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Update: One or more card offers in this post are no longer available. Check our Hot Deals for the latest offers.
We’re grateful when you use our links, but sometimes there are better offers that earn more miles, points, or cashback. And we will always tell you about the higher offer.
So I’ll show you the top 10 cards that currently do NOT earn us a commission but DO earn you Big Travel with Small Money!
Why We Tell You About the Best Offers
Link: Hot Deals
Million Mile Secrets readers are the best! And we love hearing about how you’ve gotten Big Travel with the tips and tricks you’ve learned here.
When we started the blog, I told you I’d always let you know if I found a better public offer for any credit card, even if it means giving up our commission on the card.
Emily and I earn a commission on cards that have an image of the card under the card’s name on the Hot Deals page. But if you only see a link with the card’s name, and no card image beneath, that means we get nothing if you apply.
Yes, but Why?
Because it’s the right thing to do. And we won’t ever stop doing it!
In fact, many of the cards included in the 10 Best Deals in Travel are cards that earn us nothing.
We really do appreciate y’all for reading our blog all these years!
The Top 10 Deals That Earn Us Nothing!
Here are the 10 top cards with great deals where you get a higher sign-up bonus of more miles, points, or cash back – that currently earn us $0 if you apply!
1. Chase Ink Plus (In-Branch)
Earn 70,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Or with our link you can earn 60,000 bonus points. But if you live near a Chase branch, apply there to get the better offer!
With 70,000 Chase Ultimate Rewards points you can get:
- $700 in cash back
- $875 in travel with NO blackout dates through the Chase Travel Portal
- Big Travel when you transfer points to partners like United Airlines and Hyatt
Chase Ultimate Rewards is my favorite award program because it’s so flexible. And you’ve got lots of options when you transfer points to airline and hotel partners.
2. Citi Prestige
Link: Citi Prestige Card
With the Citi Prestige card, you can earn 50,000 Citi ThankYou points when you spend $3,000 on purchases within the first 3 months of opening your account. (EXPIRED.)
You’ll also get a yearly $250 statement credit for airline fees (like airfare and baggage fees), a $100 statement credit for Global Entry, and access to airport lounges, including Priority Pass and, when you fly American Airlines, American Airlines Admirals Club through July 23, 2017.
You can get Big Travel with your sign-up bonus. For example, you can transfer Citi ThankYou points to Singapore Airlines to fly on United Airlines to Hawaii.
You’ll also get your 4th night free on paid hotel stays when you book through the Citi Prestige Concierge. And it can be at any hotel that can be booked by their travel agency!
The $450 annual fee is high. But you can easily offset it with the $250 airline credit per calendar year, the $100 statement credit for Global Entry, and access to airport lounges.
Here’s my full review of the Citi Prestige.
3. Chase Southwest Cards
Link: Chase Southwest Plus
Emily and I love to fly Southwest. That’s because we get 2 free checked bags on all our flights, free flight changes, and NO cancellation fees if our plans change.
4. Chase Hyatt
Link: Chase Hyatt
This includes top-tier luxury hotels like the Park Hyatt Vendome Paris where Emily and I stayed.
Plus, you’ll earn 5,000 bonus Hyatt points when you add an authorized user and make a purchase within the first 3 months.
You can easily save over $1,000 on 2 nights at expensive hotels. And you get a free night certificate each year you’re a cardmember for a stay at a Hyatt Category 1 through 4 hotel. And free Platinum status too!
The $75 annual fee is waived for the first year. Here’s my review of the Hyatt credit card.
5. Citi Hilton HHonors Reserve
You’ll earn 2 weekend night certificates after you spend $2,500 on purchases in the first 4 months of opening your account.
And get a $100 statement credit for your first $100+ Hilton stay in the first 6 months of account opening.
Take a look at my series on Hilton’s top-rated hotels for ideas on where to use your weekend night certificates! Some of these hotels cost over $1,000 per night, like the Conrad Maldives Rangali Island! Emily and I took our families there, and it was incredible!
You can read my review of the card here. And how to decide which Hilton credit card is right for your travel goals.
6. AMEX Hilton HHonors Surpass
If you apply by July 31, 2016, you’ll earn 85,000 Hilton points after spending $3,000 on purchases within the first 3 months of opening your account according to this thread. (EXPIRED.)
The $75 annual fee is NOT waived the first year. But you’ll get automatic Gold elite status, which gives you free breakfast at most Hilton hotels!
You can read my review of the AMEX Hilton Surpass card here.
7. Citi Hilton Visa
Link: Citi Hilton Visa
8. Citi / AAdvantage Executive World Elite MasterCard
You’ll earn 60,000 American Airlines miles after spending $5,000 on purchases in the first 3 months of opening your Citi® / AAdvantage® Executive World Elite(TM) MasterCard® account.
Usually, the sign-up bonus is 50,000 American Airlines miles after meeting minimum spending. So this is a better deal!
The $450 annual fee is NOT waived for the first year.
But you’ll get:
- American Airlines Admirals Club membership (worth up to $500) – access Admirals Club lounges, and bring your immediate family or up to 2 guests traveling with you. You do NOT have to be flying American Airlines to enter the lounge!
- Authorized users can also access Admirals Club lounges (without the primary cardholder)
- Up to $100 Global Entry or TSA PreCheck application fee credit (every 5 years)
- First checked bag free (for you and up to 8 companions traveling on the same reservation) on American Airlines domestic itineraries
It costs only 25,000 miles for a round-trip coach award in the US and 60,000 miles for a round-trip coach award to Europe, so the Citi AAdvantage Executive card can get you lots of Big Travel with Small Money!
Here’s my full review of the offer!
9. Bank of America Alaska Airlines Card
With the Bank of America Alaska Airlines Visa card, you’ll earn 30,000 Alaska Airlines miles and a $100 statement credit after spending $1,000 on purchases in the first 90 days of opening your account.
Alaska Airlines has a great variety of airline partners, like American Airlines, Icelandair, and Emirates.
Check out my post on how to use Alaska Airlines miles!
10. Barclaycard Wyndham Rewards
The sign-up bonus on the premium version of the card with a $69 annual fee is currently 45,000 Wyndham points after meeting minimum spending requirements.
A night at ANY Wyndham hotel costs only 15,000 Wyndham points, so you can earn enough for 3 free nights at Wyndham’s top hotels and all-inclusive resorts!
Some Wyndham hotels even allow you to book suites at no additional charge! My friend booked an ~$800 2-bedroom suite at the Ramada Downtown Dubai for the same rate of 15,000 points per night.
Thank you for reading our blog throughout the years, and trusting us to always give you the best credit card deals!
We’ll tell you about the top cards to earn Big Travel with Small Money even if they don’t earn us a commission. And these 10 offers do not!
Remember, any offer you see in Hot Deals that does not have an image of the credit card, does NOT earn Emily or me a commission. We’re happy to include these because we believe it’s the right thing to do.
And besides, the more fun you have traveling, the more you’ll connect with us to share your success stories!
Let me know which of these 10 credit card deals is your favorite!