How to Get a 20% to 50% Bonus “EveryDay!”

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Update:  The American Express Blue Cash Preferred, American Express Blue Cash Everyday, AMEX EveryDay, and AMEX EveryDay Preferred offers in this post have expired but check Hot Deals for the latest offers!

Did you know you can get a 20% to 50% bonus “everyday?”

American Express has introduced new EveryDay cards, so let’s see if they make sense for you!  I like the EveryDay card because it has no annual fee and is a great way to keep your Membership Rewards point active.  I like the EveryDay Preferred card, because you could earn up to 1.5 Membership Rewards points per $1 spent!

How To Get A 20 To 50 Bonus EveryDay

Get Up to a 50% Bonus on EveryDay Purchases


American Express EveryDay Card

 Link:   American Express EveryDay

You get 10,000 American Express Membership Rewards points after spending $1,000 within 90 days.

The sign-up bonus is similar to the 10,000 point sign-up bonus on the Chase Freedom.  The EveryDay card does NOT have an annual fee!

With the American Express EveryDay card you earn:

  • 2X American Express Membership Rewards points per $1 spent at US supermarkets (up to $6,000 a year)
  • 1X American Express Membership Rewards points per $1 spent elsewhere

 As always, terms and conditions apply. 

How to Get an Extra 20% Bonus

You get an extra 20% American Express Membership Rewards point bonus when you use your card 20 times before your billing statement closes, less returns and credits.

There is no minimum transaction amount required to get the 20% bonus.  So you could put multiple small transactions on your card.

So you’re effectively earning:

  • 2.4X American Express Membership Rewards points per $1 spent at US supermarkets (up to $6,000 a year)
  • 1.2X American Express Membership Rewards points per $1 spent elsewhere

And American Express Membership Rewards points can be used to: 

How To Get A 20 To 50 Bonus EveryDay

Membership Rewards Points Can Be Transferred to Certain Airlines

And because the American Express EveryDay card is a no-annual fee card, it’s a great card to keep for a long time to build your credit history.

And it will keep your Membership Rewards points active if you cancel a card which earns Membership Rewards points, such as an American Express Platinum cardBusiness Platinum card, or Mercedes-Benz Platinum card.

How To Get A 20 To 50 Bonus EveryDay

You Can Keep Your Membership Rewards Points Alive With the No-Annual Fee American Express EveryDay Card

How Does This Compare to the American Express Premier Rewards Gold Card?

With the American Express Premier Rewards Gold card, you earn:

  • 2X American Express Membership Rewards points per $1 spent on groceries and gas within the US
  • 3X American Express Membership Rewards points per $1 spent on airfare
  • 15,000 American Express Membership Rewards points after spending $30,000 within a calendar year
  • As always, terms and limitations apply

But you pay a $175 annual fee!

There is no annual fee on the American Express EveryDay card.  And for most folks, 2X American Express Membership Rewards points (2.4X if you have more than 20 transactions a month) on groceries from the American Express EveryDay card is a better value.  Remember, the bonus does NOT apply to returns or credits.

What About the American Express Blue Cash Everyday Card?

The American Express Blue Cash Everyday card has no annual fee and earns:

  • 3% cash back at supermarkets (up to $6,000 a year)
  • 2% cash on gas

But you can NOT transfer those points to partner airlines and hotels like you can with the EveryDay card. 

EveryDay Preferred Credit Card

Link:   American Express EveryDay Preferred

You get 15,000 American Express Membership Rewards points after spending $1,000 within 90 days.  There is a $95 annual fee.

You get a larger sign-up bonus from the Chase Sapphire Preferred or the Barclaycard Arrival card.  But you can earn more points from spending with the American Express EveryDay Preferred card!

You earn:

  • 3X American Express Membership Rewards points per $1 spent at US supermarkets (up to $6,000 a year)
  • 2X American Express Membership Rewards points per $1 spent at US gas stations
  • 1X American Express Membership Rewards points per $1 spent elsewhere

How to Get a 50% Bonus

You get an extra 50% American Express Membership Rewards point bonus when you use your card 30 times during your billing statement closes.  The 50% bonus does not apply to returns or credits.  There is no minimum transaction amount for the 30 purchases.

So you’re effectively earning:

  • 4.5X American Express Membership Rewards points per $1 spent at US Supermarkets (up to $6,000 a year)
  • 3X American Express Membership Rewards per $1 spent at US gas stations
  • 1.5X American Express Membership Rewards points per $1 spent elsewhere

Use Your American Express Everyday Preferred for Groceries & Gas

So the American Express Everyday Preferred is better for groceries and gas.  That’s because you only get 2X American Express Membership Rewards points on groceries and gas from the Premier Rewards Gold card.

And if you value American Express Membership Rewards points, the American Express Everyday Preferred is my favorite card for everyday spending.  Because you earn 1.5X American Express Membership Rewards points on your everyday spending vs ~1 point on most other cards.

However, you have to use your card 30 times, less returns and credits, before your statement closes to get the 50% bonus which gives you 1.5 American Express Membership Rewards points per $1 spent.  But that’s easy to do if you use it for everyday expenses.

Doesn’t the American Express Blue Cash Preferred Earn 6% on Groceries?

