Category Archives: Chase Freedom

10 Best Cards to Earn Cash Back at Restaurants

Looking to earn the most cash back when you dine out?

There are lots of cards that include restaurants as a bonus spending category.

Keep in mind, some of the best cash back cards aren’t advertised as such.  Instead, you might earn points, which you can then redeem for cash back or a statement credit.

Best Cash Back Cards To Use At Restaurants 2017

Earning Bonus Cash Back at Restaurants With Certain Cards Means You Might Get Up to 5% of the Cost of the Meal Back!

I’ll share my picks for the best cash back cards to use at restaurants!

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Keep Points Flexibility After Downgrading This Chase Travel Card

Million Mile Secrets reader, Harold, commented:

If I downgrade my Chase Sapphire Preferred to the Chase Freedom Unlimited, can I still transfer Chase Ultimate Rewards points from the Freedom Unlimited to the Chase Sapphire Reserve?

Absolutely!

On its own, the points you earn from the Freedom Unlimited can only be redeemed for 1 cent each toward travel or for cash back.

But when you pair it with another eligible Chase Ultimate Rewards card like the Sapphire Reserve, you’ll have the flexibility to combine points and transfer them to terrific airline and hotel partners.

With a downgrade, you’ll also avoid duplicate benefits and save on annual fees.  That’s why after getting the Sapphire Reserve, I downgraded the Sapphire Preferred to the no annual fee Freedom Unlimited.

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Does the Chase Freedom Earn Cash Back or Points?

Million Mile Secrets reader, Gina, commented:

Is the Chase Freedom a cash back card or a points card?

With the Chase Freedom and Chase Freedom Unlimited cards, you earn Chase Ultimate Rewards points, which can later be redeemed for cash back, gift cards, or travel.

On their own, the points you earn from the Freedom or Freedom Unlimited can only be redeemed for 1 cent each for cash back or towards travel.

But your points are worth much more and give you flexibility when you also have certain Chase Ultimate Rewards cards, like the Chase Sapphire Preferred or Chase Sapphire Reserve.

Chase Freedom Rewards

Combine Points From the Chase Freedom With Another Eligible Chase Ultimate Rewards Card to Book Free Nights at Fantastic Hotels Like the Andaz Maui

I’ll explain how rewards work with the Freedom and Freedom Unlimited cards.

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5 Travel Rewards Cards for College Students

Million Mile Secrets reader, Liz, commented:

After studying abroad last semester, I’ve been bitten by the travel bug.  Although I have a very good credit score, I’m a college student and don’t spend that much, which precludes me from going for cards with sign-up bonuses that require spending $3,000 in the first 90 days.

I would like to get a card to start earning rewards for my purchases and develop a credit history.  But in keeping with the number one rule of paying off my balance each month, there doesn’t seem to be a card out there for me.

Ideally, I’m looking for a travel rewards card that offers a sign-up bonus requiring $1,000 in the first 90 days and has a waived annual fee for the first year, or none at all!  Is there a card that you’d recommend for me?

Welcome to the miles & points hobby, Liz!

I’m so glad to hear Liz is interested in earning rewards for travel.  Miles and points are one of the the best ways to travel cheaply.  They’ve given Emily and I the opportunity to visit amazing destinations around the world!

As a college student, it seems Liz has done her homework about the importance of developing a credit history and not carrying credit card balances!

Credit Cards College Students

There Are Lots of Great Rewards Credit Cards for College Students Looking to Get Started in the Miles & Points Hobby!

The good news is most banks offer credit cards with sign-up bonuses that have relatively small minimum spending requirements.  And these cards tend to waive the annual fee or have none at all.  So they’re great for students on a tight budget!

I’ll share tips for beginners in the miles & points hobby.  And 5 great rewards cards for beginners which have low minimum spending requirements!

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5 Ways to Earn 7,500 Chase Ultimate Rewards Points With Freedom This Quarter

Through June 30, 2017, you can earn up to 7,500 Chase Ultimate Rewards points with your Chase Freedom at grocery and drug stores when you activate the bonus by June 14, 2017.

