Making the Most of the Chase Ink 70,000 Point Bonus: Transfer to United Airlines

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Update:   The Chase Ink Plus 70,000 point offer is no longer available, but check Hot Deals for the latest offers!

One of the more popular ways to use Chase Ultimate Rewards points is transferring them to United Airlines.  Folks like United Airlines because they usually have lots of award seats available, and you can use miles to travel on lots of partner airlines.

Now that the Chase Ink Plus sign-up bonus has increased to 70,000 points for a limited time after you spend $5,000 in the 1st 3 months, you might wonder how much travel you could get by transferring those points to United Airlines.

Note: The Chase Ink Plus 70,000 point bonus offer ends on October 19, 2014.

Making The Most Of The Chase Ink 70000 Point Bonus Transfer To United Airlines

United Airlines Miles Can Be Used for Award Tickets on United and Partner Airlines Such as Air New Zealand and Lufthansa

What are the best ways to make the most of 70,000 points on United Airlines?  Let’s find out!

Use Points for United Airlines Flights

Link:   Airline Award Charts

Link:   United Airlines Award Charts

Link:   Introduction to United Miles

1.   Example:  Coach Class or First Class Within North America

70,000 miles plus using another 5,000 miles from the minimum spending is enough for 3 round-trip, coach class saver award tickets within the continental US and Canada on United Airlines (3 tickets x 25,000 miles per ticket).  You’d pay fees of ~$11 per ticket.

Making The Most Of The Chase Ink 70000 Point Bonus Transfer To United Airlines

You and 2 Friends Could Use the Sign-Up Bonus From the Chase Ink Plus to Fly to Vancouver, Canada

I priced tickets between Houston and Vancouver and the cheapest I could find in coach class were $556 round-trip.

Making The Most Of The Chase Ink 70000 Point Bonus Transfer To United Airlines

You’ll Pay $556 From Houston to Vancouver

Not all domestic coach class tickets are this expensive, but 3 tickets using this example are worth $1,668 (3 tickets x $556 per ticket).  That’s a lot of travel from the Chase Ink Plus sign-up bonus!

If you feel like splurging, you could get a round-trip, First Class ticket on United Airlines for 70,000 points.  This could be a great value, depending on the route.

For example, a paid round-trip, First Class ticket between New York and San Francisco costs $1,638.

So you’re getting a similar dollar value for your points, but only getting 1 round-trip ticket instead of 3.  But it could be worth it if you really want to fly First Class.

2.   Example:  Coach Class From Mainland US, Alaska, and Canada to Hawaii

You could get a round-trip, coach class saver award ticket between the mainland US, Alaska, or Canada to Hawaii for 45,000 miles.

So with the Chase Ink Plus sign-up bonus, you’d have enough for this ticket and have 25,000 points left over (enough for another domestic round-trip ticket)!

Making The Most Of The Chase Ink 70000 Point Bonus Transfer To United Airlines

You Could Use 45,000 Miles for a Waikiki Beach Vacation!

I checked the price of a round-trip, coach class ticket between Philadelphia and Honolulu in April.  You’d pay ~$1,113!

That’s a really great deal, considering you’ll still have 25,000 points left over from the Chase Ink Plus sign-up bonus to use for more flights or hotels!

3.   Example:  Coach Class or Business Class From North America to Europe

A coach class, round-trip saver award ticket costs 60,000 miles.  United Airlines flies to many European cities, including London, Frankfurt, Paris, and Rome.

Making The Most Of The Chase Ink 70000 Point Bonus Transfer To United Airlines

You Could Fly to Europe for 60,000 Miles Round-Trip in Coach on United Airlines

Searching for a round-trip ticket from Washington, DC, to Rome in June, the cheapest non-stop ticket was $1,767!

Making The Most Of The Chase Ink 70000 Point Bonus Transfer To United Airlines

A Round-Trip Flight From the Capital of the US to the Capital of Italy Will Set You Back ~$1,800

You could get a 1-way Business Class ticket to Europe for 57,500 miles.  A paid ticket costs over $3,000!

