Category Archives: Earn Miles

Daraius’ March 2013 App-O-Rama – 6 Cards. 265,000 Miles & Points

[Emily and I get a referral for links to the Chase Ink Plus & Credit Sesame.  We do not get a commission for links to the US Air, Mercedes-Benz Platinum, and the Citi American Airlines cards because of the mother-in-law rule. We thank all readers who apply using our links!]

Warning:  If you’re new to miles and points, you should NOT apply for more than 1 or 2 cards at time.  Much better to start small, gauge the impact for yourself and then work your way up to more.  Also read The 5 Dangers of Credit Cards before applying for a credit card!

Emily and I set travel goals and we then collect miles and points to get to those goals. Our goals are quite simple.  We want to have enough miles and points to travel within the US in coach to visit friends, to go to Michigan or Ohio to visit family and to have weekend getaways.

We also want to travel internationally 2 to 3 times a year – ideally in business or first class, but we’ll choose a flight in coach if it means less connections and more time on the ground (like we did when we visited Brazil during Carnival).

We also need hotel points since we have to stay somewhere. We don’t really care which airline we fly or hotel we stay in as long as we can save money while traveling.

daraius’ March cards

Credit Card
Sign-on Bonus
Minimum Spending Required
Annual Fee
Total265,000 Miles$7,000 in 3 months + $3,250 in 4 months$494 Waived for 1st year + $475 Not Waived for 1st year
Chase Ink Plus50,000 Bonus Points$5,000 in 3 months$95 Waived For 1st Year
American Express Mercedes Benz Platinum50,000 Bonus Points$1,000 in 3 months$475 Not Waived For 1st Year
American Express Premier Rewards Gold50,000 Bonus Points$1,000 in 3 months$175 Waived For 1st Year
Citi American Airlines Visa50,000 Miles$2,500 in 4 months$85 Waived For 1st Year
Citi American Airlines MasterCard30,000 Miles$750 in 4 months$50 Waived For 1st Year
Barlcays US Air35,000 MilesAfter First Purchase$89 Waived For 1st Year

The minimum spending requirements may seem high, but you can meet the minimum spending requirements quite easily these days! Continue reading

Warning: The 5 Dangers of Applying for Credit Cards

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Additional Reading:

We’re very lucky to be in the US where large sign-up bonuses on credit cards are common.  One or two well chosen credit cards can get you flights around the US or abroad for a fraction of the retail cost.

Applying for credit cards is a quicker and easier way to earn miles and points than actually flying in a plane!

The 5 dangers of Applying For Credit Cards

But applying for credit cards without knowing what you’re getting into is a recipe for disaster.  Banks don’t exist to dole out miles and points.  They exist to make money.  Lots of money.  And at your expense. 

5 Dangers of Credit Cards

Are You Better Off Cutting Up Your Cards?

1.   APPLYING FOR LOTS OF CARDS

It is tempting to think of flying to exotic places and staying in hotel rooms costing hundreds of dollars.  So you apply for 6 or more cards at a time to get there.

If you are new to miles and points, you almost always should NEVER start off with lots of cards.  A lot of success in this game comes from being detail-oriented and being able to track minimum spending deadlines, payment due dates, and how to interpret complex terms and conditions. Continue reading

Double Your Miles & Points Earned With a Partner

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Million Mile Secrets reader John writes in with a common question on applying for credit cards with a partner:

Thank you for your blog, I have learned a lot already.  Now that you’re married, will that change your strategy at all?  When I first applied for a bonus credit card, my wife took a card on the same account.  If I were to apply for a different card now, should my wife also apply separately?  Do banks look at a member of household with the same cards and handle it any differently?

My strategy hasn’t changed since we got married because Emily has always applied for cards.  Ok, well not “always.”  I still remember how hesitant she was the first 2 or 3 times, until we actually had some cheap flights and hotel stays, and she saw how her credit score didn’t change much.

