Category Archives: Business Credit Cards

Don’t Let Your Hotel Card’s Free Anniversary Night Go to Waste!

Million Mile Secrets reader, W, commented:

Is there an expiration date for the free weekend anniversary night you get with the limited-time AMEX Hilton Honors Surpass offer?

The free weekend night you earn with the current Hilton Honors™ Surpass® Card from American Express offer must be redeemed for stays within 12 months after the date it’s issued.

This expiration policy is similar for other hotel cards with a free anniversary night, like the IHG® Rewards Club Select Credit Card and Chase Hyatt.

So to make the most of the free night benefit, it’s important to book a stay before it expires.  Otherwise, you’ll miss out on an opportunity to save money!

Hotel Card Free Night Expiration

You Have 12 Months to Redeem the AMEX Hilton Surpass Free Weekend Night for a Stay at Hotels Like the Conrad Maldives Rangali Island

I’ll share some tips for using your card’s free anniversary night!

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10 Best Cards to Earn Cash Back at Restaurants

Looking to earn the most cash back when you dine out?

There are lots of cards that include restaurants as a bonus spending category.

Keep in mind, some of the best cash back cards aren’t advertised as such.  Instead, you might earn points, which you can then redeem for cash back or a statement credit.

Best Cash Back Cards To Use At Restaurants 2017

Earning Bonus Cash Back at Restaurants With Certain Cards Means You Might Get Up to 5% of the Cost of the Meal Back!

I’ll share my picks for the best cash back cards to use at restaurants!

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Best Cards to Use at Sam’s Club in 2017

Folks who shop at Sam’s Club can choose from several terrific credit cards to earn miles or cash back on purchases.

Some cards include warehouse clubs, like Sam’s Club, as a bonus category.  So it’s possible to earn bonus cash back on purchases you were already planning!

Best Credit Cards To Use At Sams Club

You Can Earn Lots of Miles or Cash Back at Sam’s Club With Certain Credit Cards

I’ll share the best credit cards to use at Sam’s Club, including several with no annual fee.

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How to Meet Minimum Spending Requirements Paying Taxes

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

It’s tax time again!  April 18, 2017, is the IRS filing deadline this year.

While it’s nice to get a refund, if you owe taxes, you can ease the pain of paying your tax bill by meeting the minimum spending requirements on a new credit card.  Or hitting a spending threshold to unlock bonus miles, points, or elite status!

Just remember, you’ll usually pay a processing fee of ~2%, so do the math to see whether it’s worth it.

Pay Taxes With Credit Card

It Might Be Worth Paying Your Taxes With a Credit Card to Get Big Travel With Small Money When You Unlock Elite Status Levels or Big Sign-Up Bonuses

I’ll show you how to pay your taxes with a credit card.  And help you decide if it makes sense for you!

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Is Using AMEX Pay With Points the Same as Paying Cash for Airfare?

Million Mile Secrets reader, Howard, emailed:

If I get the The Business Platinum® Card from American Express OPEN and use Pay With Points to purchase Delta airfare, would Delta treat the flight as a cash purchase?

Using Pay With Points to book flights through the AMEX Membership Rewards portal is essentially the same as paying with cash.

Because you can book airfare without having to worry about blackout dates.  And you’ll earn frequent flyer miles for your flight.

This is especially useful for folks with the AMEX Business Platinum card.  Because your points are effectively worth 2 cents each for coach airfare on your selected airline through the AMEX travel portal.

AMEX Pay With Points For Airfare

Using AMEX Pay With Points Is Basically the Same as Paying Cash for Airfare

I’ll explain how using Pay With Points works.  And share the benefits of using points linked to your AMEX Business Platinum.

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5 Cards to Earn Miles for Etihad Award Flights

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

Million Mile Secrets reader, Ebene, commented:

Can you transfer United Airlines miles to Etihad?  What are the best cards to earn miles to fly Etihad?

You can NOT transfer airline miles to another airline.

For Etihad award flights, you can transfer points directly to the airline from 3 flexible programs – American Express Membership Rewards, Citi ThankYou, and Starwood Preferred Guest.  You can also use American Airlines miles or ANA miles to fly Etihad.

Etihad miles are also valuable for folks looking to book award seats on any of its 26 airline partners.  For example, using Etihad miles for a Brussels Airlines award flight is one of the cheapest ways to get to Europe!

Etihad Award Flights

Use Etihad Miles for Award Flights to Abu Dhabi Where You Can Visit the Magnificent Sheikh Zayed Grand Mosque

I’ll share 5 cards that can earn you miles for Etihad award flights.

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Fascinating History at These 5 Starwood Hotels!

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

One of the many things Emily and I love to do when traveling is learn about the history of a city or country.  Like exploring a 16th century church in Rome!

A fun way to add to the experience is to stay at fascinating hotels with historical importance!  And even use points at these hotels for free nights!

For example, you can redeem Starwood points for a luxury stay at the 100+ year old St. Regis New York.

Historic Hotels

Use Starwood Points to Stay at the 100+ Year Old St. Regis New York! It’s Famous for Inventing the Bloody Mary Cocktail!

I’ll show you where to use Starwood points for stays at historic hotels!

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This Couple Got 13 Nights in Hawaiian Paradise Using Miles & Points!

Welcome to the next installment of our Reader Success Series where Million Mile Secrets Readers share how they booked a trip with miles & points to get Big Travel with Small Money!

Kyle is our newest reader success story to show folks it’s possible to travel without spending a lot of money.

This Couple Got 13 Nights In Hawaiian Paradise Using Miles Points

Stopped for a Picture During Our 4×4 Tour of the Kipu Ranch

A big thank you to Kyle for sharing his story!

Please introduce yourself to everyone and tell us how long you’ve been involved in the miles & points hobby.

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7 Easy Ways to Meet Starwood AMEX Minimum Spending

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

For a limited-time, you can earn up to 35,000 Starwood points after meeting tiered minimum spending requirements on the AMEX Starwood cards, when you apply by April 5, 2017.

But to earn the full sign-up bonus, you’ll have to spend a total of $5,000 on purchases on the Starwood Preferred Guest® Credit Card from American Express.  Or a total of $8,000 on purchases with the Starwood Preferred Guest® Business Credit Card from American Express.  

Remember, AMEX will only give you the sign-up bonus for each card ONCE per lifetime, with this possible exception.

How To Meet American Express Minimum Spending Requirements

Here Are Easy Ways to Meet Your New AMEX Starwood Card’s Minimum Spending Requirements, Like Using Your Card to Pay Tax, Monthly Bills, or Travel Expenses!

Let’s take a look at 7 easy ways to meet the minimum spending requirement on the AMEX Starwood cards.

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AMEX Platinum Cardholders Can Give Starwood Gold Status to Someone Else

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

I’ve mentioned to y’all how The Platinum Card from American Express can get you Starwood Gold elite status.

This is a terrific perk for your Starwood hotel stays.  Because you earn extra bonus points and get late check-outs and room upgrades when available.

But I recently discovered you can gift this perk to someone else.  It’s free to do and takes less than a minute!   This is useful if you already have Starwood elite status.

Starwood Gold Status With American Express Platinum Card

Giving Starwood Gold Status to Someone Else Means They’re Eligible for a Late Check-Out! So They Can Spend More Time on the Beach at Hotels Like the W Bali – Seminyak!

I’ll explain how you can gift Starwood Gold status with the AMEX Platinum card!

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