Category Archives: Beginner Tips

“Use your points – I hear Charon doesn’t accept them”

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Welcome to the next interview in our interview series where travel bloggers share their insights on having Big Travel with Small Money!

Miles & Points Interview: Free Travel Genius

Dave writes Free Travel Genius to show his wife and family how to travel the world for less.

Free Travel Genius – Interview with Dave

Jerusalem

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Vena’s Last 3 Lessons

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Emily’s grandmother, Vena, passed away last week.  She was 89 years old and had a very long and happy life.  Because Vena was a retired teacher, it is appropriate to remember her with three mile-and-points lessons.

Vena's Last Lessons

Vena’s Last Lessons

1)   Use Your Miles How YOU Want

I can’t stress this enough.

Some people always say how you should use your miles and point only for First or Business Class travel.  Or how you’re not really using your miles and points well if you use them to travel within the US instead of visiting some far-away exotic land.  Nonsense! Continue reading

“I’m continually on the move — working new jobs, seeking new adventures, and eating lots of ice cream.”

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Welcome to the next interview in our interview series where travel bloggers share their insights on having Big Travel with Small Money!

Miles & Points Interview:  Travel Junkette

Susan has been working seasonal adventure jobs and traveling the world since 2008, so I was looking forward to chatting with her on Friday!

Travel Junkette – Interview with Susan

Susan on Isla de Ometepe, Nicaragua

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“Don’t just earn the most points for the sake of earning them.”

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Welcome to the next interview in our interview series where renowned mile and point gurus share their insights on having Big Travel with Small Money!

Miles & Points Interview:  We Fly Free 

Justin writes We Fly Free to show folks how to travel around the world without paying a lot of money!

We Fly Free - Interview with Justin

Visiting Hawaii with Cara

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“We know we’re the poorest people in the lounge…”

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Welcome to the next interview in our interview series where renowned mile and point gurus share their insights on having Big Travel with Small Money!

Miles & Points Interview: Travel is Free 

Drew & Carrie are a broke married couple in their 20s who love to travel with miles and points.  I was looking forward to learning more from them on Friday!

How and when did you start collecting miles and points?

My first rewards card came from researching how to save money on an upcoming road trip.  Later, I decided that I was going to travel the world but had no idea how.  I was content on boat hopping, hitchhiking and whatever it took.

It wasn’t until my wife and I fell in love that I decided I needed a new plan.  When we were dating I spent alot of time googling ways to travel for free and the best info I found was stuff like hitchiking and couchsurfing, which I already had tried.  Until I saw an article on people buying $1 coins on rewards cards.

That led me to flyertalk and the credit card churning began.  Before I knew it, we had millions of miles.

Travel is Free – Interview with Drew

Drew in Fiji

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Credit Card Update: 25,000 Alaska Air MileagePlan Miles & $100 Statement Credit

[Disclosure:  Emily and I do NOT get a commission for the link to the Alaska Airlines Visa card in the post as of the post publication date.]

Alaska Airlines Visa with 25,000 Miles Bonus & $100 Statement Credit

Via One Mile at a Time, Alaska Air has an offer for 25,000 Alaska Air Mileage Plan miles (after 1st purchase), plus a $100 statement credit after spending $1,000 within 3 months.  The regular offer is for 25,000 miles after your 1st purchase, but you don’t get the $100 statement credit.

Alaska Air Visa

Alaska Air Visa with $100 Statement Credit

You have to purchase a flight to get the offer for 25,000 miles plus the $100 statement credit, but here’s a direct link to application page.  If you do apply, please take lots of screen shots.  A reader didn’t get the $100 statement the last time this was available, so as always, your miles may vary. Continue reading

“Quitting my job and traveling for a year was one of the best decisions I’ve ever made in my life.”

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Welcome to the next interview in our interview series where renowned mile and point gurus share their insights on having Big Travel with Small Money!

Miles & Points Interview:  The Selfish Years

Kyle is an indie game developer and Christine is a lawyer.  After living in Orlando for 8 years, they decided to rent their house, throw out all of their worldly possessions, and wander the world.  I was looking forward to our Friday chat!