Making The Most Of The Chase Ink 70000 Point Bonus Transfer To United Airlines

You’ll Pay Over $3,000 for a 1-Way Business Class Ticket to Europe

In this case, you’ll get more dollar value for your points (and have more left over) by using them for a 1-way Business Class ticket.

Use Points for Partner Flights

Link:   United Airlines Partners

United Airlines is a member of the Star Alliance, which means you can use United Airlines miles to fly on any Star Alliance airline, like Air Canada, Lufthansa, or Singapore Airlines.

You can also use United Airlines miles on their other partners, like Aer Lingus, Hawaiian Airlines, or Jet Airways.

Making The Most Of The Chase Ink 70000 Point Bonus Transfer To United Airlines

You Can Use United Airlines Miles for Award Tickets on Partner Airlines, Like Air Canada

The award ticket pricing on partner airlines can be much more expensive than using miles on United Airlines, so it’s not always a good deal.  But with so many partners, you can go almost anywhere.

1.   Example:  Business Class From North America to South America on Avianca

You could use 70,000 miles for a round-trip, Business Class ticket between New York and Lima, Peru, on Avianca (a Star Alliance partner).

Making The Most Of The Chase Ink 70000 Point Bonus Transfer To United Airlines

United Airlines Charges 70,000 Miles for a Round-Trip, Business Class Partner Award Ticket to Countries in the Northern Part of South America

A paid ticket on this route costs over $2,300!

Making The Most Of The Chase Ink 70000 Point Bonus Transfer To United Airlines

You’d Pay $2,317 for a Round Trip Business Class Ticket to Peru on Avianca

2.   Example:   Business Class From North America to Europe on Lufthansa

Or you could fly to Europe in Business Class 1-way for 70,000 miles on partner airlines like Lufthansa, Swiss, or Austrian.

Making The Most Of The Chase Ink 70000 Point Bonus Transfer To United Airlines

You Could Treat Yourself to a Lufthansa Business Class Ticket for 70,000 Miles 1-Way

Here’s where you’d get a lot of value from the sign-up bonus.  I priced a 1-way Business Class ticket from Chicago to Berlin on Lufthansa and it costs over $7,200!

Making The Most Of The Chase Ink 70000 Point Bonus Transfer To United Airlines

One-Way in Business Class on Lufthansa From Chicago to Berlin Costs $7,231

That’s an amazing value from just 1 credit card sign-up bonus.

3.   Example:   Business Class From North America to Japan on Singapore Airlines

Between the sign-up bonus and minimum spending on the Chase Ink Plus card, you’ll get 75,000 points.  It costs 75,000 United Airlines miles for a 1-way partner award ticket to Japan in Business Class.

Singapore Airlines is consistently ranked as 1 of the world’s best airlines.  So this could be a great opportunity to try them out!

Making The Most Of The Chase Ink 70000 Point Bonus Transfer To United Airlines

Enjoy Fine Dining and Impeccable Service With Singapore Airlines Business Class

I searched for flights between Los Angeles and Tokyo in February and the cheapest tickets were over $2,900.

Making The Most Of The Chase Ink 70000 Point Bonus Transfer To United Airlines

Singapore’s Business Class Isn’t Cheap!

So by signing-up for the Chase Ink Plus card you could experience the world’s best Business Class seat!

Note:   Singapore Airlines is also a Chase Ultimate Rewards transfer partner.  You’d pay fewer miles (57,375 if you book online) for the same ticket, but Singapore adds fuel surcharges while United Airlines does NOT.

Bottom Line

Transferring Chase Ultimate Rewards points to United Airlines could be a great way to use the 70,000 point sign-up bonus from the Chase Ink Plus card.

Whether you use the points for United Airlines award tickets, or tickets on Star Alliance and other partner airlines, you should be able to get thousands of dollars worth of travel with your points!

What’s your favorite way to use United Airlines miles?

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12 responses to “Making the Most of the Chase Ink 70,000 Point Bonus: Transfer to United Airlines

  1. The FTU people are such sports. Hyatt Platinum status is yours if you sign up for the Hyatt card + you’ll get 2 free nights. It will cost you half the price! If the powers that be were good negotiators, they would have ‘forced’ their pals at Hyatt to give Diamond status to all that sign up. You’d get breakfast out of that. FYI, MMS has a link on his credit card tab for the Hyatt card.

