like the Andaz Maui

I’ll explain how rewards work with the Freedom and Freedom Unlimited cards.

Continue reading

5 Ways to Earn 7,500 Chase Ultimate Rewards Points With Freedom This Quarter

Through June 30, 2017, you can earn up to 7,500 Chase Ultimate Rewards points with your Chase Freedom at grocery and drug stores when you activate the bonus by June 14, 2017.

You’ll earn 7,500 Chase Ultimate Rewards points if you can make the most of the Chase Freedom 5X bonus categories this quarter.  That’s enough for a free night at Category 1 Hyatt hotels or certain flights on Southwest or United Airlines.

Freedom Card 5X Points April 2017

Your Grocery Shopping Will Earn You Bonus Chase Ultimate Rewards Points This Quarter

Let’s take a look at 5 ideas for earning 7,500 bonus Chase Ultimate Rewards points. 

Continue reading

Earn Miles & Save Money in 2017 With These Cards at Costco

Trying to decide which credit card you should use at Costco?  

If you like earning points you can redeem for Big Travel (like me!), then consider cards like the Chase Sapphire Preferred or Chase Freedom Unlimited.  But if you’d rather earn cash back, the BankAmericard Cash Rewards card might make more sense.

Best Credit Cards To Use At Costco Amazon 2017

I’ll Help You Decide Which Credit Card to Use at Costco. So You Can Earn Miles & Save Money on Purchases You’re Making Anyway!

Here’s a list of the travel rewards and cash back earning cards I’d suggest using at Costco.

Continue reading

Don’t Forget! Earn 5X in New Bonus Categories With These Cards

If you have a Chase Freedom, Discover it, or US Bank Cash+ card, don’t forget to activate these bonuses to earn more points and cash back on your everyday spending!

You’ll be able to earn bonuses for spending at grocery stores, warehouse clubs, home improvement stores, and more, depending on which card you have.

Cards That Earn 5X Points Spring 2017

You Can Earn 5% Back in Bonus Categories With the Chase Freedom, Discover It, and US Bank Cash+ Cards

I’ll share this quarter’s categories.  And show you how to register your cards!

Continue reading

Top 7 Credit Cards to Get Big Travel With Small Money – April 2017

It’s an exciting time for folks in the miles & points hobby, because banks continue to offer some of the highest sign-up bonuses ever on great travel rewards credit cards!

Earning just one sign-up bonus on certain cards can help you make your dream trip a reality.  Million Mile Secrets readers have used our tips to help them take trips for nearly free to spots like Mexico, Hawaii, Europe, Disney World, and more!

Best Travel Credit Cards April 2017

You Can Use the Chase Ultimate Rewards Points You Earn With Cards Like the Chase Sapphire Reserve and Sapphire Preferred to Enjoy a Tropical Caribbean Vacation!

I’ll share my top 7 travel credit cards that get you Big Travel with Small Money.

Continue reading

Starts Today: Register for New 5X Categories Next Quarter

It’s time to get ready for next quarter’s rotating category bonuses with the Chase Freedom.

From April 1, 2017, to June 30, 2017, you can earn 5X Chase Ultimate Rewards points (5% cash back) when you use your Chase Freedom card at grocery and drug stores on up to $1,500 in combined spending.

If you spend the $1,500 maximum in bonus categories, you’ll earn 7,500 Chase Ultimate Rewards points ($75)

But you don’t get this bonus automatically!  Today is the first day you can register for next quarter’s bonus.  So remember to activate your card by June 14, 2017.

Emily and I don’t earn a commission for the Chase Freedom, but we’ll always share the best deals with our readers!

Chase Freedom Bonus Categories

You Can Register for This Quarter’s Bonus Categories Starting Today!

I’ll show you how to get the most out of this bonus!

Continue reading

How to Earn 4 Free Starwood Nights per Year With Chase Freedom

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

Did you know you can use bonus points you earn with the Chase Freedom card for up to 5 free Starwood nights per year, if you have another Chase card like the Sapphire Reserve, Sapphire Preferred, or Ink Business Preferred?

This could be a strategy some of y’all haven’t considered!

How To Earn Free Starwood Stays

Dream of Visiting the Pyramids of Giza? I’ll Show You How to Use the Chase Freedom Card for 5 Free Nights at the Le Meridien Pyramids Hotel & Spa in Cairo!

I’ll show you how to earn free Starwood stays with the Chase Freedom card!  And remind you of other ways to earn and use Starwood points.

Continue reading

March 2017 Flying Blue Promo Awards: 3 Cities to Europe for 25% Off

The March 2017 Flying Blue Promo Awards are out!  But you can’t book them until tomorrow.  And this month, they’re very limited (only 1 US city!).

Starting March 1, 2017, you can book Promo Awards for travel this upcoming May and June 2017.  You will get discounts on award flights between Europe and cities including Chicago, Cancun, and Mexico City.

Even if you’ve never flown KLM or Air France, you may have points that transfer to the program.  Because you can transfer Chase Ultimate Rewards points, AMEX Membership Rewards points, Citi ThankYou points, and Starwood points to Flying Blue, at a ratio of 1:1!

Flying Blue Promo Awards March 2017

Experience the Alps This Summer at a Discount With Flying Blue!

I’ll tell you what you need to know about these discounted award tickets.

Continue reading

Chase Ink Business Preferred Versus Ink Cash

Both the Chase Ink Business Preferred and Ink Cash cards offer great perks and earn Chase Ultimate Rewards, my favorite kind of points.

But if you’re trying to decide which card is right for you, it isn’t as simple as comparing sign-up bonuses and annual fees!

Chase Ink Business Preferred Versus Ink Cash

Comparing Credit Cards Can Be Like Comparing Apples to Oranges. But Your Decision Shouldn’t Be Based on Sign-Up Bonuses and Annual Fees Alone

I’ll explain the differences (and similarities!) between these cards.  And help you decide which card makes sense for you!

Continue reading