The Selfish Years – Interview with Kyle

Mr and Mrs Selfish in Great Wall, China

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Authorized Users Can be Good & Bad

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Readers frequently email to ask about the impact of being an authorized user on someone’s credit card.  There are several benefits and drawback to being an authorized user so let’s have a look!

Authorized VS. Joint Users

An authorized user is someone who can run up charges on a credit card on your behalf.  An authorized user is usually not personally liable for the charges on the credit card, but the primary card holder is liable for those charges.  So only add someone whom you trust as an authorized user.

You can usually add an authorized user by calling the customer service number at the back of your credit card.  Some banks will let you add an authorized user online or when you apply for the card.

On the other hand, a Joint User is equally liable for the charges on the credit card.  And a Joint User usually CANNOT get the credit card sign-up bonus for him or herself again (unlike an authorized user who can get the bonus separately).

Advantages of having an Authorized User

1.   Help Complete Minimum Spending

Having your partner as an authorized user on a credit card accounts means that any spending on the card counts towards your minimum spending requirements and that you get the miles and points earned for the authorized user’s spending. Continue reading

“Joe knows how to fly an airplane, and ironically, Michael is afraid of flying.”

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Welcome to the next interview in our interview series where renowned mile and point gurus share their insights on having Big Travel with Small Money!

Miles & Points Interview: Free Travel Guys

Joe & Michael show you how to travel this small world of ours for cheap so I was looking forward to our Friday chat!

How and when did you start collecting miles and points?

We have been collecting and redeeming miles and points for a number of years now, but it wasn’t until the end of 2011 when we really started getting into them as a hobby and learning the ins and outs.  The US Air Grand Slam promotion is the promotion that hooked us to the miles and points game.  Those were some really fun weeks!

We had never realized up until that point how many different ways you can accumulate miles and points for free travel.

Free Travel Guys – Interview with FTGs

Hawaii Mauna Kea Volcano

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Daraius’ March 2013 App-O-Rama – 6 Cards. 265,000 Miles & Points

[Emily and I get a referral for links to the Chase Ink Plus & Credit Sesame.  We do not get a commission for links to the US Air, Mercedes-Benz Platinum, and the Citi American Airlines cards because of the mother-in-law rule. We thank all readers who apply using our links!]

Warning:  If you’re new to miles and points, you should NOT apply for more than 1 or 2 cards at time.  Much better to start small, gauge the impact for yourself and then work your way up to more.  Also read The 5 Dangers of Credit Cards before applying for a credit card!

Emily and I set travel goals and we then collect miles and points to get to those goals. Our goals are quite simple.  We want to have enough miles and points to travel within the US in coach to visit friends, to go to Michigan or Ohio to visit family and to have weekend getaways.

We also want to travel internationally 2 to 3 times a year – ideally in business or first class, but we’ll choose a flight in coach if it means less connections and more time on the ground (like we did when we visited Brazil during Carnival).

We also need hotel points since we have to stay somewhere. We don’t really care which airline we fly or hotel we stay in as long as we can save money while traveling.

daraius’ March cards

Credit Card
Sign-on Bonus
Minimum Spending Required
Annual Fee
Total265,000 Miles$7,000 in 3 months + $3,250 in 4 months$494 Waived for 1st year + $475 Not Waived for 1st year
Chase Ink Plus50,000 Bonus Points$5,000 in 3 months$95 Waived For 1st Year
American Express Mercedes Benz Platinum50,000 Bonus Points$1,000 in 3 months$475 Not Waived For 1st Year
American Express Premier Rewards Gold50,000 Bonus Points$1,000 in 3 months$175 Waived For 1st Year
Citi American Airlines Visa50,000 Miles$2,500 in 4 months$85 Waived For 1st Year
Citi American Airlines MasterCard30,000 Miles$750 in 4 months$50 Waived For 1st Year
Barlcays US Air35,000 MilesAfter First Purchase$89 Waived For 1st Year

The minimum spending requirements may seem high, but you can meet the minimum spending requirements quite easily these days! Continue reading