Category Archives: Chase Ritz Carlton

2 Types of Travel Insurance: Medical Coverage Vs. Trip Protection

Million Mile Secrets reader, Nancy, commented:

Do you have any advice for travel insurance carriers?

Travel insurance is broad and complex.  Because there are separate insurances that cover trip related incidents vs. medical issues.

For example, you’ll get coverage for mishaps like trip delays just by paying with credit cards like the Chase Sapphire Reserve or Citi Prestige.

But if you’re looking for medical coverage while traveling outside the US, you might consider purchasing a supplemental travel medical insurance policy.

Travel Insurance Coverage

Are You Looking for Trip Protection Benefits, Travel Medical Insurance, or Both?

I’ll explain what you should consider when looking for travel insurance.

Continue reading

You Can Save a Friend or Family Member $100 With This Card Perk!

Million Mile Secrets reader, Bob, commented:

I have several credit cards that will reimburse me for the Global Entry application fee.  Can I pay for a friend’s application fee using my card and still get the credit?

Excellent question, Bob!  You certainly can!

When you pay the $100 Global Entry fee with cards like the AMEX Platinum or Chase Sapphire Reserve, you’ll automatically get a credit for the charge once every 4 or 5 years (depending on the card).

This terrific perk is NOT linked to the cardholder.  So you can pay the fee for ANYONE and still get the credit.  This is great for folks who already have Global Entry.

If you have a Global Entry fee credit to spare, I’m sure your friends will appreciate you saving them time and money! 🙂

Global Entry Fee Credit

You Can Use Certain Credit Cards to Pay for Someone Else’s Global Entry Fee and Still Get a Credit!  Friends or Family Will Appreciate You Saving Them Money and Time at the Airport

I’ll remind y’all which cards come with the $100 Global Entry fee credit!  And how you can use it to pay the fee for a friend or family member.

Continue reading

Avoid Rental Car Headaches With This Simple Trick

Million Mile Secrets reader, Elsa, commented:

When picking up a rental car, I always take a picture of the dashboard showing the mileage & gas level before I leave the lot, along with photos of the car’s pre-existing damage.

And reader David, commented:

I have always wondered how taking a photo would help.  Couldn’t a person just take the photo after they damaged the vehicle and say it was like that?

Taking a few quick photos before driving your rental car off the lot could save you time, money, and aggravation.

Because if the rental car company says you damaged vehicle or didn’t refuel to the right level, your photos can prove otherwise.

Rental Car Photos

Taking Photos of Your Rental Car Only Takes ~2 Minutes and Can Save You Time and Money If the Rental Car Company Sends You a Bill for Damages

I’ll share tips for taking photos of your rental car!

Continue reading

Save Time & Money With Costco Travel Part 3: Car Rentals

I shared how Costco Travel offers a fantastic way to save money and get extra perks for vacation packages

But Costco members can also use the travel program to find great rental car deals.  Most of the team at Million Mile Secrets book car rentals this way, including myself.

Because you can often find the cheapest prices.  And reservations are flexible, so you can cancel at any time without paying a fee.

Costco Travel Rental Cars

You Can Find Great Deals on Rental Cars Through Costco Travel

I’ll compare rental car rates for sample reservations at Costco Travel with other popular booking sites!

Continue reading

Easily Understand Delta’s Checked Bag Policies With These Handy Charts!

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

Do you, like many folks, find Delta’s checked baggage fees confusing?

There are a lot of rules and variables that can make the amount you pay for checking a bag very different!  Things like elite status and destination can be the deciding factor for if you’ll pay $0, or $200!

For example, bringing 2 checked bags to Brazil will cost you nothing.  But bringing 2 checked bags to Europe will cost you $100 each way!  It pays to know the rules, so you can budget accordingly!

Delta Baggage Fees

I’ll Break Down Delta’s Confusing Rules So They’re Easy to Grasp

I’ll explain the Delta checked baggage policies, and help you quickly figure out what you can expect to pay for your next trip!

Continue reading

How to Meet Minimum Spending Requirements Paying Taxes

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

It’s tax time again!  April 18, 2017, is the IRS filing deadline this year.

While it’s nice to get a refund, if you owe taxes, you can ease the pain of paying your tax bill by meeting the minimum spending requirements on a new credit card.  Or hitting a spending threshold to unlock bonus miles, points, or elite status!

Just remember, you’ll usually pay a processing fee of ~2%, so do the math to see whether it’s worth it.

Pay Taxes With Credit Card

It Might Be Worth Paying Your Taxes With a Credit Card to Get Big Travel With Small Money When You Unlock Elite Status Levels or Big Sign-Up Bonuses

I’ll show you how to pay your taxes with a credit card.  And help you decide if it makes sense for you!

Continue reading

How to Use Official TSA PreCheck Schedule

Did you know there’s a web page dedicated to helping you make the most of your TSA PreCheck membership?

TSA PreCheck can save folks lots of time and inconvenience at airport security checkpoints.  That’s because you won’t have to take off your jacket or remove your toiletries and computer from your bag.  And TSA PreCheck lines are (usually) much shorter than the regular security lines.

TSA PreCheck Hours

Search for Your Airport’s TSA PreCheck Security Checkpoint Schedule

I’ll show you how this simple web page works!

Continue reading

Save Money on Car Rentals With AutoSlash

When you book your next car rental, check if you can save money!

AutoSlash is a fantastic website that tracks your car rental reservations for price drops.  The site can re-book the reservation automatically or notify you if your rental gets cheaper.  Plus it’s free to use!

AutoSlash can potentially save you hundreds of dollars!  Several Million Mile Secrets readers use the site with great results.

Discount Car Rental

AutoSlash Can Potentially Save You Lots of Money on Car Rentals Because the Site Automatically Monitors Prices for Cheaper Options

I’ll show how you can get a discount car rental using AutoSlash.

Continue reading

Everything to Know About TSA PreCheck

If you enjoy standing in long lines, removing items from your carry-on, or pulling off your coat in record speeds, this post is not for you!

For the rest of us, TSA PreCheck can be a huge time (and stress!) saver during our visit to the airport.  A membership to TSA PreCheck means you won’t have to remove your toiletries or computer from your bag.  Or take off your jacket at security checkpoints.

And TSA PreCheck lines are often (but not always!) much shorter than the regular security lines.

TSA PreCheck Application

TSA PreCheck Can Save LOTS of Time at Airport Security Checkpoints

I’ll tell you everything you need to know about TSA PreCheck!

Continue reading

AMEX Platinum Changes: New $200 Annual Uber Credit, 5X on Hotels, Increased Annual Fee

Big changes are coming to The Platinum Card® from American ExpressAnd it’s mostly good news.

Starting March 30, 2017, the annual fee will increase by $100 to $550 per year.  But they’re also adding new perks, like a $200 yearly Uber credit, 5X points on hotel bookings made through AMEX Travel, and more.

And existing perks, like the $200 annual airline incidental fee credit and airport lounge access, will remain intact.

AMEX Platinum Changes

Starting March 30, 2017, AMEX Platinum Cardholders Will Get $200 in Uber Credit

I’ll explain the changes and what they mean for you!

Continue reading