Limited Time: $300 Cash Back or 30,000 Points With Chase Ink Cash

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Update:   This offer is no longer available.  Check our Hot Deals for the latest offers. 

For a limited time, the sign-up bonus on the Chase Ink Cash business card has been increased to $300 or 30,000 Chase Ultimate Rewards points after meeting minimum spending requirements.

Usually, the sign-up bonus is $200 or 20,000 Chase Ultimate Rewards points.  So now is a great time to get this card, especially because it has NO annual fee!

30,000 Chase Ultimate Rewards points can be worth $375 when you buy flights or hotels through the Chase Travel portal.  I’ll explain!

Limited Time 300 Cash Back Or 30,000 Points With Chase Ink Cash

You’ll Get $300 Bonus Cash Back or 30,000 Chase Ultimate Rewards Points With the Chase Ink Cash

Keep reading to find out how you can get cash or combine the points with another popular Chase card to Get Big Travel with Small Money!

What’s the Deal?

Link:   Hot Deals

Link:   My Review of the Chase Ink Cash

Link:   How to Fill Out a Chase Business Credit Card Application

The Chase Ink Cash earns cash back in the form of Chase Ultimate Rewards points, which are worth 1 cent each.  You can redeem them as a statement credit or direct deposit.

Or, they’re worth 1.25 cents each when you use them to buy flights and hotels through the Chase Ultimate Rewards travel portal.  But only if you also have the Chase Sapphire Preferred, Chase Sapphire Reserve, Chase Ink Plus, or Chase Ink Bold (no longer available).

So you can combine your points and use them through the Chase travel portal for more value!  You’d get $375 worth of travel from the 30,000 point sign-up bonus (30,000 points x 1.25 cents per point).

With this card, you’ll get:

  • 30,000 points ($300 cash back) after you spend $3,000 in the 1st 3 months
  • 5 points per $1 you spend (5% cash back) on the 1st $25,000 (combined) spent per year at office supply stores and on cell phone, landline, internet, and cable TV services
  • 2 points per $1 you spend (2% cash back) on the 1st $25,000 spent per year at restaurants and gas stations combined
  • Primary auto rental insurance (CDW) when renting for business purposes, plus purchase and extended warranty protection
  • NO annual fee
Limited Time 300 Cash Back Or 30,000 Points With Chase Ink Cash

Have More Spare Change for That Cappuccino When You Pay Your Cell Phone Bill and Earn 5% Cash Back

However, the Chase Ink Cash has a 3% foreign transaction fee, so it’s not a good card to use when you travel abroad.

But I Don’t Have a Big Business!

Like the Chase Ink Plus, the Chase Ink Cash is a business card.  And you might qualify for a business card even if you don’t realize it!

Do you sell items online or at flea markets and yard sales?  Or maybe you help folks with home repair, do freelance design or photography, or write articles for your local paper?  Even if you’ve just opened a business, you could be eligible.

An you’re NOT required to have a business EIN (Employer Identification Number) to qualify for the card.  You can apply as a sole proprietor using your Social Security Number.

Limited Time 300 Cash Back Or 30,000 Points With Chase Ink Cash

Folks Paid for Odd Jobs on the Side Could Qualify for a Business Card

If you already have the Chase Ink Plus, you can still get the Chase Ink Cash for the same business or a different one.  Although, it can be difficult to get both on the same day unless it’s for a different business.  That said, Chase makes the decision!

So even if you have the Chase Ink Plus, the Chase Ink Cash might be helpful if you’ll go over your 5X bonus category limits on the Chase Ink Plus.  Or if you want a business card that offers 2X points on restaurants.

Note:   If you’ve had the Chase Ink Cash in the past, you can earn the bonus again, as long as it’s been at least 24 months since you last received the bonus.

Cash Back or Big Travel?

Some folks prefer cash back, but I like cards that earn miles and points for Big Travel.

The good news is, you can have it both ways with the Chase Ink Cash!

If you also have a Chase Ink Plus, Chase Ink Bold (no longer available), or Chase Sapphire Preferred card, you can transfer Chase Ultimate Rewards points to airline and hotel partners like British Airways, Hyatt, and United Airlines!

