Chase Ink Plus & Ink Bold Now a Bit Easier to Use Overseas

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Update:   The Chase Ink Bold card is no longer available for new sign-ups.

Via Travel With Grant, new Chase Ink Plus and Chase Ink Bold cards are Chip & Signature.

Chase Ink Plus & Chase Ink Bold Now Come With a Chip for Extra Acceptance When Paying for Your Cheese Plate in Switzerland

But what if you already have a Chase Ink Card?  Can you get a new 1 with a chip?

Chase Ink Plus & Chase Ink Bold Now Chip & Signature

Link:   Chase Ink Plus

Link:   Chase Ink Bold


According to Travel With Grant, Chase is issuing new Chase Ink cards with chips built-in.

The Chase Ink Plus currently has an outstanding 70,000 Chase Ultimate Rewards point sign-up bonus when you apply in a Chase branch.

Current Chase Ink cardholders will have their old cards updated over time.  If not having a chip in your card puts a chip on your shoulder, you can call Chase.

But Chase won’t necessarily send you a new Chip & Signature version of the card right away.

And Chip & Signature technology is NOT the same as Chip & PIN, so it may not be as helpful as you’d like when traveling overseas.  But in general the Chase Ink Plus and Ink Bold are good to use when outside of the US because they don’t have foreign transactions fees.

The Chase Ink cards join the Chase Sapphire Preferred which is already being issued as Chip & Signature.  The Chase Sapphire Preferred also has no foreign transaction fees when you use it abroad.

This Train Ticket Kiosk in France Only Accepts Credit Cards With a Chip

Earlier this year, the Delta American Express cards added Chip & Signature technology while removing their foreign transaction fee.

And the Barclaycard Arrival Plus now has a Chip & Signature AND the option to use a PIN.  Combined with no foreign currency fee, this makes the Arrival Plus card especially useful in places like Europe with automated vending machines that sell train and bus tickets.

Bottom Line

Chase is sending out new Ink Plus and Ink Bold cards with Chip & Signature technology.  If you already have the card, it will eventually be updated.

Do you feel added security and convenience with Chip & Signature cards?  Or does it not make much difference to you?

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10 responses to “Chase Ink Plus & Ink Bold Now a Bit Easier to Use Overseas

  1. Thanks for the link-to Daraius. This is a nice improvement to the Chase Ink family of cards.

  2. What’s the difference between Chip and signature and chip and pin? Also are all European CC chip and pin/signature?

  3. @David, Chip and Sig is very similar to magnetic stripe credit cards. Instead of sliding your credit card and signing the receipt, you insert your chip card into the card reader (chip end into the reader) then you need to sign the receipt.

    Chip and PIN is more like an ATM/debit transaction. You insert the chip card into the credit card reader and enter your 4 digit PIN to approve the transaction. No signature is required. Chip cards (both Sig and PIN) are harder to duplicate for criminals.

  4. Did you really just use the number “1” as a word??? Quote: “Can you get a new 1 with a chip?”

  5. @Grant, thx! Why do some places overseas only except CC with chip? What do people do over there? All the CC in Europe come with chips?

  6. I’ve had my Ink card for about 2 months and when I called Chase they told me it wasn’t eligible for the chip. Were others successful in getting one? Any special number to call?

  7. @David, almost all countries in Europe/EU issue credit and debit cards with Chip and PINs. They are backwards compatible with a magnetic tripe on the back so they can be used in the US and other countries that do not use Chip and PIN. I believe the reason has to do with liability. If you are a merchant, you are responsible for any fraud that is done on a credit card that has a magnetic stripe (aka chargeback). However, if you accept credit cards with Chip and PIN, the customer has to enter the PIN for the purchase to be accepted. Assuming only the owner of the credit card knows the PIN, they are solely responsible for any fraud/stolen/lost transactions. The merchant doesn’t have to worry about chargebacks.

  8. Depending on the country, some stores with older card readers will not be backwards compatible with a magnetic tripe (strangely). Security is definitely a big issue as business in EU is very accustomed to CHIP & PIN they don’t really pay much attention to Swipe & Sign. I made a mistake recently using my wife’s card for about a month and signing as myself, and not a single business (in Spain) caught that EVEN after they asked for a picture ID and mine definitely doesn’t match my wife’s name!

  9. BTW, I called Chase today and they said in about 60 days they will send out new cards with chip…

  10. Darius,
    Recently received Chase Business Ink (May), did spend, received 60,000 miles bonus. Went into Chase Bank, requested 70,000 bonus; They stated that I could not get bonus because this was different product, $95.00 fee, (my newest card had no fee) ect. Then I received invitation in mail last week for a “Ink Plus” card with chip, $95.00 fee, 70,000 bonus. Is there anyway I could get both? I only have one business… Should I cancel the newest card (I have no need for it really)
    Thanks again for great tips in your blog!