  2. I got approved for this card! My wife and I are planning a trip to the Dominican Republic in March. We live in Tulsa, Ok. How can I use the miles wisely to get our two RT tickets? Should I transfer them to Southwest or United? I’ve also thought about applying for the SW card to get their sign up bonus. Any suggestions would be greatly appreciated.

  3. We applied for this card when you had to go into the bank to do so. I applied and also tried to have my husband apply separately for our business and the 2nd application was considered a duplicate. Thought I’d share this info.

  4. Heads up, SQ longhaul J class cannot be booked with UA miles (or by most other partner programmes in Star Alliance). Only regional J on SQ can be booked. You’d need to use KF miles to get longhaul SQ J.

  5. Already have an Ink card (got it about 1.5 years ago) for an unincorporated small business, i.e. it’s on my SSN not a FEIN. Have put very little spend on the card in the last year. I have a much larger small business that has actual business spending but is also unincorporated. Does anyone know if it is possible to get approved for two Inks (and the bonus twice) for two small businesses if both are ultimately under a single SSN? (Note: Also have two personal Chase cards that do have spending on them on a regular basis: Hyatt and Sapphire.) Thanks!

  6. @Joel: I believe there is occasional (if also very rare) Intl. SQ J class made available to *Alliance partners; it’s just that in practical fact there is ZERO Intl. F (or R, for the A380 Suites) made available that way. Well, technically, for people wanting to learn to use ExpertFlyer, it’d be X, O & I fare codes for award inventory search purposes, but that’s quibbling over terminology. Your point is utterly valid in practice, however; it’d be best IMHO to xfer UR to KF & pay the relatively minor fuel surcharge while saving 17,000 UR points for the future. (Would be 17,625 but you have to xfer on 1,000 mile boundaries; and there’s a typo in the article: it’s actually 57,375 rather than 58,375, net of the 15% online discount for the 67.5K award band in question).

  7. @Chris: Here’s how I’d tackle that, if it were me in your situation: I’d go with Southwest, and their flights into Punta Cana. Of course, if you want to go to Santo Domingo instead, that could have some bearing on things, but even then, ground transport might be the way to end up there, while still flying WN. Depending on whether your wife can/does also apply for cards, you might have her take on the app for the Southwest personal card this year, as soon as practical, and then the business card very early next year, to maximize the time you’d have the Companion Pass. If she’s not in the game, or perhaps doesn’t work outside the home, you could do those apps, but you’d really want to wait awhile before hitting Chase up again. Then go for the personal card first, followed by a business card early next year. That way all apps are spaced out a bit, and the 2 business apps are spaced out the most. Of course all that hinges on whether any of the 2 personal and 2 business SW cards offer the 50,000 point bonus now and/or, reliably, in the future. I admit I’ve not kept up with that, as I already have my Companion Pass, so the earning process has fallen off my radar. If you can’t get the C.P. in time, then United might be more in the running as an option, but Southwest wins out if you can. It’s a benefit you could use for close to 2 years. Gotta love that!

  8. @Jess – You will get the bonus for the second Ink card on a separate business EIN even though it’s the same SSN.

  9. @MatthewD – Thanks! For clarification, when you say a separate business EIN you mean actually going through the process of applying for an EIN via the IRS’ online application and then using that in lieu of a SSN when applying for a business card?

  10. @Jess – That’s how I would do it. The EIN is super easy to get and just makes everything look more legit.

  11. can you transfer these chase points to a family member’s account? or use the points to buy travel for a family member”?

  12. My father applied for one of the business cards with Southwest last year, but was denied. He was approved for both personal cards with Southwest and has almost earned the companion pass. Does it make sense to attempt to get the Ink card? They’re both Chase so I wasn’t sure if they would deny him a business card again. It’s been several months since he applied for the last business card.

    Also, I encourage a friend to get the Ink card earlier this year. He was denied due to the fact he has no credit history. Always pay everything with cash. How does he starting getting credit cards with no credit history?