Category Archives: AMEX EveryDay

Confused by Cards With Similar Names? Here’s a Chart to Explain!

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

There are LOTS of credit cards out there, all with different benefits and bonuses.

Banks seem to enjoy giving their credit cards similar names.  You might apply for the wrong one if you aren’t careful!

I’ve put a lot of credit cards with similar sounding names side-by-side, so you can compare the perks and decide which card is best for you, and find the application link, all in one place!

Confused By Cards With Similar Names Heres A Chart To Explain

Take the Time to Differentiate These Credit Cards So You’ll Know Which Card Will Give You the Biggest Travel!

Let’s look at the most common credit cards with similar sounding names!

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Top 5 Small Business Credit Cards With No Annual Fee for 2017

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

Having a no annual fee card is a great way to earn rewards for your small business expenses.

For example, certain small business cards come with 5% cash back categories.  So you can earn bonus cash back on purchases you were already planning.

And if you’re new to the hobby, a no annual fee card is a great place to start.  Because you never have to cancel the card.  This can help you build a relationship with the bank and can increase your credit score by creating a longer credit history!

Best No Annual Fee Business Cards 2017

Earning up to 5% Cash Back on Certain Business Expenses Can Really Add Up!

I’ll share the 5 best no annual fee business cards!

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5 Travel Rewards Cards for College Students

Million Mile Secrets reader, Liz, commented:

After studying abroad last semester, I’ve been bitten by the travel bug.  Although I have a very good credit score, I’m a college student and don’t spend that much, which precludes me from going for cards with sign-up bonuses that require spending $3,000 in the first 90 days.

I would like to get a card to start earning rewards for my purchases and develop a credit history.  But in keeping with the number one rule of paying off my balance each month, there doesn’t seem to be a card out there for me.

Ideally, I’m looking for a travel rewards card that offers a sign-up bonus requiring $1,000 in the first 90 days and has a waived annual fee for the first year, or none at all!  Is there a card that you’d recommend for me?

Welcome to the miles & points hobby, Liz!

I’m so glad to hear Liz is interested in earning rewards for travel.  Miles and points are one of the the best ways to travel cheaply.  They’ve given Emily and I the opportunity to visit amazing destinations around the world!

As a college student, it seems Liz has done her homework about the importance of developing a credit history and not carrying credit card balances!

Credit Cards College Students

There Are Lots of Great Rewards Credit Cards for College Students Looking to Get Started in the Miles & Points Hobby!

The good news is most banks offer credit cards with sign-up bonuses that have relatively small minimum spending requirements.  And these cards tend to waive the annual fee or have none at all.  So they’re great for students on a tight budget!

I’ll share tips for beginners in the miles & points hobby.  And 5 great rewards cards for beginners which have low minimum spending requirements!

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5 Cards to Earn Miles for Etihad Award Flights

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

Million Mile Secrets reader, Ebene, commented:

Can you transfer United Airlines miles to Etihad?  What are the best cards to earn miles to fly Etihad?

You can NOT transfer airline miles to another airline.

For Etihad award flights, you can transfer points directly to the airline from 3 flexible programs – American Express Membership Rewards, Citi ThankYou, and Starwood Preferred Guest.  You can also use American Airlines miles or ANA miles to fly Etihad.

Etihad miles are also valuable for folks looking to book award seats on any of its 26 airline partners.  For example, using Etihad miles for a Brussels Airlines award flight is one of the cheapest ways to get to Europe!

Etihad Award Flights

Use Etihad Miles for Award Flights to Abu Dhabi Where You Can Visit the Magnificent Sheikh Zayed Grand Mosque

I’ll share 5 cards that can earn you miles for Etihad award flights.

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Will You Lose Flexible Points If You Cancel a Card?

 Million Mile Secrets reader, Fran, emailed:

I was told by an AMEX representative that I would lose my AMEX Membership Rewards points if I cancel my Premier Rewards Gold Card from American Express.  Is this true?

Generally speaking, if you cancel a card that earns flexible bank points, you will lose them.  This goes for cards that earn AMEX Membership Rewards, Chase Ultimate Rewards, and Citi ThankYou points.

Certain banks give you a grace period to use points after cancelling a card.  But there are also a few ways to preserve them.

Preserve Flexible Reward Points

Flexible Points Are the Key to Big Travel!  So Don’t Let Those Hard-Earned Points Disappear by Cancelling a Credit Card!

