Category Archives: Business Credit Cards

Top 7 “Premium” Cards You Can Try for Free

The easiest and fastest way to earn lots of miles & points is to sign-up for credit cards with big bonuses.

The biggest bonuses usually come from “premium” cards with valuable perks, like the ability to transfer points for Big Travel, bonus categories, free checked bags, and more.  But they usually have an annual fee.

However, some cards waive the annual fee for the first year.  So you can try the card at no cost!

Best Premium Credit Card

With the Top Card on This List, You’ll Earn Valuable Chase Ultimate Rewards Points That You Can Transfer to Travel Partners for Big Travel!

Here are my 7 favorite “premium” cards that waive the annual fee the first year of card membership!

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Don’t Miss Out on These 5 Sign-Up Bonuses If You’re Close to the “5/24” Limit

Million Mile Secrets reader, Myles, tweeted:

I’ve opened 4 new cards in the past 24 months.  If I get the Chase Amazon Prime card, will it count toward Chase’s “5/24” card limit and keep me from getting other Chase cards in the future?

Unless Myles gets certain small business cards, new cards from ANY bank will count toward Chase’s card limit.

Because Myles is just shy of reaching 5 new cards in the past 24 months, he’ll want to choose his next card wisely!

If you’re in a similar situation, the best choice for a 5th card depends on which cards you already have and your travel goals!

Chase Card Limit

If You’re Close to Hitting Chase’s “5/24” Card Limit, You’ll Want to Plan a Careful Strategy for Choosing Your Next Cards

I’ll share 5 excellent travel credit cards for folks nearing Chase’s card limit!

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They Got $6,000 Business Class Flights to Europe for ~$184 Each!

Welcome to the next installment of our Reader Success Series where Million Mile Secrets Readers share how they booked a trip with miles & points to get Big Travel with Small Money!

Austin is our newest reader success story to show folks it’s possible to travel without spending a lot of money.

They Got 6000 Business Class Flights To Europe For 184 Each

Waimea Canyon, Kauai, Hawaii

A big thank you to Austin for sharing his story!

Please introduce yourself to everyone and tell us how long you’ve been involved in the miles & points hobby.

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8 Reasons Why You Should Choose the AMEX Starwood Over the Chase Marriott Card

If you’re looking to earn the most points for free stays at Marriott, Starwood, and Ritz-Carlton hotels, you’ll want to consider the limited time AMEX Starwood offer.  It’s the biggest bonus I’ve seen for the personal and small business cards!

Remember, Marriott, Ritz-Carlton, and Starwood are now one company.  But the hotel chains still have separate co-branded credit cards.  And the current sign-up bonuses for each of the hotel cards are very different!

For example, the current AMEX Starwood card sign-up bonus is a total of 35,000 Starwood points after meeting tiered minimum spending requirements.  This can get you 3 free nights at the Waikoloa Beach Marriott Resort & Spa in Hawaii.  But the sign-up bonus with the Marriott Rewards® Premier Credit Card would only get you 2 free nights.

AMEX Starwood Versus Chase Marriott

You’ll Get the Most Big Travel at Marriott, Starwood, or Ritz-Carlton Hotels With the Limited Time AMEX Starwood Sign-Up Bonus. It Can Get You 3 Free Nights at the Waikoloa Beach Marriott Resort & Spa in Hawaii

I’ll review the current AMEX and Marriott card offers and share 8 pros of the AMEX Starwood card.

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7 Week-Long Vacations You Can Take With Starwood’s 35,000-Point Bonus

Using Starwood Cash & Points is a terrific way to stretch your points for longer award stays at Starwood hotels.

For example, you can use 35,000 Starwood points plus $525 for 7 nights at category 4 hotels like the Sheraton Kona Resort & Spa at Keauhou Bay in Hawaii!  Booking with Cash & Points will save you lots of money because a similar stay costs $1,800+ if you just pay cash.

And until April 5, 2017, you can earn enough points for a 7-night Cash & Points stay with the best-ever sign-up bonuses on both the AMEX Starwood personal and small business cards after meeting tiered minimum spending requirements.

Starwood Points 7 Day Stay

Use Cash & Points With the Limited-Time AMEX Starwood Sign-Up Bonus to Get a Week-Long Vacation at Hotels Like the Sheraton Kona Resort & Spa at Keauhou Bay in Hawaii!

I’ll show you 7 fantastic Starwood hotels you can book a week-long vacation using Cash & Points!

