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Update: One or more card offers in this post are no longer available. Check our Hot Deals for the latest offers.
Update: Beginning July 23, 2017, the Citi Prestige card will no longer offer Admirals Club access.
Emily and I want our readers to always get the best offers when they sign-up for a credit card – even if it means we don’t earn a commission.
I’ve written about how I always list the best credit card offer I’m aware of, even if we don’t earn a cent from it!
And I’m always grateful when readers bring better offers to our attention!
I’ll show you the top 10 cards that do NOT earn us a commission but DO earn you Big Travel with Small Money!
Why Do We Tell You About the Best Offers?
Link: Hot Deals
Million Mile Secrets readers are the best, and we love hearing about how you’ve gotten Big Travel from the tips and tricks you’ve learned here.
When we started the blog, I told you I’d always let you know if I found a better public offer for any credit card, even if it means giving up our commission on the card.
Emily and I earn a commission on cards that have an image of the card under the card’s name on the Hot Deals page. But if you only see a link with the card’s name, and no card image beneath, that means Emily and I get nothing if you apply.
Yes, but Why?
Because it’s the right thing to do.
And we won’t ever stop doing it!
Our readers are the best. And we really do appreciate you for reading our blog all these years.
The Top 10 Deals That Earn Us $0!
I’ll show you 10 top cards with great deals where you get a higher sign-up bonus of more miles, points, or cash back – that currently earn us nothing if you apply!
1. Chase Ink Plus
Link: Chase Ink Plus
There’s a limited-time 70,000 Ultimate Rewards points offer for the Chase Ink Plus card card when you apply in-branch. It expires May 15, 2016.
The online offer for the Chase Ink Plus small business card has an increased sign-up bonus of 60,000 Ultimate Rewards after spending $5,000 on purchases within the 1st 3 months of opening your account.
Chase Ultimate Rewards points are my favorite kind of points because you can get Big Travel when you transfer to travel partners like Hyatt, Southwest, British Airways, or United Airlines.
60,000 Chase Ultimate Rewards points are also worth $750 towards travel with NO blackout dates at the Chase Travel Portal.
2. Chase Southwest Cards
Link: Chase Southwest Plus
Emily and I love to fly Southwest. That’s because we get 2 free checked bags on all our flights, free flight changes, and NO cancellation fees if our plans change.
3. (Limited-Time) AMEX Mercedes-Benz Platinum Card
Through June 22, 2016, you can earn 75,000 American Express Membership Rewards points after spending $3,000 within 3 months of account opening.
You’ll also get a $200 yearly airline incidental fee credit on certain airlines and access to airport lounges (Delta, Priority Pass, Airspace, and American Express Centurion Lounges). Membership Rewards points are also transferable to over 20 frequent traveler programs.
The $475 annual fee is NOT waived the 1st year. But it can make sense for folks who get use out of the yearly airline incidental fee credit and other perks.
Here’s my review of this deal.
4. Chase Hyatt
Link: Chase Hyatt
With the Chase Hyatt card, you’ll earn 2 free nights at ANY Hyatt worldwide after spending $1,000 on purchases in the 1st 3 months of opening your account.
This includes top-tier luxury hotels like the Park Hyatt Vendome Paris where Emily and I stayed.
You’ll also get another 5,000 bonus points when you add an authorized user who makes a purchase within the 1st 3 months of account opening.
You can easily save over $1,000 on 2 nights at expensive hotels. Plus, you get a free night certificate each year you’re a cardmember for a stay at a Hyatt Category 1 through 4 hotel. And free Hyatt Platinum status.
The $75 annual fee is waived for the 1st year. Here’s my review of the card.
5. Citi Prestige Card
Link: Citi Prestige Card
With the Citi Prestige card, you can earn 50,000 Citi ThankYou points when you spend $3,000 on purchases within the 1st 3 months of opening your account.
You’ll also get $250 statement credit for airline fees (like airfare and baggage fees), a $100 statement credit for Global Entry, and access to American Airlines Admirals Club lounges.
You can get Big Travel with your sign-up bonus. For example, you can transfer Citi ThankYou points to Singapore Airlines miles to fly on United Airlines to Hawaii. Or transfer points to Virgin Atlantic and use them to fly to Hawaii on Hawaiian Airlines to avoid high fuel surcharges.
