Just Released: 2015 Chase Freedom 5X Categories!

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The official 2015 category bonuses for the Chase Freedom credit card are out!

5 Discount Shopping Online Using These 2 Cards When You Use Points To Fly American Airlines

Find Out Where You Can Earn 5X Chase Ultimate Rewards Points (5% Back) With Your Chase Freedom Card This Year!

The Chase Freedom is great because you can easily earn 5X Chase Ultimate Rewards points on regular purchases.  Spend $1,500 in the categories each quarter to get 7,500 Chase Ultimate Rewards points.  And you can use those points to get $75.

But I prefer to use the points for Big Travel with Small Money.  I’ll explain!

How to Use the Freedom Categories to Get Big Travel

Link:   Chase Freedom

Link:   Chase Sapphire Preferred

Link:   Chase Ink Plus

The Chase Freedom has no annual fee so you can keep it for a long time.  This helps your credit score and builds a relationship with Chase which often has the best credit card offers.

Some folks like to redeem the Chase Ultimate Rewards points for 5% cash back.  But you can also transfer them to the Chase Sapphire Preferred, (no longer offered) Chase Ink Bold, or the Chase Ink Plus and from there to airline or hotel partners such as Hyatt or United Airlines.

For instance, when you spend the maximum of $1,500 in the categories each quarter, you’ll earn 7,500 Chase Ultimate Rewards points.  So at the end of the year, you will have collected 30,000 Chase Ultimate Rewards points (7,500 Chase Ultimate Rewards points per quarter X 4 quarters).

That’s worth $300 if you choose cash back.  But when you have the Sapphire PreferredChase Ink Bold, or the Chase Ink Plus you can transfer your 30,000 Chase Ultimate Rewards points to 30,000 United Airlines miles.

Just Released 2015 Chase Freedom 5X Categories

30,000 United Airlines Miles Are Enough for a Round-Trip Flight to Anywhere in the Mainland US, Including the New Diagon Alley in The Wizarding World of Harry Potter at Universal Orlando

That’s more than enough United Airlines miles for a round-trip award flight to anywhere in the US (excluding Hawaii), Alaska, and Canada!  Depending where you want to go, that can be worth much more than $300!

30,000 United Airlines miles can also get you a 1-way flight to Europe.  Most 1-way flights to Europe cost much more than $300.

Just Released 2015 Chase Freedom 5X Categories

30,000 Chase Ultimate Rewards Points Are Worth $300 in Cash or You Can Transfer Them to Your Sapphire Preferred, Ink Plus, or Ink Bold and Then to United Airlines for a 1-Way Ticket to Paris

Finally, when you have the Chase Sapphire Preferred, Chase Ink Bold, or Chase Ink Plus, you can book any flight on any airline with no blackout dates through the Ultimate Rewards travel portal for a 20% discount when you pay with Chase Ultimate Rewards points.

So you could use the 30,000 Chase Ultimate Rewards points you earned with your Freedom card for a $375 flight!

Here is how to transfer points from the Chase Freedom to a card which allows you to transfer them to partner hotels and airlines.

2015 Chase Freedom Categories

Note: You have to activate each quarter’s category bonuses to earn the 5X Chase Ultimate Rewards points.  It takes less than 1 minute.  You can sign-up for reminders on the Chase website.  But I’ll remind you as well!

January to March

  • Grocery stores, movie theaters, & Starbucks

This is great because everyone buys groceries.

April to June

Normally I use my Chase Sapphire Preferred to get 2X Chase Ultimate Rewards points at restaurants, but this quarter I’ll use my Freedom card instead.

Just Released 2015 Chase Freedom 5X Categories

5X Chase Ultimate Rewards Points for Burgers & Fries!

July to September

  • Gas stations

Getting 5X Chase Ultimate Rewards points for gas is terrific!  And many station stations sell more than just gas.

Just Released 2015 Chase Freedom 5X Categories

You’ll Earn 5X Chase Ultimate Rewards Points at Gas Stations With Your Chase Freedom Card

October to December

  • Amazon.com

I LOVE the 4th quarter.  That’s because Amazon.com is usually a bonus category!

200 In Amazon Gift Cards Winners

Amazon Carries (Almost) Everything and You’ll Earn 5X Points With Chase Freedom

I use my Chase Freedom over my other cards to earn 5X Chase Ultimate Rewards points in the bonus categories each quarter.

Bottom Line

You can get 5X Chase Ultimate Rewards points with your Chase Freedom in the quarterly categories.

You can earn 30,000 Chase Ultimate Rewards points from the 2015 categories.  That’s worth $300 in cash.

But when you have the Chase Sapphire Preferred, Chase Ink Plus, or Chase Ink Bold, you can use those points to get a $375 flight on any airline in the Ultimate Rewards portal.

Or transfer the points to partners like United Airlines for travel such as a round-trip award ticket within the US and Canada or a 1-way flight to Europe.

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13 responses to “Just Released: 2015 Chase Freedom 5X Categories!

  1. Agreed, 4th quarter is where it’s at. 5x points on Amazon right before Christmas? Perfect!

  2. It has been released for a long time .not just

  3. Pingback: Chase Freedom 2015 Bonus Categories Revealed!

  4. Stephanie Thorp

    I am new to this (actually so new that my Freedom card is still in the mail), do I have to spend the entire $1500, or can I get the rewards for the as much as I do spend up to $1500? Could I buy only $800 in groceries and still get 5X back on that?

  5. @Stephanie Thorp-If you are able to spend the money upfront for later down the line, I certainly recommend maximizing the 5x categories to the full $1,500 each quarter. For example, if you spend $800 at grocery stores from January-March for your regular shopping, purchase $700 in grocery store gift cards at the store in order to get the full 5x and then use the gift cards throughout the rest of the year.

  6. Is there really any advantage to using the freedom to buy Amazon GC vs using the Ink at Staples to buy Amazon GC? I guess maybe you don’t have to drive anywhere.

  7. Hi Darius,

    Can i buy 3 * $500 GC from grocery stores like Fry’s or safeway for 1st quarter 2015 and earn 5X points? That would be great if i can know which stores are eligible in grocery category for chase freedo m Q1 2015. Thanks.

  8. Do the grocery stores sell VISA cards that can be loaded on to the Bluebird card?

  9. Which PA groceries sell visa or vanilla card by credit?

  10. Don’t like the categories for Oct – Dec. Already have a Amazon .Com CC so these three months are just wasted. Like just getting: gas stations, groceries, dept stores, restaurants, etc so we can use where we want to shop.