Category Archives: Chase Freedom Unlimited

Will You Lose Free Nights If You Cancel a Hotel Card?

Million Mile Secrets reader, Carberrie, commented:

I have the Citi Hilton Reserve card, which comes with an annual free weekend night at certain Hilton hotels after spending $10,000 in a membership year.  I met the spending requirement and have 1 year to use the free night.  If I cancel the card to avoid paying the annual fee, will I lose my free night?

The good news is after you earn the free night, you will NOT lose it.  Even if you cancel the card.

This policy is similar for other hotel credit cards that come with a free annual night, including some that don’t have a spending requirement, like the Chase IHG card.

Hotel Cards With Free Annual Nights

Emily and I Used a Free Night From the Citi Hilton Reserve Card to Stay at the Hilton Molino Stucky in Venice, Where Rooms Can Cost $500+ per Night During Peak Months

I’ll remind you which cards come with a free hotel night each year.  And why it might be worth it to pay the annual fees to keep these cards open!

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Best Cards to Use at Amazon in 2017

If you prefer online shopping like I do, you likely make lots of purchases at Amazon.

If so, there are many excellent credit cards to use, which earn miles toward travel or cash back.

And some cards have bonus perks, like Citi Price Rewind, which refunds your money when prices go down on certain items you’ve bought!

Best Credit Cards To Use At Amazon

Mazzy and Emily Don’t Want You to Miss Earning Extra Miles or Cash Back When You Shop at Amazon

I’ll share 6 of the best credit cards to use at Amazon!

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Earn 10% Back (10X Points) on Hotels and Car Rentals With This Card

Good news!  Via Doctor of Credit, you can get 10% off car rentals and hotel stays booked through the Chase Ultimate Rewards Travel Portal through March 31, 2017.  On up to $2,500 in combined hotel and car rental purchases.

So if you spend the full $2,500, you’ll get $250 cash back.  That’s a pretty good deal!

Ink Cash Promotion

Get Bonus Cash (or Points!) Back When You Use Your Chase Ink Cash Card to Book a Rental Car Through the Chase Travel Portal

Here are the details of the promotion.

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Now Earn 10X Points (10% Back) on Hotels and Car Rentals With These Cards!

Here’s an opportunity to earn lots of cash back or points for Chase Freedom®  and Chase Freedom Unlimited℠ cardholders!

For the entire month of March 2017, you can earn 10% cash back (10 Chase Ultimate Rewards points per $1) on up to $2,500 in hotel and car rental purchases made through the Chase Ultimate Rewards Travel Portal.

So if you spend the full $2,500, you’ll earn $250 cash back or 25,000 Chase Ultimate Rewards points!  That’s a sweet deal.

Chase Freedom 10X Points

Earn 10% Cash Back (10X Chase Ultimate Rewards Points) on Hotels and Car Rentals Through March 31, 2017

I’ll share details of the promotion!

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Don’t Miss Out on These 5 Sign-Up Bonuses If You’re Close to the “5/24” Limit

Million Mile Secrets reader, Myles, tweeted:

I’ve opened 4 new cards in the past 24 months.  If I get the Chase Amazon Prime card, will it count toward Chase’s “5/24” card limit and keep me from getting other Chase cards in the future?

Unless Myles gets certain small business cards, new cards from ANY bank will count toward Chase’s card limit.

Because Myles is just shy of reaching 5 new cards in the past 24 months, he’ll want to choose his next card wisely!

If you’re in a similar situation, the best choice for a 5th card depends on which cards you already have and your travel goals!

Chase Card Limit

If You’re Close to Hitting Chase’s “5/24” Card Limit, You’ll Want to Plan a Careful Strategy for Choosing Your Next Cards

I’ll share 5 excellent travel credit cards for folks nearing Chase’s card limit!

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Avoid Duplicate Card Perks and 2 Annual Fees by Downgrading This Chase Card

Million Mile Secrets reader, John, commented:

I recently got the Chase Sapphire Reserve card because of the sign-up bonus and 3X bonus on dining.  Plus, I’ll use the $300 annual travel credit without a problem.  Is there any reason to hold on to the Chase Sapphire Preferred?

