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Update: One or more card offers in this post are no longer available. Check our Hot Deals for the latest offers.
Million Mile Secrets is all about helping regular folks earn Big Travel with Small Money. And we want to make sure our readers always get the BEST credit card deals, even if we don’t earn a commission!
So if I find an offer that’s better than my link, I’ll tell you about it instead. Because it’s the right thing to do!
And I appreciate it when readers bring better offers to our attention!
Here’s a look at 10 great cards that do NOT earn us a commission, but DO earn you Big Travel!
Why Bringing You the Best Offers Is Important to Us!
Link: Hot Deals
Emily and I have the best readers! And we love hearing about how our tips have helped you travel the world!
When we started the blog, I told you I’d always let you know if I found a better public offer for any credit card, even if it means giving up our commission on the card.
We earn a commission on cards that have an image of the card under the card’s name on the Hot Deals page. But if you only see a link with the card’s name, and no card image beneath, that means Emily and I get nothing if you apply.
Yes, but Why?
Because it’s the right thing to do.
And we won’t ever stop doing it!
We’re not shy about telling you about the best offers. Even if there’s a lesser offer that would earn us a commission.
In fact, a number of the cards on 10 Best Deals in Travel link to cards that earn nothing for the blog.
And that’s fine by us!
Thank you for reading our blog all these years. We really do have the best readers!
Top 10 Credit Cards That Give Us $0!
These are the 10 best credit card deals that don’t pay us a commission and still give you more miles, points, or cash back!
1. Chase Ink Plus
Link: Chase Ink Plus
Aside from the sign-up bonus, what I like about this card is you can earn 5X Chase Ultimate Rewards points at office supply stores and on phone, cable, and internet service.
Chase Ultimate Rewards is my top pick for the best points program because it gives you so much flexibility. You can redeem the 60,000 Chase Ultimate Rewards points you earn with the Chase Ink Plus for:
- $600 in cash back
- $750 in travel with NO blackout dates through the Chase Travel Portal
- Big Travel by transferring to partners like United Airlines and Hyatt
2. Chase Southwest Cards
It’s a great time to sign-up for the Chase Southwest Premier Personal and Small Business cards. That’s because both cards are currently offering 50,000 Southwest points when you spend $2,000 on purchases within the 1st 3 months of opening your account.
By signing-up for both cards, you can earn nearly enough points for a friend or family member to travel with you for (almost) free!
The Southwest Companion Pass is THE BEST deal in domestic travel! Just be sure to watch out for these 3 mistakes that won’t get you a Companion Pass!
3. Chase Hyatt
Link: Chase Hyatt
This card has a fantastic and relatively easy-to-earn bonus!
This includes top-tier luxury hotels like the Park Hyatt Sydney where I surprised my mom for her 60th Birthday, the Park Hyatt Milan where Emily and I stayed, or the Park Hyatt Hadahaa for a tropical retreat.
Plus you’ll earn a $50 statement credit after your 1st purchase.
You can easily save over $1,000 on 2 nights at expensive hotels. Plus, you get a free night certificate each year you’re a cardmember for a stay at a Hyatt Category 1 through 4 hotel.
If you haven’t stayed at a Hyatt hotel since May 1, 2015, you can still earn 2 free nights but NOT the $50 statement credit.
Either offer is a terrific deal!
4. Chase United Airlines Small Business Card
You can earn 50,000 United Airlines miles after spending $2,000 in purchases within the 1st 3 months of opening a new Chase United Airlines small business card. That’s enough for 2 round-trip coach award flights within the mainland US and Canada!
And remember, you’ll pay only 10,000 United Airlines miles each way for flights under 700 miles. So the sign-up bonus on the Chase United Airlines small business card is enough for 5 short 1-way flights!
The annual fee is $95, but it’s waived the 1st year. Here’s my review of the United Airlines small business card.
5. Hilton Cards
Link: Hotel Cards – Hot Deals
We don’t earn a commission on 3 of them, but we want to make sure you get the best deal for your travel plans!
