Category Archives: Capital One

Success! They Quit Their Jobs to Explore the World for a Year With Miles & Points!

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

Welcome to the next installment of our Reader Success Series where Million Mile Secrets Readers share how they booked a trip with miles & points to get Big Travel with Small Money!

Natalie and Josh are our newest reader success story to show folks it’s possible to travel without spending a lot of money.

They Quit Their Jobs To Explore The World For A Year With Miles Points

Natalie and Josh During a Sunrise Trek on Mount Batur in Bali, Indonesia

A big thank you to Natalie and Josh for sharing their story!

Please introduce yourself to everyone and tell us how long you’ve been involved in the miles & points hobby.

Continue reading

The Difference Between Miles & “Miles”

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

When you’re new miles & points, the lingo can be confusing.  Especially because there are cards that advertise earning “miles” that are NOT airline miles.  Like the Barclaycard Arrival Plus card that earns Barclaycard Arrival miles, and the Discover it Miles card.

And although the miles you earn with these types of cards do NOT transfer to airlines, they can still be very useful.

Plus, there are other cards that earn flexible points that DO transfer to airlines, like Chase Ultimate Rewards and AMEX Membership Rewards points.

Cards That Earn Miles

Smile! Even Though You Can’t Transfer Certain “Miles” to Airlines, You Can Still Use Them for Things Like Taxi Rides, Airline Tickets, and Airbnb Stays, Depending on Which Card You Get.

I’ll show you examples of cards that earn miles that are NOT airline miles, and cards that earn transferable miles & points.

Continue reading

Chase Sapphire Reserve – No Foreign Transaction Fees!

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

Lots of US credit cards charge up to 3% when you use them for transactions in a foreign country.  But with the Chase Sapphire Reserve card, you will NOT be charged foreign transaction fees when you’re abroad!f

That’s great news, because if you spend a lot overseas, using a credit card without foreign transaction fees can mean substantial savings.

And with the Chase Sapphire Reserve, you’ll earn extra Chase Ultimate Rewards points in bonus categories too!

Chase Sapphire Reserve Foreign Transaction Fee

Emily Enjoying the Train Ride From London to Paris! By Using the Chase Sapphire Reserve Card for Travel Purchases Like This, You’ll Avoid Foreign Transaction Fees & Earn 3X Chase Ultimate Rewards Points for Your Ticket Purchase!

I’ll share more details as to why the Chase Sapphire Reserve card is a great option to use while traveling!

Continue reading

What’s the Best No-Annual-Fee Credit Card for Military Personnel?

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers.

Million Mile Secrets reader Rather B tweeted:

What’s the best first no annual fee card for my military son?  Bag fees aren’t an issue.  But $3,000 minimum spending to get the sign-up bonus may be hard.

Thank you for the question, Rather B.  And thanks to your son for his service!

American Express cards are a good pick if you are in a similar situation.  That’s because American Express will waive credit card fees for members of the military, like late fees and over-limit fees!

What's The Best No Annual Fee Credit Card For Military Personnel

To Our US Military, American Express Has You Covered

I’ll explain how military personnel can avoid annual fees.  And suggest other credit card options, too!

Continue reading

Top 5 Small Business Credit Cards With No Annual Fee for 2016

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

Paying a credit card’s annual fee is not something most folks look forward to.  Especially those new to our hobby of miles & points.

So I’ve put together a list of my favorite no-annual fee small business credit cards to help you minimize your out-of-pocket expenses!  Credit cards that don’t have an annual fee are great, because you’ll never have to cancel them.

Top 5 Small Business Credit Cards With No Annual Fee For 2016

Put Your Money Towards an Ocean Breeze Instead of Annual Fees

Here are my top 5 picks of small business credit cards with no annual fee.

Continue reading

Can You Transfer US Bank FlexPoints to Other Loyalty Programs?

