Sapphire Reserve Application Officially Live!

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Yesterday, I was excited to be the first big travel blog to share news that you could officially sign-up for the new Chase Sapphire Reserve card!

Sapphire Reserve Application

A big thanks to Million Mile Secrets reader Nathan for sharing a direct link to the Sapphire Reserve Application.  All of the perks of the card are now confirmed on the site, including the amazing 100,000 Chase Ultimate Rewards point sign-up bonus after you spend $4,000 on purchases in the first 3 months after opening your account.

Emily and I don’t earn a commission on this link, but we’re thrilled to tell you about this incredible offer!

Sapphire Reserve Application

All Perks of the Chase Sapphire Reserve Are Now Confirmed on Chase’s Website, Including the Sign-up Bonus!

Here are details of the other fantastic perks on the new Chase Sapphire Reserve card!

About Chase Sapphire Reserve

Link:   Sapphire Reserve Application

Link:   My Review of the Chase Sapphire Reserve

When you open the Chase Sapphire Reserve card, you’ll earn 100,000 Chase Ultimate Rewards points after you spend $4,000 on purchases in the first 3 months from account opening.  You’ll also get:

  • 3X Chase Ultimate Rewards points on travel & dining
  • 1X Chase Ultimate Rewards points on all other purchases
  • $300 annual credit for travel purchases such as airfare and hotels
  • $100 statement credit for Global Entry
  • Priority Pass Select for access to airport lounges
  • No foreign transaction fees
  • Visa Infinite benefits like $25 food and beverage credit at the Luxury Hotel Collection and complimentary car rental elite status with Silvercar

The card has a $450 annual fee, which is NOT waived for the first year.  But the annual travel credit and airport lounge access can more than offset the annual fee!  Here’s my review of the card.

Folks are reporting this card is included in Chase’s tighter application rules.  But there have been a few exceptions.  So I’d love to hear your experience applying for the card in the comments!

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24 responses to “Sapphire Reserve Application Officially Live!

  1. Does the priority pass let you bring guests like the Prestige card?

  2. I wanted to mention that if you are a Chase Preferred Client, I don’t think that those 5/24 rules apply. Thought I read that somewhere…

  3. @Nick, no guests. But if you add an authorized user (for $75/year) they get their own Priority Pass Select card.

    @Camilla, that’s mostly true. There are some cases where Chase Private Client customers have still been denied. However, they do get special consideration and can be approved even if they opened more than 5 cards in the past 24 months.

    The good news is that even non-CPC customers have a chance. I was approved even though I had opened 6 cards in the past 24 months.

    Go in to your local Chase branch and ask them to check if you are pre-approved. I was. They asked me a few questions (mother’s maiden name, income, etc.). And now I have the card already showing up in my account on the Chase website. 🙂

    Good luck!

  4. Went into Chase branch. I was 7/24 and knew that going into it. But the Chase branch officer was really helpful and tried verrrrry hard to get me this card. I was declined initially, then she called an escalated, spoke to an underwriter, and escalated again. She was even more frustrated than I was when it was all said and done. The underwriter told her that there was nothing he could do, that the system was essentially locked and there was no way to override it due to me being over 5/24. My Chase officer even tried negotiating around what the credit limit would be, and even possibly moving around the limits on my other Chase cards, or lowering them altogether. The powers that be would not budge an inch. They told me when I could come back and apply again when I would be under the 5/24 rule. So we parted ways and my Chase officer was almost angrier than I was at this policy. So no Reserve card for me.

  5. Does anybody if these UR Points will be eligible for transfer to hotel partners?

    Chase INK Business: Points Earned can be transferred to hotel partners..

    Chase Freedom: Point cannot be transferred to hotel partners.

  6. @Mike: absolutely. The INK business Cash and both versions of the Freedom cannot transfer to hotel/airline partners. HOWEVER, if you have either the Chase Sapphire Preferred, Chase Sapphire Reserve, or the INK Business Plus cards, you can transfer the UR points from ANY of your cards to the airline/hotel partners. All you’ll need to do is complete an instant online points transfer from the Freedom/Ink Cash accounts to any of the other three card accounts. From there, you’ll be allowed to complete the airline/hotel transfers.

