Top 10 Cards With No Commission – July 2016

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Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

Emily and I always want our readers to get the best available credit card deals.  Even if it means we don’t earn a commission!

We’re grateful when you use our links, but sometimes there are better offers that earn more miles, points, or cashback.  And we will always tell you about the higher offer.

We also love it when y’all bring better offers to our attention.  And share your experiences and success stories with us!

Top 10 Cards With No Commission - July 2016

We’ll Always Share the Best Offers, Even If We Don’t Earn a Thing! So You Can Relax and Enjoy Your Vacation Knowing You Got the Best Deal!

So I’ll show you the top 10 cards that currently do NOT earn us a commission but DO earn you Big Travel with Small Money!

Why We Tell You About the Best Offers

Link:   Hot Deals

Million Mile Secrets readers are the best!  And we love hearing about how you’ve gotten Big Travel with the tips and tricks you’ve learned here.

When we started the blog, I told you I’d always let you know if I found a better public offer for any credit card, even if it means giving up our commission on the card.

Emily and I earn a commission on cards that have an image of the card under the card’s name on the Hot Deals page.  But if you only see a link with the card’s name, and no card image beneath, that means we get nothing if you apply.

Yes, but Why?

Because it’s the right thing to do.  And we won’t ever stop doing it!

In fact, many of the cards included in the 10 Best Deals in Travel are cards that earn us nothing.

We really do appreciate y’all for reading our blog all these years!

The Top 10 Deals That Earn Us Nothing!

Here are the 10 top cards with great deals where you get a higher sign-up bonus of more miles, points, or cash back – that currently earn us $0 if you apply!

1.   Chase Ink Plus (In-Branch)

Through August 20, 2016, when you sign-up in-branch for the Chase Ink Plus and meet the minimum spending requirement, you can:

Earn 70,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

Or with our link you can earn 60,000 bonus points.  But if you live near a Chase branch, apply there to get the better offer!

Top 10 Cards With No Commission - July 2016

A Bigger Sign-Up Bonus On the Chase Ink Plus Card Is a Reason to Celebrate, Because Ultimate Rewards Points Are My Favorite!

With 70,000 Chase Ultimate Rewards points you can get:

Chase Ultimate Rewards is my favorite award program because it’s so flexible.  And you’ve got lots of options when you transfer points to airline and hotel partners.

Here’s my review of the Chase Ink Plus card.

2.   Citi Prestige

Link:   Citi Prestige Card

With the Citi Prestige card, you can earn 50,000 Citi ThankYou points when you spend $3,000 on purchases within the first 3 months of opening your account. (EXPIRED.)

You’ll also get a yearly $250 statement credit for airline fees (like airfare and baggage fees), a $100 statement credit for Global Entry, and access to airport lounges, including Priority Pass and, when you fly American Airlines, American Airlines Admirals Club through July 23, 2017.

You can get Big Travel with your sign-up bonus.  For example, you can transfer Citi ThankYou points to Singapore Airlines to fly on United Airlines to Hawaii.

Top 10 Cards With No Commission - July 2016

Transfer Your Citi ThankYou Points to Singapore Airlines Miles and Get Big Travel With Small Money to Hawaii!

You’ll also get your 4th night free on paid hotel stays when you book through the Citi Prestige Concierge.  And it can be at any hotel that can be booked by their travel agency!

The $450 annual fee is high.  But you can easily offset it with the $250 airline credit per calendar year, the $100 statement credit for Global Entry, and access to airport lounges.

Here’s my full review of the Citi Prestige.

3.   Chase Southwest Cards

Link:   Chase Southwest Plus

Link:   Chase Southwest Premier (Business)

Emily and I love to fly Southwest.  That’s because we get 2 free checked bags on all our flights, free flight changes, and NO cancellation fees if our plans change.

Top 10 Cards With No Commission - July 2016

When You Have the Southwest Companion Pass, You Can Get Essentially 2 Tickets for the Price of 1 for up to 2 Years! And the Chase Southwest Credit Cards Make It Easy to Get in on This Deal!

You can currently earn 50,000 Southwest points when you complete the minimum spending on the Chase Southwest Plus and Southwest Premier small business card.

So it’s easier to earn the Companion Pass by signing-up for 1 personal and 1 small business card!  Just be sure to watch out for these 3 mistakes that won’t get you a Companion Pass!

4.   Chase Hyatt

Link:   Chase Hyatt  

With the Chase Hyatt card, you’ll earn 2 free nights at ANY Hyatt worldwide after spending $1,000 on purchases in the first 3 months of opening your account.

This includes top-tier luxury hotels like the Park Hyatt Vendome Paris where Emily and I stayed.

Plus, you’ll earn 5,000 bonus Hyatt points when you add an authorized user and make a purchase within the first 3 months.

Top 10 Cards With No Commission - July 2016

Get 2 Nights at the All-Inclusive Hyatt Ziva Cancun, or ANY Other Hyatt Hotel in the World!

You can easily save over $1,000 on 2 nights at expensive hotels.  And you get a free night certificate each year you’re a cardmember for a stay at a Hyatt Category 1 through 4 hotel.  And free Platinum status too!

The $75 annual fee is waived for the first year.  Here’s my review of the Hyatt credit card.

5.   Citi Hilton HHonors Reserve

Link:   Citi Hilton HHonors Reserve  

The Citi Hilton HHonors Reserve card is a great way to get 2 weekend nights at almost ANY Hilton (even their luxury resorts!) very quickly.

You’ll earn 2 weekend night certificates after you spend $2,500 on purchases in the first 4 months of opening your account.

And get a $100 statement credit for your first $100+ Hilton stay in the first 6 months of account opening.