You’ll earn 7,500 Chase Ultimate Rewards points if you can make the most of the Chase Freedom 5X bonus categories this quarter.  That’s enough for a free night at Category 1 Hyatt hotels or certain flights on Southwest or United Airlines.

Freedom Card 5X Points April 2017

Your Grocery Shopping Will Earn You Bonus Chase Ultimate Rewards Points This Quarter

Let’s take a look at 5 ideas for earning 7,500 bonus Chase Ultimate Rewards points. 

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Earn Miles & Save Money in 2017 With These Cards at Costco

Trying to decide which credit card you should use at Costco?  

If you like earning points you can redeem for Big Travel (like me!), then consider cards like the Chase Sapphire Preferred or Chase Freedom Unlimited.  But if you’d rather earn cash back, the BankAmericard Cash Rewards card might make more sense.

Best Credit Cards To Use At Costco Amazon 2017

I’ll Help You Decide Which Credit Card to Use at Costco. So You Can Earn Miles & Save Money on Purchases You’re Making Anyway!

Here’s a list of the travel rewards and cash back earning cards I’d suggest using at Costco.

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Don’t Forget! Earn 5X in New Bonus Categories With These Cards

If you have a Chase Freedom, Discover it, or US Bank Cash+ card, don’t forget to activate these bonuses to earn more points and cash back on your everyday spending!

You’ll be able to earn bonuses for spending at grocery stores, warehouse clubs, home improvement stores, and more, depending on which card you have.

Cards That Earn 5X Points Spring 2017

You Can Earn 5% Back in Bonus Categories With the Chase Freedom, Discover It, and US Bank Cash+ Cards

I’ll share this quarter’s categories.  And show you how to register your cards!

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You Actually Can Book Many Disney World Resorts With Points

Ken and his wife Emily write about using points and miles (and saving money) on Disney trips at Mousehacking.com.  So I’ve asked them to share their tips on booking Walt Disney World hotels with Chase Ultimate Rewards points!

Ken and Emily:   If you’re a Disney fan, you know their amazing parks and experiences keep travelers coming back!  Many folks who visit Walt Disney World don’t consider using miles and points to offset the hotel cost of their trip, because most Disney resorts don’t belong to a loyalty program.

More seasoned travelers know they can book the on-site Walt Disney World Swan & Dolphin using Starwood points.   But did you know you can book other Disney resorts with flexible points like Chase Ultimate Rewards?

You Actually Can Book Many Disney World Resorts With Points

If You Stay at a Disney Resort, You Can Use Extra Magic Hours to Visit the Parks Before the Crowds!

I’ll show you how to book Walt Disney World resorts with Chase Ultimate Rewards points.

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Targeted: Earn Bonus Miles and Points With Your Barclaycard Credit Cards!

Have a Barclaycard credit card like the Arrival Plus, American Airlines Aviator, or JetBlue Plus card?  Check your email, spam, and snail mail!

Via Doctor of Credit, folks have reported getting targeted spending bonuses, in categories like gas stations, restaurants, home improvement stores, and more.  Two Million Mile Secrets team members received offers too!

To qualify, you must activate the bonus by May 31, 2017.  Spending between April 1, 2017, and June 30, 2017, will count towards the bonus.  And you can earn a maximum of 2,500 points or miles with the deal.

Barclaycard Spending Bonus

Some of the Bonuses Include Spending at Gas Stations

I’ll share more about these targeted offers.  And help you decide whether they make sense for you!

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Earn Bonus Points With Hyatt’s New Promotion

Good news for folks who love earning Hyatt points!

You can earn double points on Hyatt stays, starting with your 2nd eligible stay, between April 1, 2017, and June 30, 3017.  You must register for the deal to qualify.

Signing-up is a no-brainer if you already have a Hyatt stay planned during the promotion period.  Even if you don’t, it’s worth registering, because it only takes a few seconds!

Hyatt Promotion Spring 2017

Ever Dreamed of Staying at the Beautiful Park Hyatt Vendome-Paris? You Can Earn Double Hyatt Points With This Offer, to Use for Your Next Luxurious Hyatt Stay!

I’ll show you how to register for this deal.  And help you decide if it’s worth it for you!

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