Million Mile Secrets reader Bryce comments:
I’m wondering about eligibility to get sign-up bonuses again. If I had a credit card, used it, got the bonus, and canceled the card, is there a possibility to apply for the card again and get the sign-up bonus again?
If so is there a time period you have to wait to apply and get the bonus again?
This is 1 of the most common questions asked by Million Mile Secrets readers. If you’ve had a credit card in the past, can you re-apply and get the sign-up bonus a 2nd (or 3rd, or 4th…) time?
I wrote several years ago that getting the bonus again depends on the bank that issues the card. And that’s still true, but the rules have changed!
The US credit card market is saturated, so banks offer large sign-up bonuses to get you to apply for their cards. And they hope that you’ll use their cards even after getting the sign-up bonus!