The $450 annual fee is high. But you can offset it with the $250 airline credit, the $100 statement credit for Global Entry, and access to airport lounges.
Here’s my full review of the card.
6. Hilton Cards
Link: Hotel Cards – Hot Deals
It’s very easy to earn lots of Hilton points for Big Travel.
There are 3 Hilton credit cards available and none of them earn us a commission. But we want you to get the card that’s best for you!
The Hilton cards are:
- Hilton HHonors™ Surpass® Card from American Express – Earn 75,000 Hilton points after spending $3,000 on purchases within 1st 3 months of opening your account (according to this post)
- Citi® Hilton HHonors™ Reserve Card – Earn 2 weekend night certificates good at select hotels & resorts within the Hilton portfolio after $2,500 in purchases within 4 months of account opening
- Citi® Hilton HHonors™ Visa Signature® Card – Earn 75,000 Hilton points after spending $2,000 in purchases within the 1st 3 months of account opening
We don’t earn a commission on these cards, including the Citi Hilton HHonors Reserve card, which is valuable because you can get 2 weekend night certificates to use at most Hilton hotels, including resorts and luxury hotels like the Hilton Seychelles Labriz Resort & Spa!
A friend of mine used her free weekend night certificates there and said it was the most amazing hotel experience she’s ever had!
7. Bank of America Alaska Airlines Card
Alaska Airlines has an interesting list of airline partners, like American Airlines, Icelandair, and Emirates.
With the Bank of America Alaska Airlines card, you’ll earn 25,000 Alaska Airlines miles after your 1st purchase – no minimum spending required!
And you’ll earn a $100 statement credit after you spend $1,000 on purchases in the 1st 90 days of opening your account.
8. Wells Fargo Propel World American Express® Card
The Wells Fargo Propel World American Express card has a sign-up bonus of 40,000 Wells Fargo points (worth at least $400 in statement credits) after spending $3,000 on purchases in the 1st 3 months of opening your account.
You’ll also get:
- 3 points per $1 you spend on purchases directly from airlines
- 2 points per $1 you spend on purchases directly from hotels
- 1 point per $1 you spend on everything else
- $100 statement credit for airline incidentals (like baggage fees, lounges, or in-flight food & drink)
- No foreign transaction fees
- Travel perks including a luxury hotel program, concierge, and vacation, cruise, and car rental discounts
The $175 annual fee is waived the 1st year.
9. Chase United Explorer Card
The Chase United Explorer is a great card to have in your wallet if you redeem United Airlines miles frequently, or if you often buy paid United Airlines tickets.
You’ll also get priority boarding on United Airlines flights.
You’ll earn 30,000 United Airlines miles after you spend $1,000 on purchases in the 1st 3 months of opening your account. And a $50 statement credit after your 1st purchase.
To get this deal, search for a flight on United.com and you’ll see an ad for the card. My link doesn’t have a $50 statement credit, so apply for the better offer!
I like United Airlines miles because:
- They have more airline partners than any other US airline
- They never add fuel surcharges to award tickets
- It’s easy to search for award flights
- You can instantly transfer Chase Ultimate Rewards points to United Airlines
The sign-up bonus on this has been as high as 50,000 United Airlines miles, so you might want to wait until that offer comes back.
But if you want to earn United Airlines miles sooner rather than later, it’s still a solid offer.
10. Barclaycard Wyndham Rewards
The sign-up bonus on the premium version of the card with a $69 annual fee is currently 45,000 Wyndham points. A night at ANY Wyndham hotel costs only 15,000 Wyndham points, so you can earn enough for 3 free nights at Wyndham’s top hotels and all-inclusive resorts!
Thank you for trusting us to always give you the best credit card deals, and for reading our blog throughout the years!
We’ll tell you about the top cards to earn Big Travel with Small Money even if they don’t earn us a commission. And these 10 offers do not!
Remember, any offer on the Hot Deals that does not have an image of the credit card, does NOT earn Emily or me a commission. We’re happy to include these because we believe it’s the right thing to do.
And besides, the more fun you have traveling, the more you’ll connect with us to share your success stories!
Which of these 10 credit card deals is your favorite?
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