Category Archives: Capital One

A Completely Free Trip to Iceland With Points & Cash Back Cards, Including Spending Money!

Welcome to the next installment of our Reader Success Series where Million Mile Secrets Readers share how they booked a trip with miles & points to get Big Travel with Small Money!

Antonio is our newest reader success story to show folks it’s possible to travel without spending a lot of money.

A Completely Free Trip To Iceland With Points Cash Back Cards Including Spending Money

My Group of Icelandic Friends That Took Me in as One of Their Own. If You Make It to the Festival, Come Say Hello. I’ll Be With the Boom Box

A big thank you to Antonio for sharing his story!

Please introduce yourself to everyone and tell us how long you’ve been involved in the miles & points hobby.

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New! No-Annual-Fee Card Earns Up to 3% Cash Back

Via Reddit, there’s a new card that earns 3% on dining, 2% on groceries, and 1% on everything else.

With the Capital One Premier Dining Rewards card, you’ll earn a sign-up bonus of $100 when you spend $500 on purchases within the first 3 months of account opening.

That’s not bad for a card with no annual fee.  But it’s NOT a good card for folks just getting into the miles & points hobby!

Emily and I don’t earn a commission for this card, but we’ll always tell you all your options!

Capital One Dining Rewards

You’ll Get the Most Cash Back When You Use Your Card for Dining. But There Are Other Cards With Even Better Returns

I’ll tell you what you need to know about this card.  And help you decide if it’s worth it for you!

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Top 10 No-Annual-Fee Credit Cards for 2017

Lots of travel rewards cards can be worth paying the annual fee.  Because they come with great travel perks like big sign-up bonuses, free hotel nights, trip insurance, and other benefits.

But there are plenty of personal no-annual-fee cards that can get you Big Travel with Small Money too!

These cards are good to keep forever.  Because keeping your cards open for a long time can increase the average age of your accounts and potentially improve your credit score.

Almost all of the cards in this post do NOT earn us a commission.  But we’ll always tell you about the best deals!

Best No Annual Fee Credit Cards 2017

You Can Earn Points & Miles With These Great No-Annual-Fee Cards. And Start Planning Your Next Adventure Sooner Rather Than Later!

Here are my top 10 picks of personal (not business!) credit cards with no annual fee.

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Military Folks Save $450 Fee With AMEX Business Platinum & Other Cards

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

Did you there’s a way some folks can enjoy the awesome travel benefits of The Business Platinum® Card from American Express OPEN without paying the expensive annual fee?

If you are an active member of the military, American Express (and other banks, too!) will waive credit card fees for your credit cards.  Including annual fees!

SCRA

Military Members Get Well-Deserved Special Treatment from AMEX!

I’ll show you how military personnel can avoid these high annual fees.  And still enjoy awesome travel perks!

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Success! Family of 6 Explored Disney for 12 Days for Nearly Nothing With Miles & Points!

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers.

Welcome to the next installment of our Reader Success Series where Million Mile Secrets Readers share how they booked a trip with miles & points to get Big Travel with Small Money!

Carole is our newest reader success story to show folks it’s possible to travel without spending a lot of money.

Success A Family Of 6 Explored Disney For 12 Days For Nearly Nothing With Miles Points

Carole and Her Family Enjoyed Character Visits, Family Photos, and Attractions at Disney Parks – All on a Budget!

A big thank you to Carole for sharing her story!

Please introduce yourself to everyone and tell us how long you’ve been involved in the miles & points hobby.

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Success! They Quit Their Jobs to Explore the World for a Year With Miles & Points!

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

Welcome to the next installment of our Reader Success Series where Million Mile Secrets Readers share how they booked a trip with miles & points to get Big Travel with Small Money!

Natalie and Josh are our newest reader success story to show folks it’s possible to travel without spending a lot of money.

They Quit Their Jobs To Explore The World For A Year With Miles Points

Natalie and Josh During a Sunrise Trek on Mount Batur in Bali, Indonesia

A big thank you to Natalie and Josh for sharing their story!

Please introduce yourself to everyone and tell us how long you’ve been involved in the miles & points hobby.

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The Difference Between Miles & “Miles”

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

When you’re new miles & points, the lingo can be confusing.  Especially because there are cards that advertise earning “miles” that are NOT airline miles.  Like the Barclaycard Arrival Plus card that earns Barclaycard Arrival miles, and the Discover it Miles card.

And although the miles you earn with these types of cards do NOT transfer to airlines, they can still be very useful.

Plus, there are other cards that earn flexible points that DO transfer to airlines, like Chase Ultimate Rewards and AMEX Membership Rewards points.

Cards That Earn Miles

Smile! Even Though You Can’t Transfer Certain “Miles” to Airlines, You Can Still Use Them for Things Like Taxi Rides, Airline Tickets, and Airbnb Stays, Depending on Which Card You Get.

I’ll show you examples of cards that earn miles that are NOT airline miles, and cards that earn transferable miles & points.

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Chase Sapphire Reserve – No Foreign Transaction Fees!

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

Lots of US credit cards charge up to 3% when you use them for transactions in a foreign country.  But with the Chase Sapphire Reserve card, you will NOT be charged foreign transaction fees when you’re abroad!

That’s great news, because if you spend a lot overseas, using a credit card without foreign transaction fees can mean substantial savings.

And with the Chase Sapphire Reserve, you’ll earn extra Chase Ultimate Rewards points in bonus categories too!

Chase Sapphire Reserve Foreign Transaction Fee

Emily Enjoying the Train Ride From London to Paris! By Using the Chase Sapphire Reserve Card for Travel Purchases Like This, You’ll Avoid Foreign Transaction Fees & Earn 3X Chase Ultimate Rewards Points for Your Ticket Purchase!

I’ll share more details as to why the Chase Sapphire Reserve card is a great option to use while traveling!

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What’s the Best No-Annual-Fee Credit Card for Military Personnel?

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers.

Million Mile Secrets reader Rather B tweeted:

What’s the best first no annual fee card for my military son?  Bag fees aren’t an issue.  But $3,000 minimum spending to get the sign-up bonus may be hard.

Thank you for the question, Rather B.  And thanks to your son for his service!

American Express cards are a good pick if you are in a similar situation.  That’s because American Express will waive credit card fees for members of the military, like late fees and over-limit fees!

What's The Best No Annual Fee Credit Card For Military Personnel

To Our US Military, American Express Has You Covered

I’ll explain how military personnel can avoid annual fees.  And suggest other credit card options, too!

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Top 5 Small Business Credit Cards With No Annual Fee for 2016

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

Paying a credit card’s annual fee is not something most folks look forward to.  Especially those new to our hobby of miles & points.

So I’ve put together a list of my favorite no-annual fee small business credit cards to help you minimize your out-of-pocket expenses!  Credit cards that don’t have an annual fee are great, because you’ll never have to cancel them.

Top 5 Small Business Credit Cards With No Annual Fee For 2016

Put Your Money Towards an Ocean Breeze Instead of Annual Fees

Here are my top 5 picks of small business credit cards with no annual fee.

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