Chase Adds New Transfer Partner More Options To Europe

Points You Earn With the Chase Ink Cash Are More Flexible If You Also Have the Chase Ink Plus, Chase Ink Bold, or Chase Sapphire Preferred

If you have 1 of the previously mentioned cards, you could get much more than $300 worth of travel from the 30,000 Chase Ultimate Reward points Chase Ink Cash sign-up bonus.

For example, 30,000 Chase Ultimate Rewards points is enough for:

Limited Time 300 Cash Back Or 30,000 Points With Chase Ink Cash

Slainte! You Could Find Yourself in a Dublin Pub With the Sign-Up Bonus From the Chase Ink Cash and Use the Points Left Over for a Pint or Two

That’s an excellent deal for a card with NO annual fee!

Folks without a Sapphire Preferred, Ink Plus, or Ink Bold could save the points they earn with the Ink Cash (they never expire), then after they’re approved for 1 of those cards in the future, combine all the Chase Ultimate Rewards points for award flights and hotels!

Bottom Line

The sign-up bonus for the Chase Ink Cash has been increased to $300 cash back or 30,000 Chase Ultimate Rewards points after you spend $3,000 on purchases in the 1st 3 months of opening your account.

$300 cash back is a great deal for a no-annual-fee card.  Or use 30,000 Chase Ultimate Rewards points to book $375 worth of flights through the Chase Travel portal and earn airline miles.

But folks who also have the Chase Ink Plus, Chase Ink Bold (no longer available), or Chase Sapphire Preferred cards can transfer points from the Chase Ink Cash to airline and hotel partners!

And that could be worth much more than $300 cash back!

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6 responses to “Limited Time: $300 Cash Back or 30,000 Points With Chase Ink Cash

  1. I applied for the Chase Ink Plus yesterday and was initially given a pending decision.

    I have excellent credit in the high 700s with no problems on my credit history. However, I did just begin my relationship with Chase in the last two months by opening a Chase Checking/Savings account, and then I was instantly approved for the Chase Sapphire Preferred with a $16K credit line in March.

    I called for a decision on the Ink Plus and was asked questions about my sideline software consulting business, which had revenues of about $3,000 this last year and will probably have revenues of about $10,000 this coming year. I explained that I needed the card for buying home office equipment and the travel I would be doing to Seattle and Paris this year.

    I was initially denied because they claimed my business was too new, and they would like to see how it’s doing 6 months from now. I was extremely polite and understanding.

    Undeterred, I waited a few hours and called again, explaining more about how beneficial the perks would be for me and how I’ve never missed a payment and that my credit history is immaculate. Again, I was denied for the business being too new. Additionally, they cited that they’d already opened a credit line for me last month. I responded that I could shift some of the credit from the Sapphire Preferred to the Ink Plus. This did not work either. I understood and was very polite.

    I called a third time today, and this time the representative cited that I had previously spoken with two representatives. I again explained why I needed the card and that the business was a start-up. She was the least helpful of the bunch and flat out denied me, citing the previous two’s reasons.

    Sadly, it looks like I’ll have to wait. I was hoping I’d get approved because I’ve read about so many people being approved with no revenue.

    I did want to apply for the Freedom card. Is that a good idea, or should I wait on that?

  2. Would this cash back award trigger a 1099 at the end of the year?

  3. terms of this card say…”you agree that the card is being used only for business purposes”… I have a small business that would “qualify” for the card as you have said- but then how to meet $3000 in 3 months spend requirements through business expenses? Many of the “Powerful Ways To Complete Minimum Spending Requirements” would not be helpful unless you actually have $3000/3mos expenses for your ‘business’. Is there another way to meet minimum spend without sacrificing integrity. ? Is this “business purposes” language the same for all business cards?

  4. I have Ink Bold, Plus. Will I qualify for this card?

  5. I do not have a business by any stretch of the imagination, but I do often have to use my personal credit for work expenses which I then submit for reimbursement from the company I work for. How do you suppose this would be viewed if I applied for a business card to more easily track and expense for work?

  6. We have lots of business cards and are not too careful to run only business expenses on the cards. We have never had any issues so I do not think they are too strict looking at purchases.