Top 5 Business Cards That Offer 50,000 Points or More!

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Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

Now that the Chase Ink Plus card has a limited time offer for 70,000 Chase Ultimate Rewards points, it is clearly one of the best business credit cards available.

Note:   The Chase Ink Plus 70,000 point bonus offer ends on October 19, 2014.

Top 5 Business Cards That Offer 50,000 Points Or More

Do Have 1 of the Top 5 Business Cards?

But there are many other great business cards that will get you travel rewards and cash back on your business purchases.  Many business credit cards have large sign-up bonuses of 50,000 miles or points, so I’ve compiled a list of them!

How to Qualify for Business Cards

Some folks think you have to be incorporated to get a business card.  But you can get cards if you’re small business with only 1 employee!

You can also get business credit cards for a business you’re starting.  You should always be truthful when filling out a business credit card application.

Business cards have less impact on your personal credit score because the business card credit line and spending are usually NOT reported to the personal credit bureaus, unless you don’t pay your bills.

As always, be sure to read the 5 dangers of applying for credit cards.

Top 5 Business Cards

Link:   Business Cards

Here are my 5 favorite business cards…

Some of these cards are issued by different banks, so you may be able to get them at the same time.

1.   Chase Ink Bold and Chase Ink Plus Cards

Link:   Chase Ink Plus 

Link:   My review of the Chase Ink Plus card

Link:   Chase Ink Bold

Link:   My review of the Chase Ink Bold card

Link:   How to fill out a Chase business card application

For a limited time, you can get 70,000 Chase Ultimate Rewards points after spending $5,000 in the 1st 3 months on the Chase Ink Plus card.  The $95 annual fee is NOT waived for the 1st year.

You can get 50,000 Chase Ultimate Rewards points with the Chase Ink Bold after you spend $5,000 in the 1st 3 months.  The $95 annual fee is waived for the 1st year.  However, the Chase Ink Bold is only available on the Chase website for a limited time, and may not be available for much longer.

These are my favorite business cards because you get great category spending bonuses, especially if you’re a Big Spender:

  • Earn 5X Chase Ultimate Rewards points per $1 spent at office supply stores, and on cable, internet, and wireless purchases
  • Earn 2X Chase Ultimate Rewards points per $1 spent at gas stations and hotels (booked with the hotel)
  • NO foreign transaction fees
Top 5 Business Cards That Offer 50,000 Points Or More

You Can Earn 250,000 Chase Ultimate Rewards Points a Year at Office Supply Stores Such as Staples When You Use Your Chase Ink Plus or Chase Ink Bold Card

You can get $875 when you book travel through the Chase Ultimate Rewards Mall.  But I like transferring my points to airline and hotel partners.

 Chase Ultimate Rewards Airline Transfer Partners 
British AirwaysFlying Blue (Air France/KLM)Korean Air
Singapore AirlinesSouthwestUnited Airlines
Virgin Atlantic
 Chase Ultimate Rewards Hotel Transfer Partners 
HyattIHGMarriott
Ritz-Carlton

Emily and I love transferring our Chase Ultimate Rewards points to Hyatt.  50,000 Chase Ultimate Rewards points gets you 2 nights in a category 6 Hyatt hotel, like the Grand Hyatt Kauai or the Park Hyatt Maldives for rooms that cost $500 or more per night!

You can also transfer them to United Airlines for international flights to places like India. Or you could transfer Chase Ultimate Rewards points to British Airways Avios for short distance domestic flights if you don’t have a Southwest Companion Pass.

The Chase Ink Bold is a charge card so you have to pay your balance in full every month.  Because the Chase Ink Plus is a credit card, you can carry a balance.

2.   CitiBusiness AAdvantage World MasterCard

Link:   CitiBusiness® / AAdvantage® Platinum Select® World MasterCard®

Link:   My review of the CitiBusiness AAdvantage World MasterCard

Link:   How to fill out a Citibank business card application

American Airlines miles are easy to use.  You can use them to fly to Hong Kong on Cathay Pacific.  And there are many ways earn American Airlines miles.

You get 50,000 American Airlines miles from the CitiBusiness AAdvantage World MasterCard after you spend $3,000 in the 1st 3 months.  The $95 annual fee is waived for the 1st year.

You also get:

  • Free checked bag
  • Group 1 boarding
  • $99 coach companion certificate (when you spend $30,000 or more on the card in a year)

50,000 American miles can get you 2 round-trip coach seats in the US (excluding Hawaii), or a 1-way Business Class ticket to Europe.

Top 5 Business Cards That Offer 50,000 Points Or More

You Can Fly Business Class 1-Way to Madrid for 50,000 American Airlines Miles

But the Starwood Business card (#3) is a better way to earn American Airlines miles!

3.   Starwood Preferred Guest Business Credit Card From American Express

Link:   Starwood Preferred Guest Business Credit Card

Link:   My review of how to use Starwood points

You can get 25,000 Starwood points from the Starwood Preferred Guest Business Credit Card From American Express after spending $5,000 in the 1st 6 months.  You can use Starwood points for hotel nights or airline tickets.

Note: As stated above, this card is the exception to this list because it is NOT a 50,000 point business card.  However, you can also apply for the 25,000 point Starwood Preferred Guest Personal Credit Card From American Express at the same time.

