We’ll Always Tell You the Best Offers — Top 10 Cards That Earn Us No Commission!

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Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

Emily and I always tell our readers the best credit card offers – even if it means we don’t earn a commission.

I will always list the best credit card offer I’m aware of, even if it’s not my affiliate link.  And I’m always grateful when readers bring better offers to our attention!

We'll Always Tell You The Best Offers Top 10 Cards That Earn Us No Commission

We Want You to Achieve Your Travel Goals More Than We Want to Earn a Commission

I’ll list the top 10 cards that do NOT currently earn us a commission but DO earn you Big Travel with Small Money!

Why Do We Tell You About the Best Offers?

Link:   Hot Deals

You are the best blog readers around!  We love hearing your success stories of getting Big Travel with Small Money from the tips and tricks you’ve learned here.

When we started the blog, I told you I’d always let you know if I found a better public offer for any credit card, even if it means giving up our commission on the card.

We earn a commission on cards that have an image of the card under the card’s name on the Hot Deals page.  But if you only see a link with the card’s name, and no card image beneath, that means Emily and I get nothing if you apply.

Yes, but Why?

Because it’s the right thing to do.  And we’ll never stop doing it!

We take pride in telling you about the best offers.  Even if there’s a lesser offer that would earn us a commission.

In fact, the top 4 cards on 10 Best Deals in Travel link to cards that earn nothing for the blog.  And that’s fine by us!

The Top 10 Deals That Earn Us $0!

Here are this month’s top 10 cards that earn us nothing if you apply!

1.   Chase Southwest Cards

Link:   Chase Southwest Premier (Personal)

Link:   Chase Southwest Premier (Business)

Link:   Chase Southwest Plus

Southwest is one of my favorite airlines!  That’s because we get 2 free checked bags on all our flights, free flight changes, and ZERO cancellation fees if our plans change.

We'll Always Tell You The Best Offers Top 10 Cards That Earn Us No Commission

Emily Flew Southwest to Cancun, and LUV’d the Friendly Staff!

For a limited time, you can earn 50,000 Southwest points when you complete the minimum spending on the Chase Southwest PremierPremier small business, and Plus cards.

This makes qualifying for the Southwest Companion Pass much easier!  If you earn the bonus from 1 personal and 1 small business card, you’ll be only 10,000 points short!

Just watch out for these 3 mistakes that won’t get you the Companion Pass!

2.   Citi Prestige Card

Link:   Citi Prestige Card

The Citi Prestige card offers 40,000 Citi ThankYou points after spending $4,000 on purchases within the first 3 months of opening your account.

You’ll also get a $250 statement credit for airline fees (like airfare and baggage fees), a $100 statement credit for Global Entry, and a Priority Pass Select membership, which gives you access to more than 900 lounges!

We'll Always Tell You The Best Offers Top 10 Cards That Earn Us No Commission

Ever Wonder What’s Beyond the Sliding Glass Door? The Citi Prestige Comes With Free Priority Pass Lounge Access at Lots of Airports Around the World!

Citi ThankYou points transfer to lots of valuable airline partners, like Flying Blue, which frequently publishes great deals to Europe.

This card comes with a $450 annual fee.  But you can offset it with the annual $250 airline credit, the $100 statement credit for Global Entry, and access to airport lounges.

Read my full review of the card!

3.   Chase Hyatt

Link:   Chase Hyatt

The Chase Hyatt card comes with 2 free nights at ANY Hyatt worldwide after completing the minimum spending requirements.  This includes fancy luxury hotels like the Park Hyatt Paris-Vendome!

We'll Always Tell You The Best Offers Top 10 Cards That Earn Us No Commission

The Park Hyatt Paris-Vendome Consistently Sells for Over $700 Per Night!

You’ll also earn 5,000 bonus points when you add an authorized user who makes a purchase within the first 3 months.

This sign up bonus is easily worth over $1,000 on 2 nights at expensive hotels.  And you get a free night certificate at a Hyatt Category 1 through 4 hotel each year you’re a cardmember.

Here’s my review of the card.