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7 Best US Starwood Hotels to Book With Points

For a limited time, you can earn a total of 35,000 Starwood points on the personal and small business versions of the Starwood Preferred Guest American Express cards after meet tiered minimum spending requirements.

This is a great deal because you’ll have at least 40,000 Starwood points after meeting the spending requirement.  That’s enough points for multiple free nights at excellent US Starwood hotels.

For example, you could enjoy a weekend in downtown Nashville at one of Starwood’s newest hotels.  Or soak in the sun on the Big Island at a Million Mile Secrets reader’s favorite Hawaiian Starwood hotel.

Best US Starwood Hotels

From New York to San Francisco and Beyond, You Can Redeem Starwood Points to Stay at the Best US Starwood Hotels

I’ll share 7 of the best US Starwood hotels you can book using points from the limited time AMEX sign-up bonus.

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Can You Earn More Than One Sign-Up Bonus With the Same AMEX Business Card?

A Million Mile Secrets reader emailed:

I was recently approved for a 2nd Starwood Preferred Guest® Business Credit Card from American Express.  My 1st card is for a different business.  Am I eligible to earn the sign-up bonus twice?

It’s possible, but very unlikely you’ll earn multiple sign-up bonuses with the same AMEX small business card.  Even if you apply using separate Employer Identification Numbers (EINs).

The general rule is AMEX restricts personal and small business card sign-up bonuses to once, per person, per lifetime.

And I spoke with an AMEX representative who confirmed sign-up bonuses are intended for new applicants only.

Multiple AMEX Starwood Card Sign Up Bonuses

Before Applying for the Same AMEX Small Business Card Again, Consider It’s Unlikely You’ll Get the Sign-Up Bonus Twice!

Instead of potentially not getting a sign-up bonus with the same AMEX card, I’ll share other ways to increase your points balances!

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Which Starwood Card: Personal or Small Business?

Million Mile Secrets reader, Toshio, commented:

I am interested in applying for the Starwood Preferred Guest® Credit Card from American Express.  But I’m not sure of the difference in perks between the personal and small business versions.  Can you compare both cards?

Both versions of the AMEX Starwood Preferred Guest card come with a 35,000 Starwood point sign-up bonus through April 5, 2017.

But the AMEX Starwood small business card has a larger tiered minimum spending requirement.

That’s because it comes with a few added perks and benefits that are NOT available on the personal version.

AMEX Starwood Personal Or Small Business

Only 1 Version of the AMEX Starwood Card Gets You Access to Sheraton Club Lounges!

I’ll explain the differences between both.  And help you decide which card is right for you!

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This Card Has a Best-Ever Sign-Up Bonus and Does NOT Count Against Chase’s 5/24 Rule

Through April 5, 2017, you can earn up to 35,000 Starwood points on both the Starwood Preferred Guest American Express personal and small business cards after meeting tiered minimum spending requirements.

I’ve written why this is a great offer.  But did you know that applying for the small business version of the AMEX Starwood card will NOT hurt you chances of being approved for Chase cards in the future?

That’s important, because Chase has some of the best travel rewards cards.  And the easiest and fastest way to get Big Travel with Small Money is to sign-up for credit cards with big bonuses.

This Card Has A Best Ever Sign Up Bonus And Does NOT Count Against Chases 524 Rule

The Sign-Up Bonus From the AMEX Starwood Small Business Card Is Enough for a Free Night at the Stunning St. Regis Princeville Resort. And It Will NOT Count Against Chase’s 5/24 Rule

I’ll share the details of the AMEX Starwood small business card offer.  And help you decide whether it might make sense for you!

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Limited Time: Best-Ever 35,000 Point Sign-Up Bonus With AMEX Starwood Cards Returns!

The highest-ever 35,000 Starwood point sign-up bonus on the AMEX Starwood cards is back!

Through April 5, 2017, you can earn up to 35,000 Starwood points on the personal and small business versions of the Starwood Preferred Guest American Express cards after meeting tiered minimum spending requirements.

That’s an excellent deal!  Because 35,000 Starwood points is enough for an award night at the most luxurious Category 7 Starwood hotels, like The St. Regis Punta Mita Resort in Mexico.  Rooms there can easily cost $800+ per night!

Starwood American Express

Million Mile Secrets Team Member Keith Used Starwood Points to Stay at The St. Regis Punta Mita Resort Using Starwood Points and Had an Unforgettable Experience!

I’ll explain the details of this offer.  And help you decide if you should consider applying!

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