When you’re new to rewards travel, it can appear overwhelming. Applying for credit cards is 1 of the best ways to earn lots of miles and points so you can travel for free (or nearly free). When signing-up for credit cards, it’s easy to make mistakes.
We All Make Mistakes, but Many of Them Can Be Avoided!
I’ll show you 8 ways to get your Big Travel faster!
Are you looking for more ways to boost your frequent flyer account?
Collecting Miles & Points Is Fun for the Whole Family!
Your family can help you accumulate more points! Find out how to get them involved and how it can benefit everyone!
Million Mile Secrets reader Gracia writes:
I am new to this hobby and I just got approved for the Chase IHG Reward Club credit card. Are there any great tips for using this card?
Do IHG points transfer from 1 credit card to another? Like the Chase Sapphire Preferred or US Airways Premier World MasterCard?
The 70,000 point bonus on the Chase IHG card is a great deal, Gracia!
You Could Stay at the Intercontinental Resort and Spa in Moorea With the Chase IHG Rewards Club Card
Let’s see how Gracia can make the most of this card!
You can earn up to a 25% rebate on select products and services through the MasterCard Easy Savings Program.
I’ve written about how you can save if you have a business Visa card with the Visa Savings Edge program here, here, and here. But there’s also a savings program for MasterCard business cards – MasterCard Easy Savings.
You Can Get Automatic Rebates With the MasterCard Easy Savings Program
Once you register your business MasterCards, you can save when you shop with participating stores. But not all business MasterCards are eligible. Keep reading to find out more.
Million Mile Secrets reader Kendra emails:
Can you address if you or others have run out of cards to apply for?
I applied for 10 personal and 6 business cards last year, and I’ve gotten denied for my recent applications with Capital One, Chase, and Barclays (already have 2). I can’t believe you can get 6 per quarter for years. I feel like we’re at a stopping point and have to give up on this game for 6 to 24 months. My husband thinks the game is over for us. We just started in June 2014.
I’m not going to call the Capital One reconsideration line for the denied credit below because it’s all true. I noticed you don’t promote Capital One cards on your website. Is it because they are difficult to get?
- Based on your credit report from Equifax, too few or no revolving accounts have a balance
- Based on your credit report from Trans Union, there are too many new revolving accounts
- Based on your application information, income is insufficient for requested credit
This can be common issue for folks who’ve been collecting miles and points for a long time. But you don’t see it so often with folks who are new to the game!
Being Denied for Credit Cards Can Be Frustrating, Even for Folks Who’ve Been Collecting Miles and Points for a Long Time
It can be tempting to apply for lots of cards when you 1st start collecting miles and points. But I’ll explain why this isn’t always a good idea!