Category Archives: Credit Cards

I Need to Cancel a Credit Card – Should I Apply for Another Before or Wait Until After?

Million Mile Secrets Reader, HP, tweeted:

If I need to close an AMEX card because of the annual fee, should I open a new card before or afterward so my credit isn’t affected?

Thanks for the question, HP!

Before you cancel a card, make sure you read my post about losing your miles & points when closing an account!

If you’re planning to cancel a personal credit card and sign up for another, it’s best to apply BEFORE the cancellation.  Because cancelling a personal credit card can lead to a negative impact on your credit score.

I Need To Cancel A Credit Card Should I Apply For Another Before Or Wait Until After

There Really IS Strategy in Applying for Credit Cards. This Tip Will Boost Your Likelihood to Be Approved!

I’ll tell you what you need to know to have the best chance for future credit card approvals!

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Success! 12 Nights in Bora Bora With Airline Miles & Hotel Points!

Welcome to the next installment of our Reader Success Series where Million Mile Secrets Readers share how they booked a trip with miles & points to get Big Travel with Small Money!

Rod and Amy are our newest reader success story to show folks it’s possible to travel without spending a lot of money.

Success 12 Nights In Bora Bora With Airline Miles Hotel Points

Here’s Rod Enjoying the Crystal Clear Waters of Bora Bora During His Trip!

A big thank you to Rod and Amy for sharing their story!

Please introduce yourself to everyone and tell us how long you’ve been involved in the miles & points hobby.

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Is the Barclaycard Arrival Plus Worth the Annual Fee?

Million Mile Secrets Reader, Mike, commented:

Am I missing something, or is the no-fee Chase Freedom Unlimited far superior to the Barclaycard Arrival Plus?  You can get more value with 1.5 Chase Ultimate Rewards points per $1 when you transfer them.  Even the Citi Double Cash looks superior, earning effectively 2% cash back vs. 2.1%.  And you can use it for anything and there is no annual fee.  Are there any benefits other than the sign-up bonus of the Barclaycard Arrival Plus that would justify the $89 annual fee?

Mike makes some great points!  There are good no annual fee credit card options that earn valuable rewards instead of the $89 annual fee Barclaycard Arrival Plus.

But the Barclaycard Arrival Plus has perks that make the card worth signing-up for, and depending on your situation, even keeping!

Is The Barclaycard Arrival Plus Worth The Annual Fee

My Barclaycard Arrival Plus Came in Handy During My Trip to Iceland!

I’ll show you where this card outshines most no annual fee cards.  And help you decide if it’s right for you!

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What’s Covered Under My Chase Sapphire Preferred Auto Coverage?

Million Mile Secrets reader, George, commented:

I am in France for a 3 month stay.  I’m going to rent a car with the Chase Sapphire Preferred.

I understand that primary coverage comes with the Chase Sapphire Preferred.  Does that mean headlights, windows, and tires are covered, as well?  Europcar tries to sell me insurance for that, along with any other damage to the car.

The Chase Sapphire Preferred does NOT cover Personal Liability Car insurance for other property, cars, and injuries.  So will I be able to buy that separately from the car rental agency?

Thanks for the question, George!

Booking with the Chase Sapphire Preferred will guarantee your vehicle is covered for all physical damage, including headlights, tires, and windshields.

However, for personal liability coverage, you will need to read the fine print of your rental agreement.  And you may be covered by your personal health insurance, so make sure to check!

But the Chase benefits guide states that you won’t be covered for rentals that EXCEED 31 consecutive days!  So you’ll have to split up your rentals during your 3 month trip.

What's Covered Under My Chase Sapphire Preferred Auto Coverage

The Chase Sapphire Preferred Is My Top Pick for Rental Car Insurance

I’ll show you how to make sure you’re covered by the car insurance offered with the Chase Sapphire Preferred.

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Blog Giveaway: 6,600 JetBlue Points!

Don’t forget to follow me on Facebook or Twitter!

A big thank you to all our readers for supporting us over the years!  To show our appreciation, we’re giving away 6,600 JetBlue points.

Blog Giveaway 6600 JetBlue Points

JetBlue Flies to Over 100 Destinations, Including Several Tropical Utopias

I’ll show you how to enter!

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