My Current Favorite Credit Card Sign-Up Bonuses!

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Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

Million Mile Secrets reader Victoria writes:

I haven’t seen an article about cards with good sign-up bonuses in a while and it seems like you used to mention 1 almost every blog.  Is it because there aren’t any right now or have you just changed your focus?

I’m finally able to sign-up and meet the spending requirements and always appreciate your insight.

Credit card sign-up bonuses are a quick way to earn lots of miles and points.  And there are lots of great credit card offers right now!

My Current Favorite Credit Card Sign-Up Bonuses

What Are the Best Current Credit Card Sign-Up Bonuses?

I’ll tell you about my current favorite card offers!

What You Should Know Before Applying for Credit Cards

The fastest way to earn miles and points for Big Travel with Small Money is from credit card sign-up bonuses and spending.  But there are some things Victoria should know before she gets started:

  • Start Out Slow – I recommend folks who are new to this sign-up for 1 or 2 cards, until they’re comfortable.  This will give you time to see how your credit is impacted and if you’re able to pay your bills on time.
  • Set Your Travel Goals – Where and how do you want to travel?  Then figure out which miles or points will get you there.  Otherwise, you may wind up with points that aren’t useful to you.

Best New Credit Card Offers

Citi is making some great changes lately.  They’ve improved the offers for 3 of their cards, making them all terrific deals!

Here’s a look at what Victoria can get with these cards.

1.   Citi Hilton HHonors Reserve

Link:   Citi Hilton HHonors Reserve

Link:   My Review of the Citi Hilton HHonors Reserve Card

The Citi Hilton HHonors Reserve is my favorite Hilton hotel card.  That’s because you get 2 weekend nights (Friday, Saturday, and Sunday) at almost any Hilton hotel when you spend $2,500 on purchases within the 1st 4 months of opening your account.

And now this card is even better, because you’ll get $100 statement credit after you spend $100 or more on your 1st stay at a Hilton Hotel within the 1st 3 months of opening your account.

The $95 annual fee is NOT waived the 1st year, but the 2 weekend nights and $100 statement credit more than make up for it.

Victoria will get the most value from the 2 weekend nights that come with the Citi Hilton HHonors Reserve card by using them towards top-tier hotels like the Waldorf Astoria Rome Cavalieri.

My Current Favorite Credit Card Sign-Up Bonuses

The Waldorf Astoria Rome Cavalieri Hotel Can Cost ~$365 per Night, but You Can Stay There With the Weekend Night Certificates From the Citi HHonors Reserve Card

Check out my posts on the top Hilton hotels to use your weekend nights in the USEurope, and the South Pacific.

2.   Citi Prestige

Link:   Citi Prestige

Link:   My Review of the Citi Prestige Card

The sign-up bonus for the Citi Prestige has increased by 20,000 points.  You can now earn 50,000 Citi ThankYou points when you spend $3,000 on purchases within the 1st 3 months of opening your account.  (EXPIRED.)

What I like about this card, is you can redeem your 50,000 Citi ThankYou points for up to $800 in flights on American Airlines (no blackout dates) through July 23, 2017!  And you’ll earn frequent flyer miles!

My Current Favorite Credit Card Sign-Up Bonuses

The 50,000 Citi ThankYou Points You Earn With the Citi Prestige Card Transfer to American Airlines at 1.6 Cents per Point for $800 Worth of Flights!

This card has a high annual fee of $450.

However, you’ll get a $250 airline statement credit (good towards airfare and other airline fees) in 2015 and you can use another $250 airline statement credit (good towards airfare and other airline fees) in early 2016 before your next annual fee is due.

That’s a total of $1,300 in airfare with the Citi Prestige card ($800 in American Airlines flights + $500 in airline credits) through July 23, 2017!

Plus, you’ll get other perks like a $100 credit for your Global Entry application, lounge access, and more!

3.   Citi ThankYou Premier

Link:   Citi ThankYou Premier

Link:   My Full Review of the Citi ThankYou Premier

It’s now easier to earn the sign-up bonus with the Citi ThankYou Premier card.  You’ll earn 50,000 Citi ThankYou points when you spend $3,000 on purchases within the 1st 3 months of opening your account.  The $95 annual fee is waived for the 1st year.  (EXPIRED.)

