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Can I request the statement credit towards the cost of the $3,000 I spent on travel which met the minimum spending requirement and triggered the sign-up-bonus to some extent?
Yes, Kumar can credit his sign-up bonus of 40,000 Arrival miles, towards the $3,000 he spent to meet the minimum spending requirement.
Barclaycard Arrival Plus™ World Elite MasterCard® Card Sign-Up Bonus
Kumar will get 40,000 Arrival miles for spending $3,000 on his Barclaycard Arrival Plus within the first 3 months.
Arrival miles can be redeemed for statement credits at .05 cents per mile towards everyday spending. But 1 cent per mile if used towards travel expenses. And Kumar will get 5% of miles redeemed for travel back.
Yes, You Can Use the Credits Towards Your Minimum Spending!
Kumar can use his 40,000 Arrival miles as a statement credit towards the $3,000 he spent on travel, which also met his minimum spending requirement.
Because this is a travel expense he will receive a $400 statement credit for his 40,000 miles. And he will get an extra 2,000 miles (worth ~$20) for redeeming towards travel!
On top of the sign-up bonus, he also earns 2X Arrival miles on the $3,000 he spent. This gives him another 6,000 Arrival miles. He’ll earn 5% miles back (300 Arrival miles) only when he redeems for travel expenses.
When you sign-up for the Barclaycard Arrival Plus card you get 40,000 Arrival miles when you spend $3,000 within the first 3 months.
You can redeem your Arrival miles as a $200 to $420 statement credit towards the $3,000 in minimum spending you complete!