Great question, John!  And thank you for being a continued reader of our blog!

There’s no reason to keep both cards.  Because the Sapphire Reserve has all of the same benefits as the Sapphire Preferred, and then some.

So you can downgrade your Sapphire Preferred card to a no annual fee Chase card and avoid having duplicate benefits.  And you can save money on the annual fee.

Sapphire Preferred Vs Sapphire Reserve

If You Recently Got the Sapphire Reserve, You Can Downgrade the Sapphire Preferred to Avoid Duplicate Benefits and 2 Annual Fees

I’ll compare both cards.  And explain what I recently did in this situation!

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This Family Took Trips to Disney, New Orleans, & Mexico With Chase & Southwest Points

Welcome to the next installment of our Reader Success Series where Million Mile Secrets Readers share how they booked a trip with miles & points to get Big Travel with Small Money!

Andy is our newest reader success story to show folks it’s possible to travel without spending a lot of money.

This Family Took Trips To Disney New Orleans Mexico With Chase Southwest Points

Surviving the Heat at Disney’s Animal Kingdom

A big thank you to Andy for sharing his story!

Please introduce yourself to everyone and tell us how long you’ve been involved in the miles & points hobby.

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How to Add a Companion to Southwest Flights Booked Through a Travel Portal

Million Mile Secrets reader, Camilla, commented:

Can you book a Southwest flight through the Chase travel portal using Chase Ultimate Rewards points, and then add a companion if you have the Companion Pass?

Folks with the Companion Pass can add a companion to any Southwest flight.  It doesn’t matter if it’s booked directly through the airline or a travel portal!

This is good news for folks with the Companion Pass looking to get Big Travel on Southwest with the Chase Sapphire Reserve.  Because points linked to your Sapphire Reserve account are worth 1.5 cents each when you book travel through Chase.

Or those using the Pay With Points perk with the The Business Platinum® Card from American Express OPEN.

Add Companion To Southwest Flight

You Can Add Your Companion to Any Southwest Flight!

I’ll show you how to add your companion to a Southwest flight when you book through a travel portal.

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Why You Should Take a Screenshot When You Apply for New Cards

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

Million Mile Secrets reader, Jack, commented:

My wife applied for the Citi AAdvantage Platinum Select World Elite Mastercard.  She was approved and completed the minimum spending requirements to earn the sign-up bonus.  But after inquiring with Citi, the bank claims there is no record of her applying for an offer with a sign-up bonus.

They want proof of the offer and we do not have any.  Any suggestions?

Jack’s wife’s situation is one of the most frustrating situations readers ask about.

Folks see an offer to earn a terrific sign-up bonus, like 50,000 airline miles or free hotel nights.  Then, they apply to find out they used an outdated link.  Or the bank can’t find records of the offer.

Everyone makes mistakes, including the banks.  That’s why it’s important to keep records and take screenshots of credit card offers during the application process.

Why You Should Take A Screenshot When You Apply For New Cards

A Quick Screenshot Can Be the Difference Between Earning a Sign-Up Bonus or Not!

I’ll show you simple ways you can screenshot an offer page.

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Top 10 No-Annual-Fee Credit Cards for 2017

Lots of travel rewards cards can be worth paying the annual fee.  Because they come with great travel perks like big sign-up bonuses, free hotel nights, trip insurance, and other benefits.

But there are plenty of personal no-annual-fee cards that can get you Big Travel with Small Money too!

These cards are good to keep forever.  Because keeping your cards open for a long time can increase the average age of your accounts and potentially improve your credit score.

Almost all of the cards in this post do NOT earn us a commission.  But we’ll always tell you about the best deals!

Best No Annual Fee Credit Cards 2017

You Can Earn Points & Miles With These Great No-Annual-Fee Cards. And Start Planning Your Next Adventure Sooner Rather Than Later!

Here are my top 10 picks of personal (not business!) credit cards with no annual fee.

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