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Through April 5, 2017, you can earn up to 35,000 Starwood points on both the Starwood Preferred Guest American Express personal and small business cards after meeting tiered minimum spending requirements.
I’ve written why this is a great offer. But did you know that applying for the small business version of the AMEX Starwood card will NOT hurt you chances of being approved for Chase cards in the future?
That’s important, because Chase has some of the best travel rewards cards. And the easiest and fastest way to get Big Travel with Small Money is to sign-up for credit cards with big bonuses.
I’ll share the details of the AMEX Starwood small business card offer. And help you decide whether it might make sense for you!
About the AMEX Starwood Small Business Card Offer
You’ll earn 25,000 Starwood points after spending $5,000 within the first 3 months of account opening. And another 10,000 Starwood points after spending an additional $3,000 within the first 6 months of opening your account.
Remember, AMEX will only give you the sign-up bonus for each card ONCE per lifetime.
The sign-up bonus on these cards has only been this high once before. And because of the Marriott-Starwood merger, I’m not sure how long they’ll stick around. So if you’ve been considering the personal or small business version of this card, now is a great time to apply!
That said, I almost always suggest getting any Chase cards you want first because of Chase’s stricter approval rules. If you’ve opened ~5+ credit cards from any bank (except these business cards) in the past 24 months, it’s unlikely Chase will approve you most of their cards.
However, the AMEX Starwood small business card will NOT affect your chances of being approved for Chase cards in the future. Because it does NOT count against Chase’s 5/24 rule!
So if you’re new to miles & points, you could take advantage of the limited-time higher offer on the AMEX Starwood small business card AND get the Chase Sapphire Preferred (my favorite card for beginners!), for example.
If you’re unsure of your 5/24 status, here’s how to check it. And here’s how to earn big miles & points with these 7 quick small business ideas.
Not only is this a great offer, but applying for the AMEX Starwood small business card does NOT count against Chase’s 5/24 rule! So it won’t affect your chances of being approved for Chase cards in the future.
Do you plan on applying for the AMEX Starwood small business card?