2 EveryDay Cards That Earn American Express Membership Rewards Points

Disclosure: We get a commission for links on the blog. You don’t have to use our links, but we’re very grateful when you do. American Express, Barclaycard, Chase, and US Bank are Million Mile Secrets advertising partners. Opinions expressed here are the author's alone, and have not been reviewed, approved or endorsed by our partners. Here’s our Advertiser Disclosure.

Million Mile Secrets reader Sally commented:

I already have The Business Gold Rewards Card from American Express OPEN, but it is coming up for renewal. I would rather not pay the $175 renewal fee, so I’m deciding whether to get the American Express EveryDay card instead.

Can I transfer my American Express Membership Rewards points to that card?  And can I earn American Express Membership Rewards points to transfer to airlines the same way I did with the The Business Gold Rewards Card from American Express OPEN?

2 EveryDay Cards That Earn American Express Membership Rewards Points

Sally Can Transfer American Express Membership Rewards Points Earned From the American Express EveryDay Card to Certain Airlines, Like British Airways

Sally can’t transfer American Express Membership Rewards points from 1 card to another like she would with Chase cards.  Instead she gets 1 American Express Membership Rewards account number, and as long as her new AMEX card is linked to that account, the American Express Membership Rewards points accumulate in the same account.

So she can keep her American Express Membership Rewards points if her American Express EveryDay card or American Express EveryDay Preferred card is linked to the same American Express Membership Rewards account as The Business Gold Rewards Card from American Express OPEN.

And she can continue to earn American Express Membership Rewards points that she can transfer to certain airlines and hotels.

Note: The American Express EveryDay and American Express EveryDay Preferred cards now come with 1 year of Amazon Prime after you’ve met the minimum spending requirements.

So Sally can keep her American Express Membership Rewards points from expiring when she cancels The Business Gold Rewards Card from American Express OPEN as long as she has another American Express card which earns Membership Rewards points.

Sally might also have other cards that earn American Express Membership Rewards points such as:

Personal CardsBusiness Cards
Premier Rewards Gold Card From American ExpressThe Business Gold Rewards Card from American Express OPEN
American Express® Mercedes-Benz PlatinumThe Blue for Business® Credit Card from American Express
The Platinum Card® from American ExpressThe Enhanced Business Platinum Card® from American Express OPEN
AMEX EveryDay® Credit Card from American Express
Business Green Rewards Card from American Express OPEN
AMEX EveryDay® Preferred Credit Card from American Express
American Express® Gold Card
American Express® Green Card
Blue from American Express® Note: These are the ONLY AMEX cards that earn Membership Rewards points that can NOT be transferred to airline & hotel programs. But you can use these points on the Membership Rewards website for other redemptions. Includes personal AND small business versions of the card.

She can call the number at the back of her American Express card to make sure that her cards are linked to the same American Express Membership Rewards account.

American Express EveryDay Card

Link:  American Express EveryDay card

Link:   My review of the American Express Everyday card

Sally can get 10,000 American Express Membership Rewards points and 1 year of Amazon Prime’s streaming music and unlimited 2-day shipping after spending $1,000 within the first 90 days on the American Express EveryDay card.  As always, terms and conditions apply.

It’s not a big sign-up bonus, but there’s NO annual fee.  Because the American Express EveryDay card has no-annual fee, it’s a great card for Sally to keep for a long time to build her credit history.

Sally earns:

  • 2X American Express Membership Rewards points per $1 spent at US supermarkets (up to $6,000 a year)
  • 1X American Express Membership Rewards points per $1 spent on everything else

Sally earns an extra 20% American Express Membership Rewards points when she uses the card to make more than 20 purchases within a billing cycle (less returns and credits).  There is no minimum transaction amount for any of those 20 purchases.

2 EveryDay Cards That Earn American Express Membership Rewards Points

Sally Gets 20% More American Express Membership Rewards Points When She Uses Her American Express EveryDay Card 20 Times In a Billing Cycle

So she’s effectively earning:

  • 2.4X American Express Membership Rewards points per $1 spent at US supermarkets (up to $6,000 a year)
  • 1.2X American Express Membership Rewards points per $1 spent on everything else

And Sally can transfer those American Express Membership Rewards points to certain airlines and hotels.

EveryDay Preferred Card

Link:   American Express EveryDay Preferred card

Link:   My review of the American Express EveryDay Preferred card

Sally gets 15,000 American Express Membership Rewards points and a year of Amazon Prime from the American Express EveryDay Preferred card after spending $1,000 within the first 90 days.  As always terms and conditions apply.

The sign-up bonus isn’t very big and the $95 annual fee is NOT waived the 1st year.

However, Sally can transfer her American Express Membership Rewards points to this card, and then transfer to certain airlines and hotels.

With the American Express EveryDay Preferred card, Sally earns:

  • 3X American Express Membership Rewards points at US supermarkets (up to $6,000 a year)
  • 2X American Express Membership Rewards at US gas stations
  • 1X American Express Membership Rewards points on everything else

When Sally uses this card to make more than 30 purchases within a billing cycle, she earns an extra 50% American Express Membership Rewards points (less returns and credits).  There is no minimum transaction amount for any of those 30 purchases.

So she’s effectively earning:

  • 4.5X American Express Membership Rewards points at US Supermarkets (up to $6,000 a year)
  • 3X Membership Rewards at US gas stations
  • 1.5X Membership Rewards points on everything else

Bottom Line

To avoid paying the $175 annual fee on The Business Gold Rewards Card from American Express OPEN, Sally can connect her American Express Membership Rewards account to the American Express EveryDay card or the American Express EveryDay Preferred card.

Both cards earn American Express Membership Rewards points that are transferrable to partner airlines and hotels.

* If you liked this post, why don’t you join the 16,000+ readers who have signed-up to receive free blog posts via email (only 1 email per day!) or in an RSS reader …because then you’ll never miss another update!

* If you liked this post, why don’t you join the 25,000+ readers who have signed-up to receive free blog posts via email (only 1 email per day!) or in an RSS reader …because then you’ll never miss another update!

Editorial Disclaimer: Neither the responses below nor the editorial content on this page are provided or commissioned by the bank advertisers, and have not been reviewed, approved or otherwise endorsed by the bank advertisers. Opinions expressed here are the author’s alone, not those of the bank advertisers. It is not the bank advertisers’ responsibility to ensure all posts and/or questions are answered.

Leave a Reply

Your email address will not be published. Required fields are marked *

6 responses to “2 EveryDay Cards That Earn American Express Membership Rewards Points

  1. Daraius,
    “The sign-up bonus isn’t very big, but the $95 annual fee is waived the 1st year.”
    I dont think the annual fee for the preferred card is waived for the first year?? It is still $95

  2. Can you just convert the Amex Gold card to American Express EveryDay Card so your points are retained without annual fee and no hard pull

  3. Can membership rewards be transferred between spouses?

    thanks in advance

  4. I have the Amex Blue card. This is the card that you can’t transfer points to airlines. This is the only Amex card I have that earns MR points. Will I be able to transfer my points to my wife’s account if she has either of the Everyday cards?

    TIA

  5. The Amex Biz Gold card cannot be converted to an Amex Everyday card – tried that the last time I was up for renewal and called to cancel.