With the American Express Blue Cash Preferred you earn:

  • 6% cash back per $1 spent at US supermarkets (up to $6,000)
  • 3% cash back per $1 spent at gas stations and select department stores

But you  can NOT transfer the cash or points from the American Express Blue Cash Preferred to partner airlines and hotels like you can with the American Express EveryDay Preferred card.  Although, you can use the cash to pay the airline or hotel.

So which do you choose at US supermarkets?  4.5 American Express Membership Rewards points (transferrable to certain airlines or hotels) or 6% cash back?

The American Express EveryDay Preferred card allows you to transfer your points to partner airlines and hotels.

Bottom Line

Don’t get the American Express EveryDay and American Express EveryDay Preferred cards for their sign-up bonuses.  But get American Express EveryDay and American Express EveryDay Preferred card for everyday spending bonuses.  Or to keep your Membership Rewards points active.

You earn American Express Membership Rewards points that are transferrable to partner airlines and hotels.  And they are an easy way to keep your American Express Membership Rewards points from expiring.

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Editorial Disclaimer: Neither the responses below nor the editorial content on this page are provided or commissioned by the bank advertisers, and have not been reviewed, approved or otherwise endorsed by the bank advertisers. Opinions expressed here are the author’s alone, not those of the bank advertisers. It is not the bank advertisers’ responsibility to ensure all posts and/or questions are answered.

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16 responses to “How to Get a 20% to 50% Bonus “EveryDay!”

  1. I’ll get interested when they come out with a reasonable sign-up bonus. I’m not so sure I want the credit pull at these numbers.

  2. Do you get the 20-50% points bonus on all purchases after you make the min. transactions (all purchases meaning the ones you made to get the minimum transactions), or do you just get the bonus for transactions after the minimum number has been met?

  3. @GrantA I think it is all purchases for that billing period which would include the transactions you made to get the 30 transactions.

    I read somewhere that you can buy e-gift cards on Amazon for as little as $0.50 which would be an easy way to get the 30 transactions needed for the bonus. Has anyone done this or something similar?

  4. Would an authorized user’s purchases count towards the 30 transactions?

  5. I got a targeted 25k points for the BCP. I like the 6% straight cashback at grocery stores …. Makes all my amazon purchases 6% off by buying gc’s there. I don’t mind the cashback either even if it’s not MR. 4.5 points after having to force myself to make 30 transactions per month etc … Meh whatever (comparing to everyday preferred..)

  6. Just got approved for this card this morning. I don’t think this card is getting the attention it deserves. It’s currently one of the best ways to earn Amex points and even if you value amex points at only 1.5 cents a piece (they’re definetly worth more than that), the earn rate is still higher than the Barclays arrival plus card and much much higher on category spends. I think this is the best card currently for everyday spend.

  7. This sounds like a great card. Do you know if these points transfer to starwood hotel points? Is that even possible?

  8. @GrantA – Includes all transactions including the initial 30.
    @Michael – Did the E-Gift cards at $1 each with no issues
    @SRob – AU purchases do indeed count towards the 30 transactions
    @Alex – I have both and using the BCP for category spend and the EV for everything else racks up fast
    @Redpanda – They add up fast
    @Heather – They do transfer to Starwood but at a 2 MR to 1 SPG point ratio.

    Phew!

  9. @Heather 2 MR to 1 SPG in the UK but 3.33 MR to 1 SPG in the US.

  10. Agree that 6% grocery cash-back (w/out limit on transaction) is better than forced (30+ transactions) with potential 4.5 points. It is much less work for solid cash.
    One also will need to get at least a 1.45 cent per point value out of Amex Points to justify not getting the cash. Again – much more work needed for that.
    The simpler usually the better!

    • @GrantA – On all purchases as long as you make the minimum purchases in a month.

      @SRob – It should.

      @ Heather – You can transfer Membership Rewards points to Starwood hotels, but the transfer ratio is poor.

      @Justin – Thanks for helping out!

  11. I like these cards too but my issue is the $6k cap on groceries. For those spending more with larger families the PRG starts to edge out with no cap and a potential for the 15k extra miles IMO

  12. Is Costco classified as Grocery? If so, the the BCP is a great deal, much better than the Costco Amex.

  13. How do the AmEx cards both personal and business compare to any of the abovementioned cards? I want/need to obtain my own AmEx as I am getting divorced. The only card I currently have in my name is Southwest Chase Visa. I want to upgrade to the premium version and/or also business card. I am impressed with your expertise, and would appreciate your suggestions on which cards to obtain. Also do you recommend any other cards? Like US Airlines?
    I currently don’t travel very much as I am trying to recover from surgery. I wish I could just talk to you on the phone. My credit is good and I pay off bills every month. I have no debt–house and car are paid off.
    Thanks for your time and kindness.

    Let me know if you need additional information.
    Enjoy your day!

  14. I applied for an AMEX Everyday card but their website was not working properly. I applied again but somehow was approved for the AMEX Everday Preferred card which I did not want. I called AMEX and was told initially to apply for the Everyday card and when the Preferred card would come I should just cancel it. I immediately applied for the Everyday card as I was told to do and I was rejected. I called AMEX and was then told that two applications in the same family on the same day would be rejected. I was told to wait for the Preferred card and then cancel it and after that to call a reference number that the rep provided and the application for the Everyday card would be reviewed. I am concerned how all of this will effect my credit. Do you have any suggestions?
    Also if I decide to keep the Preferred card for one year can I apply for the regular Everday card while I still have the Preferred card?