4.   Citi Platinum Select AAdvantage World MasterCard

Link:   Citi® / AAdvantage® Platinum Select® World Elite(TM) MasterCard®

You will earn 50,000 American Airlines miles after making $3,000 in purchases within the first 3 months of opening your Citi Platinum Select AAdvantage World MasterCard account.  That’s enough for 2 round-trip coach award tickets within the mainland US!

Or more than enough for 3 round-trips if your flight is less than 500 miles each way.

We'll Always Tell You The Best Offers Top 10 Cards That Earn Us No Commission

Fly From Cleveland to New York City to Catch the Westminster Dog Show for Only 7,500 Miles One-Way!

The annual fee is $95, waived the first year.  You can read my review of the card here.

5.   Chase IHG Rewards Club Select Card

Link:   IHG Rewards Club Select Credit Card

This card comes with an annual fee of $49, waived for the first year.  But I continue to pay the annual fee each year because the benefits are well worth it to me.

You’ll earn 60,000 bonus points after you spend $1,000 on purchases in the first 3 months of account opening.  And 5,000 points when you add an authorized user and make a purchase in the same timeframe.  And you’ll get a $50 statement credit after your first purchase!

This card also comes with an annual free night at ANY IHG hotel in the world!

We'll Always Tell You The Best Offers Top 10 Cards That Earn Us No Commission

Spend Your Annual Free Night at the Pricey InterContinental London Park Lane

Here’s how to get the most Big Travel from this card.  And here are my pick of 5 top hotels in the US and Europe to use your annual free night certificate!

6.   Bank of America Alaska Airlines Card

Link:   Bank of America Alaska Airlines Card

Alaska Airlines does not belong to an alliance.  They have a good mix of airline partners from multiple alliances.  You can fly with partners like Delta, British Airways, and Emirates.

We'll Always Tell You The Best Offers Top 10 Cards That Earn Us No Commission

You Can Fly on Lots of Airlines With Alaska Airlines Miles

With the Bank of America Alaska Airlines card, you’ll earn 30,000 Alaska Airlines miles after your first purchase – no minimum spending required!

Plus you’ll earn a $100 statement credit after you spend $1,000 on purchases in the first 90 days of opening your account.

7.   Lufthansa Premier Miles & More Credit Card

Link:   Lufthansa Premier Miles & More Credit Card

With the Lufthansa Premier credit card, you’ll earn 20,000 miles after your first purchase and payment of the $89 annual fee.  And you’ll earn another 30,000 miles after spending $5,000 on purchases within the first 90 days of account opening.

We'll Always Tell You The Best Offers Top 10 Cards That Earn Us No Commission

I Flew Lufthansa in First Class With Lufthansa Miles

This is a good card if you have a lot of cards from other banks, and are restricted by their tightening application rules.  Because the issuing bank is Barclaycard.  But be sure to time your Barclaycard applications wisely!

There are plenty of ways to use Lufthansa miles, like a one-way in coach within the continental US for only 12,000 miles, or 52,00 miles will get you a 1-way Business Class award from the US to Europe.  That’s a better deal than most US airlines!

8.   Citi Hilton Cards

Link:   Hotel Cards – Hot Deals

There are 2 Hilton credit cards from Citi that don’t earn us a commission:

  • Citi® Hilton HHonors™ Reserve Card – Earn 2 weekend night certificates good at select hotels & resorts within the Hilton portfolio after $2,500 in purchases within the first 4 months of account opening.  And receive a $100 statement credit after spending $100+ on a Hilton hotel stay within the first 6 months of account opening
  • Citi® Hilton HHonors™ Visa Signature® Card – Earn 50,000 Hilton points after spending $1,000 in purchases within the first 4 months of account opening.  And earn a $50 statement credit after you spend $50+ on your 1st stay within the Hilton Portfolio within the first 6 months of opening your account
We'll Always Tell You The Best Offers Top 10 Cards That Earn Us No Commission

The Hilton HHonors Reserve Card Can Give You 2 Free Weekend Nights at the Conrad Koh Samui in Thailand

The Citi Hilton HHonors Reserve card is most valuable for folks who want to stay in expensive luxury hotels.  Because you can get 2 weekend night certificates to use at almost any Hilton hotel, like the Conrad Rangali Island in the Maldives, where Emily and I stayed with our families a few years back!

