Citi Prestige Is NOT a “Sock Drawer” Card!

Disclosure: We get a commission for links on the blog. You don’t have to use our links, but we’re very grateful when you do. American Express, Barclaycard, Capital One, Chase, and US Bank are Million Mile Secrets advertising partners. Opinions expressed here are the author's alone, and have not been reviewed, approved or endorsed by our partners. Here’s our Advertiser Disclosure.

Update:   The card offer in this post is no longer available.  Check our Hot Deals for the latest offers. 

Update:   Beginning July 23, 2017, Citi ThankYou points with the Citi Prestige card will be worth 1.25 cents each toward flights.  And the 4th night free perk will refund the average cost of a 4-night stay, NOT including taxes. 

There are lots of cards with great sign-up bonuses.  But once you earn the bonus, some cards don’t offer great incentives.  So they go in your sock drawer or somewhere else where you rarely see them.

Citi Prestige is NOT such a card.

Citi Prestige Is NOT A "Sock Drawer" Card

The Citi Prestige Is 1 Card That Should Stay in Your Wallet Even After You Meet the Minimum Spending Requirements

You’ll come out ahead from the sign-up bonus alone, which is worth $800 in airfare on American Airlines (50,000 Citi ThankYou points x 1.6 cents per point).  But you’ll do even better by continuing to use the card.

7 Reasons to Keep Using Citi Prestige After the Sign-Up Bonus

Link:   Citi Prestige

Link:   My Review of the Citi Prestige

Some cards, like the US Bank Korean Air card, have a good sign-up bonus, but they’re not very useful after that.

However, the Citi Prestige card gives you reasons to leave it in your wallet, to get the most from the $450 annual fee.

1.   $250 Credit Towards Your Next Flight

Along with the sign-up bonus that’s worth an $800 flight on American Airlines, you can also earn a $250 credit towards airfare (or airline incidentals) with the Citi Prestige card.

Citi Prestige Is NOT A "Sock Drawer" Card

Use Your Citi Prestige Card to Purchase an Airline Ticket for $250 or More and Get a $250 Statement Credit Each Calendar Year

2.   Get the 4th Night Free

The Citi Prestige card can also save you money on paid hotel stays.  That’s because when you book stays of 4 or more consecutive nights through the Citi Concierge and pay with your Citi Prestige card, you’ll get the 4th night free.

You can book any major hotel chain or independent hotel that’s available with the Citi Prestige travel agency, Carlson Wagonlit.

You should get the same or lower rate by booking through this program.  But it’s still a good idea to shop around to make sure you’re getting the best deal.

Citi Prestige Is NOT A "Sock Drawer" Card

The Citi Prestige 4th Free Night Perk Can Save You ~$950 at the Gritti Palace Hotel in Venice

3.   Free Global Entry Application

When you use your Citi Prestige card to pay for Global Entry, you’ll get a $100 statement credit to cover the cost.

Global Entry lets you skip the long lines at Customs and Immigration when you’re returning from an international trip.  This can save you a lot of time at the airport.

Citi Prestige Is NOT A "Sock Drawer" Card

Get Free Global Entry With the Citi Prestige Card

And when you have Global Entry, you’ll get approved for TSA PreCheck on most flights.  So you can speed through security for domestic flights as well.

4.   American Airlines Lounge Access

With your Citi Prestige card, you’ll also get access to the American Airlines Admirals Club through July 23, 2017.  This perk is good for the primary cardholder and immediate family or 2 guests when you’re flying American Airlines.

To enter the Admirals Club lounge, you have to show your Citi Prestige card!

Citi Prestige Is NOT A "Sock Drawer" Card

Enjoy Free Drinks, Snack, Comfy Seats, and Wi-Fi in the American Airlines Admirals Club

Find out if there’s an American Airlines Admirals Club in your local airport or at your next destination.

5.   3 (Or More) Free Rounds of Golf

Folks who enjoy golfing will get even more value from the Citi Prestige.  That’s because you can golf for free at some of the most expensive golf courses in the world, like the Blue Monster Course at Trump National Doral through July 23, 2017.

Thanks to reader, Drew, for pointing out that TPC Sawgrass is NOT included.  But you can play on other TPC courses for free such as TPC Tampa Bay, TPC Myrtle Beach, and TPC Scottsdale Champions Course.

Citi Prestige Is NOT A "Sock Drawer" Card

Set Up Your Next Tee Time for Free With the Citi Prestige Card

But keep in mind, that you can NOT share with your friends.  The free golf perk is only good for use by the primary cardholder.

You’ll get 3 rounds of golf for free per calendar year in the US, Canada, Latin America, the Caribbean, Europe, Middle East, and Africa.  And in Asia, I showed you how to get an additional 18 rounds of free golf!

6.   $500 Protection Against Delayed Luggage

Using your Citi Prestige for flights can pay off if your baggage is delayed by 3 hours.  Because you’ll be reimbursed for items you might have to buy, up to $500 per trip.

7.   3X and 2X Bonus Categories

You can earn 3 Citi ThankYou points per $1 you spend at airlines, hotels and travel agencies with the Citi Prestige card.

Citi Prestige Is NOT A "Sock Drawer" Card

With the Citi Prestige Card You’ll Score 3 Citi ThankYou Points for Every $1 You Spend on Airfare, Hotels, and Travel Agencies

Plus, you’ll earn 2X Citi ThankYou points at restaurants and select entertainment (includes movie theaters, amusement parks, tourist attractions).

