Can You Merge Starwood Points Into 1 Account?

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UPDATE: The Starwood American Express credit card offers in this post are no longer available, but check Hot Deals for the latest offers!

Million Mile Secrets reader, Larry, writes:

For the Starwood Preferred Guest from American Express personal and small business cards, are you allowed to merge all the points into 1 Starwood account number?

Yes.  If you have separate Starwood Preferred Guest accounts for your American Express Starwood Preferred Guest personal and small business cards, there’s a way to combine them.

Plus, friends and family (who have been living at your address for at least the last 30 days) can add their Starwood points to your account for free!

Can You Merge Starwood Points Into 1 Account

Starwood Lets You Share and Combine Points, So You’ll Have Enough in Your Account for Award Nights at Hotels Like the Westin Grand Cayman

How to Combine Starwood Accounts

Link:   Starwood Preferred Guest® Credit Card from American Express

Link:   Starwood Preferred Guest® Business Credit Card from American Express

Link:   My Review of the Starwood Preferred Guest® Credit Card from American Express

A lot of folks are applying for the AMEX Starwood personal and small business cards because they each offer an increased sign-up bonus of 30,000 Starwood points when you complete the minimum spending.

This is the highest offer I’ve ever seen for these cards, and for the last several years it’s only come around once a year.

When you complete the application for each card, there’s a space to enter your Starwood number.  If you enter this information when you apply, the points from both cards will go into the same account.

Can You Merge Starwood Points Into 1 Account

Enter Your Starwood Number on Your Application and the Points You Earn From the AMEX Starwood Personal and Small Business Cards Will Go Into the Same Account

But if you’re like Larry and don’t have your Starwood number handy or aren’t a member when you apply, an account will be created for you.  And when you apply for 2 cards, you’ll wind up with 2 different accounts.

Luckily, this is easy to fix.  Here’s how:

Step 1 – Log-in & Click Your Name

Log into 1 of your Starwood accounts and click on your name.  Select “My Profile” from the dropdown menu.

Can You Merge Starwood Points Into 1 Account

Sign Into Your Starwood Account and Select Your Name at the Top of the Page

Step 2 – Click on Your Profile and Combine Accounts

Go to your Starwood profile.

Can You Merge Starwood Points Into 1 Account

Select “My Profile” From the Drop Down Menu

Then begin combining your accounts.

Can You Merge Starwood Points Into 1 Account

Click “Combine Accounts”

Step 3 – Complete the Form

Enter your account information.

Can You Merge Starwood Points Into 1 Account

Note: Before You Can Combine Your Separate Accounts, the Name and Address Must Match-Up Exactly

The terms & conditions say the names and addresses have to match up letter-for-letter.  So if you have 1 account with the name Larry and the other with the name Lawrence, you’ll have to call Starwood to do the merge. 

You Can Also Combine Points With Friends & Family

And if Larry needs more Starwood points for an award stay, a friend or family member can transfer points to his account.

Most airline and hotel loyalty programs charge a fee for you to share points with friends and family.  But with Starwood, you can transfer points between accounts for free, as long as you have the same address on your accounts for at least 30 days.

However, I do NOT recommend changing addresses just to transfer points.  That’s because you could lose the points in your account if Starwood finds out you did that to get around their rules.

You can transfer points by calling Starwood at 888-625-4988.  Or online by logging into your account and clicking this link.  Next, click “Give Points.”

Can You Merge Starwood Points Into 1 Account

Share Your Starwood Points With Friends or Family Who Live With You for Free!

Then click “Transfer Starwood Points” and enter the information for the account where you’d like to send your Starwood points.

Can You Merge Starwood Points Into 1 Account

Select “Transfer Starpoints” to View the Transfer Form

The form will pop-up for you to complete.

Can You Merge Starwood Points Into 1 Account

It Could Take Up to 5 Business Days to Complete the Transfer

But in my experience, it only takes a few days.

Bottom Line

If you’ve recently signed-up for the American Express Starwood personal and small business cards to take advantage of the increased bonus of 30,000 points when you complete the minimum spending, you may have 2 Starwood accounts.

As long as the name and address are the same, you can easily merge these accounts online.

And if you need more Starwood points to complete an award booking, you can share with friends or family (with the same address for at least 30 days) for free!

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Editorial Disclaimer: Neither the responses below nor the editorial content on this page are provided or commissioned by the bank advertisers, and have not been reviewed, approved or otherwise endorsed by the bank advertisers. Opinions expressed here are the author’s alone, not those of the bank advertisers. It is not the bank advertisers’ responsibility to ensure all posts and/or questions are answered.

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5 responses to “Can You Merge Starwood Points Into 1 Account?

  1. Does transferring Starpoints to a family member extend the expiration date of the points ?

  2. Dear D,

    1) Do Starwood Points ever expire, if not used?

    2) Can i apply for both Personal and Business cards on same day? Best way to minimize credit inquiry and be approved for both cards?

  3. @Chris – I haven’t tried it, but it should work

    @Paul –
    1. Starwood points expire if they aren’t earned or used for 12 months
    2. Yes, you can apply for both cards on the same day. If you do it this way, you may only get 1 credit pull

  4. Super good info… Thanks.

    Do you need an active SPG credit card in order to use the points?

  5. Thanks. This will help our family plan a trip.