Top 10 Cards With No Commission - July 2016

Use Your Free Weekend Night Certificates at the Stunning Hilton Seychelles Northolme Resort & Spa

Take a look at my series on Hilton’s top-rated hotels for ideas on where to use your weekend night certificates!  Some of these hotels cost over $1,000 per night, like the Conrad Maldives Rangali Island!  Emily and I took our families there, and it was incredible!

Remember, you’ll earn your certificates shortly after the statement in which you complete the minimum spending closes.  And you’ll have 1 year from the date they’re issued to complete your stay.

You can read my review of the card here.  And how to decide which Hilton credit card is right for your travel goals.

6.   AMEX Hilton HHonors Surpass

Link:   Hilton HHonors Surpass Card from American Express

If you apply by July 31, 2016, you’ll earn 85,000 Hilton points after spending $3,000 on purchases within the first 3 months of opening your account according to this thread.  (EXPIRED.)

The $75 annual fee is NOT waived the first year.  But you’ll get automatic Gold elite status, which gives you free breakfast at most Hilton hotels!

Top 10 Cards With No Commission - July 2016

You Could Use the Sign-Up Bonus for a Night at the Hilton Bora Bora Nui Resort & Spa

My favorite Hilton card is the Citi Hilton HHonors Reserve.  But the AMEX Hilton HHonors Surpass card is a good choice if you already have other Hilton cards.

You can read my review of the AMEX Hilton Surpass card here.

7.   Citi Hilton Visa

Link:   Citi Hilton Visa 

You’ll earn 75,000 Hilton points after spending $2,000 on purchases in the first 3 months of account opening with the Citi Hilton Visa card.  It’s the highest offer I’ve seen for this card!

This is a terrific deal because the card has no annual fee.  Which also means you can keep it forever and potentially boost your credit score.

Top 10 Cards With No Commission - July 2016

Between the Sign-Up Bonus and Minimum Spending, You’ll Have Almost Enough Hilton Points for 4 Nights at the Doubletree by Hilton Hotel at the Entrance to Universal Orlando

You can read my full review of this offer here.

8.   Citi / AAdvantage Executive World Elite MasterCard

Link:   Citi® / AAdvantage® Executive World Elite(TM) MasterCard®

You’ll earn 60,000 American Airlines miles after spending $5,000 on purchases in the first 3 months of opening your Citi® / AAdvantage® Executive World Elite(TM) MasterCard® account.

Usually, the sign-up bonus is 50,000 American Airlines miles after meeting minimum spending.  So this is a better deal!

The $450 annual fee is NOT waived for the first year.

But you’ll get:

  • American Airlines Admirals Club membership (worth up to $500) – access Admirals Club lounges, and bring your immediate family or up to 2 guests traveling with you.  You do NOT have to be flying American Airlines to enter the lounge!
  • Authorized users can also access Admirals Club lounges (without the primary cardholder)
  • Up to $100 Global Entry or TSA PreCheck application fee credit (every 5 years)
  • First checked bag free (for you and up to 8 companions traveling on the same reservation) on American Airlines domestic itineraries
Top 10 Cards With No Commission - July 2016

You Can Use 60,000 American Airlines Miles for a Round-Trip Coach Award Ticket to Europe. So the Bonus From the Citi AAdvantage Executive Card Is Enough to Visit Florence, Italy!

It costs only 25,000 miles for a round-trip coach award in the US and 60,000 miles for a round-trip coach award to Europe, so the Citi AAdvantage Executive card can get you lots of Big Travel with Small Money!

Here’s my full review of the offer!

9.   Bank of America Alaska Airlines Card

Link:   Bank of America Alaska Airlines Visa Signature® Card

With the Bank of America Alaska Airlines Visa card, you’ll earn 30,000 Alaska Airlines miles and a $100 statement credit after spending $1,000 on purchases in the first 90 days of opening your account.

Alaska Airlines has a great variety of airline partners, like American Airlines, Icelandair, and Emirates.

Check out my post on how to use Alaska Airlines miles!

10.   Barclaycard Wyndham Rewards

Link:   Barclaycard Wyndham Rewards

I wrote about how to save over $1,000 on Big Travel with the Barclaycard Wyndham Rewards cards.

The sign-up bonus on the premium version of the card with a $69 annual fee is currently 45,000 Wyndham points after meeting minimum spending requirements.

A night at ANY Wyndham hotel costs only 15,000 Wyndham points, so you can earn enough for 3 free nights at Wyndham’s top hotels and all-inclusive resorts!

Top 10 Cards With No Commission - July 2016

Save ~$275 Per Night When You Use Your Wyndham Points at the Wyndham Grand Rio Mar Beach Resort & Spa in Puerto Rico

Some Wyndham hotels even allow you to book suites at no additional charge!  My friend booked an ~$800 2-bedroom suite at the Ramada Downtown Dubai for the same rate of 15,000 points per night.

Bottom Line

Thank you for reading our blog throughout the years, and trusting us to always give you the best credit card deals!

We’ll tell you about the top cards to earn Big Travel with Small Money even if they don’t earn us a commission.  And these 10 offers do not!

Remember, any offer you see in Hot Deals that does not have an image of the credit card, does NOT earn Emily or me a commission.  We’re happy to include these because we believe it’s the right thing to do.

And besides, the more fun you have traveling, the more you’ll connect with us to share your success stories!

Let me know which of these 10 credit card deals is your favorite!

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Editorial Disclaimer: Neither the responses below nor the editorial content on this page are provided or commissioned by the bank advertisers, and have not been reviewed, approved or otherwise endorsed by the bank advertisers. Opinions expressed here are the author’s alone, not those of the bank advertisers. It is not the bank advertisers’ responsibility to ensure all posts and/or questions are answered.

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