Category Archives: Credit Cards

10 Things I Wish I Knew About Miles & Points When Starting Out

A key to faster achievement is to learn from the mistakes of others.  That way you save time by not having to make those mistakes yourself!

Each Friday I post an interview with a miles & points blogger.  And 1 of the questions I ask is, “What do you now know about collecting miles and points which you wish you knew when you started out?”

I went through the interviews and picked out the top 10 things folks wish they had known from the beginning.

I’m So Grateful for Everything I’ve Learned About Miles & Points!  Here I Am With My Dad in the Maldives on a $27,000 Family Vacation That Only Cost ~$4,300

As I look over the list below, #10 isn’t something we often think about.  But maybe it ought to be #1. Continue reading

Best Credit Cards to Build Your Credit History and Score

Miles and points can open a world of travel for folks who otherwise wouldn’t be able to afford it!  But you’ll need good credit to get into this hobby.  Because the fastest way to miles and points is by earning credit card sign-up bonuses.

If you’re new to this country, are a recent graduate, or have never signed-up for a credit card in your name, the lack of payment history can bring down your credit score.  But there are ways you can start showing the banks you know how to handle credit responsibly.

Best Credit Cards To Build Your Credit History And Score

Whether You’re a New Immigrant, Young Adult, or Just Never Had a Credit Card in Your Name, Don’t Let Your Lack of Credit History Lock You Out of Earning Big Tavel With Small Money!

I have tips to help you build your credit history and boost your credit score so you can start traveling!

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News You Can Use – $40 Off Hilton, $200 Off KLM, $15 Off Flowers, 2,000 Southwest Points With Hertz

1.   Save $40 on a $200+ Hilton Garden Inn Stay

Link:   How to Sign-Up for AMEX Offers

Via Running With Miles, there’s a new AMEX Offer to save $40 when you load the deal to your AMEX card and spend $200+ at Hilton Garden Inn hotels by April 11, 2016.

News You Can Use 40 Off Hilton 200 Off KLM 15 Off Flowers 2,000 Southwest Points With Hertz

Save $40 When You Stay at a Hilton Garden Inn Hotel, Like the Hilton Garden Inn Times Square, and Spend $200+ by April 11, 2016

This offer only applies to hotels in the US.  And you must book directly with the hotel via the website, Hilton HHonors phone app, or by calling directly, to earn the statement credit.

Enrollment is limited, so add this offer to your card if you’re interested!  Check your AMEX account for the deal, or tweet @AmexOffers including hashtag “#AmexHgi” with your synced AMEX account.

This is an easy way to save money if you have a hotel stay coming up in the next couple of months!

2.   Get $200 Back After Spending $1,000+ on KLM Flights

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What Will Happen to Your Starwood Points After the Marriott Merger?

Marriott has an upcoming merger with Starwood hotels.  And while details still aren’t clear, there are hints about what might happen to your Starwood points!

What Will Happen To Your Starwood Points After The Marriott Merger

The Marriott-Starwood Merger Is a Real Nail-Biter! I’m Hoping for the Best Outcome for the Future of Starwood Points!

I’ll share a couple of things I found so far about Marriott’s plans for Starwood!

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News You Can Use – Discover’s New 5X Categories, New Citi Prestige Restaurant Perk, Costco Visa Update, & More

1.   Earn 5% Cash Back on Dining and Movies With Discover it

Link:   Discover it

Link:   Activate the Discover it Bonus

Folks with the Discover it card who activate the bonus (after March 1, 2016) will earn 5% cash back on up to $1,500 spent on restaurants and movies from April 1, 2016, through June 30, 2016.

News You Can Use Discovers New 5X Categories New Citi Prestige Restaurant Perk Costco Visa Update More

You’ll Save 5% on Meals or at the Movies When You Activate the Discover it Bonus Categories

If you spend the maximum amount, you’ll earn $75 cash back!

And don’t forget, new Discover it cardholders (or folks who previously registered) can have their cash back doubled at the end of their 1st 12 billing cycles.  So you can effectively earn 10% cash back on this and other rotating bonus categories!

Quarterly credit card bonus categories are an excellent and easy way to rack up extra miles, points, or cash bonuses!

2.   Get Dining Perks With Citi Prestige

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It Still Works! An Easy 1% Back on Your Rent Each Month

Good news to report!  Rent payments on RadPad still earn 1% cash back when you pay using the PayPal Business Debit MasterCard!

Folks expressed concern they’d no longer earn cash back from RadPad because of an email update PayPal sent about which types of purchases count.

But it’s still working as an easy way to get free money each month when you pay your rent!

It Still Works An Easy 1 Back On Your Rent Each Month

Sit Back and Watch the Cash Back Roll In! You Can Still Earn 1% Back on Your Rent Payments With RadPad

I’ll help you make the most of this service.  And show you how to use RadPad to earn miles & points!

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The 3 Worst Travel Fees & How to Avoid Them!

It’s never fun to book a free (or even paid) flight or hotel room only to find there are hidden travel fees.  I want to help you avoid added expenses for flight changes, checked bags, and resort surcharges!

The 3 Worst Travel Fees How To Avoid Them

Are Extra Fees Emptying Your Wallet? I’ll Show You How to Avoid the Most Common Charges!

I’ll explain how to save money when you travel!

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