Jet-Airways-First-Class-

Emily Enjoying Her Miles & Points!

I don’t have trip reports of the trips we took before I started blogging, but miles and points have given us fabulous trips to Paris, Bora Bora, India, Miami and many other places! Continue reading

Points Envy’s Unconventional, but Lucrative Ways to Earn Points

Note: This post is satire and you shouldn’t follow any of Points Envy’s suggestions, nor should you break the law.  Any resemblance to the truth is purely coincidental.

In the past, we at Points Envy have broken the news on some of the most creative ways to earn points, and this week’s Billion Mile Secrets post is no exception.  Below we outline some brand new, tried-and-true, experimental, traditional, revolutionary ways to generate the points you need.

Method #1: Sleep Your Way to the Top
The key to this method is to first familiarize yourself with the personal lives of employees of numerous loyalty programs.  For legal reasons, we can’t reveal any specifics, but our general method is to identify an acceptably good-looking employee, follow them to their place of residence, seduce them, get them addicted to our love, and convince them to augment our account with extra points.  If the employee is already in a relationship, that’s even better, as you only need one night and a camera to get all the points and status you need.

Method #2: Complain About Everything
This is borderline conventional, but sometimes people overlook the little things that only a refined traveler can appreciate.  For example, on our most recent Asiana flight, one of the flight attendants failed to refer to us as “sir” the eighth time she refilled our champagne. Continue reading

Billion Mile Secrets Lands, Gives You Free Stuff

Update 12-26: Thank you to everyone who entered our contest. Congratulations to commenter Cat, who won a free United Club pass, and to Fred Sobotka, whose tweet won the $50 Amex gift card!

Apologies to folks who saw this post earlier – it was posted earlier than intended!

Note:  Billion Mile Secrets is satire and you shouldn’t follow any of Points Envy’s suggestions, nor should you break the law.  Any resemblance to the truth is purely coincidental.
BMS Logo

Greetings Million Mile Secrets readers and future Points Envy stalkers! Christmas comes early this year, as we are thrilled to announce the arrival of Billion Mile Secrets, an exciting new weekly column here at Million Mile Secrets written by the award-winning bloggers at Points Envy.  Think of us as hired guns, paid in points and alcohol to protect your points balances from the inferior earning and redemption strategies of other points blogs.

Points Envy hardly needs an introduction, but just in case you have been on an extended bender (with or without us), we are currently the third and a half biggest travel blog in the world, and we will almost certainly occupy the top spot in the near future.  Our website regularly features timely coverage of the biggest stories in the points world, the airline world, and the world world.  For good measure, we also sprinkle in riveting flight reviews and the occasional human interest piece. Continue reading

Big Spenders: Companion Passes for Big Spending

[Disclosure:  I do not currently get a referral for the links to the cards below.]

BIG SPENDER SERIES:

Companion Passes via Credit Card Spending

Big Spenders can earn companion passes on Southwest Airlines and British Airways for spending Big Money on their credit card.

The Southwest Airlines Companion Pass is a true companion pass because it lets your companion travel with you free, for an unlimited amount of flights during the validity of the Companion Pass, on both award and paid tickets.  This is one of my favorite airline perks.

The British Airways Travel Together Ticket is valid for only 1 use and you can’t earn more than one Travel Together ticket a year plus you have to pay hefty fuel surcharges. 

But it is worth it, in my opinion, if you use the Travel Together ticket for travel on business or first class. Continue reading

Our $32,000+ Honeymoon in Paris for only $2,000! – Hilton Heathrow London Terminal 4

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Emily in the Hilton Heathrow Terminal 4

Emily:  The flight to London was only one hour and we were in business class, which on many flights within Europe just means that we are sitting towards the front and had an empty seat between us.  Once we arrived in London, we made our way to the Hilton hotel for our overnight stay.  We walked down a long tube-shaped corridor to get to the hotel…it was probably a 10 minute walk.

