Why Emily Applied for the 50,000 Point AMEX Business Gold

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With the The Business Gold Rewards card from American Express card you can earn 50,000 American Express Membership Rewards points.  That’s double the normal offer!

Emily recently completed the AMEX Business Gold Application and was approved!

Besides the increased sign-up bonus, Emily will also earn 3X AMEX Membership Rewards points on a bonus spending category.  And the new small business card will NOT hurt her chances of being approved for any Chase cards.

AMEX Business Gold Application

Emily’s Looking Forward to Earning the 50,000 AMEX Membership Rewards Point Sign-up Bonus With the AMEX Business Gold Card!

I’ll share more about Emily’s reasons for getting the AMEX small business card!

An AMEX Business Gold Application Can Lead to Over $500 Worth of Travel

Link:   The Business Gold Rewards Card from American Express OPEN

Link:   My Review of the Business Gold Rewards Card 50,000 Point Offer 

You can now earn 50,000 American Express Membership Rewards points with the The Business Gold Rewards Card from American Express OPEN after you spend $5,000 on purchases in the first 3 months of opening your account. 

So Emily applied to take advantage of this better offer!  She hasn’t had this card before so she’s eligible to earn the sign-up bonus.  Remember, American Express only allows folks to get the sign-up bonus ONCE per person, per lifetime on ALL their cards.

AMEX small business cards are also relatively easy to get.  As long as you’re operating a for-profit business, you can qualify for a small business card!

AMEX Business Gold Application

Emily Is Eligible to Earn the Sign-up Bonus on the AMEX Business Gold Rewards Card Because This Is Her First Time Getting the Card

With her new card, Emily will also earn:

  • 3X AMEX Membership Rewards points per $1 spent in 1 of 5 categories of your choice
  • 2X AMEX Membership Rewards points per $1 spent on the 4 remaining categories
  • 1X AMEX Membership Rewards points per $1 spent on other purchases

And the $175 annual fee is waived for the first year.  So Emily can use the card for ~10 months to see if the perks are worth the annual fee.  Then, decide whether to keep the card or cancel.

Plus, there are no foreign transaction fees with this card.

Before you apply for this offer, you might want to check your mail.  Because 3 Million Mile Secrets team members received a targeted offer for this card to earn 75,000 AMEX Membership Rewards points after meeting minimum spending requirements.

Selecting a 3X Earning Category

Emily will earn 3X AMEX Membership Rewards points on 1 of the 5 bonus categories she selects, which includes:

  • Airfare purchased directly from airlines
  • US purchases for advertising in select media
  • US purchases at gas stations
  • US purchases for shipping
  • US computer hardware, software, and cloud computing purchases made directly from select providers
AMEX Business Gold Application

There Are 5 Categories to Choose From to Earn 3X AMEX Membership Rewards Points

Emily selected advertising because she’ll earn bonus points when she pays for advertisements for her side business.

AMEX Business Gold Application

Emily Chose Advertising as the 3X AMEX Bonus Category

Emily can change the bonus category from December 1 to January 31 each year.

For the remaining bonus categories, Emily will earn 2X AMEX Membership rewards points.

She’ll earn bonus points on purchases up to $100,000 in each of the 5 categories per year.  After that, she’ll earn 1 point per $1.

If she didn’t select a 3X bonus category, Emily would automatically earn 3X AMEX Membership Rewards points on airfare purchased directly from airlines.

Other Perks of Emily’s New AMEX Small Business Card

One of the best perks of Emily getting the The Business Gold Rewards Card from American Express is it will NOT appear on her personal credit report.

So the new card will NOT hurt her chances of being approved for Chase cards.  This is great news for folks who like miles & points because Chase has amazing cards like the Chase Sapphire Reserve!

With her new AMEX small business card, Emily will also have access to American Express OPEN discounts and AMEX Offers.  I love AMEX Offers because you can save money on purchases you may have already been planning to make!

Emily’s Travel Plans Using AMEX Membership Rewards Points

Link:   The Ultimate Guide to Using AMEX Membership Rewards Points

Emily doesn’t have a plan yet for what she’ll do with the sign-up bonus points.  But she’ll have lots of flexibility because she can transfer the points to terrific airline partners like Air Canada or Delta!

Emily says she’ll likely transfer points to Delta to book award flights for her mom like she did on a recent mother-daughter trip to Oregon!

