Today! New 5% Quarterly Bonus Categories for Freedom, Discover It, US Bank Cash+, & More

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It’s a new quarter, so you can start earning 5% cash back in new categories with cards such as Chase Freedom, Discover It, US Bank Cash+, and more!

Today New 5 Quarterly Bonus Categories For Freedom Discover It US Bank Cash More

Lock-In Your 5% Bonus Categories for the New Quarter!

Find out in which categories you’ll earn 5% back.  And how to activate your bonus!

Cards With Rotating 5% Bonus Categories

Chase Freedom

Link:   Activate Chase Freedom Bonus

Link:   2015 Chase Freedom 5X Points Categories

With the Chase Freedom card, through June 30, 2015, you can earn 5X Chase Ultimate Rewards points in my favorite category, restaurants! 

And you’ll also earn 5X Chase Ultimate Rewards points at Overstock.com, Bed Bath and Beyond, and H&M.

Today New 5 Quarterly Bonus Categories For Freedom Discover It US Bank Cash More

Eat Your Heart Out! You’ll Earn 5X Points at Restaurants With Your Chase Freedom Card This Quarter!

But you’ll have to activate this bonus category by June 14, 2015, to get the extra points!

Citi Dividend

Link:   Citi Dividend 2015 Cash Back Calendar

Link:   Activate This Quarter’s Bonus Categories

The Citi Dividend card is no longer open to new applications.  But if you already have this card, you can earn 5% cash back at Home Improvement & Garden stores through June 30, 2015.

So you can earn 5% cash back on more than just home and garden!

Discover it Cash Back Card

Link:   Discover it Cash Back 2015 Categories & Registration

You can also earn 5% cash back at restaurants this quarter with the Discover it Cash Back card.  Plus, you’ll get 5% back when you go to the movie theater.

Today New 5 Quarterly Bonus Categories For Freedom Discover It US Bank Cash More

The Discover It Card Can Save You 5% on Your Next Date Night!

Be sure you activate this bonus, so you don’t miss out on the 5% cash back!

US Bank Cash+

Link:   US Bank Cash+ Categories

You can choose two 5% cash back categories and one 2% cash back category with the US Bank Cash+ card.

I’ve listed a few examples for each 5% category, but check theMerchant Examples for more details:

  • Bookstores – Barnes & Noble, Amazon Kindle Books, and some University Bookstores) Note: Some folks say they’ve received 5% back on many Amazon purchases besides books with this category.
  • Car Rental – Avis, Budget, National Car Rental
  • Cell Phone – AT&T, T-Mobile, Verizon
  • Charity – American Cancer Society, Kiva, The Salvation Army
  • Department Stores – Bloomingdales, JCPenney, Nordstrom Rack
  • Electronics Stores – Best Buy, Fry’s Electronics, TigerDirect
  • Fast Food – Chipotle, Panera Bread, Starbucks, and Cold Stone Creamery!
  • Furniture Stores – American Furniture, Ethan Allen, IKEA
  • Gyms – 24 Hour Fitness, Gold’s Gym, LA Fitness
  • Movie Theaters – AMC Theatres, Fandango.com, Regal Cinemas
  • Select Clothing Stores – Ann Taylor, Eddie Bauer, Old Navy
  • Sporting Good Stores – Big 5 Sporting Goods, REI, Sports Authority
Today New 5 Quarterly Bonus Categories For Freedom Discover It US Bank Cash More

Be Sure to Select Your Categories Each Quarter, Even if You Plan on Keeping Them the Same!

Otherwise, you’ll only earn 1% cash back on all spending for the entire quarter!

Earn 5% to 6% Back in Many of These Categories Year Round!

You can earn cash back in many of the above categories anytime with:

  • Blue Cash Preferred® Card from American Express – 6% cash back at US supermarkets up to $6,000 per year; then 1%
  • AMEX SimplyCash – 5% cash back at US office supply stores
  • Chase Ink Bold (no longer available) – 5X Chase Ultimate Rewards points (5% back) at office supply stores
  • Chase Ink Cash – 5X Chase Ultimate Rewards points (5% back) at office supply stores
  • Chase Ink Plus – 5X Chase Ultimate Rewards points (5% back) at office supply stores

That’s because you can buy gift cards at grocery stores and office supply stores for:

  • Restaurants
  • Movie Theaters
  • Home Improvement Stores
  • Bookstores
  • Department Stores
  • Clothing Stores
Today New 5 Quarterly Bonus Categories For Freedom Discover It US Bank Cash More

Break Category Boundaries With Gift Cards!

Don’t Worry About Gift Cards or Rotating Categories Each Quarter!

Folks who don’t want to fuss with rotating categories might consider a card that earns multiple bonus points on every purchase, such as:

  • Barclaycard Arrival Plus – 2X Arrival miles on everything, worth 2.1% back when redeemed for $100 or more in travel expenses
  • Citi Double Cash1% cash back on all purchases and another 1% cash back when you pay your bill
  • Discover it Miles – 1.5% cash back, doubled at the end of the 1st year, for an effective 3% back on everything
Today New 5 Quarterly Bonus Categories For Freedom Discover It US Bank Cash More

With These Cards You’ll Earn Bonus Points Every Time You Use Your Card, No Matter Where You Are!

Bottom Line

Today is the 1st day of the new quarter.  So that means new 5X bonus categories have begun!

Remember to activate your 5% bonus categories for the new quarter on cards like Chase Freedom, Discover It, and US Bank Cash+.  If you don’t, you will NOT earn the bonus points on your purchases!

However, you can earn 5% to 6% cash back on many of these categories anytime, by purchasing gift cards at grocery stores or office supply stores with cards such as Blue Cash Preferred® Card from American Express and Chase Ink Cash.

Or you can avoid categories and gift cards altogether with Barclaycard Arrival Plus, Citi Double Cash, or Discover it Miles.  Because these cards give you multiple bonus points for every single purchase.

You don’t have to choose just 1 type of card, but remember to choose your categories for this quarter!

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Editorial Disclaimer: Neither the responses below nor the editorial content on this page are provided or commissioned by the bank advertisers, and have not been reviewed, approved or otherwise endorsed by the bank advertisers. Opinions expressed here are the author’s alone, not those of the bank advertisers. It is not the bank advertisers’ responsibility to ensure all posts and/or questions are answered.

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One response to “Today! New 5% Quarterly Bonus Categories for Freedom, Discover It, US Bank Cash+, & More

  1. There’s also the SallieMae MasterCard for 5% cash back at grocery stores (up to $250 per month), gas stations (up to $250 per month), and bookstores including Amazon (up to $750 per month).