It previously took over 1 year to receive the full sign-up bonus with Citi ThankYou Premier.

You can redeem the 50,000 Citi ThankYou points for $625 worth of airfare booked through the Citi Travel Center.

Or you can transfer your points to partners like Virgin Atlantic for award flights to Hawaii or Flying Blue for good deals on award flights to Europe!

My Current Favorite Credit Card Sign-Up Bonuses

Escape to Hawaii Using the Citi ThankYou Points You’ll Earn With the Citi ThankYou Premier Card

The Oldies but Goodies!

These credit card offers have been around for a while.  But they’re still great deals!

1.   AMEX SimplyCash

Link:   AMEX SimplyCash

Link:   My Review of the AMEX SimplyCash Card

With the AMEX SimplyCash card, you can earn a $250 statement credit when you spend $5,000 on purchases within the 1st 6 months of opening your account.  And there’s NO annual fee.

Note:  This is a limited time offer that expires January 25, 2016.

What’s great is you earn 5% cash back at US office supply stores (and US cellphone service).  And office supply stores like Staples and Office Depot carry gift cards to other retailers (Amazon, Southwest, Lowe’s, etc).

My Current Favorite Credit Card Sign-Up Bonuses

Buy Gift Cards at Office Supply Stores With Your AMEX SimplyCash Card to Save 5% at Clothing Stores, Department Stores, Restaurants, and More

The AMEX SimplyCash is a business card, so check out my post on 3 ways you might qualify for a business card.  And here’s a guide on how to complete an AMEX business card application.

2.   Barclaycard Arrival Plus

Link:   Barclaycard Arrival Plus

Link:   My Review of the Barclaycard Arrival Plus

You’ll earn 40,000 Barclaycard Arrival miles when you spend $3,000 on purchases within the 1st 3 months of opening your Barclaycard Arrival Plus account.  The $89 annual fee is waived the 1st year.

The 40,000 Arrival miles you earn are worth $420 in statement credits towards travel expenses of $100+.  You can use your Arrival miles towards travel expenses that aren’t usually covered by airline miles and hotel points, such as cruises, taxis, ferries, and attractions.

You can also use your Barclaycard Arrival miles to pay for stays outside of major hotel chains, such as bed and breakfasts, boutique hotels, and nights booked through Airbnb.

My Current Favorite Credit Card Sign-Up Bonuses

You Could Use Your Barclaycard Arrival Miles to Pay for Your Stay in the Saint Pancras Clock Tower in London

3.   Chase Sapphire Preferred

Link:   Chase Sapphire Preferred

Link:   My Review of the Chase Sapphire Preferred

You can earn 40,000 Chase Ultimate Rewards points when you spend $4,000 on purchases within the 1st 3 months of opening your Chase Sapphire Preferred account.  The $95 annual fee is waived the 1st year.

If I could only have 1 card in my wallet, it would be the Chase Sapphire Preferred card.  That’s because you earn 2X points on travel and dining (2 of my favorite things!).  And because Chase Ultimate Rewards points give you lots of flexibility.

Chase Adds New Transfer Partner More Options To Europe

The Chase Ultimate Rewards Points You Earn With Cards Like the Chase Freedom Can Only Be Used With Airline and Hotel Partners, If You Have the Chase Ink Bold, Ink Plus, or Sapphire Preferred

I prefer to transfer my Chase Ultimate Rewards points to partners like United Airlines and Hyatt.

My Current Favorite Credit Card Sign-Up Bonuses

You Can Transfer the 40,000 Points You Earn With the Chase Sapphire Preferred to Hyatt for 2 Free Nights at the All-Inclusive Hyatt Ziva Los Cabos

4.   Chase Southwest Cards

Link:   Chase Southwest Premier Personal

Link:   Chase Southwest Premier Business

Both the Chase Southwest Premier Personal and Business card each have a sign-up bonus of 50,000 points.  To get the bonus, spend $2,000 on purchases on each card within the 1st 3 months of opening your account.  The $99 annual fee on each card is NOT waived.

