Category Archives: Chase Freedom Unlimited

Confused by Cards With Similar Names? Here’s a Chart to Explain!

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

There are LOTS of credit cards out there, all with different benefits and bonuses.

Banks seem to enjoy giving their credit cards similar names.  You might apply for the wrong one if you aren’t careful!

I’ve put a lot of credit cards with similar sounding names side-by-side, so you can compare the perks and decide which card is best for you, and find the application link, all in one place!

Confused By Cards With Similar Names Heres A Chart To Explain

Take the Time to Differentiate These Credit Cards So You’ll Know Which Card Will Give You the Biggest Travel!

Let’s look at the most common credit cards with similar sounding names!

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Reader Tip to Help Folks Use the Fewest Points for Airfare

Million Mile Secrets reader, NB, commented:

A word of caution for other readers.  Always check an airline site to see how many frequent flyer miles they are charging for a flight.  Because even with travel portal bonuses, you might still use fewer miles by transferring points directly to an airline and booking an award flight.

For example, I found Southwest airfare for $211, which would require ~16,880 Chase Ultimate Rewards points from my Sapphire Preferred ($211 cost of airfare / 1.25 cents per point) if booked through the Chase travel portal.

But Southwest was charging 12,601 Southwest points for the same flight.  So I instantly transferred Chase Ultimate Rewards points to Southwest at a 1:1 ratio and booked the award flight.

This is terrific advice, NB!

Some folks can develop certain habits when booking award travel and miss opportunities to save miles and points!

For example, I recently shared 3 examples of booking Southwest flights, which result in different values for your Chase Ultimate Rewards points.

And you’ll likely come across similar scenarios when comparing award flight prices on with other airline transfer partners vs. flight prices through a travel portal.

Book Airfare With Points

A Quick Comparison of Flight Prices Might Save You Thousands of Miles or Points!

I’ll explain why you’ll want to run the numbers when redeeming points for a flight!

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“I’ve Taken Trips That a College Student Wouldn’t Be Able to Afford Otherwise”

Welcome to the next installment of our interview series where folks share their thoughts about Big Travel with Small Money!

Miles & Points Interview:  Millennial Side Hustle

Adrian writes Millennial Side Hustle to share to readers his experience in traveling and making money.  You can also follow him on Instagram.

Millennial Side Hustle

As a College Student, I Did Not Think It Was Possible to Stay at One of New York City’s Most Expensive Hotels at Over $900 a Night for Free!

How and when did you start collecting miles and points?

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Limited Time: Buy Hyatt Points With a 30% Bonus

Via One Mile at a Time, you’ll get a 30% bonus when you buy 5,000+ Hyatt points through May 23, 2017.

I love Hyatt, so I put a lot of value on Hyatt points.  But there have been better Hyatt sales than this in the past!

Limited Time Buy Hyatt Points With A 30 Bonus

Use Your Points to Stay at the All-Inclusive Hyatt Zilara in Cancun

I’ll help you decide if this deal is worth it.

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Spring and Summer Travel: Earn Bonus Points With New IHG Accelerate Promotion

Good news for folks who like earning IHG points!  Via View From the Wing, you can now register for IHG’s latest Accelerate promotion, and earn bonus IHG points for completing stays and certain tasks between May 15, 2017, and August 31, 2017.

Some folks have been targeted to earn 60,000+ IHG points with this offer!  That’s enough points for a night at a luxury IHG hotel, like the InterContinental London Park Lane, which costs 60,000 IHG points per night.

IHG Accelerate Promotion Spring 2017

You Might Be Able to Earn Enough Bonus IHG Points for a Free Night at the Beautiful InterContinental London Park Lane!

I’ll show you how to take advantage of this offer.

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Keep Points Flexibility After Downgrading This Chase Travel Card

Million Mile Secrets reader, Harold, commented:

If I downgrade my Chase Sapphire Preferred to the Chase Freedom Unlimited, can I still transfer Chase Ultimate Rewards points from the Freedom Unlimited to the Chase Sapphire Reserve?

Absolutely!

On its own, the points you earn from the Freedom Unlimited can only be redeemed for 1 cent each toward travel or for cash back.

