Disclosure: We get a commission for links on the blog. You don’t have to use our links, but we’re very grateful when you do. American Express, Barclaycard, Capital One, Chase, and US Bank are Million Mile Secrets advertising partners. Opinions expressed here are the author's alone, and have not been reviewed, approved or endorsed by our partners. Here’s our Advertiser Disclosure.
Update: One or more card offers in this post are no longer available. Check our Hot Deals for the latest offers.
This week, Emily spoke with her Chase banker to ask about the Chase Sapphire Reserve. Her banker said most Chase branches have been swamped with folks looking to apply for the card. And that Chase is surprised by the overwhelming demand!
I understand why folks are so excited about the Chase Sapphire Reserve’s 100,000 point sign-up bonus offer! Because it’s the highest public sign-up bonus I’ve ever seen on a card that earns valuable Chase Ultimate Rewards points!
I’ll share what else Emily learned about the Chase Sapphire Reserve In-Branch
Applying for Chase Sapphire Reserve In-Branch Could Help Your Approval Odds
Link: Chase Sapphire Reserve
Link: Chase Branch Locator
Chase has thousands of branches throughout the US. And many of their bankers are extremely helpful!
Emily’s chat with her Chase banker indicated applying for the Chase Sapphire Reserve at a local branch might help your odds of getting approved. This is especially true for folks affected by Chase’s tighter application rules who’ve opened 5 or more credit cards in the past 24 months.
That’s because Chase’s system in-branch flags certain folks for credit card pre-approval.
While it’s NOT guaranteed you’ll automatically get a card with a pre-approval, the bankers at Chase hint there’s a higher probability. Unfortunately, there’s no way of knowing how Chase decides which folks are pre-approved.
If you haven’t had lots of cards recently, Chase has the same requirements online and in-branch to review applications for the Sapphire Reserve. Having Private Client Status can help overcome of the criteria. 🙂 Your application will be based on:
- Annual income
- Credit score
- Credit history
If you’re not approved for the card online or in branch, it’s possible your Chase banker can contact the reconsideration department on your behalf. But I can’t promise this will get you approved.
So Popular, They Ran Out!
Because of the unexpected demand for the Chase Sapphire Reserve, Emily’s banker said there’s a 3-week back log on getting the cards delivered once you’re approved. The card has the same metal material as the Chase Sapphire Preferred and Chase didn’t have enough metal cards in stock to print them!
I don’t know if this is true or not. But now you know the gossip. 🙂
Given the demand, I’m curious to see how long Chase will offer the 100,000 Chase Ultimate Rewards point sign-up bonus. Chase didn’t put a deadline on the current offer.
I hope the current Chase Sapphire Reserve offer lasts. Because it’s the most exciting card to come around in a long time!
The demand for the Chase Sapphire Reserve has been off the charts! There’s even a delay in getting the cards shipped once you’re approved.
If you’ve had lots of new credit cards in the past 24 months, you might have a better chance getting approved for the Chase Sapphire Reserve in-branch. Because sometimes there’s a pre-approval notated on your account. Or a Chase banker could help you contact the reconsideration department.
Did you apply for the Chase Sapphire Reserve online or in-branch? I’d love to hear about your experience!
* If you liked this post, why don’t you join the 20,000+ readers who have signed-up to receive free blog posts via email (only 1 email per day!) or in an RSS reader …because then you’ll never miss another update!