Apply Before 2017 to Get 2X the Yearly Bonus With These Cards

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Certain credit cards, like the Chase Sapphire Reserve, Citi Prestige, and AMEX Business Platinum, offer great sign-up bonuses AND perks like annual travel credits.

And if you’re approved before the end of 2016, you can get the travel credit this year and again in 2017.  For the price of 1 annual fee!

Apply Before 2017 To Get 2X The Yearly Bonus With These Cards

Apply Soon and Get Your Card In Time to Take Advantage of the Annual Travel Credit Before the End of 2016!

I’ll share a list of credit cards that offer annual travel credits.  And explain how to qualify for the credit before the end of 2016.

Cards With Annual Travel Credits

Each of the credit cards on this list offer yearly statement credits for certain travel purchases, like tickets, baggage fees, in-flight purchases, and more.

And because you’ll get the travel credit each year, you can earn it once in 2016 and again in 2017.  After only paying 1 annual fee!

But 2016 is coming to an end, so it’s important to take advantage of this perk before it’s too late!

American Express Cards

If you have an AMEX Platinum Card of any kind, you’re eligible to receive a $200 airline incidental fee credit on an airline of your choice each calendar year.  For airline incidentals like luggage fees, in-flight food & drink, etc.

And the AMEX Premier Rewards Gold card comes with a $100 annual airline fee credit.

AMEX says qualifying fees will be reimbursed within 2 to 4 weeks.  But in my experience, it’s usually 2 to 5 business days!

Apply Before 2017 To Get 2X The Yearly Bonus With These Cards

You Can Offset the Cost of Baggage Fees With the Annual Airline Incidental Fee Credit From the AMEX Platinum Cards!

And American Express considers the day the qualifying charge was made, NOT which bill the charge appears on.  So as long as you make a qualifying purchase before the end of 2016, you should be able to get the yearly airline fee credit twice – once in 2016 and again in 2017.

1.   AMEX Platinum

Link:   The Platinum Card® from American Express

Link:   My Review of the AMEX Platinum

The current sign-up bonus for the AMEX Platinum personal card is 40,000 Membership Rewards points after spending $3,000 on purchases in the first 3 months of opening your account.

This card offers a $200 airline fee credit per calendar year along with other perks that help offset the annual fee.

Here’s my review of the card.

2.   AMEX Business Platinum

Link:   The Enhanced Business Platinum® Card from American Express OPEN

Link:   My Review of the Enhanced Business Platinum Card from American Express OPEN

With the AMEX Business Platinum card, you can earn up to 100,000 AMEX Membership Rewards points if you apply by January 25, 2017 and meet tiered minimum spending requirements.

Along with other perks like 50% of your points back when you redeem them for paid airfare and airport lounge access, you’ll get $200 in statement credits per calendar year for airline incidentals with your selected airline.

You can read my review of this offer here.

Apply Before 2017 To Get 2X The Yearly Bonus With These Cards

The 100,000 AMEX Membership Rewards Point Sign-Up Bonus From the AMEX Business Platinum Card Is More Than Enough to Fly to Paris!

3.   AMEX Mercedes-Benz Platinum

Link:   American Express® Mercedes-Benz Platinum

Link:   My Review of the AMEX Mercedes-Benz Platinum

You’ll earn 50,000 American Express Membership Rewards points after spending $3,000 on purchases in the first 3 months of opening the AMEX Mercedes-Benz Platinum card.

The $475 annual fee is NOT waived the first year, but the $200 yearly airline credit on certain airlines (and other perks!) help offset the annual fee.

Here’s my review of the card.

4.   AMEX Premier Rewards Gold

Link:   American Express® Premier Rewards Gold Card

Link:   My Review of the AMEX Premier Rewards Gold Card

With the AMEX Premier Rewards Gold card, you’ll earn 25,000 AMEX Membership Rewards points after spending $2,000 on purchases within the first 3 months of account opening.

The $195 annual fee IS waived the first year.  And considering perks like 3X points for flights booked directly with airlines and 2X points at US gas stations, along with the $100 yearly airline fee credit, this card could be a good choice for some!

Check out my review of this card here.

Chase Cards

1.   Chase Sapphire Reserve

Link:   Chase Sapphire Reserve

Link:   My Review of the Chase Sapphire Reserve

With the Chase Sapphire Reserve, you can earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

I think the $450 annual fee is worth it, because you can easily offset it with the credits and perks you’ll get.  Like the $300 annual credit for travel purchases such as airfare and hotels!

Apply Before 2017 To Get 2X The Yearly Bonus With These Cards

It’s Great That Airfare Purchases Qualify for the Annual Travel Credit From the Chase Sapphire Reserve

Plus, the $300 annual travel credit posts instantly.  So you don’t have to wait for your bill.  And if you apply for the card soon, you’ll have ~1.5 months to redeem your annual credit for 2016.  And get it again in 2017, before another annual fee is due!

