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Emily and I try to make sure our readers always get the best offers when they sign-up for a credit card – even if it means we don’t earn a commission.
I always list the best credit card offer I’m aware of, even if I don’t earn a cent from it!
And I’m always grateful when readers bring better offers to our attention!
I’ll list the top 10 cards that do NOT currently earn us a commission but DO earn you Big Travel with Small Money!
Why Do We Tell You About the Best Offers?
Link: Hot Deals
Million Mile Secrets readers are the best! We love hearing your success stories of getting Big Travel with Small Money from the tips and tricks you’ve learned here.
When we started the blog, I told you I’d always let you know if I found a better public offer for any credit card, even if it means giving up our commission on the card.
We earn a commission on cards that have an image of the card under the card’s name on the Hot Deals page. But if you only see a link with the card’s name, and no card image beneath, that means Emily and I get nothing if you apply.
Yes, but Why?
Because it’s the right thing to do. We’ll never stop doing it!
We take pride in telling you about the best offers. Even if there’s a lesser offer that would earn us a commission.
In fact, the top 4 cards on 10 Best Deals in Travel link to cards that earn nothing for the blog.
And that’s fine by us!
The Top 10 Deals That Earn Us $0!
Here are this month’s top 10 cards that earn us nothing if you apply!
1. Chase Ink Plus (In-Branch)
Until August 20, 2016, when you sign-up in-branch for the Chase Ink Plus you’ll earn 70,000 bonus points after you spend $5,000 on purchases in the first 3 months of opening your account.
If you don’t live near a Chase branch, or just prefer online applications, you can use our link and earn 60,000 bonus points.
Chase Ultimate Rewards points are my favorite kind of points because you can get Big Travel when you transfer to great travel partners like Hyatt, Southwest, Flying Blue, or United Airlines.
70,000 Chase Ultimate Rewards points are also worth $875 towards travel with NO blackout dates when you book through the Chase Travel Portal.
2. Chase Southwest Cards
Link: Chase Southwest Plus
Emily and I LUV to fly Southwest. Because we get 2 free checked bags on all our flights, free flight changes, and ZERO cancellation fees if our plans change.
This makes qualifying for the Southwest Companion Pass much easier! By earning the bonus from 1 personal and 1 small business card, you’ll have nearly enough Southwest points to qualify.
3. Citi Prestige Card
Link: Citi Prestige Card
With the Citi Prestige card, you will earn 40,000 Citi ThankYou points when you spend $4,000 on purchases within the first 3 months of opening your account.
You’ll also get $250 statement credit for airline fees (like airfare and baggage fees), a $100 statement credit for Global Entry, and a Priority Pass Select membership, giving you access to more than 900 lounges!
Citi ThankYou points transfer to lots of valuable airline partners, like Flying Blue, which frequently publishes great deals to Europe.
The $450 annual fee is high. But you can offset it with the $250 airline credit, the $100 statement credit for Global Entry, and access to airport lounges.
Read my full review of the card!
4. Chase Hyatt
Link: Chase Hyatt
With the Chase Hyatt card, you can earn 2 free nights at ANY Hyatt worldwide after completing the minimum spending requirements. This includes fancy luxury hotels like the Park Hyatt Sydney, where I stayed when I surprised my mom for her 60th birthday.
You’ll also earn 5,000 bonus points when you add an authorized user who makes a purchase within the first 3 months.
This sign up bonus is easily worth over $1,000 on 2 nights at expensive hotels. And you get a free night certificate at a Hyatt Category 1 through 4 hotel each year you’re a cardmember.
5. Citi Platinum Select AAdvantage World MasterCard
You will earn 50,000 American Airlines miles after making $3,000 in purchases within the first 3 months of opening your Citi Platinum Select AAdvantage World MasterCard account. That’s enough for 2 round-trip coach award tickets within the mainland US!
Or more than enough for 3 round-trips if your flight is less than 500 miles each way.
The annual fee is $95, but it’s waived the first year. And make sure you read my review of the card!
6. Chase IHG Rewards Club Select Card
You’ll earn 60,000 bonus points after you spend $1,000 on purchases in the first 3 months of account opening. And 5,000 IHG points when you add an authorized user and make a purchase in the same timeframe. You’ll also get a $50 statement credit after your first purchase!
The annual fee is $49, waived for the first year.
7. Bank of America Alaska Airlines Card
Alaska Airlines does not belong to an alliance, but they have a good mix of airline partners. You can fly with partners like American Airlines, Cathay Pacific, and Air France.
With the Bank of America Alaska Airlines card, you’ll earn 30,000 Alaska Airlines miles after your first purchase – no minimum spending required!
Plus you’ll earn a $100 statement credit after you spend $1,000 on purchases in the first 90 days of opening your account.
8. Hilton Cards
Link: Hotel Cards – Hot Deals
It’s very easy to earn lots of Hilton points for Big Travel.
Here are the 3 Hilton cards that don’t earn us a commission:
- Hilton HHonors™ Surpass® Card from American Express – Earn 100,000 Hilton points after spending $3,000 on purchases within the first 3 months of opening your account (according to this post)
- Citi® Hilton HHonors™ Reserve Card – Earn 2 weekend night certificates good at select hotels & resorts within the Hilton portfolio after $2,500 in purchases within the first 4 months of account opening. And receive a $100 statement credit after spending $100+ on a Hilton hotel stay within the first 6 months of account opening
- Citi® Hilton HHonors™ Visa Signature® Card – Earn 75,000 Hilton points after spending $1,000 in purchases within the first 4 months of account opening
The Citi Hilton HHonors Reserve card is most valuable for folks who want to stay in expensive luxury hotels. Because you can get 2 weekend night certificates to use at almost any Hilton hotel, like The Grand Wailea in Maui, where Emily and I stayed a few years back!
Both the AMEX and Citi Hilton HHonors cards have increased sign-up bonuses for a limited time. The 100,000 points from the Hilton HHonors Surpass card is enough for 20 nights at a low-tier hotel, like the Hilton Sharm Waterfalls Resort in Egypt (or more if you book 5+ consecutive award nights!).
9. Barclaycard Wyndham Rewards
The annual-fee version of the card has a sign-up bonus of 45,000 Wyndham points after meeting minimum spend requirements. A night at ANY Wyndham hotel costs 15,000 Wyndham points, so the bonus is enough for 3 nights at any Wyndham hotel, including their all-inclusive resorts!
10. Marriott Rewards Premier
Marriott will soon become the largest hotel chain in the world! So using Marriott points will be easier than ever.
You will earn 80,000 Marriott points after spending $3,000 on purchases in the first 3 months of opening a Marriott Rewards Premier Credit Card account. And another 7,500 Marriott points when you add an authorized user and make a purchase in the first 3 months of account opening.
Once you receive your bonus points, you’ll have at least 90,500 points! (80,000 point sign-up bonus + 7,500 point authorized user bonus + 3,000 points earned from minimum spending = 90,500 Marriott points). That’s enough for 2 free nights at a top-tier hotel, or 12 nights at a category 1 hotel!
Plus, you will receive a certificate for 1 free night at a Category 1 to 5 hotel every year after your account anniversary date.
The $85 annual fee is NOT waived the first year.
Thank you for reading our blog all these years, and trusting us to always give you the best credit card deals!
We’ll never stop telling you the top cards to earn Big Travel with Small Money, even if they don’t earn us a commission.
Remember, any offer you see in Hot Deals that does NOT have an image of the credit card, does NOT earn Emily or me a commission. We’re happy to include these because we believe it’s the right thing to do.
And we love hearing you share your success stories of Big Travel with Small Money, so don’t be shy!