Boost Your Points or Cash Back Earnings When You Buy the New iPhone 6!

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Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

The new iPhone 6 is available September 19, 2014 (this Friday!).  Here’s how to get the most miles, points, or cash back for your purchase!

Boost Your Miles Points Or Cash Back Earnings When You Buy The New iPhone 6

Don’t Miss the Opportunity to Earn Points or Cash Back When You Buy the New iPhone 6!

Earn Points When You Buy iPhone 6

The number of points you can earn when you buy the new iPhone 6 depends on where you shop and which credit card you use.

Many stores are offering ~$100 to ~$300 in credits when you trade in your old iPhone.  So this could also impact your decision.

Unfortunately, the iPhone 6 is excluded from most shopping portals.  But this could change in a few months.

In the meantime, you can still earn bonus points when you use certain cards.  Here’s a look at some of your options:

1.   Staples

The iPhone 6 will be available at Staples.  This is fantastic news because you can use your Chase Ink Bold or Chase Ink Plus card to earn 5X Chase Ultimate Rewards points!

Boost Your Miles Points Or Cash Back Earnings When You Buy The New iPhone 6

You Could Earn 5X Chase Ultimate Rewards Points With the Chase Ink Plus Card When You Buy the iPhone 6 at Staples

I love earning Chase Ultimate Rewards points because they can be transferred to airline partners…

 Chase Ultimate Rewards Airline Transfer Partners 
British AirwaysFlying Blue (Air France/KLM)Korean Air
Singapore AirlinesSouthwestUnited Airlines
Virgin Atlantic

…and hotel partners.

 Chase Ultimate Rewards Hotel Transfer Partners 
HyattIHGMarriott
Ritz-Carlton

The Chase Ink Bold and Chase Ink Plus also offer purchase protection on items you buy with your card.  This covers damage and theft for 120 days after your purchase.  Check your Benefits Guide for full details.

2.   Apple Store

Some folks prefer to purchase their iPhone directly from the Apple store.  But you won’t earn the most points there.

Boost Your Miles Points Or Cash Back Earnings When You Buy The New iPhone 6

Buy the iPhone 6 at the Apple Store and You Could Earn 2X Points With the AMEX Business Gold Rewards Card

You can earn 2X American Express Membership Rewards points at the Apple Store, if you pay with the AMEX Business Gold Rewards card.

You can also transfer AMEX Membership Rewards points to airline partners…

 American Express Membership Rewards Airline Transfer Partners 
AeroMexicoAir CanadaAlitalia
ANAAsia MilesBritish Airways
Delta AirlinesEl AlEmirates
EtihadFlying Blue (Air France / KLM)Hawaiian Airlines
IberiaJetBlueSingapore Airlines
Virgin AmericaVirgin Atlantic

…and hotel partners.

 American Express Membership Rewards Hotel Transfer Partners 
Choice HiltonStarwood

The AMEX Business Gold Rewards card covers damage and theft for 90 days with purchase protection.

You will also get a 1 year extended warranty with this card.  So if you buy a 2 year AppleCare warranty, you will actually get 3 years of coverage.

However, with both the purchase protection and the extended warranty, AMEX will only cover you for the amount charged to your card.  When you sign-up for a new contract your phone can cost just $199.  If the phone breaks and has to be replaced, a new iPhone 6 will cost you $650 with no contract.  So you won’t have enough to buy a new phone.

3.   Wireless Carriers

You can also buy the iPhone from a wireless carrier such as AT&T, Verizon, Sprint and T-Mobile.

Cards that earn bonus points when you shop at cellphone providers:

  • Chase Ink Bold & Chase Ink Plus –  5X points at cellphone providers.  This is typically only for wireless service, NOT phones and accessories.  But in the past some folks have been able to get 5X points on new phones.

There are some great shopping portal deals for new customers.  So if you’re switching wireless carriers, you can earn ~2,000 to ~3,000 points!

Get Cash Back When You Buy the iPhone 6

If you prefer to earn cash back, here are some of your best options:

1.   American Express SimplyCash

You can earn 5% cash back on the iPhone 6 at Staples when you pay with the AMEX SimplyCash Card.

Let’s say you buy the mid-range 64gb iPhone 6 with a 2 year contract for ~$300.  If you use the AMEX SimplyCash Card. you will get ~$15 in cash back ($300 for phone x 5% cash back).

I prefer to earn 5X Chase Ultimate Rewards points at Staples with my Chase Ink Bold card.  That’s because 1,500 Chase Ultimate Rewards points can be worth more than $15.

