Category Archives: Chase AARP

10 Best Cards to Earn Cash Back at Restaurants

Looking to earn the most cash back when you dine out?

There are lots of cards that include restaurants as a bonus spending category.

Keep in mind, some of the best cash back cards aren’t advertised as such.  Instead, you might earn points, which you can then redeem for cash back or a statement credit.

Best Cash Back Cards To Use At Restaurants 2017

Earning Bonus Cash Back at Restaurants With Certain Cards Means You Might Get Up to 5% of the Cost of the Meal Back!

I’ll share my picks for the best cash back cards to use at restaurants!

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New! No-Annual-Fee Card Earns Up to 3% Cash Back

Via Reddit, there’s a new card that earns 3% on dining, 2% on groceries, and 1% on everything else.

With the Capital One Premier Dining Rewards card, you’ll earn a sign-up bonus of $100 when you spend $500 on purchases within the first 3 months of account opening.

That’s not bad for a card with no annual fee.  But it’s NOT a good card for folks just getting into the miles & points hobby!

Emily and I don’t earn a commission for this card, but we’ll always tell you all your options!

Capital One Dining Rewards

You’ll Get the Most Cash Back When You Use Your Card for Dining. But There Are Other Cards With Even Better Returns

I’ll tell you what you need to know about this card.  And help you decide if it’s worth it for you!

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Reader’s Chase Small Business Card Approval Experience With 5/24 Rule

Emily and I love to share secrets to help folks get Big Travel With Small Money.  So we’re very grateful when readers send us tips about their successes.

Million Mile Secrets reader Gerry sent us his experience applying for the Marriott Rewards Premier small business card.  Even with the stricter Chase card approval rules, he was approved, despite having more than 20 new credit cards in the past 24 months.

This is great news!  Because Chase has some of the best points and miles cards.  So finding an exception to the Chase approval rules might help other folks with card applications in the future!

Readers Chase Small Business Card Approval Experience With 524 Rule

It’s Fantastic to Hear Folks Like Million Mile Secrets Reader Gerry Getting Chase Cards Even With Stricter Approval Rules

I’ll share Gerry’s experience!

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Do Chase’s Stricter Approval Rules Now Apply to All of Their Cards?

Last year, Chase stopped approving many folks for some of their cards, like the Freedom and Sapphire Preferred, if they’d opened ~5 or more credit cards (from any bank) in the past 24 months.

Via Doctor of Credit and Reddit, these stricter rules now apply to more of their cards.

Do Chase's Stricter Approval Rules Now Apply To All Of Their Cards

If You’ve Opened 5+ New Credit Cards in the Last 24 Months, You’ll Find It Tougher to Be Approved for Certain Chase Cards

While there’s no official word from Chase about this change, I’ll share what I know and what this means for you.

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Chase Cash Back Card Doubles Bonus to $200

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers.

Via Frequent Miler, you can now get $200 when you sign-up for the Chase AARP card and complete the minimum spending.  That’s double the usual offer!

Don’t let the AARP name on the card make you think you don’t qualify.  You don’t have to be an AARP member anyone can sign-up!

Emily and I don’t earn a commission on this card, but we’ll always tell you about the best offers.

Chase Cash Back Card Doubles Bonus To 200

The Wonderful Thing About the $200 in Cash Back You’ll Earn With the Chase AARP Card Is You Can Use It Anyway You Want!

I’ll help you decide if this is the right card for you!

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Save Money on Quick & Healthier Food Choices on Your Next Road Trip With These Cards

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

Whether it’s driving to Key West or driving to go camping in a Silvercar, I love a good road trip!  

However, it can be hard to eat healthy while on the road.

Save Money On Quick Healthier Food Choices On Your Next Road Trip With These Cards

Do You Have a Hard Time Eating Healthy on Road Trips?

But you can save money and eat well while on-the-go by using cards that give cash back or bonus points.

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Get Your Money! Minimum Redemption Amounts for Cash Back Cards

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

Cash back cards allow you to turn the points you earn with your card into a statement credit or a deposit into your bank account.  And some cards will mail you a check.

You can often redeem for cash back at a rate of 1 cent per point.  You’ll get a much better value by earning points towards travel with most cards.

However, cash back is still a fantastic way to pay for things that miles and hotel points don’t usually cover such as meals and entertainment.

Get Your Money Minimum Redemption Amounts For Cash Back Cards

You Should Be Aware of the Minimum Amount of Cash Back You Can Request!

Some folks prefer earning cash back because of its flexibility.  But it’s important to know the minimum redemption requirements.  Otherwise you might find yourself with points in your account that you can’t use.

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How to Plan a Terrific Road Trip: Part 1 – Planning & Getting There

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

While using miles and points for award flights is a great way to get Big Travel with Small Money, there are sights and experiences that can only be had when you’re on a road trip.

It’s the time of year when folks start planning their summer travels, so I’m sharing some tips and tricks to help you save money, time, and earn miles and points when you pack up the car and hit the road!

How To Plan A Terrific Road Trip Part 1 Planning Getting There

Hitting the Road This Summer? I’ll Show You Ways to Save Money, Time, and Earn the Most Miles and Points!

You can make your road trip a success by using the right tools, credit cards, and award programs.  I’ll show you how!

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Now You Can Apply Online for the US Bank Cash+ Card to Get 5% Back in 2 Categories

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

The US Bank Cash+ is a cash back card that let’s you choose your own 5% and 2% cash back categories!  You can save 5% on your cell phone bills, department stores, certain restaurants, and more.

Most recently, you were only able to get this card at a local branch, but now you can apply online.

Now You Can Apply Online For The US Bank Cash Card To Get 5 Back In 2 Categories

If You’ve Been Thinking About Signing-Up for the US Bank Cash+ Card, You Can Now Apply Online!

We don’t get a commission for this card, but Emily and I always tell you about the best deals!

Let’s see what you get with this card and how it compares to other cash back cards.

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Shhh! Anyone Can Sign-Up for the Chase AARP Card (Unlimited 3% Cash Back on Gas and Restaurants!)

Update:   Chase confirms that points earned with the Chase AARP card can NOT be transferred to travel partners, even if you have cards like the Chase Sapphire Preferred, Chase Ink Plus, or Chase Ink Bold. 

Many of us in our hobby focus on earning miles and points to get Big Travel with Small Money.  But some folks prefer cash back!

Thanks to Million Mile Secrets readers for letting me know about the Chase AARP card.  It earns unlimited 3% cash back at restaurants and gas stations, and 1% cash back on everything else.  And it has NO annual fee.

And I’ve confirmed with Chase that you do NOT have to be an AARP member to apply for the card!

Plus, you’ll get a sign-up bonus of 10,000 points ($100 cash back) after you spend $500 on new purchases within the 1st 3 months of opening your account.

This could be a very good deal for folks who want to earn cash back without paying an annual fee.  Let’s see how it compares with other cash back cards!

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