If you sign-up for both cards, you’ll earn almost enough points for the Southwest Companion Pass!  With the Southwest Companion Pass, a friend or family member can fly with you for close to free for up to 2 years!

My Current Favorite Credit Card Sign-Up Bonuses

The Companion Pass Is a Great Deal for Families and Signing-Up for 2 Southwest Cards Will Get You Most of the Way to the 110,000 Points You Need!

And even though Southwest recently changed its award pricing, the Southwest Companion Pass is still an excellent deal!

Don’t think you can get a business card?  Check out 3 ways you may qualify.  And I also have tips on how to complete a Chase business card application.

Bottom Line

Citi has upgraded the sign-up bonus on the Citi Hilton HHonors Reserve, Citi Prestige, and Citi ThankYou Premier.  Which makes these some of my favorite card offers right now!

And the sign-up bonuses you get with cards like the AMEX SimplyCash, Barclaycard Arrival Plus, Chase Sapphire Preferred, and Chase Southwest Premier Personal & Business are also great deals!

These are a few of the deals I like, but you can find an updated list of all my favorite cards in the Hot Deals tab.

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Editorial Disclaimer: Neither the responses below nor the editorial content on this page are provided or commissioned by the bank advertisers, and have not been reviewed, approved or otherwise endorsed by the bank advertisers. Opinions expressed here are the author’s alone, not those of the bank advertisers. It is not the bank advertisers’ responsibility to ensure all posts and/or questions are answered.

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12 responses to “My Current Favorite Credit Card Sign-Up Bonuses!

  1. I just got the Business Gold Rewards Card American Express Open with a 75,000 MR points enrollment bonus and my choice of several 3x categories, including airfare, the one I want with significant business related flight purchases coming up shortly. It does require $10,000 spend in three months to get that bonus, though, so it’s not for everyone – just happens to fit my immediately spending expectations well.

  2. You didn’t mention how many points and bonuses Arrival gives on all purchases which effectively makes it 2.2 cents on travel per dollar spent- well over other cards.

  3. I am waiting for the Chase Southwest Business Card with the 50,000 points offer. I haven’t seen it on the Chase or Southwest websites lately. Your link references the 50,000 Business card offer, but when I click on the link it brings me to the Chase application page — but I don’t see any reference to the bonus points amount. Before I apply, can you confirm that I would receive the 50,000 points through your link right now (as I am only seeing 25,000 points offer on the Chase & SWA websites presently).

  4. Can I combine Co to Thank You points with my AA miles?

  5. @TimL
    I understand there’s an offer for 60,000 points on a Chase Southwest Business Premier card available until April 27th. I believe you can call Chase at 888-883-2721 and ask to apply for the Chase Southwest Business Premier card. You may also have to mention the offer code “DF01”.

  6. @Timl

    I had applied for the Southwest Business card last week and received an email stating my application had to be reviewed. This morning i called the reconsideration line and they approved me and confirmed the 60k miles.

  7. I would like to know the answer to Timl’s question on the biz SW card as well. I hate calling in to apply for credit (especially with biz cards). Can someone verify the link on the SW Biz Premier is actually 50,000?

  8. I’m confused between the 50K Citi Prestige and 50K ThankYou Premiere. Both give you 50K in ThankYou points but you only mention the $800 American Airline benefit for Citi Prestige. Does that mean getting the ThankYou Premiere card doesn’t allow you to purchase points/transfer them to AA?

    As always, thanks for blogging and always giving us such good tips and advice! Thank you so much.

    Best,
    Lisa

  9. I want to apply for a delta gold card, what is the best website to give me the most points.
    Thanks,
    marybeardall@gmail.com

  10. Confused Person

    Mary, what are you trying to accomplish by putting your gmail? People don’t have the time to email you and spoon feed you answers. Try googling for the delta gold card if you want to apply for it. This board is for people that have done their research but still can’t find the answers.

  11. Tosh Yamauchi

    I applied for the Chase Sapphire Preferred card this year thru your website and received 50,000 bonus and 5000 UR points for my wife’s use of the card. I feel like a kid in a candy shop. Thanks for opening my eyes to the world of points.

  12. is there a good chance i’d get approved for both business & personal cards at the same time?