The Hilton cards are:
- Hilton Honors™ Card from American Express – Earn 60,000 Hilton points after you spend $750 in purchases on the Card within your 1st 3 months of opening your account (according to this post)
- Hilton Honors™ Surpass® Card from American Express – Earn 80,000 Hilton points after spending $3,000 on purchases within 1st 3 months of opening your account (according to this post)
- Citi® Hilton HHonors™ Reserve Card – Earn 2 weekend night certificates good at select hotels & resorts within the Hilton portfolio after $2,500 in purchases within 4 months of account opening
- Citi® Hilton HHonors™ Visa Signature® Card – Earn 40,000 Hilton points after spending $1,000 in purchases within the 1st 4 months of account opening
We don’t earn a commission on the 1st 3 cards in the list, including the Citi Hilton HHonors Reserve card, which is valuable because you can get 2 weekend night certificates to use at most Hilton hotels, including resorts and luxury hotels like the Hilton Seychelles Labriz Resort & Spa!
Wondering which Hilton card is right for you? Here’s how to decide!
6. Chase IHG Rewards Club Select Card
We could earn a commission on the Chase IHG Rewards card, but we found a better offer that includes a $50 statement credit. So we let you know about it!
You earn a free night certificate each year you keep this card, so Emily and I gladly pay the $49 annual fee!
7. Bank of America Alaska Airlines Card
Alaska Airlines has an interesting list of airline partners, like American Airlines, Icelandair, and Emirates.
With the Bank of America Alaska Airlines card, you’ll earn 25,000 Alaska Airlines miles after your 1st purchase – no minimum spending required!
And you’ll earn a $100 statement credit after you spend $1,000 on purchases in the 1st 90 days of opening your account.
8. Wells Fargo Propel World American Express® Card
You’ll also get:
- 3 points per $1 you spend on purchases directly from airlines
- 2 points per $1 you spend on purchases directly from hotels
- 1 point per $1 you spend on everything else
- $100 statement credit for airline incidentals (like baggage fees, lounges, or in-flight food & drink)
- No foreign transaction fees
- Travel perks including a luxury hotel program, concierge, and vacation, cruise, and car rental discounts
The $175 annual fee is waived the 1st year.
You can find out more about the Wells Fargo Propel World American Express card in my full review.
Don’t forget, this card also comes with up to $575 in coverage if you lose or damage your cell phone!
9. Chase United Explorer Card
The Chase United Explorer is a great card to have in your wallet if you redeem United Airlines miles frequently, or if you often buy paid United Airlines tickets.
You’ll also get priority boarding on United Airlines flights.
You’ll earn 30,000 United Airlines miles after you spend $1,000 on purchases in the 1st 3 months of opening your account. And a $50 statement credit after your 1st purchase.
To get this deal, search for a flight on United.com and you’ll see an ad for the card. My link doesn’t have a $50 statement credit, so apply for the better offer!
I like United Airlines miles because:
- They have more airline partners than any other US airline
- They never add fuel surcharges to award tickets
- It’s easy to search for award flights
- You can instantly transfer Chase Ultimate Rewards points to United Airlines
The sign-up bonus on this has been as high as 50,000 United Airlines miles, so you might want to wait until that offer comes back.
But if you want to earn United Airlines miles sooner rather than later, it’s still a solid offer.
10. Barclaycard Wyndham Rewards
The sign-up bonus on the premium version of the card with a $69 annual fee is currently 45,000 Wyndham points. A night at ANY Wyndham hotel costs only 15,000 Wyndham points, so you can earn enough for 3 free nights at Wyndham’s top hotels and all-inclusive resorts!
We are so appreciative of our readers who have kept reading throughout the years!
We wouldn’t be here without you. And 1 thing you can count on is we’ll always tell you about the best deals, even if they don’t earn us a commission!
Any offer you see in the Hot Deals tab that doesn’t include a credit card image does NOT earn us a commission.
We’re happy to tell you about them because we want to help you earn Big Travel with Small Money. And it’s just the right thing to do!
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