Million Mile Secrets Reader PDXoptions tweeted:

Pardon my ignorance, I’m new here.  Can you transfer US Bank FlexPoints to airline frequent flyer programs, or only book travel through US Bank?

No apology necessary, PDXoptions!  I’m glad you asked.

You can NOT transfer US Bank FlexPoints to other loyalty accounts, like airlines and hotels.  They can only be redeemed through the US Bank website.  But they can still be valuable!

Can You Transfer US Bank FlexPoints To Other Loyalty Programs

Look Before You Leap! Make Sure You Know Which Kinds of Points Will Be Most Useful to You Before You Stock Up

I’ll explain what makes these points different!

Continue reading

Easily Find Credit Card Currency Conversion Rates With Mercez App

I recently wrote about which card issuers give the best exchange rate for foreign transactions.  And ran an experiment which showed MasterCard had the most favorable rates.

But that might not be the case in every situation.  Deciding which credit card to use when traveling abroad can be tricky, because the major banks use a different conversion tool for rates.

The Mercez app can check which card gives you the best exchange rate from the local currency into US dollars when making your purchase.

Easily Find Credit Card Currency Conversion Rates With Mercez App

The Mercez App Helps You Determine the Best Card to Use Abroad by Checking Currency Conversion Rates by Credit Card Issuer

I’ve been playing with the app and the concept is great, but it’s not perfect.  Here’s my full review.

Continue reading

How Do You Convert Miles & Points From Other Programs to United Airlines Miles?

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

Million Mile Secrets reader Teri commented:

We want to visit Italy and France in September 2017 for our 30th anniversary.  And because we’ve already saved some United Airlines miles, we plan to fly with United Airlines or a Star Alliance partner.

But we’ve also earned miles & points with our Chase Sapphire Preferred and Capital One Venture Rewards Credit cards.

So, how do we combine the miles & points from these different programs in order to book our award tickets with United Airlines miles?  And are there any other cards you’d recommend we get?

Great question, Teri!

One of my favorite things about miles & points is showing others how to get Big Travel.  And I especially love that Teri plans to use miles & points to help celebrate an anniversary!

How Do You Convert Miles Points From Other Programs To United Airlines Miles

Visit the Colorful Seaside Villages of Cinque Terre, Italy. This Ticket Could Otherwise Cost You ~$8,000!

Let’s look at how Teri can use miles & points from various programs to get to Europe with United Airlines.  And I’ll make a few suggestions about other cards to consider!

Continue reading

Buy 9 Uber Rides Get Your 10th Free (Up to $15) With These Cards

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

Via One Mile at a Time, folks with Capital One Quicksilver and Quicksilver One cards can earn free Uber rides.

If you pay for Uber rides with a Quicksilver card, you’ll earn 1 free ride (up to $15) for every 9 paid rides.  Folks with Capital One tell us this promotion is valid for Uber rides everywhere, not just in the US!

Buy 9 Uber Rides Get Your 10th Free Up To 15 With These Cards

Earn a Free Uber Ride When You Pay With Your Capital One Quicksilver Card

This promo isn’t as good as the one that just ended for 20% off all Uber rides.  But, it’s still a way to save money!

I’ll show you how to get this deal other ways you can save, even if you are NOT a Capital One Quicksilver cardholder!

Continue reading

10 Biggest Airbnb Cities Outside the US & How to Save Money Booking!

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

Hotels aren’t your only option for stays when traveling abroad.  Consider using Airbnb next time you’re visiting one of the top 10 cities outside the US with the most Airbnb listings!

Because you’ll often save money compared to chain hotels.  And possibly stay in unique accommodations!

10 Biggest Airbnb Cities Outside The US How To Save Money Booking

You Have More Choices Than Hilton & Hyatt in Paris! Stay at This Modern Airbnb Loft in Montmartre, a Neighborhood Known for Its Local Art, Cafes, and Bakeries

I’ll explain more about the pros and cons of using Airbnb versus staying at a chain hotel.  Along with ways to save money on your stay!

Continue reading