Million Mile Secrets reader, George, commented:
I am in France for a 3 month stay. I’m going to rent a car with the Chase Sapphire Preferred.
I understand that primary coverage comes with the Chase Sapphire Preferred. Does that mean headlights, windows, and tires are covered, as well? Europcar tries to sell me insurance for that, along with any other damage to the car.
The Chase Sapphire Preferred does NOT cover Personal Liability Car insurance for other property, cars, and injuries. So will I be able to buy that separately from the car rental agency?
Thanks for the question, George!
Booking with the Chase Sapphire Preferred will guarantee your vehicle is covered for all physical damage, including headlights, tires, and windshields.
However, for personal liability coverage, you will need to read the fine print of your rental agreement. And you may be covered by your personal health insurance, so make sure to check!
But the Chase benefits guide states that you won’t be covered for rentals that EXCEED 31 consecutive days! So you’ll have to split up your rentals during your 3 month trip.
The Chase Sapphire Preferred Is My Top Pick for Rental Car Insurance
I’ll show you how to make sure you’re covered by the car insurance offered with the Chase Sapphire Preferred.