I’ll explain how to avoid losing flexible rewards points.

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How to Check for American Express Transfer Bonuses

Do you know how to check your AMEX account for transfer bonuses?  AMEX often offers bonus miles or points when you transfer your AMEX Membership Rewards points to travel partners.  That means your points can get you more Big Travel!

If you have a travel goal in mind, it’s easy and worthwhile to check if there are any bonuses available.  Because you could pay fewer points for your award flight or hotel stay.

American Express Transfer Bonus

Pay Fewer AMEX Membership Rewards Points When You Transfer to British Airways for a Flight to Cancun!

I’ll show you how to check for these limited-time bonuses.  And give you tips about when to make the transfer!

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Top 10 No-Annual-Fee Credit Cards for 2017

Lots of travel rewards cards can be worth paying the annual fee.  Because they come with great travel perks like big sign-up bonuses, free hotel nights, trip insurance, and other benefits.

But there are plenty of personal no-annual-fee cards that can get you Big Travel with Small Money too!

These cards are good to keep forever.  Because keeping your cards open for a long time can increase the average age of your accounts and potentially improve your credit score.

Almost all of the cards in this post do NOT earn us a commission.  But we’ll always tell you about the best deals!

Best No Annual Fee Credit Cards 2017

You Can Earn Points & Miles With These Great No-Annual-Fee Cards. And Start Planning Your Next Adventure Sooner Rather Than Later!

Here are my top 10 picks of personal (not business!) credit cards with no annual fee.

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When Can You Transfer the Freedom Unlimited Sign-Up Bonus to Chase Travel Partners?

Million Mile Secrets reader, Prabha, sent an question via email:

With the Chase Freedom Unlimited card, when can I transfer the sign-up bonus of 15,000 Chase Ultimate Rewards points to airline partners like United Airlines instead of redeeming for $150 cash back?

Great question, Prabha!

Earning transferable points like Chase Ultimate Rewards points is the trick to travel flexibility!  And often times, you can get more value for your points by transferring to airline and hotel partners instead of redeeming for cash back.

But to transfer Chase points to travel partners from no annual fee cards like the Freedom or Freedom Unlimited, you’ll need to have another eligible Chase card, like the Chase Sapphire Preferred.

Otherwise, the points you earn with the Freedom Unlimited can only be redeemed for 1 cent each for cash back or towards travel.

Transferable Chase Ultimate Rewards Points

The Sign-Up Bonus With the Freedom Unlimited Can Be Worth More When You Have a 2nd Chase Ultimate Rewards Card! For Example, You Can Get a Free Night at the Hyatt Centric Santa Barbara Hotel, Which Can Cost $200+!

I’ll explain when Chase Ultimate Rewards points can be transferred to airline and hotels partners for Big Travel!

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Big Travel to Europe With This AMEX 100,000-Point Bonus

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

If you’re planning a trip to Europe, the fantastic 100,000-point sign-up bonus from The Business Platinum® Card from American Express OPEN offers lots of options for flights.

Depending on your European destination, the points you earn from the card’s sign-up bonus and minimum spending requirement can be more than enough for multiple round-trip award tickets.

You can transfer the American Express Membership Rewards points to terrific airline partners across all 3 major alliances like Air Canada, British Airways, and Delta.  Or for more flexibility, use AMEX Pay With Points, which can make your points effectively worth up to 2 cents each.

Remember, the AMEX Business Platinum 100,000-point sign-up bonus is only available for a limited time until January 25, 2017.

Use AMEX Points Flights To Europe

You Can Earn 100,000 AMEX Membership Rewards Points With the AMEX Business Platinum Sign-Up Bonus, Which Gives You Lots of Options for Flights to Europe

I’ll show you how to use AMEX Membership Rewards points from the Business Platinum for flights to Europe!

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How to Use AMEX Membership Rewards Points for United Airlines Award Tickets

Did you know you can use American Express Membership Rewards points for flights on United Airlines?

That’s because American Express has 3 transfer partners that also partner with United Airlines.  And transferring your American Express Membership Rewards points to these airlines can be a better deal than using United Airlines miles!

AMEX Points For United Airlines Flights

You Don’t Need United Airlines Miles to Get Where You’re Going on United Airlines!

I’ll show you how to use your American Express Membership Rewards points for United Airlines flights!

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