Category Archives: Credit Cards

I Need to Cancel a Credit Card – Should I Apply for Another Before or Wait Until After?

Million Mile Secrets Reader, HP, tweeted:

If I need to close an AMEX card because of the annual fee, should I open a new card before or afterward so my credit isn’t affected?

Thanks for the question, HP!

Before you cancel a card, make sure you read my post about losing your miles & points when closing an account!

If you’re planning to cancel a personal credit card and sign up for another, it’s best to apply BEFORE the cancellation.  Because cancelling a personal credit card can lead to a negative impact on your credit score.

I Need To Cancel A Credit Card Should I Apply For Another Before Or Wait Until After

There Really IS Strategy in Applying for Credit Cards. This Tip Will Boost Your Likelihood to Be Approved!

I’ll tell you what you need to know to have the best chance for future credit card approvals!

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Is the Barclaycard Arrival Plus Worth the Annual Fee?

Million Mile Secrets Reader, Mike, commented:

Am I missing something, or is the no-fee Chase Freedom Unlimited far superior to the Barclaycard Arrival Plus?  You can get more value with 1.5 Chase Ultimate Rewards points per $1 when you transfer them.  Even the Citi Double Cash looks superior, earning effectively 2% cash back vs. 2.1%.  And you can use it for anything and there is no annual fee.  Are there any benefits other than the sign-up bonus of the Barclaycard Arrival Plus that would justify the $89 annual fee?

Mike makes some great points!  There are good no annual fee credit card options that earn valuable rewards instead of the $89 annual fee Barclaycard Arrival Plus.

But the Barclaycard Arrival Plus has perks that make the card worth signing-up for, and depending on your situation, even keeping!

Is The Barclaycard Arrival Plus Worth The Annual Fee

My Barclaycard Arrival Plus Came in Handy During My Trip to Iceland!

I’ll show you where this card outshines most no annual fee cards.  And help you decide if it’s right for you!

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Now 30,000 Points ($300 Cash Back)! Higher Sign-Up Bonus for the Chase Ink Cash

There’s an increased offer for the Chase Ink Cash small business card!

You’ll earn 30,000 Chase Ultimate Rewards points after you spend $3,000 on purchases in the first 3 months from account opening.  That’s 10,000 Chase Ultimate Rewards points more than usual!

30,000 Chase Ultimate Rewards points are worth $300 in cash back.  But they can be worth a lot more!  I’ll explain.

Ink Cash Review

30,000 Chase Ultimate Rewards Points Are Enough for Really Big Travel, Like 1 Night at a Luxury Hotel!

I’ll give you the details of this new offer, and help you decide if this card is right for you!

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Chase Sapphire Reserve Versus Sapphire Preferred

Deciding between the Chase Sapphire Reserve and Sapphire Preferred cards?  I can help!

Both offer great sign-up bonuses and perks and earn Chase Ultimate Rewards points.  They’re my favorite kind of points!

But comparing the Chase Sapphire Reserve Versus Sapphire Preferred isn’t as easy as comparing sign-up bonuses and annual fees.

Chase Sapphire Reserve Versus Sapphire Preferred

The Sign-Up Bonus From the Chase Sapphire Preferred Is Worth 2 Nights At the Beautiful Grand Hyatt Kauai Resort & Spa.  But With the Sign-Up Bonus From the Chase Sapphire Reserve, You’ll Have Enough Points for 4 Free Nights!

I’ll show you the similarities and differences between these cards.  And help you decide which card is right for you!

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Chase Sapphire Reserve Lounge Policy

The Chase Sapphire Reserve card comes with a huge 100,000 Chase Ultimate Rewards point sign-up bonus along with a number of great perks.

But I want to share more about the Sapphire Reserve Lounge Policy, aka Priority Pass Select membership you’ll get too.  That gives you access to over 900 lounges around the world!

Sapphire Reserve Lounge Policy

Use Your Priority Pass to Relax and Enjoy Complimentary Snacks and Beverages at One of the Lounges in the Barcelona Airport

Here are more details about this perk, including where you can use it and how it can save you money.

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