2.   Discover It

The Discover It card is a great option.  That’s because you can earn 5% cash back if you buy your new phone online October through December.

Boost Your Miles Points Or Cash Back Earnings When You Buy The New iPhone 6

Buy the iPhone 6 Online From October 1, 2014 to December 31, 2014, and get 5% Cash Back With the Discover It Card!

You will only earn 5% cash back on up to $1,500 in spending.  This is important to keep in mind if you plan on buying multiple phones, accessories, protection plans, etc.

3.   Other Cash Back Cards

If you don’t have a Discover It card, you can also earn cash back when you buy the iPhone with cards like:

And you may be able sweeten the deal by combining cash back with store discounts, if you can order online.

iPhone 6 Deals & Discounts

Here’s a list of stores that are offering savings and incentives when you buy the iPhone 6:

1.   Sam’s Club

Sam’s Club will have the cheapest price on the new iPhone 6.  The price starts at $177 with a 2 year contract, which is $22 less than you can find at Staples or the Apple store.

Boost Your Miles Points Or Cash Back Earnings When You Buy The New iPhone 6

If You’re Looking for the Lowest Price, Sam’s Club Is the Place to Buy the iPhone 6

And with the Discover It card you will save another ~$9 (~$177 iPhone 6 x 5% cash back) if you buy it online.

2.   Walmart

At Walmart the iPhone 6 starts at $179 with a 2 year contract.  This is a $20 discount.

The Discover It card will save you another ~$9 (~$179 iPhone 6 x 5% cash back) when you purchase it through walmart.com.

Boost Your Miles Points Or Cash Back Earnings When You Buy The New iPhone 6

You Could Save $29 on the iPhone 6, If You Buy the iPhone 6 at Walmart.com With the Discover It Card

 3.   RadioShack

At RadioShack you will get a free $50 iTunes gift card when you buy an iPhone 6 starting at $199.  This might be a good deal if you buy a lot of movies, music, or apps.

Boost Your Miles Points Or Cash Back Earnings When You Buy The New iPhone 6

Buy Your New iPhone at RadioShack and Get a Free $50 iTunes Gift Card

This deal expires September 27, 2014.  So you can NOT combine this offer with the Discover It 5% cash back.

Bottom Line

The new iPhone 6 is available in stores on September 19, 2014 (this Friday!).

There are many ways credit cards can help you earn Big Travel and save money when you buy the iPhone 6.

You might consider using the Chase Ink Plus or Ink Bold to earn 5X Chase Ultimate Rewards points at Staples.  That’s because you can use your Chase Ultimate Rewards points for a statement credit OR transfer them to partner airlines & hotels such as United Airlines and Hyatt.

But the best deal for you depends on which stores are in your area and what’s more valuable to you: points, cash back, or instant savings.

If you plan on buying the new iPhone, how will you get the most out of your purchase?

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6 responses to “Boost Your Points or Cash Back Earnings When You Buy the New iPhone 6!

  1. Hi,
    there is actually more offers if you have Chase United MilagePlus Card and you shop via mileageplusshopping.com

    AT&T Wireless
    3900 miles
    $10 off any car or wall charger with any smartphone purchase + free shipping.
    So buy the iPhone and the cheapest charge you find (~$15 before the $10 off) and you will get 3,900 miles.

    Verizon Wireless
    2500 miles
    Get $50 off select devices with new 2yr. activation + free shipping.
    This $50 might not apply to the new iPhone, but you will get the 2,500 miles 🙂

  2. The best western pictured looks awesome! But for now I would stay at the best western in key west Florida! I am Canadian & our winters are pretty cold! Thanks!

  3. Re: #2 (Amex extended warranty), you don’t have to pay the full $650 to replace an iphone – ask the millions of us who have cracked a screen! 🙂 Here are the current replacement costs, and it’s even less if it’s a screen or battery replacement. https://www.apple.com/support/iphone/repair/other/

  4. Bah! Who cares about the new iPhone 6? Seriously, about all they’ve done is brought their product up to several year old Android standards. While Apple was once one of the great innovative companies, they’re getting passed while still somehow retaining a somewhat psychotic allegiance which, I suppose, represents a certain hipster mode. I loved those ads last year where the young guy was holding a place in line for his parents at the Apple Store and once they showed up he went on to purchase a non-Apple product. I will thank Apple heartily for the iPod which was truly one of the greatest inventions of all time and while there are many other ways to listen to music, I still feel compelled to drag mine around the world.

  5. Most credit card or cash back portals do not work on pre order or iphone 6.

  6. MMS, you are an awesome salesman! 23 credit card links in an article about the new Iphone.