Daraius:  I used 50,000 Hilton points to book us for one night in the Hilton in Terminal 4.  I could have paid ~$225 for the room, but would rather save the cash since we have more Hilton points than vacation days left!

I chose this hotel because you can actually walk to the hotel, unlike the other hotels which aren’t really walking distance from the terminal.

We took the free bus from Terminal 5 to Terminal 4 (which was deserted) and walked down the tunnel to the Hilton.  We arrived at about midnight, checked in, took a few pictures, and went straight to bed.  Since I was a Gold elite member, we were put in the “executive” wing and got free internet and breakfast.

The room was very small.

Hilton Heathrow Terminal 4

Our Bed

And the bathroom was tiny.

Hilton Heathrow Terminal 4

Bathroom

I particularly like it when the amenities include mouth wash.

Hilton Heathrow Terminal 4

Hilton Amenities

There was a desk with a TV.

Hilton Heathrow Terminal 4

Small Desk

…and a small closet next to the bed.

Hilton Heathrow Terminal 4

Small Closet

We could see the bar and restaurants below.

Hilton Heathrow Terminal 4

Bar & Restaurants

There were a few restaurants downstairs.

Hilton Heathrow Terminal 4

Emily in the Lobby

As well as a bar.

Hilton Heathrow Terminal 4

Emily in the Bar

The next morning we tried to enter the lounge to get the free breakfast, but I couldn’t find my room key.  So we abandoned the plan, because we didn’t want to waste time, and took the free bus to Terminal 5, which was leaving in a few minutes, where we had breakfast in the British Airways Concorde room.

On the bus, I discovered that the room key was in my jacket pocket!

* If you liked this post, why don’t you join the 6,000+ readers who have signed-up to receive free blog posts via email (only 1 email per day!) or in a RSS reader …because then you’ll never miss another trip report!

Daraius’ March/April 2012 App-O-Rama – 7 Cards. 300,000 Miles & Points + 2 Free Hyatt Nights [Expired]

 [Emily and I get a referral for links to the Chase Ink Bold, the Chase Sapphire Preferred and Credit Sesame in this post.  We're very grateful to all readers who apply using our links. 

My referral links are not the best offers for the Citi Thank You Premier and the Chase Hyatt so I've not included them in this post, but have included better offers for those cards.]

I applied for 6 credit cards in March and 1 credit card in April in my 1st App-O-Rama of the year.  Last year, I earned over 1 million miles and points, but I don’t expect to do that again this year.

I eventually got approved for all the cards except for a 2nd Barclay’s US Air card.  In case you’re wondering, I have a 12+ year credit history and a credit score above 700.

Daraius March App o Rama

Daraius’ March/April 2012 App-O-Rama

Continue reading

Reader Request: Earning Miles & Points on a $1.4 Million Tax Bill?

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Please Note:  I am NOT a tax adviser and any discussion of taxes below is not intended as tax advice.  Please consult your tax adviser or attorney for tax advice specific to your situation.

Top Line:  You can earn miles & points for most tax transactions, and there are ways to reduce the impact of credit card convenience fees which you have to pay if you use a credit or debit card to pay your taxes.  Also, the IRS usually limits use of a credit or debit card to only 2 transactions so you need to have a credit card with a credit limit large enough to pay your taxes.

But you can make paying taxes somewhat pleasurable if you like collecting miles and points!  You won’t get the miles and points for free, but you could get them at a low enough cost per mile/point where it may make sense to pay a convenience fee to pay your taxes.

Million Mile Secrets reader Steve writes in to ask: Continue reading

News For The Week

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1.   1,000 miles for new American Airlines accounts.   Jim (thanks, Jim!) writes in to say that there is a 1,000 mile bonus for new AAdvantage accounts when you use promotion code “ETD10.“  It took 2 months for the miles to post as “NEW MEMBER BONUS – ETDS PROMO.” Continue reading