So by using the Citi Prestige card for your spending in these categories, you can earn a lot of Citi ThankYou points for Big Travel.

For example, you can use your Citi ThankYou points to book flights through the Citi portal.  You’ll get 1.6 cents per point when you book American Airlines flights and 1.3 cents per point for all other flights through July 23, 2017.

Citi Prestige Is NOT A "Sock Drawer" Card

You’ll Get 1.6 Cents per Citi ThankYou Point Towards American Airlines Flights Booked Through the Chase Portal. Plus, You’ll Still Earn Miles for Your Flight!

You can also transfer Citi ThankYou points to airline and hotel partners.  Here are some examples of what you can do:

Bottom Line

Some cards get you excited for sign-up bonus, but you don’t use them much after that.

However, the Citi Prestige gives you reasons to keep using the card such as the $250 flight credit, 4th hotel night Free, Global Entry, lounge access, free rounds of golf, and 3X & 2X bonus spending categories.

So this is 1 card I will NOT be sticking in my sock drawer!

* If you liked this post, why don’t you join the 20,000+ readers who have signed-up to receive free blog posts via email (only 1 email per day!) or in an RSS reader …because then you’ll never miss another update!

* If you liked this post, why don’t you join the 25,000+ readers who have signed-up to receive free blog posts via email (only 1 email per day!) or in an RSS reader …because then you’ll never miss another update!

Editorial Disclaimer: Neither the responses below nor the editorial content on this page are provided or commissioned by the bank advertisers, and have not been reviewed, approved or otherwise endorsed by the bank advertisers. Opinions expressed here are the author’s alone, not those of the bank advertisers. It is not the bank advertisers’ responsibility to ensure all posts and/or questions are answered.

Leave a Reply

Your email address will not be published. Required fields are marked *

17 responses to “Citi Prestige Is NOT a “Sock Drawer” Card!

  1. You should mention the 450.00 annual fee

  2. I believe the admirals club entry is just for the card holder and not a guest…someone correct me if I’m wrong.

  3. A card with a $450 fee is never a “Sock Drawer” card – it is a “use and dump” card!

  4. Can I just say that putting the magnetic stripe on the front of the card really discourages me from using this as a regular go to card…

    I understand the “flash” value to cardholders for having something unique (e.g. Sapphire Preferred), but just about every cashier has trouble figuring out how to swipe the thing….

  5. @Tammy

    Admirals club entry applies to beyond the primary cardholder, although they need to be present.

    “The primary cardmember may bring as guest(s) either immediate family (spouse, domestic partner and/or children under 18 years of age) or up to two traveling guests.”

  6. Keep in mind with the Admirals Club access that you need to be flying American, American Eagle Airlines, Inc. or an American Connection carrier flight number only.

    Chris – I agree about the stripe, it’s really confusing for most people. I just always explain upfront now.

  7. I do not see or believe that TPC Sawgrass is included as a course that you can use the free round benefit for.

  8. Do they really ask for a boarding pass? When entering old USAir lounges or Admirals, I’ve never been asked for a boarding pass (when using the free entry from the old Barclay USAir M/C).

    I’d pick this card up if it allowed entry to the lounge regardless of what airline you were flying, but if it really is enforced by having to possess an AA based boarding pass then it’s no good for me.

  9. re: 4th night free benefit. How many times per year can you use this?

  10. Keep in mind the 4th night reservation has to be through Citi’s own booking company, don’t recall name, and not all hotels are covered. Recently a poster was traveling to a city with 50 hotels and he had a hard time finding any that qualified for the 4th night program.

  11. @josefismael- you can use the benefit as many times as you like. However, it is one free night per booking. So if you are spending 8 nights somewhere, you will NOT get 2 free nights unless they are separate bookings.

    My from experience, it is a bit of a hassle to have to call the agency but well worth it. They honored a price found on the hotels website.

    Also not mentioned in this post was the fact that you get priority pass select with the card. This give you access to many of the priority pass lounges.

  12. It’s still a sock drawer card.
    1. $250 credit is nice, but you still have $200 in value to make up.
    2. Correct me if I’m wrong, but you don’t get the points for hotels booked through their program.
    3. I’ve only had one or two instances where not having Global Entry caused me a lot of extra time at immigration. Not that big of a deal.
    4. Don’t fly AA, so I don’t care about access to their lounges.
    5. Don’t play golf.
    6. Almost never check a bag.
    7. Citi Premier’s categories are better.

  13. Can use $250 this year and next – so $500 value on air.

  14. $350 AF if you have a Citigold account (can then close Citigold)- $250 airfare credit= $100 net-fee. You can easily get $100 in value from Admiral’s Club access, priority pass select with guest access, 4th night free, 3x points on airfare and hotels and supercharging all of your cards TYPs to 1.6 cents/point for AA redemptions. If you fly AA a lot this is a keeper.

  15. Matt sounds like the card isn’t for you. For most, it is.

  16. Is there any way to see the list of golf courses available for the complimentary rounds? I’d hate to get the card only to find no courses near me… Only way to see courses appears to be “own the card and sign up at the link”

    Kind of new to the points game. Looking forward to a family vacation, and wouldn’t mind a few free rounds of golf.

  17. where is the “citi portal” ? I thought all reservations had to go thru Carlson Wagonlit (sp)