  7. I honestly don’t know how I got this card. My Fiancee and I are very close in income, credit score, and approved cards in the last 24 (both of us definitely over 7) . I went in branch, found out I was pre-approved and got instant approval, she did the same, was not pre-approved, and got the 7-10 day notice.

  8. Hi! I was wondering if going into a Chase bank might enable you to get this card if you think you are past the 5/24 rule. Can they make exceptions?


  9. @Laurie: if you go into the bank, a banker should be able to tell you if you are pre-approved. If you are, you may be approved even if above 5/24. If not, it is unlikely you’ll be approved whether applying in branch or online.

  10. Was pre-approved from the Chase per my banker – applied and was approved.

    Definitely over the 5/24 rule (more like 8 or 9).

  11. @Khad Young – Thanks for sharing your knowledge with other readers! I really appreciate it!

    @Mike – Joe is correct. You can transfer Chase Ultimate Rewards points from the Sapphire Reserve to hotel and airline partners.

    @Joe – Thanks for your help!

    @Joe – Congrats on getting approved!

    @Laurie – As Joe mentions, some folks are having success getting the card in branch because there’s a pre-approval notated on their accounts. But there’s no guarantee you’ll get approved by applying in a branch.

  12. I see that points will be now we worth 1.5 cents for travel booked directly through UR. Does anyone know is that will also apply to my existing UR points balance? Just to be clear, if I have an existing balance of 200,000 UR points and I add another 100,000 from the Reserve card, could I now use the 300,000 for $4500 in travel directly through UR. To be clear I understand that transferring to other points programs may provide greater value.

  13. @ Steve: you’ll need to transfer the points from your other cards to your Reserve Card UR Account, and they will all be redeemable at 1.5 cents when you do that.

  14. How to make sure travel gift card counts for $300 travel credit? Any experiences, that’s the only thing stopping me from applying – or any other suggestion if one is not planning to travel soon,…

  15. @Sriram- the travel credit applies depending on how the merchant is coded. For instance, you would not get the credit for spending $300 on Hyatt Gift Cards purchased on Amazon. If you were able to purchase gift cards at a Hyatt Hotel (I don’t believe they sell them at their hotels), then it would work. But if you get approved today, you will have until December to make a travel purchase, and if you have any kind of vacation planned through late 2017, you’d be able to purchase your airfare and redeem the travel credit.

  16. @ Joe – Thanks!, We stay a lot at Hilton and they sell gift cards, will that work? Also, it says parking lot and I checked my Sapphire Preferred and all the past transactions were coded as non travel with multiple vendors….

  17. Thoughts on being able to get 2 cards. 1 for personal and another for business?

  18. I am trying to accumulate Amtrak rewards.
    Their card only offers 20,000 points. I know SPG is a transfer partner, and they only offer 25,000 card points. Can I get this card and transfer some of the 100,000 points to SPG and then, in turn, send them over to Amtrak?

  19. Do we know how long they will offer the 100,000 points sign-up offer?

  20. The Chase website has a pre-approval area is that the same as going to a branch. The closest branch for me is over two hours away.

  21. @ Sharon, Chase Ultimate Rewards points are not transferable to SPG. (only hotel partners are Hyatt, Marriott, RC, and IHG)
    American Express Membership Rewards points are partners with SPG.

  22. @rjdwigg – How can you learn if you are pre-approved?

  23. Can I buy an airline ticket for my daughter using my card and get the $300 travel credit?

  24. I posted on the other thread but didn’t receive a response so posting here. Was the income info asked – household or personal – I should have paid close attention. I am wondering if that is the reason I didn’t get approved right away and have to wait.
    Should I call and clarify income?
    I have excellent credit history but my husband seems to get approved easily. Should he also submit an application or will that harm my approval process somehow?
    Input appreciated. Thank you.