AMEX Business Gold Application

Emily Might Book Award Flights for Her Mom Using AMEX Membership Rewards Points

Or Emily could transfer points to Aeroplan, Air Canada’s loyalty program.  This way she can book award flights on any Star Alliance airline.  For example, she can use 55,000 Aeroplan points to book a one-way Business Class award flight from the US to Western Europe.

That’s why it’s valuable to collect flexible points, like AMEX Membership Rewards points.  Because with multiple transfer partners, you’ll have more options to book Big Travel!

Bottom Line

Emily applied for the improved offer on The Business Gold Rewards Card from American Express.  She’ll earn 50,000 American Express Membership Rewards points after meeting minimum spending requirements.  The sign-up bonus is double the regular offer. 

With the new card, Emily will also earn 3X AMEX Membership rewards points on a bonus spending category.  She selected advertising as the category.  She’ll earn 2X AMEX Membership rewards points on 4 remaining categories, including airfare purchased directly from airlines and at gas stations.

Emily will have flexibility with her points because she can transfer them to great airline partners to book award flights.

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Editorial Disclaimer: Neither the responses below nor the editorial content on this page are provided or commissioned by the bank advertisers, and have not been reviewed, approved or otherwise endorsed by the bank advertisers. Opinions expressed here are the author’s alone, not those of the bank advertisers. It is not the bank advertisers’ responsibility to ensure all posts and/or questions are answered.

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13 responses to “Why Emily Applied for the 50,000 Point AMEX Business Gold

  1. think amex has an offer for 75k pts after $5k spend; not sure if targeted

  2. I keep receiving a mail offer for 75,000 points for $5000 spend. Is that very unusual ?

  3. i got an offer for 80K for $8k in spend in the spring

  4. @dan – You’re correct. This is a targeted offer.

    @jeffrey – A few Million Mile Secrets team members received a targeted offer for the 75,000 AMEX Membership Rewards point sign-up bonus.

    @John – That’s a nice offer!

  5. I applied too and was given the option to add an employee, for which there are 2 options: no-fee green rewards card and $50 gold rewards card. Which one should I choose? Thanks.

  6. I was approved for the product a while ago, never used it and cancelled it, never spent a dime and therefore never recceived the bonus – just got approved again, spent the 5k and now they are saying I can’t get the bonus – even though I never received it before – I escalated because I think it is nonsense – I never used the card!

  7. @adam – I’d pick the gold rewards so that you can earn membership rewards card

    @scott – I hope it works out!

  8. HI,

    1) are you sure this card does not show up on credit report that would hamper chase credit card application in future? AMEX does look at your credit report right? So how/why will it not show up as hard pull on the credit report?

    2) Regardless, i applied and got approved for 2nd time, 50k bonus welcome confirmed with agent both on chat and phone. (prior card was closed in 2014)……..

    Do reply ASAP.

  9. @Bob – Certain small business accounts do not appear on your personal credit report. Here’s a prior post about this secret: http://millionmilesecrets.com/2016/05/31/if-you-dont-know-this-amex-secret-youre-missing-out-big-time/

  10. Thanks a lot, am beaming about my 2nd approved BGR 50k bonus….YMMV it seems. Good luck to all folks who have/will apply for it.

  11. I have an ad agency. By March of each year, I’ve gone through 100K of spending and received 300K points. Amex has been trying to talk me into upgrading my gold to platinum and giving me a new biz gold, hence allowing me to earn 600K points in one year. They have been a fantastic partner for my business. FYI to Emily, some advertising is not covered such as airport boards, etc. She should also double check her points. If a company (such as a newspaper) has their SIC number as a “marketing company”, Amex will not 3x bonus. She just needs to call and explain and they will correct it. Also if by chance she is buying advertising with a cable company, she should use the Ink card. Chase can’t differentiate the charges between cable subscription and cable advertising and will apply the 5x points to cable advertising. Thanks for everything you have taught me Daraius 🙂

    • @Nina – Thanks for sharing that treasure trove of information!

    • Nina
      I own a small ad agency and am considering applying for this card. Can you tell me a little bit about what advertising is or is not covered? The examples shown on the Amex website are things like NBC National Broadcasting. My credit card charges are going to show up from my local broadcasting company or their parent company, not from the national broadcaster.
      Thanks for any help you can offer.