You get:

  • 2 Starwood points per $1 spent at Starwood hotels
  • 1 Starwood point per $1 spent on everything else
  • $65 annual fee (waived the 1st year)
  • Terms and conditions apply

You can transfer Starwood hotel points to 31 airlines, including American Airlines:

 Starwood Preferred Guest Airline Transfer Partners 
AegeanAeroMexicoAir Canada
Air BerlinAir ChinaAir New Zealand
Alaska AirlinesAlitaliaANA
American AirlinesAsia Miles (Cathay Pacific)Asiana Airlines
AviancaBritish AirwaysChina Eastern
China SouthernDeltaEmirates
Etihad Flying BlueGol Smiles
Hainan AirlinesHawaiian AirlinesJapan Airlines
Jet AirwaysKorean AirlinesLAN
Miles & More (Lufthansa)Qatar AirwaysSaudi Arabian Airlines
Singapore AirlinesThai AirwaysUnited Airlines
Virgin AtlanticVirgin Australia

You get a bonus of 5,000 airline miles for every 20,000 Starwood points you transfer.

So you’re earning 1.25 American Airlines miles for every $1 you spend (if you transfer 20,000 Starwood points to American Airlines).

Top 5 Business Cards That Offer 50,000 Points Or More

You Can Transfer Your Starwood Points to American Airlines to See the Leaning Tower of Pisa in Italy

Note:  You will pay foreign transaction fees with the Starwood business card, so you shouldn’t use it outside the US.  Instead use cards that don’t charge foreign transaction fees such as Chase Ink Bold or Chase Ink Plus cards.

4.   US Bank Club Carlson Business Rewards Card

Link:   US Bank Club Carlson Business Rewards

You get 85,000 Club Carlson points after spending $2,500 in the 1st 3 months on the US Bank Club Carlson Business Rewards card.  The $60 annual fee is NOT waived for the 1st year.

You can use Club Carlson points at Club Carlson hotels such as:

You’ll also get:

You get a free award night when you redeem an award night for stays of 2 nights or longer at the same hotel.  This means that if you’re staying 2 nights, you get one night “free” by only paying points for the first night.

Top 5 Business Cards That Offer 50,000 Points Or More

The Free Bonus Night Award From the Club Carlson Card Means You Get to Stay 2 Award Nights for the Price of 1 Award Night

Note:  US Bank tends to deny applications from folks who have a lot of recent credit inquiries.  So you should apply for this card 1st before you apply for other business cards.

5.   Southwest Premier Business Credit Card

Link:   Southwest Premier Business Credit Card

This Chase business card is currently offering 50,000 Southwest points after spending $2,000 within the 1st 3 months.  This is a great way to earn your Southwest Companion Pass for nearly free travel!

Note:  This is NOT my link but I’ll always tell you about the best offers, even when I don’t earn a commission!

This offer expires November 8, 2014.

The $99 annual fee is NOT waived the 1st year.

Here is my full review of the card.

The application page does not state the offer terms so some folks might not be comfortable using it.  So instead you can call 800-278-4370 and ask for the 50,000 point offer for the Southwest Premier Business Card.

Bottom Line

Currently with a 70,000 Chase Ultimate Rewards points bonus, the Chase Ink Plus card is #1 on my top 5 business card list.

But there are several other cards that offer 50,000 or more miles and points!  Included in my top 5 business card list with the Chase Ink Plus are the Chase Ink Bold, the CitiBusiness AAdvantage World MasterCard, Starwood Preferred Guest business card, the US Bank Club Carlson Business Rewards, and Southwest Premier Business Card card.

You can qualify for a business card even if your business is new.  

Your personal credit score won’t be impacted by business cards because the business card credit line and spending are usually NOT reported to the personal credit bureaus (unless you don’t pay your bills).

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Editorial Disclaimer: Neither the responses below nor the editorial content on this page are provided or commissioned by the bank advertisers, and have not been reviewed, approved or otherwise endorsed by the bank advertisers. Opinions expressed here are the author’s alone, not those of the bank advertisers. It is not the bank advertisers’ responsibility to ensure all posts and/or questions are answered.

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15 responses to “Top 5 Business Cards That Offer 50,000 Points or More!

  1. i’m about to tune out of this blog for good with all the chase ink slurping going on recently.

  2. agree with chris

    I haven’t clicked over here for some time. And I said to myself, i’ll give it another shot- and if the top post is not a Chase card pitch, then i’ll put MMS back in my newsfeed. But alas, it was another chase card pitch.

  3. The AMEX starwood card doesn’t have a 50k sign up bonus or em I missing something?

  4. Thanks for introducing me to this credit card app game, but it’s getting too much lately. MMS Bye for now.

  5. Regarding the Citi Biz Mastercard: I have had this card before but cancelled it about a year ago. Am I eligible to receive the sign up bonus a second time?

  6. What is the Amex starwood card doing on this list? It’s only a 25K offer not a 50K offer!

  7. glad to hear that this great blog will be not be visited by at least 3 idiot trolls. however, i’m sure these trolls will be back soon as they did came back today.

  8. why is someone who expresses their opinion a ‘troll’? agree or disagree, it’s just how i see it. and plainly obvious to many longer-term readers.

  9. @chris & 2 other trolls: only a troll would visit a site over & over yet criticize it unworthy of visit.

  10. I’m interested in 50k bonus miles offers from Southwest Business Card. Let me know if anyone has a referral link or come across that offer.

  11. @Darius – Curious, I was approved for the Southwest Premier Personal Card as of August 2014. I will have acquired a 50k sign-up bonus miles as of October 2014 billing statement. If I apply for the Southwest Business Card now, will this apply towards the Companion Pass for 2014 and 2015? Or not? I look forward to your response.

    Thank you!

  12. Who are the other trolls I only see any @flyer your one of them!

  13. I am new so could someone please explain to me the Amex spg offer, I must be missing something!?

  14. I’m a little surprised that an MMS blog post about the five best business CCs didn’t just list five Ink Plus cards. 😛

  15. Regarding Mieke’s question: this is one of the Q’s I always wonder about. Is there a good post somewhere about how long we should wait before re-applying to a card we dropped? How does this vary by issuer or card?