Earn a No-Contract Phone (Worth Up to $650) With New Citi AT&T Access More Card

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Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

With the new Citi AT&T Access More card, you can earn a $650 statement credit towards a new cell phone (with NO contract).

To get the credit, spend $2,000 on purchases within the 1st 3 months of opening your account.

Emily and I don’t earn a commission for this card, but we’ll always tell you about the best offers!

Earn A No Contract Phone Worth Up To 650 With New Citi ATT Access More Card SURL

With the Citi AT&T Access More Card, You’ll Be Reimbursed for a New Cell Phone Along With the Flexibility of No Contract

Plus, you’ll earn 3X Citi ThankYou points at retail and travel websites.

Find out if you should (or should NOT) consider this new card!

The New Citi AT&T Access More Card

Link:   Citi AT&T Access More Card

Sign-up for the Citi AT&T Access More card and spend $2,000 within the 1st 3 months of opening your account.  Then when you use your card to purchase a NO contract phone (through a special link), you’ll receive a statement credit of up to $650 to cover the cost of your phone.

Earn A No Contract Phone Worth Up To 650 With New Citi ATT Access More Card SURL

You’ll Earn a Statement Credit up to $650 Off the Price of a New Phone When You Complete the Minimum Spending on the Citi Access More Card

Other perks include:

  • 3X Citi ThankYou points at AT&T, online retailers, and travel sites
  • 1X Citi ThankYou point on everything else
  • 10,000 Citi ThankYou points on your card anniversary each year when you spend $10,000 on your card

The $95 annual fee is NOT waived.  And there’s a 3% foreign transaction fee, so I wouldn’t use this card overseas.

Is This a Good Deal?

Statement Credit for a No-Contract Phone

I prefer to apply for cards with mile and point sign-up bonuses I can use towards Big Travel.

That said, a statement credit worth as much as $650 could be a great deal for folks who want a new phone.

And because your phone isn’t under contract, AT&T may unlock it for you after 60 days.  This means you can use it overseas with SIM cards and with other wireless companies.

Note:  You must set up AT&T service and keep it for at least 15 days to get the statement credit

3X Points at Retail and Travel Websites

What’s most interesting to me, is you can earn 3X Citi ThankYou points at online retailers and travel sites.

Earn A No Contract Phone Worth Up To 650 With New Citi ATT Access More Card SURL

Will You Earn 3X Citi ThankYou Points at Amazon With This Card?

Citi defines retail websites as:

Websites that sell goods directly to the consumer through an online website and include department store websites, specialty store websites, warehouse store websites and boutique websites

And travel websites are defined as:

Websites that allow you to book travel and include online travel agencies, hotel websites and airline websites

This will be a terrific deal if you can earn 3X Citi ThankYou points on sites like Amazon and Orbitz.  I called Citi to find out, but they currently don’t have any more information.

I’ll let you know as soon as we have more details!

There Are Lots of Other Great Citi Card Offers!

While this card sounds interesting, there are so many other fantastic Citi cards available right now.  And Citi limits folks to 1 card application per day and 2 cards within 65 days.

I’d much rather use my 2 applications for Citi cards with improved sign-up bonuses:

Earn A No Contract Phone Worth Up To 650 With New Citi ATT Access More Card SURL

I’d Rather Have 2 Weekend Nights at the Conrad Maldives Than a Cell Phone, but Do What Works Best for You!

Check out my post for help deciding between the Citi Prestige and Citi ThankYou Premier.

Bottom Line

You can earn a new no-contract cell phone (worth up to $650) with the new Citi AT&T Access More card.  To earn the statement credit towards a new phone, spend $2,000 on purchases within the 1st 3 months of opening your account.

This is a unique sign-up bonus, and it might be a good deal for folks who want a new phone.

We don’t earn a commission from this card, but Emily and I will always share the best deals with our readers!

You’ll also earn 3X Citi ThankYou points at AT&T, retail websites, and travel websites.  This bonus category may make this card very interesting.  But we don’t know if sites like Amazon qualify yet.

However, Citi limits folks to 2 card applications within 65 days.  And I’d rather earn a sign-up bonus that I can use towards Big Travel from cards like the Citi Hilton HHonors Reserve, Citi Prestige, or Citi ThankYou Premier.

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Editorial Disclaimer: Neither the responses below nor the editorial content on this page are provided or commissioned by the bank advertisers, and have not been reviewed, approved or otherwise endorsed by the bank advertisers. Opinions expressed here are the author’s alone, not those of the bank advertisers. It is not the bank advertisers’ responsibility to ensure all posts and/or questions are answered.