Here’s my review of the card.

2.   Chase Ritz-Carlton

Link:   Ritz-Carlton Rewards® Credit Card

Link:   My Review of the Ritz-Carlton Rewards Card

The Ritz-Carlton Rewards card comes with 3 complimentary nights at any participating Tier 1 to 4 Ritz-Carlton hotel after spending $5,000 on purchases in the first 3 months of account opening.

It also has a $450 annual fee, but perks like the $300 annual travel credit help offset that cost.

But be aware! The travel credit on the Ritz-Carlton card is NOT applied automatically.  You have to call Chase directly within 4 billing cycles of the charge appearing on your statement to request the credit.  And the annual credit will be issued for the calendar year in which the transaction posts to your account.

Because charges can sometimes take a few days to actually post (pending charges don’t count!), I wouldn’t wait until December 31, 2016, to make a qualifying purchase. 😉

Here’s my review of the card.  And a post explaining how to use the $300 annual travel credit from the Ritz-Carlton Rewards card once in 2016 and again in 2017.

Note:   Impacted by the Chase 5/24 rule?  You’re eligible for the Ritz-Carlton card even if you’ve opened lots of cards recently.

Citibank Cards

1.   Citi Prestige

Link:   Citi Prestige

Link:   My Review of the Citi Prestige

With the Citi Prestige card, you can earn 50,000 Citi ThankYou points after making $5,000 in purchases within the first 3 months of opening your account.

The $450 annual fee is NOT waived the first year.  But with the $250 statement credit for airfare & baggage fees each calendar year, and the $100 Global Entry application fee credit, this card is worth it for a lot of folks.

That said, if you want to earn the $250 travel credit for 2016, the qualifying purchases MUST post on your December bill or it will count towards next year’s travel credit.

So if you already have the Citi Prestige and haven’t taken advantage of your 2016 travel credit, now is the time!

And if you’re thinking about applying for the increased offer on the Citi Prestige, be sure to charge any qualifying purchases sooner rather than later.

Here’s my review of the card.

Bottom Line

Cards like the Citi Prestige, AMEX Business Platinum, and Chase Sapphire Reserve, offer great sign-up bonuses AND annual travel credits.  You can be reimbursed for purchases like airfare, baggage fees, in-flight meals, and more, depending on which card you choose.

If you’d like to get the yearly travel statement credit twice (once in 2016 and again in 2017) for the cost of one annual fee, apply for these cards soon and make your qualifying purchases quickly.  Because 2016 is almost over. 😉

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Editorial Disclaimer: Neither the responses below nor the editorial content on this page are provided or commissioned by the bank advertisers, and have not been reviewed, approved or otherwise endorsed by the bank advertisers. Opinions expressed here are the author’s alone, not those of the bank advertisers. It is not the bank advertisers’ responsibility to ensure all posts and/or questions are answered.

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24 responses to “Apply Before 2017 to Get 2X the Yearly Bonus With These Cards

  1. Does that have an address of where you live? I would edit that….just saying

  2. Can the Chase Reserve credit be used to purchase airline miles or hotel points?

    • It can, but they need to code as travel to qualify for the credit. Sometimes airline gift card work too! But it could be worth experimenting with a small purchase first.

      Usually any miles or points purchases that are processed by a 3rd party (like points.com) and not the airline or hotel will NOT qualify.

  3. I heard about Brain Tree, and their charges; may I know what are the charges that are going to append on credit cards?

  4. I have the Chase Sapphire Reserve. Do you know if Southwest gift cards purchased directly from Southwest.com are reimbursed with a statement credit?

  5. Is it possible to get the Amex Plat sign up bonus more then once with a different business name?

    Thanks in advance!

  6. Hi. I applied for the Chase Sapphire Reserve the other day and got approved. I’m waiting on my card. Unfortunately, I don’t foresee me doing any travel thru the end of the year to get the $300 travel bonus for 2016. Do you know if I bought a gift to an airline would qualify. I just checked Southwest and you can buy the gift cards thru their website. So, I figured it would just come thru as $300 from Southwest Airlines on my credit card and I should get the reimbursement, right? Thank you!

  7. So is the credit you receive for purchases made with these cards between now and the end of the year with the card or for any purchases made with any cards any time in 2016?

  8. Is the Citi Prestige $100 credit for global entry per calendar year or just a one time credit?

  9. This is a little off topic, but in the area of using a credit before the chance expires. I have a Delta Business Gold, for which I can get a $50 credit if I purchase something through Delta. I don’t believe I will be making any flight purchases with this card since I don’t think an upcoming payment can be split between two cards. (it is a Buddy Pass, but I want to use my hubby’s new CSR so we can get the $300 credit this year. Do you think that if I buy a Delta gift card for $100 they would issue the $50 credit? Thanks, I really enjoy your blog!!

  10. I just got accepted for the chase sapphire reserve but my first statement date show jan13 2017 does it mean I won;t get twice the$300 credit?