Category Archives: Business Credit Cards

Top 5 Small Business Credit Cards With No Annual Fee for 2016

Paying a credit card’s annual fee is not something most folks look forward to.  Especially those new to our hobby of miles & points.

So I’ve put together a list of my favorite no-annual fee small business credit cards to help you minimize your out-of-pocket expenses!  Credit cards that don’t have an annual fee are great, because you’ll never have to cancel them.

Top 5 Small Business Credit Cards With No Annual Fee For 2016

Put Your Money Towards an Ocean Breeze Instead of Annual Fees

Here are my top 5 picks of small business credit cards with no annual fee.

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Southwest Versus JetBlue for Flights to the Caribbean & Mexico

Many folks love to book award flights on Southwest and JetBlue to get to the Caribbean & Mexico.  Both airlines have no blackout dates and award flight prices are based on the cash cost of the flight, so when tickets go on sale, award flights are cheaper, too!.

Plus, both airlines have a great reputation for friendly service.

And it’s easy to earn points on both airlines with great credit card offers.  For example, you can earn a sign-up bonus of 50,000 Southwest points on the Chase Southwest Premier and Chase Southwest Plus after meeting minimum spending requirements.  Southwest is also a Chase Ultimate Rewards transfer partner.

Or earn 30,000 JetBlue points with the JetBlue Plus Card after completing minimum spending.

Southwest Versus JetBlue For Flights To The Caribbean Mexico

Southwest and JetBlue Fly Non-Stop to San Juan and Many Other Destinations in the Caribbean & Mexico. I’ll Compare Both Airlines’ Options for Award Flights

I’ll explain whether you’re better off collecting Southwest points or JetBlue points for flights to the Caribbean and Mexico.

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Is It Harder to Get Chase Airline, Hotel, and Small Business Cards Now?

Million Mile Secrets reader, Jamie, tweeted:

Jamie is asking about rumors that Chase will not approve folks for any of their cards if they’ve opened more than 5 cards with ANY bank in the previous 24 months.

This rule is in effect for Chase cards that earn valuable Chase Ultimate Rewards points, like the Chase Sapphire Preferred and the new Chase Freedom Unlimited card.

But so far, it seems Chase small business cards (like the Chase Ink Plus) and their airline and hotel cards (like the Chase United Explorer and Chase Marriott Rewards Premier card) are exempt from this rule – at least for now.

Is It Harder To Get Chase Airline Hotel And Small Business Cards Now

Green Means Go! So Far, Chase Airline, Hotel, and Small Business Cards Seem Safe From Chase’s New Rules. Get Them While You Can!

However, reports are mixed.  And Chase could change their rules at any time, so proceed with caution!

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Can You Open 3 Chase Southwest Cards or Combine Points to Get the Companion Pass?

Million Mile Secrets reader, Jon, commented:

Is it possible to sign-up for the Chase Southwest Airlines Rapid Rewards® Premier card AND Chase Southwest Airlines Rapid Rewards® Plus card, then have your spouse sign-up for the Chase Southwest Airlines Rapid Rewards® Premier Business card (or another personal card) and link them all to one Southwest loyalty account so you can get 150,000 Southwest points?  Because someone said it is almost impossible for one person to get approved for all 3 cards.

Excellent question!  Unfortunately, you can NOT link someone else’s credit card to your Southwest loyalty account because the names must match.

And transferring Southwest points from someone else’s account into yours won’t count toward the Southwest Companion Pass.

Can You Open 3 Chase Southwest Cards Or Combine Points To Get The Companion Pass

Want to Fly With a Companion? You Can Open 2 Chase Southwest Cards and Earn Nearly Enough Points for the Southwest Companion Pass. Or, You Could Try for Three. But There Are Some Things to Keep in Mind!

You could try to open all 3 cards yourself.  I’ll help you make the best decision!

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How to Freeze Spending on Your Card & Control Authorized User Spending

Million Mile Secrets reader, swag, asked:

What other cards offer the “Freeze it” option?

swag is referring to a tool for Discover cards that allows you to suspend account activity on your cards, including authorized user cards, without closing your account completely. 

And swag wants to know if other cards have a similar option.

How To Freeze Spending On Your Card Control Authorized User Spending

If You’re Worried You Misplaced Your Card, or Don’t Want Purchases to Come Through for Another Reason, You Can Pause Activity on Your Discover Card With Freeze it.  But Which Other Banks Allow You to “Freeze” Your Cards?

I’ve looked into it.  And I found out the bank with the best spending controls is actually AMEX!  I’ll explain!

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