Category Archives: Business Credit Cards

5 Best Small Business Credit Cards for Airbnb Hosts

I recently shared how becoming an Airbnb host can help folks make extra money.

As a host, you can qualify for a small business credit card.  This is a great way to separate your personal and business expenses and earn miles & points or cash back at the same time!

Best Cards For Airbnb Hosting Expenses 2017

You Can Qualify for a Small Business Card as an Airbnb Host, Which Is a Terrific Way Boost Your Miles & Points Balances!

I’ll share the 5 best cards for Airbnb hosting expenses.

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You Can Save a Friend or Family Member $100 With This Card Perk!

Million Mile Secrets reader, Bob, commented:

I have several credit cards that will reimburse me for the Global Entry application fee.  Can I pay for a friend’s application fee using my card and still get the credit?

Excellent question, Bob!  You certainly can!

When you pay the $100 Global Entry fee with cards like the AMEX Platinum or Chase Sapphire Reserve, you’ll automatically get a credit for the charge once every 4 or 5 years (depending on the card).

This terrific perk is NOT linked to the cardholder.  So you can pay the fee for ANYONE and still get the credit.  This is great for folks who already have Global Entry.

If you have a Global Entry fee credit to spare, I’m sure your friends will appreciate you saving them time and money! 🙂

Global Entry Fee Credit

You Can Use Certain Credit Cards to Pay for Someone Else’s Global Entry Fee and Still Get a Credit!  Friends or Family Will Appreciate You Saving Them Money and Time at the Airport

I’ll remind y’all which cards come with the $100 Global Entry fee credit!  And how you can use it to pay the fee for a friend or family member.

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Reader Tip to Help Folks Use the Fewest Points for Airfare

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

Million Mile Secrets reader, NB, commented:

A word of caution for other readers.  Always check an airline site to see how many frequent flyer miles they are charging for a flight.  Because even with travel portal bonuses, you might still use fewer miles by transferring points directly to an airline and booking an award flight.

For example, I found Southwest airfare for $211, which would require ~16,880 Chase Ultimate Rewards points from my Sapphire Preferred ($211 cost of airfare / 1.25 cents per point) if booked through the Chase travel portal.

But Southwest was charging 12,601 Southwest points for the same flight.  So I instantly transferred Chase Ultimate Rewards points to Southwest at a 1:1 ratio and booked the award flight.

This is terrific advice, NB!

Some folks can develop certain habits when booking award travel and miss opportunities to save miles and points!

For example, I recently shared 3 examples of booking Southwest flights, which result in different values for your Chase Ultimate Rewards points.

And you’ll likely come across similar scenarios when comparing award flight prices on with other airline transfer partners vs. flight prices through a travel portal.

Book Airfare With Points

A Quick Comparison of Flight Prices Might Save You Thousands of Miles or Points!

I’ll explain why you’ll want to run the numbers when redeeming points for a flight!

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What’s Next for the AMEX Starwood Card?

Million Mile Secrets reader, Julie, commented:

Do you think the AMEX Starwood sign-up bonus will increase again to 35,000 points before they discontinue the card?

Following the recent limited-time 35,000 point offer for the AMEX Starwood card, the sign-up bonus went back to 25,000 Starwood points.

For the last several summers, AMEX has increased the sign-up bonus on the AMEX Starwood personal and small business cards for ~1 month.

I don’t have any inside information, but I have a feeling this year might be different.  Because of the Starwood – Marriott merger, there’s a good chance the AMEX Starwood sign-up bonus stays at 25,000 Starwood points.

Whats Next For The AMEX Starwood Card

Starwood Points Are Extremely Valuable! So I Understand Why Folks Are Looking to Earn the Highest Sign-Up Bonus Possible

I’ll explain why it’s unlikely you’ll see an increased sign-up bonus for the AMEX Starwood cards.

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Sell on Amazon or eBay? Boost Your Profits and Earn Points With These Cards

Selling products for profit on eBay and Amazon is a quick small business idea that can help you earn lots of miles, points, or cash back.

Besides the rewards, certain cards offer a way to save money on purchases with select merchants.  So you can use these cards to buy items at a discount, like apparel or auto parts.  Then, turn around and sell them for a profit!

Best Credit Cards To Earn Points Selling On eBay 2017

In Addition to Using an eBay or Amazon Business to Earn Miles & Points, Certain Cards Offer a Way to Buy Discounted Merchandise, Which You Can Resell for a Profit!

I’ll share the best credit cards for folks selling on Amazon and eBay.

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Best Cards for Real Estate Agents & Online Advertising Expenses

If you’re in real estate sales or have a business with online advertising expenses, there are lots of excellent credit cards that can earn you miles toward travel or cash back.

And several cards include online advertising as a bonus category.  This means you can accumulate rewards faster by choosing the best card for a business purchase you were already planning to make.

Credit Card Points For Advertising Online

Don’t Miss Out on an Opportunity to Earn Bonus Cash Back or Extra Credit Card Points With Your Online Advertisements!

I’ll share how you can earn credit card points for advertising online and other business expenses!

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Top 5 Small Business Credit Cards With No Annual Fee for 2017

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

Having a no annual fee card is a great way to earn rewards for your small business expenses.

For example, certain small business cards come with 5% cash back categories.  So you can earn bonus cash back on purchases you were already planning.

And if you’re new to the hobby, a no annual fee card is a great place to start.  Because you never have to cancel the card.  This can help you build a relationship with the bank and can increase your credit score by creating a longer credit history!

Best No Annual Fee Business Cards 2017

Earning up to 5% Cash Back on Certain Business Expenses Can Really Add Up!

I’ll share the 5 best no annual fee business cards!

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Don’t Let Your Hotel Card’s Free Anniversary Night Go to Waste!

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers

Million Mile Secrets reader, W, commented:

Is there an expiration date for the free weekend anniversary night you get with the limited-time AMEX Hilton Honors Surpass offer?

The free weekend night you earn with the current Hilton Honors™ Surpass® Card from American Express offer must be redeemed for stays within 12 months after the date it’s issued.

This expiration policy is similar for other hotel cards with a free anniversary night, like the IHG® Rewards Club Select Credit Card and Chase Hyatt.

So to make the most of the free night benefit, it’s important to book a stay before it expires.  Otherwise, you’ll miss out on an opportunity to save money!

Hotel Card Free Night Expiration

You Have 12 Months to Redeem the AMEX Hilton Surpass Free Weekend Night for a Stay at Hotels Like the Conrad Maldives Rangali Island

I’ll share some tips for using your card’s free anniversary night!

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10 Best Cards to Earn Cash Back at Restaurants

Looking to earn the most cash back when you dine out?

There are lots of cards that include restaurants as a bonus spending category.

Keep in mind, some of the best cash back cards aren’t advertised as such.  Instead, you might earn points, which you can then redeem for cash back or a statement credit.

Best Cash Back Cards To Use At Restaurants 2017

Earning Bonus Cash Back at Restaurants With Certain Cards Means You Might Get Up to 5% of the Cost of the Meal Back!

I’ll share my picks for the best cash back cards to use at restaurants!

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Best Cards to Use at Sam’s Club in 2017

Folks who shop at Sam’s Club can choose from several terrific credit cards to earn miles or cash back on purchases.

Some cards include warehouse clubs, like Sam’s Club, as a bonus category.  So it’s possible to earn bonus cash back on purchases you were already planning!

Best Credit Cards To Use At Sams Club

You Can Earn Lots of Miles or Cash Back at Sam’s Club With Certain Credit Cards

I’ll share the best credit cards to use at Sam’s Club, including several with no annual fee.

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