Hilton points are a breeze to collect.  And the Citi Hilton HHonors Visa Signature card has an increased sign-up bonus for a limited time.

Here’s how to decide which Hilton credit card is right for your travel goals.

9.   AMEX Hilton HHonors Surpass Card

Link:   Hilton HHonors™ Surpass® Card from American Express

With the Hilton HHonors™ Surpass® Card from American Express, you’ll earn 100,000 Hilton points after spending $3,000 on purchases within the first 3 months of opening your account (according to this post).

If you’re not looking to stay in luxury hotels, this might be the best Hilton credit card for you.  The 100,000 points from the Hilton HHonors Surpass card is enough for 20 nights at a low-tier hotel, like the Hilton Sharm Waterfalls Resort in Egypt (or more if you book 5+ consecutive award nights!).

We'll Always Tell You The Best Offers Top 10 Cards That Earn Us No Commission

Stay at the Hilton Salalah Resort in Oman for 5,000 Points Per Night and Really Stretch Your Rewards!

The Hilton HHonors Surpass card also has an increased sign-up bonus for a limited time.

10.   Barclaycard Wyndham Rewards

Link:   Barclaycard Wyndham Rewards

I told you how to save over $1,000 on Big Travel with the Barclaycard Wyndham Rewards cards.

We'll Always Tell You The Best Offers Top 10 Cards That Earn Us No Commission

Stay at 1 of Wyndham’s All-Inclusive Resorts and Still Pay Only 15,000 Points Per Night

The annual-fee version of the card has a sign-up bonus of 45,000 Wyndham points after meeting minimum spend requirements.  A night at ANY Wyndham hotel costs 15,000 Wyndham points, so the bonus is enough for 3 nights at any Wyndham hotel, including their all-inclusive resorts!

Bottom Line

Emily and I appreciate your support all these years, and trusting us to always give you the best credit card deals!

We’ll always tell you the best cards to earn Big Travel with Small Money, even if they don’t earn us a commission.

Remember, any offer you see in Hot Deals that does NOT have an image of the credit card, does NOT earn Emily or me a commission.  We’re happy to include these deals because it’s the right thing to do.

And be sure to connect with us to share your success stories of Big Travel with Small Money!  We love hearing from you!

* If you liked this post, why don’t you join the 25,000+ readers who have signed-up to receive free blog posts via email (only 1 email per day!) or in an RSS reader …because then you’ll never miss another update!

Editorial Disclaimer: Neither the responses below nor the editorial content on this page are provided or commissioned by the bank advertisers, and have not been reviewed, approved or otherwise endorsed by the bank advertisers. Opinions expressed here are the author’s alone, not those of the bank advertisers. It is not the bank advertisers’ responsibility to ensure all posts and/or questions are answered.

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5 responses to “We’ll Always Tell You the Best Offers — Top 10 Cards That Earn Us No Commission!

  1. Great post! The link for the Chase Southwest Plus card leads to a 40k offer but if you connect to the card via the Southwest site (click “more” on the page about the Premier card for a comparison chart of Plus and Premier), you can get 50k.

  2. Just FYI, the Chase Hyatt has been updated to require $2,000 spend now!

  3. It seems very amateur-ish to always be mentioning that you recommend cards that don’t earn you a commission. It’d be much more useful to just have a “Top 10 Cards” post, regardless of whether you get a commission or not, since you getting a commission doesn’t effect which cards I apply for. Thanks.

  4. @Cristi, Hunter – Thank you both for your help!

    @John Fox – Thanks for the opinion! We love hearing what readers want done differently on the blog.

  5. Kindly wish to differ with you John Fox. Long ago, this was one Daraius/MMS trait that endeared him to his readers…. (some of us anyway) the “mother-in-law rule” as it used to be called. (to highlight a good deal, regardless of whether or not he gets a cut to promote it) Glad that rule has survived, and yes, it does help enhance the credibility of the offerings here…. Brilliant and/or just the right thing? Whatever. Works for me.