But when you pair it with another eligible Chase Ultimate Rewards card like the Sapphire Reserve, you’ll have the flexibility to combine points and transfer them to terrific airline and hotel partners.

With a downgrade, you’ll also avoid duplicate benefits and save on annual fees.  That’s why after getting the Sapphire Reserve, I downgraded the Sapphire Preferred to the no annual fee Freedom Unlimited.

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Does the Chase Freedom Earn Cash Back or Points?

Million Mile Secrets reader, Gina, commented:

Is the Chase Freedom a cash back card or a points card?

With the Chase Freedom and Chase Freedom Unlimited cards, you earn Chase Ultimate Rewards points, which can later be redeemed for cash back, gift cards, or travel.

On their own, the points you earn from the Freedom or Freedom Unlimited can only be redeemed for 1 cent each for cash back or towards travel.

But your points are worth much more and give you flexibility when you also have certain Chase Ultimate Rewards cards, like the Chase Sapphire Preferred or Chase Sapphire Reserve.

Chase Freedom Rewards

Combine Points From the Chase Freedom With Another Eligible Chase Ultimate Rewards Card to Book Free Nights at Fantastic Hotels Like the Andaz Maui

I’ll explain how rewards work with the Freedom and Freedom Unlimited cards.

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Best Cards to Use at Sam’s Club in 2017

Folks who shop at Sam’s Club can choose from several terrific credit cards to earn miles or cash back on purchases.

Some cards include warehouse clubs, like Sam’s Club, as a bonus category.  So it’s possible to earn bonus cash back on purchases you were already planning!

Best Credit Cards To Use At Sams Club

You Can Earn Lots of Miles or Cash Back at Sam’s Club With Certain Credit Cards

I’ll share the best credit cards to use at Sam’s Club, including several with no annual fee.

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Earn a Profit Paying Taxes With Chase Sapphire Reserve & Freedom Unlimited

I’ve written about paying income taxes with a credit card to meet minimum spending requirements or earn a big spending bonus.

But now folks with the Chase Sapphire Reserve and Freedom Unlimited cards can actually earn a profit paying their taxes.

Even with processing fees, you’ll come out ahead when you pay your taxes with the Freedom Unlimited and transfer the Chase Ultimate Rewards points to your Sapphire Reserve account to redeem for travel.

Pay Taxes With Credit Card To Earn Points

Combine the Perks of Your Chase Freedom Unlimited and Sapphire Reserve Cards to Pay Taxes and Earn a Profit When You Redeem Points for Big Travel to Places Like Santa Monica, California!

I’ll show you the math!

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5 Travel Rewards Cards for College Students

Million Mile Secrets reader, Liz, commented:

After studying abroad last semester, I’ve been bitten by the travel bug.  Although I have a very good credit score, I’m a college student and don’t spend that much, which precludes me from going for cards with sign-up bonuses that require spending $3,000 in the first 90 days.

I would like to get a card to start earning rewards for my purchases and develop a credit history.  But in keeping with the number one rule of paying off my balance each month, there doesn’t seem to be a card out there for me.

Ideally, I’m looking for a travel rewards card that offers a sign-up bonus requiring $1,000 in the first 90 days and has a waived annual fee for the first year, or none at all!  Is there a card that you’d recommend for me?

Welcome to the miles & points hobby, Liz!

I’m so glad to hear Liz is interested in earning rewards for travel.  Miles and points are one of the the best ways to travel cheaply.  They’ve given Emily and I the opportunity to visit amazing destinations around the world!

As a college student, it seems Liz has done her homework about the importance of developing a credit history and not carrying credit card balances!

Credit Cards College Students

There Are Lots of Great Rewards Credit Cards for College Students Looking to Get Started in the Miles & Points Hobby!

The good news is most banks offer credit cards with sign-up bonuses that have relatively small minimum spending requirements.  And these cards tend to waive the annual fee or have none at all.  So they’re great for students on a tight budget!

I’ll share tips for beginners in the miles & points hobby.  And 5 great rewards cards for beginners which have low minimum spending requirements!

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