Category Archives: Beginner Tips

“It’s Kind of Like a Secret Club of Nerdy, Smart People Making Some Easy Bucks”

Welcome to the next installment of our interview series where folks share their thoughts about Big Travel with Small Money!

Miles & Points Interview:   My 13 Cents

Christian writes My 13 Cents to help readers find amazing deals.

My 13 Cents - Interview With Christian

Christian and His Family in Pagosa Springs, Colorado

How and when did you start collecting miles and points?

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Daraius’ Diary: The Truth About Strangers

Daraius:  We’ve got a great team at Million Mile Secrets helping with posts.  But I miss writing as much as I did in the old days!  So here I am writing about stuff that I really care about (and which isn’t all miles-and-points related).

“That best portion of a good man’s life; His little, nameless, unremembered acts of kindness and of love.” – William Wordsworth

I don’t like stereotyping people.  At least that’s what I tell myself.  After all, I feel uncomfortable, sad, and mad when folks – sometimes – make assumptions about me based on my darker skin or accent.

Iceland Stereotype

Hello Stranger!

And if there’s one thing I believe very, very strongly, it’s that people are the same the world over.  Sure, we may look different, and talk differently and eat differently and follow different religions.

But beneath the surface, we’re all human beings with the same human needs.  We all want to love and be loved, to be accepted, to care for our families, to dream, to celebrate, to have fun and laugh, to be respected and understood.  And be true to ourselves.

OK.

So I’m very embarrassed to say…

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How to Navigate Million Mile Secrets

Don’t forget to follow me on Facebook or Twitter!

There are plenty of great resources on Million Mile Secrets.  But how do you find what you’re looking for?

How To Navigate Million Mile Secrets

Here’s a Guide to Help You Find All the Best Tips & Tricks on Million Mile Secrets

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Should You Cancel Cards to Improve Your Chances of Getting New Ones?

Million Mile Secrets reader Phil commented:

Should I cancel a card to “free up” credit with a given bank to increase my chances of getting a new card?  Or should I hold onto the card to keep my relationship with the bank strong?

Two examples:

1.   I have had the US Bank Lifemiles Visa for almost a year now.  I don’t use it much, but they recently increased my limit from $6,000 to $8,000.  Now I am considering applying for the US Bank Club Carlson Visa this month.  I have 16 credit cards, and a relatively short credit history (I only had 1 credit card until 2 years ago, and got that first 1 in 2009), and an income that is not particularly impressive.

Do I cancel the Lifemiles Visa before applying for the Club Carlson Visa, or should I keep it?

And if I cancel it, should I wait a few weeks until after I pay the $75 and get 6,000 renewal points?

2.  I currently have 3 AMEX credit cards (Blue Sky, Starwood Preferred Guest, and downgraded Delta SkyMiles, which has no fees or benefits), and just received a AMEX Premier Rewards Gold in March.

I would like to apply for 1 of the AMEX Hilton cards soon. Should I cancel 1 of my other AMEX cards first?

Excellent question, Phil!  You have some decisions to make.

Should You Cancel Cards To Improve Your Chances Of Getting New Ones

Should Phil Cancel Some Cards to Improve His Chances of Getting Approved for New Ones?

Let’s look at each bank separately to find Phil’s best strategy.

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“Being Polite and Genuine to Staff Is the Best Trick in the Book!”

Welcome to the next installment of our interview series where folks share their thoughts about Big Travel with Small Money!

Miles & Points Interview:   Cruisinaltitude

Kerwin started Cruisinaltitude to give readers tips for a stress-free travel experience.

Cruisinaltitude - Interview With Kerwin

Kerwin Hanging Out in Istanbul, Turkey

How and when did you start collecting miles and points?

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