Category Archives: Credit Cards

Automatic Rebates at Hotels, Restaurants, Car Rentals With MasterCard Easy Savings Program

You can earn up to a 25% rebate on select products and services through the MasterCard Easy Savings Program.

I’ve written about how you can save if you have a business Visa card with the Visa Savings Edge program here, here, and here.  But there’s also a savings program for MasterCard business cards – MasterCard Easy Savings.

Automatic Rebates At Hotels Restaurants Car Rentals With MasterCard Easy Savings Program

You Can Get Automatic Rebates With the MasterCard Easy Savings Program

Once you register your business MasterCards, you can save when you shop with participating stores.  But not all business MasterCards are eligible.  Keep reading to find out more.

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Why Do Banks Deny Credit Card Applications?

Million Mile Secrets reader Kendra emails:

Can you address if you or others have run out of cards to apply for?

I applied for 10 personal and 6 business cards last year, and I’ve gotten denied for my recent applications with Capital One, Chase, and Barclays (already have 2).  I can’t believe you can get 6 per quarter for years.  I feel like we’re at a stopping point and have to give up on this game for 6 to 24 months.  My husband thinks the game is over for us.  We just started in June 2014.

I’m not going to call the Capital One reconsideration line for the denied credit below because it’s all true.  I noticed you don’t promote Capital One cards on your website.  Is it because they are difficult to get?

  • Based on your credit report from Equifax, too few or no revolving accounts have a balance
  • Based on your credit report from Trans Union, there are too many new revolving accounts
  • Based on your application information, income is insufficient for requested credit

This can be common issue for folks who’ve been collecting miles and points for a long time.  But you don’t see it so often with folks who are new to the game!

Why Do Banks Deny Credit Card Applications

Being Denied for Credit Cards Can Be Frustrating, Even for Folks Who’ve Been Collecting Miles and Points for a Long Time

It can be tempting to apply for lots of cards when you 1st start collecting miles and points.  But I’ll explain why this isn’t always a good idea!

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How to Start Applying for Miles & Points Credit Cards

Million Mile Secrets reader Michael emails:

I have a friend I’m trying to bring into the miles game.  He has good credit (740), but only has … wait for it …. just ONE credit card, which he’s had for years.  Only a $2,500 limit.  100% pay on time.

Is he ready to apply for the big bonuses?  Or should he get a few more cards and a little more cumulative credit limit by starting with cards like the Chase Freedom, and other beginner cards?

Basically, is a 700+ score and only a single card enough to swing for the fences and apply for 4 or 5 cards with 50,000+ bonuses right out of the gate?

This is a great question!   What should you do if you want to start applying for miles and points cards, but only have ONE long-established credit card currently (with a good credit score)?

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What’s the Best Way to Start Applying for Miles & Points Credit Cards?

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Limited Time Credit Card Offers for the Month of June

Update:  A credit card offer in this post, may no longer be available, but check the Hot Deals for the latest offers!

If you’re thinking of applying for credit cards this month, there are some limited time offers you may want to consider.  Several cards are offering an increased sign-up bonus, but they won’t be around for long!

These cards are all from different banks, so you could get all of them if you want.  But remember, if you’re new, it’s best to start slow and just apply for 1 or 2 cards to start with.  That way you’ll see what the impact is on your credit score.

Limited Time Credit Card Offers For The Month Of June

Tick, Tock:  Don’t Forget These Limited Time Offers!

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Do You Know Someone in the Military? These Credit Cards Will Waive Their Annual Fees!

Disclosure: Emily & I get a commission for links on the blog. You don’t have to use our links, but we’re very grateful when you do. We don’t write about all the credit cards available in the US, but only the ones which get us miles and points or cash back for Big Travel with Small Money!

I interviewed Andy from Military Money Manual and he mentioned that American Express waives his credit card fees under the Servicemembers Civil Relief Act.  However, American Express isn’t required to do this.

Do You Know Someone In The Military These Credit Cards Will Waive Their Annual Fees

American Express Waived Andy’s Annual Fees Because He’s Active Military

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