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24 responses to “Earn a No-Contract Phone (Worth Up to $650) With New Citi AT&T Access More Card

  1. hmm interested in this. in the market for a new phone.
    So i could use $650 towards any AT&T phone?
    might get galaxy S6

  2. Hmmmm… pretty compelling offer if you wanted to get a new iPhone or similar.

    Also, the earning 3X at retail websites is unique as far as I know.

  3. The phone may be contract free, but is it unlocked? If it’s not unlocked, it might as well be a brick…

  4. If the phone is paid for AT&T will unlock it for free.

  5. Thanks for the post!
    Would love to hear if the new I Phone is part of the offering with that link.

  6. Using this card on Amazon is pure stupidity when you can use Ink card and get 5x on Amazon GC at Staples.

  7. This is an interesting offer, due to the value and fact that I am in the market for a new phone. The only caveat that stands out is the following:
    “Eligible Phones: Only phones (smartphones or basic/feature phones) purchased from AT&T at full retail price (no annual contract) through the link provided are eligible. You must activate the phone with qualifying AT&T postpaid wireless service (including voice and data as applicable) and keep the phone, and remain active and in good-standing, for at least 15 days. Excludes phones purchased via a 2-year wireless agreement, pre-paid or AT&T NextSM.”
    It is stating that the phone must be purchased through the link, and this leaves me wondering what may or may not be on the other end of the link. Could be a bummer if you are looking for a specific phone and they are not offering it due to popularity or other reasons.

  8. It is a great deal if you want to buy a new phone. If you are getting the phone you could stick to the AT&T prepaid plan or get a plan through Cricket which is again owned by AT&T. If you are planning to use it on Cricket you don’t need to unlock the phone. But I believe in order to get the phone unlocked for international use, you need to stick with AT&T for 60 days.

  9. IMHO, some will get the card with the $2,000 requirement, just to get an iPhone 6 on the cheap. My read last night on AT&T web site cause me to feel those 3X portals will be cherry picked. Finally, I expect cheap, but current technology cell phones to keep rolling out of China and India.

  10. I’ve previously heard that Citi will typically only approve one application for a Citi personal card every 8 days. I haven’t verified this through personal experiments though.

  11. I am already att customer for more than 2 years (currently, out of contract). Can I still get the phone & activate with my current SIM (number) to meet minimum 15 days att service requirement?

  12. I have same question as Greg.
    “I am already att customer for more than 2 years (currently, out of contract). Can I still get the phone & activate with my current SIM (number) to meet minimum 15 days att service requirement?”

  13. Hi – Has anyone reported success with this?
    If so, has anyone had success specifically with the latest model iphones (iphone 6plus or iphone 6s plus)?
    Will it work for existing/current customers?
    Please confirm; thanks!

  14. I have completed the signup process. and am waiting for the link to get / choose a phone. Ill report back my findings.
    S

  15. @Sam: Are you able to find iPhone6S &iPhone6S Plus in the eligible link?

  16. yes both the iphone 6s and 6splus are in the email link, also the link is found under the account details page on the my citi log in page…also if you email customer service, they sent me an email stating i could buy one in the store as an exception because I accidentally deleted my email link

  17. How do you get the phone unlocked? i was told you have to wait 60 days but if you cut off service after 15 days, can you still get it unlocked?

  18. Can we buy Samsung Galaxy S6 via this offer or the email link that would be sent contains just the iPhones to chose from?

  19. I was skeptical but the deal was as advertised. Spent the required amount and bought a 6 plus. After I sent the paperwork $650 was credited to my account. Thanks for alerting us to this deal!

  20. how much fee for activate and stay with att for 15 days, do you have to buy any att wireless plan?

  21. do you have to pay shipping?
    I know that paying tax as always

  22. The site down due to subsystem problems. Any idea If it will be back up to offer ctitbank card with $650 off AT&T phone?

  23. very interesting. 

    but at&t will not allow to purchase expensive phones without contract.
    the contract must be at least 2 months ($50/mo is the cheapest plan).
    then you have to pay off the complete retail cost of the phone.
    any fee to break contract?

    $650bonus
    -$95annual fee
    -$100(2 months of service @$50/mo)
    -$694.99(retail cost so samsung s7)
    =$239.99 out of pocket

    someone, help me out here please. am i calculating this correctly?
    does this deal have value only if you already have at&t service or plan to start new at&t service?

    thanks!

  24. FYI …Get the card and get the phone asap.
    I waited too late as I was looking for the new 6plus and now I have to pay another annual fee as the credit has not yet posted.
    Was told it may take 1-2 billing cycles to show up. It was been over a month and no credit yet.

    ? Does Citi prorate the annual fee if you close the account after paying the annual fee ?
    ? Insurance.. …..AT&T insurance only applies if you keep their phone service.
    What to do if you plan to switch carriers?